Xapo Wallet vs YouHodler Comparison

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Company
User rating User rating 4.8 / 5 4 user review User rating 4.5 / 5 2 user review
Cryptogeek rating Cryptogeek rating 3.6 / 5 Cryptogeek rating 3.6 / 5
Trust Score How it works Trust Score 3.62 / 5 Trust Score 3.51 / 5

About

Xapo is a Hong Kong-based company providing a cryptocurrency cold vault and a mobile application for managing the assets. Moreover, Xapo offers a рrераіd debit card compatible with Bitcoin, with a number of fiat currencies and numerous point of sale machines and ATMs. The company is well-established. It was formed in 2013 after the vault for storage of BTC created by the future CEO of Xapo, Wences Casares, became popular. In this review, we will try to find out if Xapo is safe and is it a scam or a legit platform for Bitcoin storage and exchange.
YouHodler FinTech platform is focused on crypto-backed lending with fiat (USD, EUR, CHF, GBP), crypto (BTC) and stablecoin loans (USDT, USDC, TUSD, PAX, PAXG, DAI, HUSD), crypto/fiat and crypto/crypto conversions, as well as high-yield saving accounts.

Founding Date

2013 2018

Country

Hong Kong Cyprus

Languages

English English

Wallet type

Software wallet Software wallet

Storage type

Hot / Cold wallet Hot wallet

Private keys

Not available Not available

Available coins

1 - Bitcoin (BTC) 0

Security

Third Party Encrypted Third Party Encrypted

Anonymity

Medium High

Ease of use

Easy Easy

Has attached card

yes no

Has trading facilities

yes yes

Has vouchers and offers

No data No data

Features

2 Factor Authentication 2 Factor Authentication, Hierarchical Deterministic
About
Xapo is a Hong Kong-based company providing a cryptocurrency cold vault and a mobile application for managing the assets. Moreover, Xapo offers a рrераіd debit card compatible with Bitcoin, with a number of fiat currencies and numerous point of sale machines and ATMs. The company is well-established. It was formed in 2013 after the vault for storage of BTC created by the future CEO of Xapo, Wences Casares, became popular. In this review, we will try to find out if Xapo is safe and is it a scam or a legit platform for Bitcoin storage and exchange.
YouHodler FinTech platform is focused on crypto-backed lending with fiat (USD, EUR, CHF, GBP), crypto (BTC) and stablecoin loans (USDT, USDC, TUSD, PAX, PAXG, DAI, HUSD), crypto/fiat and crypto/crypto conversions, as well as high-yield saving accounts.
Founding Date Founding Date 2013 Founding Date 2018
Country Country Hong Kong Country Cyprus
Languages Languages English Languages English
Wallet type Wallet type Software wallet Wallet type Software wallet
Storage type Storage type Hot / Cold wallet Storage type Hot wallet
Private keys Private keys Not available Private keys Not available
Available coins Available coins 1 - Bitcoin (BTC) Available coins 0
Security Security Third Party Encrypted Security Third Party Encrypted
Anonymity Anonymity Medium Anonymity High
Ease of use Ease of use Easy Ease of use Easy
Has attached card Has attached card yes Has attached card no
Has trading facilities Has trading facilities yes Has trading facilities yes
Has vouchers and offers Has vouchers and offers No data Has vouchers and offers No data
Features Features 2 Factor Authentication Features 2 Factor Authentication, Hierarchical Deterministic

Social

Website

www.xapo.com www.youhodler.com

Twitter

@xapo @YouHodler
Website Website www.xapo.com Website www.youhodler.com
Twitter Twitter @xapo Twitter @YouHodler

Advantages

- High assets security - Intuitive interface - Wide functionality - Prepaid debit cards - Security - Easy to use

Disadvantages

- The support team is slow to react - No cryptocurrencies other than BTC - No Open Source - No Multi-Signature

Rating

User rating User rating 4.8 / 5 4 user review User rating 4.5 / 5 2 user review
Cryptogeek rating Cryptogeek rating 3.6 / 5 Cryptogeek rating 3.6 / 5
Advantages Advantages - High assets security - Intuitive interface - Wide functionality - Prepaid debit cards Advantages - Security - Easy to use
Disadvantages Disadvantages - The support team is slow to react - No cryptocurrencies other than BTC Disadvantages - No Open Source - No Multi-Signature

Xapo Wallet user rating is 4.8, based on 4 user reviews. YouHodler user rating is 4.5, based on 2 user reviews.

We also calculate the special Cryptogeek TrustScore based on the characteristics of each wallet.

We choose the winner based on our TrustScore Rating. Please remember, it’s still up to you which company to choose! How do we calculate Trust Score?
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Trust Score: 3.62 / 5
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Xapo Wallet vs YouHodler - Which Wallet Is Better in 2025?

This Xapo Wallet vs YouHodler comparison is based on the most recent data on both companies. We do our best to provide you with unbiased information about cryptocurrency companies.

Based on user reviews only, Xapo Wallet is rated 4.8 with 4 user reviews, while YouHodler is rated 4.5 with 2 user reviews.

Let's finally move to overall Trust Score: