EO.Finance vs Xapo Wallet Comparison

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Company
User rating User rating 2.3 / 5 3 user reviews User rating 4.8 / 5 4 user reviews
Cryptogeek rating Cryptogeek rating 3.4 / 5 Cryptogeek rating 3.6 / 5
Trust Score How it works Trust Score 3.4 / 5 Trust Score 3.62 / 5

About

EO.Finance is a licensed crypto wallet with support for more than 40 currencies and debit/credit card payments. Members may use their crypto and fiat funds with EO Card, connect their card to any of the 50+ currency accounts and the user will have immediate access after registering. EO.Finance allows users to buy cryptos easily and safely with debit or credit card. Additionally, users will be able to withdraw cash from any ATM anywhere in the world and perform wire transfers for both the deposit and withdrawal of funds, meaning users can withdraw their fiat currencies directly from EO.Finance.
Xapo is a Hong Kong-based company providing a cryptocurrency cold vault and a mobile application for managing the assets. Moreover, Xapo offers a рrераіd debit card compatible with Bitcoin, with a number of fiat currencies and numerous point of sale machines and ATMs. The company is well-established. It was formed in 2013 after the vault for storage of BTC created by the future CEO of Xapo, Wences Casares, became popular. In this review, we will try to find out if Xapo is safe and is it a scam or a legit platform for Bitcoin storage and exchange.

Founding Date

2018 2013

Country

United Kingdom Hong Kong

Languages

English English

Wallet type

Software wallet Software wallet

Storage type

Hot wallet Hot / Cold wallet

Private keys

Not available Not available

Available coins

18 - Bitcoin (BTC), Basic Attention Token (BAT), Ethereum Classic (ETC), NEO (NEO), OmiseGO (OMG), Populous (PPT), Loopring (LRC), Golem (GNT), Gas (GAS), FunFair (FUN), Power Ledger (POWR), Dent (DENT), Decentraland (MANA), Loom Network (LOOM), Ripple (XRP), Bitcoin Cash (BCH), Ethereum (ETH), Litecoin (LTC) 1 - Bitcoin (BTC)

Security

Third Party Third Party Encrypted

Anonymity

Medium Medium

Ease of use

Average Easy

Has attached card

no yes

Has trading facilities

yes yes

Has vouchers and offers

No data No data

Features

2 Factor Authentication, Multi-Signature, Hierarchical Deterministic 2 Factor Authentication
About
EO.Finance is a licensed crypto wallet with support for more than 40 currencies and debit/credit card payments. Members may use their crypto and fiat funds with EO Card, connect their card to any of the 50+ currency accounts and the user will have immediate access after registering. EO.Finance allows users to buy cryptos easily and safely with debit or credit card. Additionally, users will be able to withdraw cash from any ATM anywhere in the world and perform wire transfers for both the deposit and withdrawal of funds, meaning users can withdraw their fiat currencies directly from EO.Finance.
Xapo is a Hong Kong-based company providing a cryptocurrency cold vault and a mobile application for managing the assets. Moreover, Xapo offers a рrераіd debit card compatible with Bitcoin, with a number of fiat currencies and numerous point of sale machines and ATMs. The company is well-established. It was formed in 2013 after the vault for storage of BTC created by the future CEO of Xapo, Wences Casares, became popular. In this review, we will try to find out if Xapo is safe and is it a scam or a legit platform for Bitcoin storage and exchange.
Founding Date Founding Date 2018 Founding Date 2013
Country Country United Kingdom Country Hong Kong
Languages Languages English Languages English
Wallet type Wallet type Software wallet Wallet type Software wallet
Storage type Storage type Hot wallet Storage type Hot / Cold wallet
Private keys Private keys Not available Private keys Not available
Available coins Available coins 18 - Bitcoin (BTC), Basic Attention Token (BAT), Ethereum Classic (ETC), NEO (NEO), OmiseGO (OMG), Populous (PPT), Loopring (LRC), Golem (GNT), Gas (GAS), FunFair (FUN), Power Ledger (POWR), Dent (DENT), Decentraland (MANA), Loom Network (LOOM), Ripple (XRP), Bitcoin Cash (BCH), Ethereum (ETH), Litecoin (LTC) Available coins 1 - Bitcoin (BTC)
Security Security Third Party Security Third Party Encrypted
Anonymity Anonymity Medium Anonymity Medium
Ease of use Ease of use Average Ease of use Easy
Has attached card Has attached card no Has attached card yes
Has trading facilities Has trading facilities yes Has trading facilities yes
Has vouchers and offers Has vouchers and offers No data Has vouchers and offers No data
Features Features 2 Factor Authentication, Multi-Signature, Hierarchical Deterministic Features 2 Factor Authentication

Social

Website

eo.finance www.xapo.com

Twitter

@eofinance @xapo
Website Website eo.finance Website www.xapo.com
Twitter Twitter @eofinance Twitter @xapo

Advantages

- User-friendly interface - Multi-Signature transactions - High assets security - Intuitive interface - Wide functionality - Prepaid debit cards

Disadvantages

- Low popularity - The support team is slow to react - No cryptocurrencies other than BTC

Rating

User rating User rating 2.3 / 5 3 user reviews User rating 4.8 / 5 4 user reviews
Cryptogeek rating Cryptogeek rating 3.4 / 5 Cryptogeek rating 3.6 / 5
Advantages Advantages - User-friendly interface - Multi-Signature transactions Advantages - High assets security - Intuitive interface - Wide functionality - Prepaid debit cards
Disadvantages Disadvantages - Low popularity Disadvantages - The support team is slow to react - No cryptocurrencies other than BTC

EO.Finance user rating is 2.3, based on 3 user reviews. Xapo Wallet user rating is 4.8, based on 4 user reviews.

We also calculate the special Cryptogeek TrustScore based on the characteristics of each wallet.

We choose the winner based on our TrustScore Rating. Please remember, it’s still up to you which company to choose! How do we calculate Trust Score?
Trust Score: 3.4 / 5 Write review
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Trust Score: 3.62 / 5
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EO.Finance vs Xapo Wallet - Which Wallet Is Better in 2025?

This EO.Finance vs Xapo Wallet comparison is based on the most recent data on both companies. We do our best to provide you with unbiased information about cryptocurrency companies.

Based on user reviews only, EO.Finance is rated 2.3 with 3 user reviews, while Xapo Wallet is rated 4.8 with 4 user reviews.

Let's finally move to overall Trust Score: