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Polymath (POLY) is an ERC-20 token facilitating the payment process within the Polymath ecosystem. It is the native token of the Polymath platform. The token is listed on multiple exchanges.
Ripple is a global payment protocol aimed to provide fast transactions and cheap payments internationally. The network uses a digital currency known as XRP (sometimes it's referred to as Ripple). Unlike other cryptocurrencies Ripple is not aimed to replace banks, rather this project is created to improve the work of banks (including transactions between different banks) via blockchain solutions.
Ambrosus (AMB) is a utility token based on Ethereum protocol. As of now, it is available on a number of exchanges, including Binance. This token works as the fuel for Ambrosus ecosystem.