Ripio Credit Network (RCN) is the ERC20 utility token of the eponymous credit network. It is a cost-effective tool that allows to process a cost-free transaction within the ecosystem. The token is trading on the number of exchanges paired with other cryptos.
SophiaTX (SPHTX) is the cryptocurrency developed by the eponymous platform and marketplace established in 2017. Originally being an ERC20 token, SPHTX underwent a swap to its own mainnet released in mid-2018.