比较 Ledger Nano S Wallet 与 Uphold Wallet

Introduction

The cryptocurrency space offers a variety of wallet solutions catering to different user needs—from maximum security to integrated trading features. Among these, the Ledger Nano S and Uphold Wallet stand out as popular but fundamentally different options. In this article, we’ll compare Ledger Nano S Wallet vs Uphold Wallet, looking closely at their structures, security, usability, and ideal user profiles. Whether you’re interested in self-custody or an all-in-one financial platform, this guide will help you understand which wallet fits your approach to digital assets.

Background and Company History

Ledger Nano S is a hardware wallet created by Ledger, a French company founded in 2014. Ledger has a solid reputation for offering cold storage solutions with top-tier security. Released in 2016, the Nano S rapidly gained popularity as one of the most adopted hardware wallets, supporting various cryptocurrencies and emphasizing offline storage for robust protection.

Uphold, launched in 2015 and headquartered in the United States, is a custodial platform that combines a digital wallet with trading functionality. It supports the storage and exchange of cryptocurrencies, fiat currencies, precious metals, and stocks, all in one place. Its wallet is cloud-based and part of Uphold’s broader financial ecosystem.

While Ledger Nano S emphasizes cold storage and user control, Uphold prioritizes integrated access to financial markets and ease of use.

Kind of Wallet and Ownership Over Resources

One major distinction between these two wallets lies in their approach to asset custody and management.

Ledger Nano S is a non-custodial hardware wallet, meaning users retain full control of their private keys, stored securely on the device. Transactions require physical confirmation, and recovery is possible using a secure 24-word seed phrase, provided it is kept safe.

Uphold Wallet is a custodial wallet, managed in the cloud. Users don’t control their private keys directly—the platform holds and manages assets on their behalf. While this setup is more convenient, it involves placing trust in a third party for asset safety and transaction handling.

Those seeking maximum control and privacy will prefer Ledger Nano S. Those valuing convenience and integrated services may opt for Uphold.

Security and Risk Management

The security approach of each wallet highlights their core differences.

Ledger Nano S takes a security-first stance, using a secure element chip (SE) and the BOLOS operating system. It’s completely offline, requiring physical validation for all operations. Since it is non-custodial, only the user knows their private keys, eliminating centralized risk.

Uphold relies on centralized protections, employing bank-grade encryption, multi-factor authentication, and internal controls. Most customer assets are kept in cold storage, according to the platform, but the system remains exposed to centralized risk and potential external threats.

For users concerned with external vulnerabilities and online attacks, Ledger Nano S provides unmatched isolation and key security.

Supported Assets and Functionality

Ledger Nano S supports over 1,000 cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), and ERC-20 tokens. However, due to limited storage capacity, only a few apps can run simultaneously. Users manage their assets and update firmware using the Ledger Live app.

Uphold Wallet offers support for 80+ cryptocurrencies, multiple fiat currencies, stocks, and commodities like gold and silver. Its standout feature is the ability to convert between asset classes directly, without intermediate conversions to fiat.

Ledger excels in focused crypto asset management. Uphold stands out with broader asset class support.

User Experience and Accessibility

Ledger Nano S involves hands-on setup, including device initialization, writing down the recovery phrase, and installing coin-specific apps. While its interface is clean and functional once configured, the initial steps may be daunting for beginners.

Uphold is designed for ease of use. Available on desktop and mobile, it allows users to register and start trading in minutes. It offers a simple, informative dashboard showing real-time market data and portfolio metrics. Users aren’t required to manage keys or handle software updates manually.

For beginners or casual users, Uphold offers a smoother onboarding experience with minimal effort.

Other Features and Services

Ledger Nano S is designed purely for secure storage. Though it supports integration with services like MetaMask or DeFi platforms via Ledger Live, it doesn’t offer native trading or fiat gateways. Asset swapping is available through connected apps like Ledger Live Swap.

Uphold includes a broader range of features:

• Recurring buys and automated investments

• Bank and credit card connectivity

• A debit card (in select regions)

• Real-time multi-asset conversions

• Cross-asset trading, such as crypto-to-stock or metal-to-crypto

This makes Uphold not just a wallet, but a versatile financial tool.

Pros and Cons

Ledger Nano S

Pros:

• Complete user control and non-custodial storage

• Offline protection from hacks

• Wide crypto support

Cons:

• Requires hardware and secure backups

• Limited internal storage for apps

• No direct fiat or stock functionality

Uphold Wallet

Pros:

• Beginner-friendly and intuitive

• Unified access to multiple asset types

• Instant swaps between assets

Cons:

• Custodial—no private key control

• Subject to regulatory and centralized risks

• Less privacy compared to hardware solutions

Commonly Asked Questions (FAQ)

Can I use Ledger Nano S with Uphold?
Technically, yes—you can buy crypto on Uphold and transfer it to Ledger Nano S for offline storage, but the two operate in separate ecosystems.

Is Ledger safer than Uphold?
In terms of key management and defense against online threats, yes. Ledger keeps private keys offline. Uphold manages them on users’ behalf.

Which is better for trading?
Uphold is built for trading and conversions. Ledger Nano S focuses on long-term, secure crypto storage.

Do both support mobile access?
Uphold has a dedicated mobile app. Ledger Nano S requires the Ledger Live Mobile app and USB or Bluetooth (for Nano X) connections.