Paytomat vs SpectroCoin Comparison
| Company |
|
|
| User rating |
User rating
4 / 5
1 user review
|
User rating
2.9 / 5
30 user review
|
| Cryptogeek rating |
Cryptogeek rating
4.2 / 5
|
Cryptogeek rating
4 / 5
|
| Trust Score
How it works
|
Trust Score
3.71 / 5
|
Trust Score
3.51 / 5
|
About
|
PAYTOMAT is an infrastructure platform enabling the use of cryptocurrencies in everyday life. A set of Paytomat solutions opens the possibilities of the decentralized world to the wide masses, increasing speed and enabling instant payments in multiple cryptocurrencies. Paytomat partnered with one of the biggest POS provider NCR Colibri and is integrated with R-Keeper. it means that more than 400.000 merchants in 33 countries can accept crypto.
|
SpectroCoin is a web-based crypto multi-currency wallet initially established as a cryptocurrency exchange in 2013. SpectroCoin provides numerous payment options and offers an original prepaid VISA debit card applicable for shops and ATMs. The other features of SpectroCoin are the currency exchange platform and providing payment solutions to merchants. The wallet is available in around 150 countries. SpectroCoin wallet is rather more convenient for EU users than the residents of the USA. The supported cryptocurrencies are Bitcoin, Dash, Ethereum, Litecoin, Ripple, Tether, and so on. Moreover, users may store 30 fiat currencies (USD, EUR, and others). The total number of supported cryptocurrencies is 14.
|
Founding Date
Country
|
International
|
United Kingdom
|
Languages
|
English, Spanish, Italian, Russian, Chinese
|
English
|
Wallet type
|
Software wallet
|
Software wallet
|
Storage type
Private keys
|
Not available
|
Not available
|
Available coins
|
0
|
17
- Bitcoin (BTC), Basic Attention Token (BAT), Zcash (ZEC), Dogecoin (DOGE), 0x (ZRX), USD Coin (USDC), Ripple (XRP), Dash (DASH), Ethereum (ETH), Litecoin (LTC), NEM (XEM), Stellar (XLM), Tether (USDT), Matic Network (MATIC), Algorand (ALGO), TrueUSD (TUSD), Paxos Standard (PAX)
|
Security
|
Third Party Encrypted
|
Third Party Encrypted
|
Anonymity
Ease of use
Has attached card
Has trading facilities
Has vouchers and offers
Features
|
Multi-Signature, Hierarchical Deterministic
|
2 Factor Authentication
|
| About |
PAYTOMAT is an infrastructure platform enabling the use of cryptocurrencies in everyday life. A set of Paytomat solutions opens the possibilities of the decentralized world to the wide masses, increasing speed and enabling instant payments in multiple cryptocurrencies. Paytomat partnered with one of the biggest POS provider NCR Colibri and is integrated with R-Keeper. it means that more than 400.000 merchants in 33 countries can accept crypto.
|
SpectroCoin is a web-based crypto multi-currency wallet initially established as a cryptocurrency exchange in 2013. SpectroCoin provides numerous payment options and offers an original prepaid VISA debit card applicable for shops and ATMs. The other features of SpectroCoin are the currency exchange platform and providing payment solutions to merchants. The wallet is available in around 150 countries. SpectroCoin wallet is rather more convenient for EU users than the residents of the USA. The supported cryptocurrencies are Bitcoin, Dash, Ethereum, Litecoin, Ripple, Tether, and so on. Moreover, users may store 30 fiat currencies (USD, EUR, and others). The total number of supported cryptocurrencies is 14.
|
| Founding Date |
Founding Date
2017
|
Founding Date
2013
|
| Country |
Country
International
|
Country
United Kingdom
|
| Languages |
Languages
English, Spanish, Italian, Russian, Chinese
|
Languages
English
|
| Wallet type |
Wallet type
Software wallet
|
Wallet type
Software wallet
|
| Storage type |
Storage type
Hot wallet
|
Storage type
Cold wallet
|
| Private keys |
Private keys
Not available
|
Private keys
Not available
|
| Available coins |
Available coins
0
|
Available coins
17
- Bitcoin (BTC), Basic Attention Token (BAT), Zcash (ZEC), Dogecoin (DOGE), 0x (ZRX), USD Coin (USDC), Ripple (XRP), Dash (DASH), Ethereum (ETH), Litecoin (LTC), NEM (XEM), Stellar (XLM), Tether (USDT), Matic Network (MATIC), Algorand (ALGO), TrueUSD (TUSD), Paxos Standard (PAX)
|
| Security |
Security
Third Party Encrypted
|
Security
Third Party Encrypted
|
| Anonymity |
Anonymity
High
|
Anonymity
Low
|
| Ease of use |
Ease of use
Easy
|
Ease of use
Average
|
| Has attached card |
Has attached card
no
|
Has attached card
no
|
| Has trading facilities |
Has trading facilities
yes
|
Has trading facilities
yes
|
| Has vouchers and offers |
Has vouchers and offers
No data
|
Has vouchers and offers
yes
|
| Features |
Features
Multi-Signature, Hierarchical Deterministic
|
Features
2 Factor Authentication
|
Social
Website
Twitter
Advantages
|
- Multi-Signature
- User-friendly
|
- The platform provides its own debit card
- The support of numerous fiat currencies
- Numerous API options
|
Disadvantages
|
- Lack of Two-Factor Authentication
- No Open Source
|
- Relatively high fees
- Too few info about the security measures
|
Rating
| User rating |
User rating
4 / 5
1 user review
|
User rating
2.9 / 5
30 user review
|
| Cryptogeek rating |
Cryptogeek rating
4.2 / 5
|
Cryptogeek rating
4 / 5
|
| Advantages |
Advantages
- Multi-Signature
- User-friendly
|
Advantages
- The platform provides its own debit card
- The support of numerous fiat currencies
- Numerous API options
|
| Disadvantages |
Disadvantages
- Lack of Two-Factor Authentication
- No Open Source
|
Disadvantages
- Relatively high fees
- Too few info about the security measures
|
Paytomat user rating is 4, based on 1 user reviews. SpectroCoin user rating is 2.9, based on 30 user reviews.
We also calculate the special Cryptogeek TrustScore based on the characteristics of each wallet.
Choose other companies
Paytomat vs SpectroCoin - Which Wallet Is Better in 2025?
This Paytomat vs SpectroCoin comparison is based on the most recent data on both companies. We do our best to provide you with unbiased information about cryptocurrency companies.
Based on user reviews only, Paytomat is rated 4 with 1 user reviews, while SpectroCoin is rated 2.9 with 30 user reviews.
Let's finally move to overall Trust Score:
