COTI describes itself as a 'fully encompassing finance on the blockchain” ecosystem that is designed specifically to meet the challenges of traditional finance (fees, latency, global inclusion and risk) by introducing a new type of DAG-based base protocol and infrastructure that is scalable, fast, private, inclusive, low cost and is optimized for real-time payments.
Zilliqa is currently based on cryptocurrency Ethereum protocol.
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bZz is a decentralized protocol that enables lending and borrowing for margin trading. The protocol can be integrated into new and existing exchanges, or accessed through the native bZx portal.