Cash App vs Copay Bitcoin Wallet Comparison

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Company
User rating User rating 4.3 / 5 6 user reviews User rating 3 / 5 1 user review
Cryptogeek rating Cryptogeek rating 4.4 / 5 Cryptogeek rating 4.2 / 5
Trust Score How it works Trust Score 3.6 / 5 Trust Score 2.86 / 5

About

The Cash App is a peer-to-peer money transfer service developed by Square Inc. that allows users to send and receive money. This service can help you send utility bills, pay for purchases, share the cost of the trip, or any other money sending task that you want to perform with other Cash App users. The Cash App also functions similarly to a bank account, providing users with a debit card called the “Cash Card”, which allows them to make purchases using the funds in their Cash App account. The app also allows users to invest their money in stocks, as well as buy and sell bitcoins.
Copay is an Hierarchical Deterministic wallet. This means that funds in the wallet can be restored using old backups, diminishing the risks of losing funds. The extra security of using different addresses for each bitcoin transaction is also a positive security feature alongside multisignature capabilities. Copay allows users to check prices in over 150 currencies. 

Founding Date

2013 No data

Country

USA No data

Languages

English No data

Wallet type

Software wallet No data

Storage type

Hot wallet No data

Private keys

Not available Not available

Available coins

0 0

Security

No data Personal

Anonymity

No data Medium

Ease of use

No data Easy

Has attached card

No data no

Has trading facilities

No data No data

Has vouchers and offers

No data No data

Features

No data Hierarchical Deterministic, Open Source, Multi-Signature
About
The Cash App is a peer-to-peer money transfer service developed by Square Inc. that allows users to send and receive money. This service can help you send utility bills, pay for purchases, share the cost of the trip, or any other money sending task that you want to perform with other Cash App users. The Cash App also functions similarly to a bank account, providing users with a debit card called the “Cash Card”, which allows them to make purchases using the funds in their Cash App account. The app also allows users to invest their money in stocks, as well as buy and sell bitcoins.
Copay is an Hierarchical Deterministic wallet. This means that funds in the wallet can be restored using old backups, diminishing the risks of losing funds. The extra security of using different addresses for each bitcoin transaction is also a positive security feature alongside multisignature capabilities. Copay allows users to check prices in over 150 currencies. 
Founding Date Founding Date 2013 Founding Date No data
Country Country USA Country No data
Languages Languages English Languages No data
Wallet type Wallet type Software wallet Wallet type No data
Storage type Storage type Hot wallet Storage type No data
Private keys Private keys Not available Private keys Not available
Available coins Available coins 0 Available coins 0
Security Security No data Security Personal
Anonymity Anonymity No data Anonymity Medium
Ease of use Ease of use No data Ease of use Easy
Has attached card Has attached card No data Has attached card no
Has trading facilities Has trading facilities No data Has trading facilities No data
Has vouchers and offers Has vouchers and offers No data Has vouchers and offers No data
Features Features No data Features Hierarchical Deterministic, Open Source, Multi-Signature

Social

Website

cash.app copay.io

Twitter

@cashapp No data
Website Website cash.app Website copay.io
Twitter Twitter @cashapp Twitter No data

Advantages

- Users can import their phonebook and send money to their friends using a phone number or email. - Customers can buy and sell Bitcoin directly from your Cash App balance. - Cash App protects its customers with security features including PIN entry, face and fingerprint identification, encryption, and offline storage of bitcoins. - Open-source - Multisig - Private keys control by users - Anonymity

Disadvantages

- Limited transparency when it comes to other transactions using the application. - You have to pay a 1.5% commission in order to instantly receive money. - You cannot make payments internationally. - You must verify your account to increase sending and receiving limits. - Supports only Bitcoin and Bitcoin Cash

Rating

User rating User rating 4.3 / 5 6 user reviews User rating 3 / 5 1 user review
Cryptogeek rating Cryptogeek rating 4.4 / 5 Cryptogeek rating 4.2 / 5
Advantages Advantages - Users can import their phonebook and send money to their friends using a phone number or email. - Customers can buy and sell Bitcoin directly from your Cash App balance. - Cash App protects its customers with security features including PIN entry, face and fingerprint identification, encryption, and offline storage of bitcoins. Advantages - Open-source - Multisig - Private keys control by users - Anonymity
Disadvantages Disadvantages - Limited transparency when it comes to other transactions using the application. - You have to pay a 1.5% commission in order to instantly receive money. - You cannot make payments internationally. - You must verify your account to increase sending and receiving limits. Disadvantages - Supports only Bitcoin and Bitcoin Cash

Cash App user rating is 4.3, based on 6 user reviews. Copay Bitcoin Wallet user rating is 3, based on 1 user reviews.

We also calculate the special Cryptogeek TrustScore based on the characteristics of each wallet.

We choose the winner based on our TrustScore Rating. Please remember, it’s still up to you which company to choose! How do we calculate Trust Score?
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Trust Score: 3.6 / 5 Write review
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Cash App vs Copay Bitcoin Wallet - Which Wallet Is Better in 2025?

This Cash App vs Copay Bitcoin Wallet comparison is based on the most recent data on both companies. We do our best to provide you with unbiased information about cryptocurrency companies.

Based on user reviews only, Cash App is rated 4.3 with 6 user reviews, while Copay Bitcoin Wallet is rated 3 with 1 user reviews.

Let's finally move to overall Trust Score: