The Guiding and Establishing National Innovation for U.S. Stablecoins Act—better known as the GENIUS Act—was signed into law on July 18, 2025. It marks a watershed moment in U.S. digital asset policy: the first comprehensive federal framework specifically regulating the issuance and operation of payment stablecoins. The following opinion editorial was written by Alex Forehand
Investors are moving out of government bonds and putting that money into corporate debt across the U.S. and Europe. The flow began picking up at the end of last year and hasn’t slowed. In June, $3.9 billion was pulled out of U.S. Treasuries while $10 billion went into high-grade corporate bonds on both continents. By July, another $13 billion was added just to U.S. investment-grade corporate debt—making it the largest monthly buy since 2015, according to Bloomberg. This is no minor reallocation. For decades, U.S. government debt was the most trusted instrument in global markets. But now, rising fiscal deficits and ballooning interest costs are making Treasuries less appealing to institutional investors. Michaël Nizard, who manages portfolios at Edmond de Rothschild Asset Management, began pulling away from sovereign debt late last year. He said he’s kept that position steady ever since. Wall Street sees credit strength while governments pile on debt The U.S. government’s spending problem isn’t new, but the pressure has been increasing. Donald Trump’s tax cut bill, signed during his first term and now continuing to impact revenue during his second presidency, is projected to add about $3.4 trillion to the federal deficit over the next decade. This projection came from the Congressional Budget Office. At the same time, interest costs are climbing. By 2035, debt payments could consume 30% of the country’s revenue. That compares with 18% expected this year and just 9% four years ago. Those numbers contributed to a major downgrade. In May, Moody’s Ratings stripped the U.S. of its last AAA rating, bringing it down to Aa1. The agency specifically cited the growing deficit and the government’s rising interest burden. That rating cut has added to the sense that Treasuries are no longer untouchable. Still, the shift toward corporate debt hasn’t been rapid. The U.S. government doesn’t borrow in foreign currency and has the ability to print dollars. That gives it flexibility that most countries don’t have. Even during the tariff standoff in April, Treasuries performed better than company bonds, even though both markets saw falling prices. Foreign demand also hasn’t dried up—international holdings of Treasuries increased in May. But corporate bonds have started to look more attractive for other reasons. While governments rack up obligations, companies have posted relatively strong earnings. More U.S. firms have beaten Wall Street estimates this earnings season than during the same stretch last year. That’s been enough for major asset managers like BlackRock to favor credit. In a note last week, their team wrote, “Credit has become a clear choice for quality.” Spreads tighten, but demand for company debt holds Valuations for company bonds have been running high, which points to strong demand. U.S. high-grade corporate spreads have stayed below 80 basis points through July. That’s well below the 10-year average of 120 basis points based on Bloomberg index data. In Europe, euro-denominated investment-grade spreads averaged around 85 basis points for the same period, lower than the 123 basis point average over the past decade. But not everyone is sold on this rally. Gershon Distenfeld, who runs funds at AllianceBernstein, has already started cutting back on credit exposure. He reduced his position that favored corporate risk over rate risk earlier in July. Dominique Braeuninger at Schroders echoed that view. She said spreads were too tight to justify the risk of diving further into corporate debt. BlackRock may be backing credit overall, but even they’re taking a cautious approach. The firm is avoiding long-term high-grade notes because of how little they pay relative to risk. Instead, they’ve gone overweight on short-term corporate credit, where the balance looks more favorable. Still, for many fund managers, the picture is shifting. Governments aren’t offering the same sense of security they used to. Jason Simpson, a senior fixed income strategist at State Street, said, “What we’ve seen on the government fiscal side is not great news. Corporates seem to be chugging along nicely.” KEY Difference Wire helps crypto brands break through and dominate headlines fast
Key takeaways Solana’s price can reach a maximum of $323.40 and an average trading value of $291.75 in 2025. By 2028, SOL is expected to reach a new high of $666.41, driven by mainstream adoption of its dApps. Solana’s price could surpass the $1,000 mark, potentially reaching $1,543.45 or higher by 2031. Despite occasional challenges for Solana ecosystem, including network congestion and competition from other blockchain platforms, the current sentiment shows that Solana demonstrates resilience and adaptability, despite the current price fluctuations, positioning itself as a leading player in the decentralized finance (DeFi) and Web3 landscape. Overall, the prevailing sentiment within the Solana community reflects the current sentiment of confidence and excitement among investors , driven by the growing interest in Solana with stakeholders eagerly anticipating the platform’s continued evolution and impact on the broader crypto ecosystem. While uncertainties persist, Solana’s innovative approach and robust infrastructure instill optimism for its future price trajectory, as indicated by the technical analysis, solana price forecast and market dominance, particularly when evaluated against momentum indicators. How high can SOL go in 2025 and beyond? Overview Cryptocurrency Solana Token SOL Price $186 (+2%) Market Cap $97.90 Billion Trading Volume 24-hour $9.02 Billion Circulating Supply 538.31 Million SOL All-time High $294.33 Jan 19, 2025 All-time Low $0.5052, May 11, 2020 24-hour High $205.87 24-hour Low $187.09 Solana price prediction: Technical analysis Sentiment Bullish 50-Day SMA $153.91 200-Day SMA $163.72 Price Prediction $412.15 (118.42%) F & G Index 34.79 (fear) Green Days 18/30 (60%) 14-Day RSI 83.82 Solana price analysis: SOL struggles in surging above $190 TL;DR Breakdown: Solana price analysis shows volatility around $190 Resistance for SOL is at $200 Support for SOL/USD is at $180 The price analysis of Solana for July 26 shows that SOL failed to climb past $190, resulting in a sharp crash back to $180. Solana price analysis 1-day chart: SOL aims for a move above $190 Solana faced minor buying demand as it aimed to move above $190. However, current technical suggests a trend correction that might strengthen the $190. Currently, the price is holding momentum above $186, aiming for a break above the bullish channel. SOL/USDT chart by Tradingview The Relative Strength Index (RSI) stands at 61.06, showing that the retracement has put the trend back in the healthy zone but shows room for further volatility across the daily charts. The Moving Average Convergence Divergence (MACD) line surges rapidly, suggesting rising bullish pressure. Additionally, the MACD candles show rising bullish momentum in the market. SOL/USD 4-hour price chart: Bearish momentum continues to challenge buyers The 4-hour chart for Solana revealed a steady rise as the bulls aimed to hold above the $190 price level. However, the recent crash suggests a dominating control from sellers. SOL/USDT chart by Tradingview From a technical perspective, the MACD shows rising bullish momentum at 0.28, with the indicator showing rising buying demand with recent candles. This suggests that SOL may have found a support at the level. The RSI (Relative Strength Index) surged to 49, indicating that Solana still has room for further movement in the upwards direction across the short term and SOL needs to defend the $185 level. Solana technical indicators: Levels and action Daily simple moving average (SMA) Period Value Action SMA 3 $ 164.31 BUY SMA 5 $ 180.53 BUY SMA 10 $ 179.34 BUY SMA 21 $ 167.93 BUY SMA 50 $ 158.27 BUY SMA 100 $ 158.86 BUY SMA 200 $ 153.13 BUY Daily exponential moving average (EMA) Period Value Action EMA 3 $ 167.97 BUY EMA 5 $ 162.48 BUY EMA 10 $ 154.46 BUY EMA 21 $ 145.40 BUY EMA 50 $ 146.23 BUY EMA 100 $ 159.35 BUY EMA 200 $ 167.58 BUY What to expect from Solana price analysis? SOL/USDT chart by Tradingview The Solana price analysis across the daily and 1-hour charts indicates minor resistance around $190. The chart suggests a correction before the bulls can continue upwards. As the price falls back towards $185, SOL can be expected to hold at $180, a key level that has been defended previously. However, if the price falls below the $175 level, SOL may fall to the $168 mark. Is SOL a good investment? Solana is a high-performance blockchain platform known for its scalability and speed, boasting a substantial Total Value Locked ( TVL ). The network continues to hit key development milestones. Despite a challenging month, price predictions indicate a more positive outlook, suggesting the potential for future growth. Why is SOL up? Solana, despite crossing past the $185 resistance, found it difficult to cross past $190 as the bullish momentum was stretched thin. However, buyers continue to push the price above immediate Fib levels. What is Solana going to be worth in 2025? The Solana (SOL) price prediction for 2025 suggests a minimum value of $150.06 with an average price of $331.81. The price could reach a maximum of $367.80 during the year. Will SOL reach $1,000? The price forecasts indicate that SOL could reach the $1000 mark by 2030. Given the bullish scenario and the projected positive market sentiment and growth trend, SOL might reach $1,000 within the next five years. Can Solana reach $5,000? Reaching $5,000 is plausible but would likely take several years beyond the current forecast period. However, a snowball in the asset’s adoption might bring the moment sooner. Does SOL have a good long-term future? Yes, Solana has a good long-term future, with a promising market capitalization and exciting potential roi due to its high scalability, low transaction costs, robust ecosystem, and increasing institutional interest. Its growing adoption, strong developer community, and strategic partnerships further enhance Solana’s forecast of its potential for sustained growth. Recent news/updates on Solana ETF provider Rex Shares and crypto investment firm Osprey Funds have launched the first spot Solana (SOL) ETF in the U.S. with onchain staking rewards. Solana has announced the support for WBTC, which is backed by 1:1 by Bitcoin custodied. This is custodied by Bitgo exchange. Bitcoin 🤝 Solana WBTC, the most widely issued wrapped Bitcoin, is now natively available on Solana. https://t.co/89csX4wVXB — Solana (@solana) May 5, 2025 Solana price prediction July 2025 The sol price prediction for July 2025 suggests a range of outcomes based on current market trends and analysis. The forecast anticipates SOL fluctuating between a minimum of $124.42 and an average of $147.01, and potentially reaching a maximum of $177.69. Month Minimum Price ($) Average Price ($) Maximum Price ($) July 124.42 147.01 177.69 Solana price predictions 2025 The Solana (SOL) price prediction for 2025 suggests a minimum value of $131.94, with an average price of $291.75. The price could reach a maximum of $323.40 during the year. Year Minimum Price () Average Price () Maximum Price () 2025 131.94 291.75 323.40 Solana (SOL) price prediction 2026-2031 Year Minimum Price () Average Price () Maximum Price () 2026 315.96 355.93 371.15 2027 432.89 517.69 528.91 2028 565.97 638.04 666.41 2029 697.78 789.05 806.18 2030 990.40 1,055.57 1,099 2031 1,433.04 1,481.41 1,543.45 Solana Price Prediction 2026 Solana (SOL) is predicted to reach a minimum of $315.96 in 2026. Experts suggest the coin could climb to a maximum of $371.15, with an average price around $355.93. Solana Price Prediction 2027 In 2027, Solana’s price is forecasted to be around a minimum of $432.89. The coin may reach a maximum value of $528.91, with an average trading price of $517.69. Solana Price Prediction 2028 If the bullish trend continues into 2028, SOL may see a minimum price of $565.97, a maximum of $666.41, and an expected average of $638.04. Solana Price Prediction 2029 Analysis shows that Solana could continue its upward momentum in 2029, with the price potentially hitting a minimum of $697.78, a maximum of $806.18, and an average of $789.05. Solana Price Prediction 2030 Based on projections for 2030, Solana may trade at a minimum of $990.40, with an average price around $1,055.57 and a possible peak of $1,099.00. Solana Price Prediction 2031 Solana’s price is expected to reach a minimum of $1,433.04 in 2031. Experts forecast a maximum value of $1,543.45 and an average trading price of $1,481.41. Solana Price Prediction 2025 – 2031 Solana market price prediction: Analysts’ SOL price forecast Firm Name 2025 2026 Changelly $157.71 $244.91 DigitalCoinPrice $339.32 $389.42 Cryptopolitan’s Solana (SOL) price prediction Our predictions show that SOL will achieve a high of $323.40 in 2025. In 2028, it will range between $565.97 and $666.41, with an average of $638.04. In 2031, it will range between $1,433.04 and $1,543.45, with an average of $1,481.41. Note that these predictions are not investment advice, and it is crucial to consider investing strategies and conduct your own research before making any decisions. Seek independent professional consultation or do your research. Solana (SOL) historic price sentiment Solana Price History Source: Coinmarketcap Solana was launched in April 2020 and has gained popularity over the last 18 months. Its price surged from $0.75 to a high of $214.96 in early September. Following NFT hype and growing demand in the DeFi community, the cryptocurrency Solana (SOL) price more than tripled during the summer of 2021. Solana (SOL) token became the fastest-growing cryptocurrency and is currently ranked fifth with a live market cap of nearly $66 billion. 2022 saw Solana leap to its all-time high of $260, but SOL failed to close the year anywhere near that high, as the price came crashing down to below $40 by June. The bearish markets were marked by high skepticism as trading volumes declined throughout the crypto markets. The price continued to trade below the $40 level until November 2023, when Solana gained momentum and started a bullish rally again to close the year at $101.84. In 2024, Solana (SOL) saw significant growth, with its price rising from $83.62 in January to a high of $202.87, fueled by its dominance in DeFi, NFTs, and decentralized exchanges. However, the price fluctuated through the year, retracing to $131 in September after struggling to maintain key levels. October brought a positive rebound as SOL rose from $152 to close at $167, but early November started bearish, with the price dipping to $160. However, Solana bounced back sharply and closed the month above the $230 mark. December, on the other hand, has observed a slow start as price volatility remains low. Solana’s (SOL) price rose significantly in January 2025 from below the $190 level to close the month above $210. However, the latter half of the month saw the price decline from the $230 mark, a trend that continued through February ending the month below $150. In March the price continued falling as the bears continued dominating the short to mid term markets ending the month below $125. In April the bearish rally has only continued as the price falls towards $100. However, the bulls bounced back in the middle of the month and ended the month around $150. In May the price continued to rise and ended the month above the $165 price level, a trend that could not extend through June as the month saw a decline falling below the $150 price level to end the month.
Cryptocurrency analysis firm MakroVision, in its latest technical assessment for Bitcoin (BTC), stated that the market has entered a healthy consolidation phase following a strong rally. The company stated that BTC has entered a classic “bull flag” formation, a positive technical structure often seen following rapid price increases. According to MakroVision's analysis, the most critical short-term resistance level for Bitcoin is the Fibonacci retracement at around $121,100. Breaking this level could trigger a new upward wave. Meanwhile, support at around $113,600 coincides with the 0.382 Fibonacci retracement level, and a potential return to this level would be considered a healthy technical correction. Related News: Last Week's Most Successful Major Cryptocurrency Whale Revealed: Here Are Their Positions and Profit Amounts! The firm said that if BTC can sustain above $106,000, the medium-term bullish momentum will be maintained. The analysis indicates that if Bitcoin breaks above $121,000, the 1.382 Fibonacci extension point at around $129,600 will be highlighted. If this level is also broken, the next target could be around $133,800. *This is not investment advice. Continue Reading: Critical Levels in Bitcoin Have Been Set – What Levels Must Be Exceeded for an Explosive Uptrend? What Level Is Important to Prevent a Decline?
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Bitcoin's DeFi is exploding. Learn how new tech like Layer 2s and Runes are turning BTC from a static HODL asset into a yield-generating machine.
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SUI experiences substantial price increase over recent weeks, catching investment interest. Technical indicators suggest potential for further upward movement for the SUI token. Continue Reading: SUI Token Soars with Technical Indicators Boosting Its Trajectory The post SUI Token Soars with Technical Indicators Boosting Its Trajectory appeared first on COINTURK NEWS .
Wall Street’s largest banks are pulling back on new credit card approvals, cutting off access for many Americans during Donald Trump’s first full year back in the White House. Earnings released by major card issuers showed that total new credit card accounts fell by 5% in Q2, the first drop in over a year. Executives from JPMorgan Chase, Citigroup, Capital One, and American Express all pointed to a clear reason: tightening requirements, especially for lower-end customers. These banks are turning away applicants they see as higher risk, mostly people with lower credit scores or less financial flexibility. They’re adjusting who gets to be a cardholder and leaning harder into the wealthy segment of their user base. This selective approach is becoming more obvious as premium products get the spotlight and mass-market offerings take a back seat. Banks tighten approvals for lower-income consumers Capital One CEO Richard Fairbank told analysts this week that the “highest, fastest-growing part” of the company’s card business has come from “heavier spenders.” Last month, his firm opened a new luxury airport lounge at JFK in New York, reserved for holders of its $395-a-year Venture X card. That lounge includes a cheesemonger station. This focus on premium isn’t limited to Capital One. Both JPMorgan and Citigroup rolled out upgraded high-end cards in recent weeks, while American Express said it plans to update its Platinum card later this year. But while perks go up at the top, access is shrinking below. The Federal Reserve’s Senior Loan Officer Survey reported that more banks increased credit card approval standards than eased them in 2025. American Express revealed a 6% drop in new account openings compared to last year. Still, the company reported that the average annual fee per card rose from $101 to $117, pointing to higher adoption of its premium products. The bank isn’t alone in zeroing in on high-income applicants. That strategy includes more aggressive targeting. In April, more than 87% of card-related mail was prescreened, meaning offers were sent only to consumers who already passed certain credit score checks. It’s the highest such share since 2022. Megan Cipperly, vice president at marketing analysis firm Competiscan, said the volume of offers has narrowed to a specific group. “Only a small subset of consumers are receiving the lion’s share of credit-card offers, and they’re not necessarily the ones who need more credit,” Megan said. She noted that consumers with excellent credit scores account for less than 25% of the credit-card market, but they’re getting the most attention. Banks are going after this group hard because they swipe often and pay on time. Every swipe brings the bank an interchange fee, and high-score users usually clear their balances monthly, keeping defaults low. At American Express, flat overall airline spending disguised a deeper trend. Travelers in economy weren’t spending more, but spending on first-class seats rose 10%. On top of that, short-term rentals over $5,000 rose 9%. The premium customer base is growing and spending big. Low-income cardholders struggle as costs climb While high earners drive revenue, the rest of the market is showing signs of stress. Card balances are increasing. That’s a red flag. It means many households are spending more than they can afford. On top of that, credit has gotten even more expensive. The average interest rate on credit cards hit 24.35% this month, based on data from LendingTree. Despite the pressure, delinquency rates have stayed steady. But banks remain cautious. Speaking during JPMorgan’s earnings call, CEO Jamie Dimon said, “The U.S. economy remained resilient in the quarter.” Still, Jamie made it clear that “significant risks persist.” The overall picture is simple. Trump is in office, and under his economic leadership, banks are becoming more conservative with lending. Wealthy Americans are still spending, flying front-of-cabin, and booking luxury rentals. But millions of other Americans are being quietly shut out. If you don’t have excellent credit, don’t expect a welcome letter from a bank anytime soon. Your crypto news deserves attention - KEY Difference Wire puts you on 250+ top sites
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