Cash App vs Toast Wallet Comparison

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Company
User rating User rating 4.3 / 5 6 user reviews User rating 3.5 / 5 17 user reviews
Cryptogeek rating Cryptogeek rating 4.4 / 5 Cryptogeek rating 4.2 / 5
Trust Score How it works Trust Score 3.6 / 5 Trust Score 4.07 / 5

About

The Cash App is a peer-to-peer money transfer service developed by Square Inc. that allows users to send and receive money. This service can help you send utility bills, pay for purchases, share the cost of the trip, or any other money sending task that you want to perform with other Cash App users. The Cash App also functions similarly to a bank account, providing users with a debit card called the “Cash Card”, which allows them to make purchases using the funds in their Cash App account. The app also allows users to invest their money in stocks, as well as buy and sell bitcoins.
Toast wallet was an XRP wallet. It has been operating in 2017 - 2020. In 2020, it was shut down because Ripple and Xpring stopped funding its further development. Users with funds left on Toast are withdrawing their coins successfully.

Founding Date

2013 2017

Country

USA New Zealand

Languages

English English

Wallet type

Software wallet Software wallet

Storage type

Hot wallet Hot wallet

Private keys

Not available Available

Available coins

0 1 - Ripple (XRP)

Security

No data Personal

Anonymity

No data Low

Ease of use

No data Easy

Has attached card

No data no

Has trading facilities

No data No data

Has vouchers and offers

No data No data

Features

No data Hierarchical Deterministic
About
The Cash App is a peer-to-peer money transfer service developed by Square Inc. that allows users to send and receive money. This service can help you send utility bills, pay for purchases, share the cost of the trip, or any other money sending task that you want to perform with other Cash App users. The Cash App also functions similarly to a bank account, providing users with a debit card called the “Cash Card”, which allows them to make purchases using the funds in their Cash App account. The app also allows users to invest their money in stocks, as well as buy and sell bitcoins.
Toast wallet was an XRP wallet. It has been operating in 2017 - 2020. In 2020, it was shut down because Ripple and Xpring stopped funding its further development. Users with funds left on Toast are withdrawing their coins successfully.
Founding Date Founding Date 2013 Founding Date 2017
Country Country USA Country New Zealand
Languages Languages English Languages English
Wallet type Wallet type Software wallet Wallet type Software wallet
Storage type Storage type Hot wallet Storage type Hot wallet
Private keys Private keys Not available Private keys Available
Available coins Available coins 0 Available coins 1 - Ripple (XRP)
Security Security No data Security Personal
Anonymity Anonymity No data Anonymity Low
Ease of use Ease of use No data Ease of use Easy
Has attached card Has attached card No data Has attached card no
Has trading facilities Has trading facilities No data Has trading facilities No data
Has vouchers and offers Has vouchers and offers No data Has vouchers and offers No data
Features Features No data Features Hierarchical Deterministic

Social

Website

cash.app toastwallet.com

Twitter

@cashapp @ToastWallet
Website Website cash.app Website toastwallet.com
Twitter Twitter @cashapp Twitter @ToastWallet

Advantages

- Users can import their phonebook and send money to their friends using a phone number or email. - Customers can buy and sell Bitcoin directly from your Cash App balance. - Cash App protects its customers with security features including PIN entry, face and fingerprint identification, encryption, and offline storage of bitcoins. - Service is free - Open-source software - High speed - Good security

Disadvantages

- Limited transparency when it comes to other transactions using the application. - You have to pay a 1.5% commission in order to instantly receive money. - You cannot make payments internationally. - You must verify your account to increase sending and receiving limits. - The wallet was shut down - No currencies besides XRP - The use of fiat currencies is not allowed

Rating

User rating User rating 4.3 / 5 6 user reviews User rating 3.5 / 5 17 user reviews
Cryptogeek rating Cryptogeek rating 4.4 / 5 Cryptogeek rating 4.2 / 5
Advantages Advantages - Users can import their phonebook and send money to their friends using a phone number or email. - Customers can buy and sell Bitcoin directly from your Cash App balance. - Cash App protects its customers with security features including PIN entry, face and fingerprint identification, encryption, and offline storage of bitcoins. Advantages - Service is free - Open-source software - High speed - Good security
Disadvantages Disadvantages - Limited transparency when it comes to other transactions using the application. - You have to pay a 1.5% commission in order to instantly receive money. - You cannot make payments internationally. - You must verify your account to increase sending and receiving limits. Disadvantages - The wallet was shut down - No currencies besides XRP - The use of fiat currencies is not allowed

Cash App user rating is 4.3, based on 6 user reviews. Toast Wallet user rating is 3.5, based on 17 user reviews.

We also calculate the special Cryptogeek TrustScore based on the characteristics of each wallet.

We choose the winner based on our TrustScore Rating. Please remember, it’s still up to you which company to choose! How do we calculate Trust Score?
Trust Score: 3.6 / 5 Write review
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Trust Score: 4.07 / 5
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Cash App vs Toast Wallet - Which Wallet Is Better in 2025?

This Cash App vs Toast Wallet comparison is based on the most recent data on both companies. We do our best to provide you with unbiased information about cryptocurrency companies.

Based on user reviews only, Cash App is rated 4.3 with 6 user reviews, while Toast Wallet is rated 3.5 with 17 user reviews.

Let's finally move to overall Trust Score: