Cardano (ADA) vs. Stellar (XLM) | Which Currency Is a Better Investment?
Cardano (ADA) and Stellar (XLM) are among the top 30 cryptocurrencies by market cap. The respective platforms, Cardano and Stellar, are ambitious, constantly evolving projects. This article will give you a good idea of what these platforms and coins are so that you can see which of them can be a good investment for you.
What Is Cardano?
Cardano (ADA) is a native token of the Cardano platform. The platform functionality resembles Ethereum: Cardano is used for running smart contracts, building and hosting dApps, storing and managing data, etc.
Cardano was created by one of the former Ethereum team members Charles Hoskinson. His intention was to create a platform with functionality similar to Ethereum but better in terms of scalability. Cardano is cheaper and faster than Ethereum. The latter plans to transfer from the PoW consensus protocol to PoS. On Cardano, the consensus is achieved through PoS from the very beginning.
The project started in 2017 and quickly gained mass attention, becoming one of the most promising crypto platforms. As of August 2022, Cardano occupies the 7th position by market cap. Cardano had a number of collaborations with big businesses, financial organizations, etc. The token is available on many big exchanges.
What Is Stellar?
Stellar (XLM) is a native coin of the eponymous P2P network. The platform aims to allow users to exchange fiat currencies, cryptocurrencies, CBDCs, and other types of assets with each other. More than that, Stellar has an inbuilt decentralized exchange and a crypto on-ramp. Another purpose of Stellar is a connection between financial institutions.
The project was conceived in 2014 by ex-Ripple employee Jed McCaleb and the lawyer Joyce Kim. Their goal was to bring crypto to the mainstream by making transactions and exchange operations effortless. The target audience of Stellar is the developing countries with substantial unbanked populations and financial institutions that need convenient crypto on-ramps.
As of August 2022, the Stellar coin is available for trading on many popular exchanges. The price fluctuates around the 12 cents mark. The market cap exceeds $3 billion, making Stellar the 30th cryptocurrency with the most significant market cap.
Cardano vs. Stellar (table)
| Factor | Cardano | Stellar |
| The price as of August 2022 | $0.538 | $0.126 |
| Market cap as of August 2022 | $18 billion | $3.17 billion |
| Rank as of August 2022 | #7 | #30 |
| All-time high | $3.09 (September 2, 2021) | $0.875 (January 3, 2018) |
| Decline (compared to all-time high) | 82.7% | 85.7% |
| All-time low | $0.019 (March 13, 2020) | $0.000476 (March 5, 2015) |
| Growth (compared to an all-time low) | 2,673.7% | 26,227.5% |
| Popular markets | Binance, Upbit, MEXC Global, AAX, Coinbase Pro | P2PB2B, Dcoin, Coinbase Pro, Binance, Upbit |
| Platform | Cardano | Stellar |
| Consensus mechanism | PoS | SCP |
| Products | EMURGO | MoneyGram Access, Kelp, Freighter |
| Use cases | Smart contracts, dApps, data, financial operations | Means of exchange, DEX |
Cardano vs. Stellar (details)
The price and the market cap
Cardano has a higher price and a bigger market cap than Stellar. More than that, Cardano had the most significant spikes this decade, while Stellar had its highest price in early 2018. Both projects are influential, but Cardano's market performance seems to have more energy.
Popular markets
We can't say that Cardano or Stellar has an advantage by this parameter. Both coins are well-presented on multiple markets, including the most popular exchanges. You won't likely have a problem selling/buying ADA or XLM on any significant exchange.
Platform
Both assets are built on top of custom networks. Cardano had a unique architecture from the very beginning, while Stellar was initially built on top of Ripple. However, now, both networks are fully autonomous.
Consensus mechanism
From the technology side, the Stellar Consensus Protocol (SCP) is one of the most progressive consensus protocols in the blockchain industry. Unfortunately, it's not as well-spread as popular protocols like Proof-of-Stake and Proof-of-Work. SCP is harder to understand for the major public, and it can turn some people away even though SCP is a decent protocol. Cardano is based on PoS, a protocol known to every crypto enthusiast. It has many critics, but at least everyone knows if PoS is good for them.
Products
Cardano products are better for institutions, while Stellar focuses more on end users. Depending on who you are, you can prefer Cardano or Stellar.
Use cases
Stellar is working to help unbanked people make cross-border transactions and interconnect financial institutions. Cardano can be a platform for building any service, including the one that has features resembling Stellar's functions. We think that Cardano is more versatile than Stellar. It gives users and developers essential tools that can be used for millions of purposes. Stellar's appliance is more narrow.
| 公司 |
|---|
User rating
| 7 用户评论 | 3 用户评论 |
Cryptogeek rating
TrustScore
其如何运作关于
|
卡尔达诺硬币（ADA）是2017年推出的一种加密货币。该货币基于卡尔达诺网络。开发团队的负责人是查尔斯·霍斯金森（Charles Hoskinson），他是经验丰富的开发人员，在卡尔达诺推出之前曾在以太坊和BitShares工作。卡尔达诺（Cardano）是第一个使用经过学术界同行评审的开源代码的加密货币，这使得该项目非常独特。 Cardano的共识算法是股权证明。卡尔达诺通常以其高安全性和快速交易而受到赞誉。卡尔达诺货币迅速获得价值，并成为按市值计算的十大加密货币之一。
|
Stellar是由非营利性恒星发展基金会推出的开源加密货币网络。 货币本身被称为流明（XLM）。 一些专家指出，由于其快速和廉价的交易，这种资产与Ripple有相似之处。
Stellar网络受到特殊合同的保护，该合同暂时不允许大量流明的持有者出售它。 Stellar作为一个交换平台，其中Lumen用于支付少量交换费用。 该项目具有高度的权力下放，并为所有参与者提供平等。 它拥有最大的市值之一。
|
类型
| coin | coin |
成立日期
| 2017 | 2014 |
国家
| International | International |
语言
| 没有数据 | 没有数据 |
团队
| Public | Public |
协议
| Public blockchain | Public blockchain |
当前价格（美元）
| 0.8047 | 0.2436 |
历史最高（美元）
| 1.3300 | 0.9381 |
价格变动（24小时）
| 4.26 | 3.00 |
交易量（24小时）
| 160580038.65896 | 112142222.25325 |
哈希值
| 没有数据 | 没有数据 |
最大供应量
| 45000000000.00000 | 50000000000.00000 |
总供应
| 没有数据 | 没有数据 |
循环供应
| 45000000000.00000 | 50001786911.16300 |
交易速度/区块生成时间
| 50 | 2000 |
手续费
| 没有数据 | 没有数据 |
挖矿盈利能力
| 没有数据 | 没有数据 |
算法
| Ouroboros | 没有数据 |
证明类型
| PoS | 没有数据 |
完全放心
| 没有数据 | 没有数据 |
智能合约地址
| 没有数据 | 没有数据 |
开采的硬币总数
| 25927070538.00000 | 20223415802.00000 |
正在交易
| yes | yes |
块奖励
| 0.000000000000 | 0.000000000000 |
封锁时间
| 没有数据 | 没有数据 |
| 公司 | ||
|---|---|---|
| User rating | 7 用户评论 | 3 用户评论 |
| Cryptogeek rating | ||
| TrustScore 其如何运作 |
| 关于 |
卡尔达诺硬币（ADA）是2017年推出的一种加密货币。该货币基于卡尔达诺网络。开发团队的负责人是查尔斯·霍斯金森（Charles Hoskinson），他是经验丰富的开发人员，在卡尔达诺推出之前曾在以太坊和BitShares工作。卡尔达诺（Cardano）是第一个使用经过学术界同行评审的开源代码的加密货币，这使得该项目非常独特。 Cardano的共识算法是股权证明。卡尔达诺通常以其高安全性和快速交易而受到赞誉。卡尔达诺货币迅速获得价值，并成为按市值计算的十大加密货币之一。
|
Stellar是由非营利性恒星发展基金会推出的开源加密货币网络。 货币本身被称为流明（XLM）。 一些专家指出，由于其快速和廉价的交易，这种资产与Ripple有相似之处。
Stellar网络受到特殊合同的保护，该合同暂时不允许大量流明的持有者出售它。 Stellar作为一个交换平台，其中Lumen用于支付少量交换费用。 该项目具有高度的权力下放，并为所有参与者提供平等。 它拥有最大的市值之一。
|
|---|---|---|
| 类型 | 类型 coin | 类型 coin |
| 成立日期 | 成立日期 2017 | 成立日期 2014 |
| 国家 | 国家 International | 国家 International |
| 语言 | 语言 没有数据 | 语言 没有数据 |
| 团队 | 团队 Public | 团队 Public |
| 协议 | 协议 Public blockchain | 协议 Public blockchain |
| 当前价格（美元） | 当前价格（美元） 0.8047 | 当前价格（美元） 0.2436 |
| 历史最高（美元） | 历史最高（美元） 1.3300 | 历史最高（美元） 0.9381 |
| 价格变动（24小时） | 价格变动（24小时） 4.26 | 价格变动（24小时） 3.00 |
| 交易量（24小时） | 交易量（24小时） 160580038.65896 | 交易量（24小时） 112142222.25325 |
| 哈希值 | 哈希值 没有数据 | 哈希值 没有数据 |
| 最大供应量 | 最大供应量 45000000000.00000 | 最大供应量 50000000000.00000 |
| 总供应 | 总供应 没有数据 | 总供应 没有数据 |
| 循环供应 | 循环供应 45000000000.00000 | 循环供应 50001786911.16300 |
| 交易速度/区块生成时间 | 交易速度/区块生成时间 50 | 交易速度/区块生成时间 2000 |
| 手续费 | 手续费 没有数据 | 手续费 没有数据 |
| 挖矿盈利能力 | 挖矿盈利能力 high | 挖矿盈利能力 low |
| 算法 | 算法 Ouroboros | 算法 没有数据 |
| 证明类型 | 证明类型 PoS | 证明类型 没有数据 |
| 完全放心 | 完全放心 没有数据 | 完全放心 没有数据 |
| 智能合约地址 | 智能合约地址 没有数据 | 智能合约地址 没有数据 |
| 开采的硬币总数 | 开采的硬币总数 25927070538.00000 | 开采的硬币总数 20223415802.00000 |
| 正在交易 | 正在交易 yes | 正在交易 yes |
| 块奖励 | 块奖励 0.000000000000 | 块奖励 0.000000000000 |
| 封锁时间 | 封锁时间 没有数据 | 封锁时间 没有数据 |
社交
网站
| www.cardano.org | www.stellar.org |
| Cardano | Stellar |
| 网站 | 网站 www.cardano.org | 网站 www.stellar.org |
|---|---|---|
| Twitter Cardano | Twitter Stellar |
优点
| Friendly Peer-reviewed technology Scalable | 改善贸易量 共识协议很快 改善每日收费 不断升级 |
缺点
| Competitors in the same space Still in development Multiple chains | 来自Ripple的强大竞争 太多关注增长的网络 没有采矿奖励 |
评分
| User rating | User rating 7 用户评论 | User rating 3 用户评论 |
|---|---|---|
| Cryptogeek rating | Cryptogeek rating | Cryptogeek rating |
| 优点 | 优点 Friendly Peer-reviewed technology Scalable | 优点 改善贸易量 共识协议很快 改善每日收费 不断升级 |
| 缺点 | 缺点 Competitors in the same space Still in development Multiple chains | 缺点 来自Ripple的强大竞争 太多关注增长的网络 没有采矿奖励 |
基于 7 条用户评论， Cardano (ADA) 条用户评分为 4.3 条。 基于 3 位用户的评论， Stellar (XLM) 位用户的评分是 5 位。
We also calculate the special Cryptogeek TrustScore based on the characteristics of each coin.
| 我们根据TrustScore评分选择获胜者 请记住，选择哪家公司仍然取决于您的选择！ 我们如何计算信任分数？ |
As of yet, Cardano beats Stellar by most factors. Both projects seem to have strong potential, though. Probably, having both ADA and XLM in your portfolio would be a smarter move than choosing only one of them. The time will show which of these projects have a future. Now, as we have introduced these projects' main characteristics, it's time to decide which of them is better for you.
Cardano (ADA) and Stellar (XLM) are among the top 30 cryptocurrencies by market cap. The respective platforms, Cardano and Stellar, are ambitious, constantly evolving projects. This article will give you a good idea of what these platforms and coins are so that you can see which of them can be a good investment for you.
What Is Cardano?
Cardano (ADA) is a native token of the Cardano platform. The platform functionality resembles Ethereum: Cardano is used for running smart contracts, building and hosting dApps, storing and managing data, etc.
Cardano was created by one of the former Ethereum team members Charles Hoskinson. His intention was to create a platform with functionality similar to Ethereum but better in terms of scalability. Cardano is cheaper and faster than Ethereum. The latter plans to transfer from the PoW consensus protocol to PoS. On Cardano, the consensus is achieved through PoS from the very beginning.
The project started in 2017 and quickly gained mass attention, becoming one of the most promising crypto platforms. As of August 2022, Cardano occupies the 7th position by market cap. Cardano had a number of collaborations with big businesses, financial organizations, etc. The token is available on many big exchanges.
What Is Stellar?
Stellar (XLM) is a native coin of the eponymous P2P network. The platform aims to allow users to exchange fiat currencies, cryptocurrencies, CBDCs, and other types of assets with each other. More than that, Stellar has an inbuilt decentralized exchange and a crypto on-ramp. Another purpose of Stellar is a connection between financial institutions.
The project was conceived in 2014 by ex-Ripple employee Jed McCaleb and the lawyer Joyce Kim. Their goal was to bring crypto to the mainstream by making transactions and exchange operations effortless. The target audience of Stellar is the developing countries with substantial unbanked populations and financial institutions that need convenient crypto on-ramps.
As of August 2022, the Stellar coin is available for trading on many popular exchanges. The price fluctuates around the 12 cents mark. The market cap exceeds $3 billion, making Stellar the 30th cryptocurrency with the most significant market cap.
Cardano vs. Stellar (table)
| Factor | Cardano | Stellar |
| The price as of August 2022 | $0.538 | $0.126 |
| Market cap as of August 2022 | $18 billion | $3.17 billion |
| Rank as of August 2022 | #7 | #30 |
| All-time high | $3.09 (September 2, 2021) | $0.875 (January 3, 2018) |
| Decline (compared to all-time high) | 82.7% | 85.7% |
| All-time low | $0.019 (March 13, 2020) | $0.000476 (March 5, 2015) |
| Growth (compared to an all-time low) | 2,673.7% | 26,227.5% |
| Popular markets | Binance, Upbit, MEXC Global, AAX, Coinbase Pro | P2PB2B, Dcoin, Coinbase Pro, Binance, Upbit |
| Platform | Cardano | Stellar |
| Consensus mechanism | PoS | SCP |
| Products | EMURGO | MoneyGram Access, Kelp, Freighter |
| Use cases | Smart contracts, dApps, data, financial operations | Means of exchange, DEX |
Cardano vs. Stellar (details)
The price and the market cap
Cardano has a higher price and a bigger market cap than Stellar. More than that, Cardano had the most significant spikes this decade, while Stellar had its highest price in early 2018. Both projects are influential, but Cardano's market performance seems to have more energy.
Popular markets
We can't say that Cardano or Stellar has an advantage by this parameter. Both coins are well-presented on multiple markets, including the most popular exchanges. You won't likely have a problem selling/buying ADA or XLM on any significant exchange.
Platform
Both assets are built on top of custom networks. Cardano had a unique architecture from the very beginning, while Stellar was initially built on top of Ripple. However, now, both networks are fully autonomous.
Consensus mechanism
From the technology side, the Stellar Consensus Protocol (SCP) is one of the most progressive consensus protocols in the blockchain industry. Unfortunately, it's not as well-spread as popular protocols like Proof-of-Stake and Proof-of-Work. SCP is harder to understand for the major public, and it can turn some people away even though SCP is a decent protocol. Cardano is based on PoS, a protocol known to every crypto enthusiast. It has many critics, but at least everyone knows if PoS is good for them.
Products
Cardano products are better for institutions, while Stellar focuses more on end users. Depending on who you are, you can prefer Cardano or Stellar.
Use cases
Stellar is working to help unbanked people make cross-border transactions and interconnect financial institutions. Cardano can be a platform for building any service, including the one that has features resembling Stellar's functions. We think that Cardano is more versatile than Stellar. It gives users and developers essential tools that can be used for millions of purposes. Stellar's appliance is more narrow.
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