Ripio Credit Network (RCN) is the ERC20 utility token of the eponymous credit network. It is a cost-effective tool that allows to process a cost-free transaction within the ecosystem. The token is trading on the number of exchanges paired with other cryptos.
SophiaTX (SPHTX) is the cryptocurrency developed by the eponymous platform and marketplace established in 2017. Originally being an ERC20 token, SPHTX underwent a swap to its own mainnet released in mid-2018.
Tezos is a smart contract platform with its own blockchain and a native token (Tezos, XTZ). The governance is performed via Proof-of-Stake algorithm. It means that stakeholders (those who own at least 10,000 XTZ) vote for changes in the protocol. These validators ("bakers") get rewards for the performance of validation. The rewards are generated via inflation. Those who delegate their XTZ to bakers can earn, too.
Tezos has a built-in "self-amendment" mechanism which makes it possible to shape the network without having to make forks. It keeps the community united and makes development process easier.