Hotbit is one of the youngest exchanges opened in early 2018. The exchange does not work with fiat currencies. Hotbit has also adopted some advanced technologies such as GSLB, distributed server clusters, and storage. It goes with a high-speed memory-based trading engine all backed up in multiple machines, cold storage locations, and hot wallets with offline private keys.
N.exchange is a multi-cryptocurrency exchange based in England. It allows users to exchange cryptocurrencies for fiat currencies such as USD, GBP and JPY. N.exchange has a trading fee of 0.5%.
Zaif exchange stands out among the Japan-based exchanges because it's not solely focused on the Asian countries. Among other options, Zaif offers a fiat to crypto exchange.