XRP’s recent rally has stalled with market activity slowing down and uncertainty surrounding the Securities and Exchange Commission’s review of the 21Shares XRP spot ETF. The token is trading at about $2.35 at press time, down 1.4% over the last day and 8.3% in the previous seven days, suggesting that its momentum is waning following a strong run earlier this month. Additionally, trading volume has sharply decreased. Over the past day, XRP ( XRP ) has seen spot trading of $2.67 billion, a 15.9% decrease from the day before. Derivatives data paints a similar picture. Coinglass data shows that open interest in XRP fell 3.14% to $4.58 billion, while futures volume fell 28.45% to $4.24 billion. While the drop in open interest shows traders are closing positions rather than opening new ones, frequently an indication of diminished confidence in short-term price action, the steep drop in volume suggests cooling speculative interest. The weakening market momentum comes just as the SEC delayed its decision on the proposed 21Shares Core XRP Trust. In a May 20 filing , the agency said it was extending the review period to evaluate whether the ETF complies with Section 6(b)(5) of the Exchange Act, which requires protections against fraud and market manipulation. You might also like: XRP futures debut on CME as Garlinghouse hails key ‘milestone’ The Trust will use Coinbase Custody to store its assets and seeks to track the CME CF XRP-Dollar Reference Rate. The SEC stressed that the delay permits further analysis and public input rather than representing a final decision. Rebuttals must be submitted within 35 days of the Federal Register publication, and the comment period will last for 21 days. Bloomberg ETF analyst James Seyffart called the delay “expected,” adding in a May 20 X post that early approvals for any crypto spot ETFs, including those for XRP or Solana ( SOL ), are unlikely before late June or early July, and more realistically expected in early Q4. Delays on spot crypto ETFs are expected. A bunch of XRP ETPs have dates in next few days. If we're gonna see early approvals from the SEC on any of these assets — i wouldn't expect to see them until late June or early July at absolute earliest. More likely to be in early 4Q. — James Seyffart (@JSeyff) May 20, 2025 The technical indicators for XRP point to indecision. At the moment, the price of XRP is close to the Bollinger indicator’s lower band, indicating cautious market activity. With a value of 52, the relative strength index is neutral. Short-term moving averages signal weakness. XRP price analysis. Credit: crypto.news Both the SMA and the 10-day EMA point to bearish pressure. On the other hand, long- and medium-term MAs are more optimistic. Despite the recent decline, the longer trend is still in place, as shown by the 20-day to 200-day EMAs and SMAs flashing buy signals. A breakout above $2.38 and sustained momentum past $2.61 could signal further upside , targeting higher resistance zones. If XRP falls below its 20-day SMA at $2.34, it could test support at $2.26 or even $2.06, increasing the likelihood of downward pressure. With both technical and regulatory signals providing conflicting hints about XRP’s next significant move, the market is currently in a wait-and-see state. Read more: New XRP ETF hits an inflow record as XRP price wavers
The post From HODL to Hot Coffee: SpacePay Lets You Spend Bitcoin and Ethereum Like Cash appeared first on Coinpedia Fintech News Cryptocurrency investors have mastered the art of “HODLing” their digital assets for potential future gains, yet spending these same coins on everyday purchases remains surprisingly difficult. Walk into most local shops and mention Bitcoin as a payment method, and the typical response is a confused look from staff who have no system in place to accept digital currencies. SpacePay aims to fix this disconnect with its payment platform, which features a 0.5% transaction fee, compatibility with over 325 crypto wallets, and instant fiat currency settlements for merchants. The project has already secured over $1 million during its ongoing presale, with the $SPY token currently available at $0.003181. No New Hardware Needed – Just Update Your Payment Terminal Most shop owners avoid accepting cryptocurrency because it seems too complicated. New equipment costs money, training staff takes time, and the technical setup feels overwhelming. SpacePay tackles these concerns with a practical solution. Instead of asking merchants to invest in new hardware, SpacePay works with existing Android payment terminals through a simple software update. This approach means businesses can start accepting crypto payments without replacing equipment they already own and understand. Staff continue using the same terminals they’re accustomed to, which reduces training time and potential mistakes. The payment process remains intuitive but gains new capabilities – like accepting payments from hundreds of cryptocurrency wallets. For customers, paying with crypto becomes simple. They scan a QR code with their preferred wallet app, confirm the amount, and complete the transaction in seconds. No typing complicated wallet addresses or waiting nervously for confirmations. The experience mirrors the simplicity of tapping a credit card but utilizes digital currency instead. https://twitter.com/SpacePayLtd/status/1922713896768483818 Protecting Merchants From Crypto’s Price Rollercoaster The biggest concern for any business considering cryptocurrency acceptance is price volatility. Nobody wants to sell a $50 item only to discover that payment is worth $40 by closing time because Bitcoin took a nosedive. SpacePay addresses this challenge with an elegant solution: instant settlement in local currency. When someone pays with cryptocurrency, the merchant receives the exact amount in their regular currency immediately. Sell something for $100, get precisely $100 in your account – regardless of whether Bitcoin crashes or soars minutes later. This protection comes from technology that locks in the exchange rate during the transaction window. If crypto markets fluctuate dramatically during those few seconds, SpacePay absorbs the difference. The shop owner simply sees a stable, predictable payment arriving in their account with none of the crypto market drama. This approach eliminates the single biggest obstacle that has prevented widespread merchant adoption of digital currencies. Business owners don’t need to become crypto traders or market watchers – they just receive the expected payment in their preferred currency. Visit SpacePay Presale Transaction Fees That Make Sense for Small Businesses Credit card processing fees have long been a burden for small businesses. Traditional payment processors typically charge between 2.5% and 3.5% on every transaction – costs that significantly impact profit margins. SpacePay disrupts this model with a flat 0.5% transaction fee. Consider a family-run bookstore processing $25,000 monthly in sales. Traditional payment systems would cost them $750 at the standard 3% rate, while SpacePay reduces this to just $125 per month. This creates $625 in monthly savings that can support new inventory, store improvements, or marketing efforts. These savings come from SpacePay’s streamlined approach that removes unnecessary intermediaries. Traditional payment systems route transactions through multiple companies before reaching the merchant days later. Each entity in this chain takes its cut. It inflates the final fee. SpacePay creates a more direct path using blockchain technology, which maintains security while reducing costs. Small businesses with narrow profit margins often see this fee reduction as crucial extra capital that enables expansion rather than mere survival. The extra funds could support inventory expansion, facility improvements, or even additional staff. The SpacePay Ecosystem and $SPY Token At the core of SpacePay’s payment network is the $SPY token, which powers the entire ecosystem. The token distribution reflects a thoughtful approach to long-term sustainability. From the total supply of 34 billion tokens, 20% is allocated to the public presale, ensuring wide community participation. Strategic partnerships and ecosystem development each receive 18%, while marketing gets another 18%. User rewards and loyalty programs account for 17%, with 10% supporting ongoing development and 12% held in reserve. The founding team kept just 5% – notably modest compared to many crypto projects where founders claim 20-30%. Token holders receive several benefits designed to reward participation. Monthly loyalty airdrops based on platform activity create ongoing incentives for holders. Governance rights allow the community to vote on important platform decisions. It establishes a democratic approach to development. Perhaps most significantly, a revenue-sharing model means that as more businesses process payments through SpacePay, a portion of transaction fees flows back to token holders. This creates alignment between the platform’s success and token holder benefits – when merchants and customers use SpacePay more frequently, the entire community profits. How to Participate in the SpacePay Ecosystem If you want to be part of SpacePay’s vision for everyday crypto payments, participating in the presale offers an entry point. The $SPY token is currently available at $0.003181, though this price will likely increase as the presale advances through different stages. Here’s how to join the SpacePay presale: Visit SpacePay’s official website at presale.spacepay.co.uk . Click on the “Connect Wallet” button at the top of the page. Select your preferred wallet. Once connected, choose how many $SPY tokens you want to purchase. Select your payment method – USDT, AVAX, ETH, BNB, MATIC, BASE, or even regular bank cards. Confirm the transaction in your wallet. Your tokens will remain securely stored in your connected wallet until the presale concludes. To stay updated on project developments, follow SpacePay’s official Telegram and Twitter channels for regular announcements. JOIN THE SPACEPAY ($SPY) PRESALE NOW Website | (X) Twitter | Telegram
Russia is preparing a bill that would specify the requirements and procedures for the confiscation of digital assets, taking into account the specific circumstances surrounding these actions. The Russian Ministry of Justice emphasized that anonymity and the lack of centralized control over these assets have hampered these efforts. Russia to Introduce Bill Specifying Procedures to
The post Is Bitcoin Heading to $600,000 by October 2025? appeared first on Coinpedia Fintech News Bitcoin price has climbed above the important $105,000 resistance and is now eyeing to break above the $106,000 mark. But will Bitcoin hit a new all-time high soon? Analysts believe this could happen soon, especially as the total crypto market nears a $4 trillion cap. Macro events like the Fed’s June rate decision and Trump’s July tariffs could add fuel to the rally. Wall Street expert Fred Krueger has doubled down on his Bitcoin prediction and says that it could start a big rally within 90 days. According to him, there won’t be enough buyers for a $200 billion U.S. Treasury auction around July 21, which could force the Fed to take emergency action. This could send Bitcoin soaring to $ 158 K-$165 K within 24 hours. BRICS May Announce Gold-BTC Payment System by July On July 25, Krueger expects the BRICS countries to announce a new global payment system using gold and Bitcoin, which would reduce their reliance on the U.S. dollar. Then, even if the Fed Chair defends the USD to be robust, the world would not buy it. He predicts BTC will hit $180K first, then jump to $215K after the Fed introduces yield curve control around August 4. Mid-August Forecast: Countries Shift Reserves to Bitcoin, $265K in Sight By mid-August, there might be big moves like Germany backing the euro with 10% gold. Countries like Venezuela and Nigeria may shift reserves into Bitcoin, and Tether may launch a Bitcoin-backed stablecoin. These events could push Bitcoin to a massive $265,000. By early September, the Fed will start looking into launching a digital dollar as Treasury yields shoot past 8.5%, which will force the Fed to step in again. This move could push Bitcoin to $390,000 in just a week. By mid-September, Krueger expects tech giants like Apple, Tesla, and Google to start adding Bitcoin to their balance sheets. With more companies and even entire Latin American countries adopting BTC, the prices could soar to $460,000. Things don’t stop here. By late September, the IMF may launch a new global reserve basket where Bitcoin will make up 50% of it, pushing the price to $525,000. In early October, he expects the US to step in, restructuring the dollar to be backed 25% by Bitcoin and 25% by gold. It will also launch a CBDC as the Fed’s balance sheet stands at $44 trillion. Bitcoin would then hit $600,000, and Gold would then stand at $10,400. Investors are dumping gold and cash as FOMO replaces fear in vibe shift.. via @psarofagis pic.twitter.com/oGkb19jVnI — Eric Balchunas (@EricBalchunas) May 20, 2025 BTC Gains Steam as Investors Ditch Gold Amid FOMO Bitcoin is definitely stealing the spotlight as investors shift from traditional safe havens like gold. With market fears fading and FOMO rising, many are now betting on BTC over gold. Bloomberg analyst Eric Balchunas also reiterated the same sentiment. Analyst Ali Martinez recently shared that Bitcoin hasn’t broken out in a strong upward move yet. He points out that on the lower timeframes, Bitcoin is forming an ascending triangle, a chart pattern where the price makes higher lows while facing resistance at the same level. It is currently trading at $106,962.
On March 27th, the launch of zBTC, Solana’s native Bitcoin asset, marked a pivotal moment in the blockchain landscape. With a current circulation surpassing 250, zBTC has seamlessly integrated into
The U.S. Securities and Exchange Commission on Tuesday delayed its decision on cryptocurrency exchange-traded funds linked to XRP and Dogecoin. The agency’s filings list three affected products: the 21Shares Core XRP Trust, the Grayscale XRP Trust, and the Grayscale Dogecoin Trust. The SEC has asked for public comments on these products. ‘Institution of proceedings is appropriate at this time in view of the legal and policy issues raised by the proposed rule change,’ the SEC wrote, stressing that opening a review ‘does not indicate that the Commission has reached any conclusions.’ A separate notice postponed action on Bitwise’s request to let its planned spot Ethereum ETF earn staking rewards, another step that signals the regulator will take additional weeks to weigh comments and technical details. In recent months, the SEC has repeatedly extended deadlines on crypto-linked ETFs while it sorts through dozens of similar filings. Under securities law, the commission can extend the process for up to 240 days per application. SEC is taking a different approach under the Trump administration Regulatory attitudes have swung over the past two U.S. administrations. During former President Joe Biden’s term, the commission, after losing a key court fight, cleared the first spot Bitcoin ETFs in January 2024 and approved spot Ethereum ETFs in May 2025. Since Donald Trump returned to the White House in January 2025, the agency has closed several lawsuits against crypto firms and hosted public roundtables to talk about future rules for the industry. Market watchers say that history means further pauses should not surprise investors. Bloomberg Intelligence ETF analyst James Seyffart wrote on X that the commission ‘usually takes the full time allotted to respond.’ Delays on spot crypto ETFs are expected. A bunch of XRP ETPs have dates in next few days. If we're gonna see early approvals from the SEC on any of these assets — i wouldn't expect to see them until late June or early July at absolute earliest. More likely to be in early 4Q. — James Seyffart (@JSeyff) May 20, 2025 ‘If we’re gonna see early approvals from the SEC on any of these assets, I wouldn’t expect to see them until late June or early July at absolute earliest,’ Seyffart posted on Tuesday. He added that final deadlines for almost all pending filings land in October, making any quicker answer ‘the action that’s out of the norm, no matter how crypto-friendly this SEC is.’ KEY Difference Wire helps crypto brands break through and dominate headlines fast
On May 21st, leading crypto analyst Axel Adler Jr. from CryptoQuant shared pivotal insights on market dynamics via social media. He highlighted a critical metric: the 30-day Simple Moving Average
The SEC on Tuesday charged crypto project Unicoin and three of its senior executives with running a fraudulent offering that raised more than $100m from thousands of investors. The complaint names CEO and board chairman Alex Konanykhin, former president and board chairwoman Silvina Moschini and former chief investment officer Alex Dominguez. It accuses them of making false and misleading statements in sales of rights certificates and common stock from Feb. 2022 to the present. According to the SEC, the company claimed its Unicoin tokens would be backed by billions of dollars of real estate holdings, when in reality those assets were worth only a small fraction of that amount. Image Source: SEC Unicoin “Asset-Backed” Certificates Didn’t Exist, SEC Alleges Investigators also allege that Unicoin told investors it had sold more than $3b of certificates. However, total proceeds never exceeded $110m. Additionally, the filings state that the company falsely portrayed its offerings as SEC registered. The agency’s complaint details how Unicoin used extensive promotional efforts, including ads in major airports, on New York City taxis, on television and across social media channels. Through these campaigns, more than 5,000 investors were persuaded to buy rights certificates described as safe and profitable “next generation” crypto assets. The SEC says the bulk of those sales were illusory. Unicoin’s Legal Counsel Devlin Fined $37,500, SEC Pursues Director Bars Additionally, the SEC alleges that Unicoin and Konanykhin breached federal securities registration rules. Specifically, it claims Konanykhin sold nearly 38m of his own certificates at discounted prices. Furthermore, he targeted investors the company had previously barred to preserve its registration exemption. Consequently, the regulator is seeking permanent injunctive relief. In addition, it wants disgorgement of ill-gotten gains with prejudgment interest. It is also pursuing civil penalties and officer-and-director bars. Moreover, the commission’s action names Richard Devlin, the company’s general counsel. It accuses him of negligently repeating similar misstatements in private placement materials. Now, Devlin faces charges alongside the other defendants. Without admitting or denying the allegations, Devlin consented to a final judgment that imposes permanent injunctive relief and requires him to pay a $37,500 civil penalty. This enforcement differs from earlier SEC cases against unregistered token sales in that it focuses on rights certificates and fictitious asset backing, rather than direct token offerings. Past actions, such as those against Telegram and Kik, centred on the lack of registration for token distributions. By contrast, the Unicoin case alleges an elaborate marketing scheme built on false promises of real-world collateral. The post SEC Charges Crypto Project Unicoin Over $100M Token Sale Fraud appeared first on Cryptonews .
When the cryptocurrency market goes down, many people want to find a way to get a steady income without risking a lot of money. Staking for gifts is safer than trading. Instead of buying and selling all the time, staking allows you to “lock up” your crypto for a while and receive interest or gifts even if the price drops. Interestingly, even big investors like Donald Trump have understood the benefits of staking. There is evidence that Trump bet 14,403 Ethereum, worth $48 million, on a company called World Liberty Financial. If you want to continue making money in any market, here are 6 of the best crypto staking websites that are clear, customizable, and profitable in 2025. 1. UnitedStaking – The Smartest Staking Platform of 2025 UnitedStake is good for both new and experienced investors. It has a simple, easy-to-use website. It has easy staking plans and ways to make money. Users can always see all the daily rewards, so they can stay informed about their profits. The website has popular coins like Ethereum, Solana, and Polkadot. It has two-way login, and it has good security because it is in cold storage. It has good APY percentages and auto-reinvestment methods that can increase profits. It has educational content to learn the basics of staking and investment management. Exploring UnitedStaking’s Staking Packages Recommended Plan: Sui Staking Pool Staking Amount : $2,000 Staking Duration: 10 Days Daily Earnings: $24.00 Total Rewards : $240.00 Referral Bonus: $14.00 Capital Back : Yes UnitedStaking’s Staking Plans Plan Name Staking Amount Duration Daily Rewards Total Rewards Referral Rewards Free Trial Pool $100 1 day $1.00 $1.00 $0.00 Cosmos Staking Pool $300 2 days $3.81 $7.62 $0.00 BNB Staking Pool $700 7 days $7.00 $49.00 $3.50 SUI Staking Pool $2,000 10 days $24.00 $240.00 $14.00 Bitcoin Staking Pool $5,500 14 days $79.75 $1,116.50 $49.50 Toncoin Staking Pool $10,000 21 days $170.00 $3,570.00 $110.00 Tron Staking Pool $28,000 30 Days $540.40 $16,212.00 $448.00 Solana Staking Pool $50,000 40 Days $1,190.00 $47,600.00 $1,000.00 Ethereum Staking Pool $100,000 58 days $700.00 $40,600.00 $2,500.00 Dogecoin Staking Pool $150,000 90 Days $4,500.00 $405,000.00 $4,500.00 Polkadot Staking Pool $200,000 120 days $6,740.00 $808,800.00 $8,000.00 Uniswap Staking Pool $300,000 150 Days $11,400.00 $1,710,000.00 $12,000.00 Sign-Up Bonus New users get a $100 free bonus just for signing up — no deposit needed. You can try staking risk-free and keep whatever you earn. Affiliate Program This is not your money. It is the money you earn from the UnitedStaking referral program. You get a 5% commission on the profits of the people you invite. The more people you invite to make a profit, the more your income increases. Bounty Program UnitedStaking has a rewards program for creators. You can earn anywhere from $1 to $1,000 by creating new things like blogs, infographics, videos, and tutorials. The rewards you receive depend on how many people read your content and how good it is. Key Features: Wide Cryptocurrency Support : Stake a variety of assets, including Ethereum (ETH), Solana (SOL), Polkadot (DOT), and more. Easy-to-Use Interface : Designed for users of all experience levels. Flexible Staking Plans : Choose from a range of staking plans with varying durations and rewards. Referral and Bounty Programs : Earn rewards by inviting others to stake and creating content. 2. OnStaking – Real-Time APYs and Maximum Flexibility OnStaking is great for those who want rewards that change based on market conditions. They don’t hold your money in their hands. So when you stake, you have full control over your crypto. You can switch staking pools at any time. It gives users maximum flexibility. Live APY, which changes instantly, allows users to make better, data-driven decisions. Exploring OnStaking’s Staking Packages Recommended Staking Plan: Dai Staking Plan Investment Amount : $800.00 Duration : 05 days Daily Earnings : $8.00 Total Earnings: $40.00 Referral Reward : $4.00 Capital Back : Yes OnStaking’s Staking Plans Plan Name Investment Amount Duration Daily Earnings Total Earnings Referral Rewards Free Trial Staking $100 1 day $1.00 $1.00 $0.00 POL Staking $200 3 days $2.50 $7.50 $0.00 Dai Staking Plan $800 5 Days $8.00 $40.00 $4.00 Chainlink Staking $1,800 11 days $21.96 $241.56 $14.40 Tron Staking $5,000 15 days $76.00 $1,140.00 $45.00 Bitcoin Staking $10,000 20 days $168.00 $3,360.00 $100.00 Cardano Staking Plan $30,000 28 Days $570.00 $15,960.00 $450.00 Ethereum Staking $50,000 40 days $1,185.00 $47,400.00 $1,050.00 Solana Staking $95,000 60 days $2,584.00 $155,040.00 $2,375.00 Avalanche Staking Plan $160,000 90 Days $4,960.00 $446,400.00 $4,960.00 XRP Staking $200,000 120 days $6,680.00 $801,600.00 $8,000.00 Ethereum Staking Plan $280,000 160 Days $10,920.00 $1,747,200.00 $11,480.00 Affiliate Program Earn 5% of your referrals’ staking rewards by sharing your referral link. Bounty Program Get rewarded from $1 to $100 for creating popular crypto-related content. Key Features: Dynamic APYs : Real-time APY adjustments based on blockchain performance. Non-Custodial Staking : Users retain full control over their funds. Wide Cryptocurrency Support : Supports over 40 cryptocurrencies. Educational Resources : Access to beginner-friendly tutorials and guides. 3. StakeSphere – AI-Optimized Staking Strategies It uses artificial intelligence to automatically select the best staking methods to maximize profits. It supports many popular cryptocurrencies. It uses smart algorithms to make your staking grow faster. Features: AI-Driven Optimization Wide Range of Cryptocurrencies Security Protocols 4. Lido – Liquid Staking for Enhanced Flexibility Lido is especially famous for liquid staking. Especially for Ethereum. This is because you can stake tokens, but you can also use them on decentralized finance (DeFi) websites that are more flexible and profitable. Features: Liquid Staking Multiple Supported Assets Low Fees 5. Kraken – Reliable and Transparent Staking Services Kraken is one of the most trusted crypto exchanges. They offer open, secure staking services. You can safely stake popular coins like Ethereum, Polkadot, and Cardano. Features: Transparent Staking Performance Flexible Staking Options Secure Infrastructure Frequently Asked Questions (FAQs) 1. Can I stake stablecoins like USDT or USDC on UnitedStaking? A: Yes, UnitedStaking supports popular stablecoins including USDT and USDC. These are ideal for users who want consistent returns without worrying about market volatility. 2. Does UnitedStaking provide tax reports for earnings? A: Yes, UnitedStaking offers downloadable earnings statements and basic tax reporting tools to help users stay compliant, especially useful for users in countries like the US, UK, and EU. Conclusion: Staking Is the New Power Play in Crypto When markets are volatile, smart investors need safe ways to make money, and staking is how they do it. Rather than trading on the fly, staking is about locking up your crypto and earning a steady profit. Even Donald Trump believes in doing just that, having staked over $48 million in Ethereum. Websites like UnitedStaking and OnStaking are now offering everyone a safe, reliable way to earn in 2025. If you want to work smart like the smart ones, staking is the way to go. User Reviews: What Users Are Saying About UnitedStaking James T. (United Kingdom) “I was skeptical at first, but UnitedStaking impressed me with its transparent dashboard and consistent yields. The customer support team was quick to answer my questions, too.” Linda M. (Canada) “As someone new to staking, UnitedStaking made everything super easy. I like how I can track every earning detail in real time, and the platform feels very professional and secure.” Disclosure: This is a sponsored press release. Please do your research before buying any cryptocurrency or investing in any projects. Read the full disclosure here .
According to data released by Farside Investors on May 21st, U.S. Bitcoin spot ETFs have achieved a remarkable milestone, with cumulative net inflows exceeding $42.746 billion. This substantial inflow signifies