Singapore, Singapore, December 18th, 2024, Chainwire dTRINITY , a next-generation stablecoin liquidity protocol, has announced its mainnet debut on the Fraxtal L2 network. The platform is designed to lower interest expenses and improve yields for stablecoin users, addressing the key challenge of rising credit costs in DeFi. At the core of dTRINITY is a protocol-native stablecoin (dUSD), which serves as the unified liquidity layer between its money markets (dLEND, an Aave v3 fork) and external liquidity pools (e.g., Curve). dUSD is backed 1:1 by an on-chain collateral reserve consisting of stablecoins such as USDC, FRAX, and DAI, as well as yieldcoins like sFRAX and sDAI. Exogenous yields from the reserve are redirected to fund ongoing interest rebates for dUSD borrowers on dLEND, based on their outstanding debts, which reduces the effective borrowing cost. This mechanism not only stimulates borrowing demand but also drives more sustainable utilization and yields for dUSD lenders. dTRINITY is launching on Fraxtal as its genesis network in a strategic collaboration with Frax to optimize ecosystem liquidity and user incentives. Fraxtal is an EVM-equivalent rollup with a scalable smart contract platform and efficient execution environment powered by the OP stack. Users can take advantage of Fraxtal’s fast transaction speed, low gas fees, robust network security, and unique blockspace rewards, further enhancing their benefits. In the near future, dTRINITY plans to expand to Ethereum and other emerging blockchains, strengthening cross-chain liquidity and interoperability with Fraxtal as the network scales. Key Features of dTRINITY: Subsidized Interest Rate Model: dTRINITY’s innovative subsidized interest rate model lowers the equilibrium of stablecoin borrowing costs on dLEND vs. other protocols without impacting lending yields. In fact, rebates at low utilization levels could even result in negative interest rates for dUSD borrowers (i.e., borrowers could get paid to borrow). Liquidity Incentives: dUSD lenders and liquidity providers benefit from a combination of protocol rewards and external incentives from strategic partners (in both points and tokens) for supplying and bolstering liquidity in the ecosystem. Security & Risk Management: dTRINITY has successfully completed smart contract audits with three leading blockchain security firms: Halborn, Verichains, and Cyberscope. Additionally, the protocol disables rehypothecation of supplied collateral by default to minimize risk exposure. dUSD is the only borrowable asset on dLEND and it cannot be borrowed against itself. Strategic Partnerships: In addition to Frax, dTRINITY also plans to collaborate symbiotically with other major DeFi protocols. First, dUSD can be expanded to other lending platforms (e.g., Fraxlend, Morpho), providing their users with similar subsidy benefits. Secondly, dUSD can serve as a cheaper medium of leverage for loopers using other stablecoins/yieldcoins (e.g., Ethena, crvUSD), increasing demand for both projects. Furthermore, the dUSD reserve’s composition will be diversified over time, opening up potential partnership opportunities with more stablecoin/yieldcoin projects. dTRINITY’s core contributors include the co-founders of Stably. The project has been in development since Q2 2024 and secured 1st place at both the ETHVietnam and Fraxtal Hackathons earlier this year. Strategically, dTRINITY is advised by the co-founders of Frax, Convex, Sky (formerly MakerDAO), Coin98, and Promontory Partners, bringing a wealth of expertise from leading stablecoin and DeFi pioneers to the protocol’s development. For more information, users can visit dtrinity.org and follow @dTRINITY_DeFi on X. Disclaimer: dTRINITY is not available to residents of Belarus, Canada, Cuba, Haiti, Iran, Myanmar, North Korea, Russia (including Crimea), Somalia, South Sudan, Syria, the USA, the UK, Venezuela, and other prohibited jurisdictions. The information contained herein should not be considered legal, business, financial, or tax advice. Past performance is not indicative of future results. Digital assets and DeFi protocols carry significant risks, including the potential for loss of funds. Users should conduct their own research and seek professional advice before interacting with digital assets and DeFi protocols. About dTRINITY dTRINITY is the world’s first subsidized lending protocol, designed to reduce borrowing costs and enhance yields for stablecoin users in DeFi. The protocol is powered by dUSD, a decentralized stablecoin backed 1:1 by an on-chain yieldcoin reserve. Exogenous yields from the reserve are used to fund ongoing interest rebates for dUSD borrowers, lowering their effective borrowing rates. dTRINITY is now live on the Fraxtal L2, and it will be expanded to Ethereum plus other networks in the future. Contact Core Contributor Kory Hoang Trinity Foundation Ltd hello@dtrinity.org
More on MicroStrategy MicroStrategy Vs. Bitcoin: 6 Charts You Need To See MicroStrategy: Too Exposed To Bitcoin's Volatility MicroStrategy's Nasdaq Inclusion Is An Endorsement Of Its Leveraged Bet ‘Rocket ride’ Tesla, Broadcom’s mega-rally highlights appetite for momentum trade: IBKR Bitcoin miners' 'two value creation paths' outlined by Bernstein
You shouldn’t need to be told this, but you are unique. The skills and knowledge you’ve accrued throughout your lifetime give you specific capabilities that distinguish you from the planet’s other 8 billion inhabitants. But you can only split your time and skill set in so many ways. You can’t be everywhere at once, no matter how highly motivated you are. From training up junior colleagues to mastering new skills to further your professional development, the grind never ends. Have you ever joked that if only you could clone yourself you could get more done and free up time in which to enjoy life? Well, it turns out that now you can. While the era of human cloning is still some way off, machines are easy to replicate. And thanks to advancements in AI, it’s now easier than ever to create a digital clone that contains many of your best attributes – your wisdom, personality, and deep knowledge – without the need to go on standby for eight hours a night. What a time to be alive. Seeing Double One of the greatest challenges facing organizations today is the skills gap: the discrepancy between the expertise demanded by modern industries and the capabilities that are readily available in the workforce. Over time, key employees inevitably move on, whether due to retirement, career changes, or new opportunities. When they leave, they take with them not only their unique abilities but also the institutional knowledge and personal insights they’ve gained along the way. This loss can create significant operational hurdles, especially in fast-paced industries where training new hires and ensuring business continuity is paramount. Enter the era of AI twins : digital counterparts designed to capture and preserve the accumulated knowledge and expertise of individuals. Built using advanced artificial intelligence models, these replicas encapsulate a person’s proficiency, problem-solving, and even elements of their communication style. By doing so, they serve as a perpetual resource, offering companies a way to maintain their competitive edge long after their star performers have moved on. But an AI twin is about more than merely leaving a legacy: it also allows you to be in more places at once, with your human form complemented by a digital counterpart that can handle the grunt work, freeing you to focus on more important tasks. Twinning Is Winning An AI twin can be thought of as a digital mentor working around the clock. Newly onboarded team members can consult this virtual advisor to learn industry best practices, historical decisions, and nuanced trade-offs that were once understood only by those with years of experience. Because AI twins are accessible at any time and can be scaled to support multiple employees simultaneously, they redefine training and mentorship, turning what was once a bottleneck into a frictionless, continuous learning process. Moreover, AI twins ensure that specialized knowledge isn’t confined to a single point of failure. If a seasoned data scientist leaves a biotech firm, for example, her AI twin can continue to guide research teams, explain past experimental methodologies, and even troubleshoot challenges that arise in ongoing projects. This not only preserves the valuable intellectual capital she accumulated but safeguards against the productivity slowdown that often follows the departure of key personnel. You don’t need to suffer from a narcissus complex to appreciate the benefit of creating an AI twin in your likeness. But what does this process resemble in reality, and what does it take to create your own AI clone? Copy From the Best One of the leading developers of AI twinning technology, Twin Protocol , enables individuals to create digital versions of themselves equipped with their expertise, knowledge, and unique perspective. By training these AI twins through recorded calls, documents, questionnaires, and real-world interactions, users can craft digital mentors. Employers, in turn, can rely on these digital counterparts to train new hires, fill gaps left by departing team members, and support ongoing projects, all while maintaining a consistent standard of guidance and quality. As the benefits of AI twin creation start to propagate, just as they have with other artificial intelligence verticals such as AI agents, expect to see plenty of other developers enter this emerging field. The technology has the potential to foster a more resilient and versatile workforce that isn’t overly reliant on any single expert or vulnerable to the institutional memory loss that occurs with turnover. Instead, organizations can embed expertise into the very fabric of their operations, ensuring that valuable insights are easily transferable and continually accessible. At the same time, individuals benefit by having their knowledge recognized, preserved, and even monetized, enabling a new form of passive income as others tap into their stored expertise. AI twins offer a compelling avenue for bridging the skills gap. They can help businesses future-proof their human capital by turning temporary tenures into permanent reservoirs of knowledge. This will ensure that hard-earned knowledge won’t vanish with the next wave of departures but will remain permanently accessible, ready to drive innovation and growth for years to come. Five years ago, the notion of creating a digital clone of yourself would have been unthinkable. Five years from now, the prospect of not having an AI twin may be equally unthinkable. The post Preserving Knowledge With a Digital Doppelganger: The Business Case for Building an AI Twin appeared first on CoinGape .
BlackRock asset manager has made history by purchasing municipal bonds issued exclusively through blockchain technology. This transaction was facilitated through the exchange-traded fund (ETF), iShares Short Maturity Municipal Bond Active ETF (MEAR). The move marks a pivotal step in the municipal bond market’s integration with blockchain platforms. It signals a shift toward innovative, tech-driven financial services. BlackRock ETF Makes History With Blockchain for Municipal Bond Transactions According to Bloomberg , BlackRock’s MEAR ETF invested $6.5 million in municipal bonds issued by the city of Quincy, Massachusetts. The bonds were entirely facilitated through JPMorgan Chase & Co.’s private blockchain-based platform. This transaction represents the first instance of municipal debt being purchased, settled, and held exclusively on blockchain technology. The municipal bonds were issued in April, utilizing a permissioned blockchain application developed by JPMorgan to enable seamless transactions. BlackRock’s investment through MEAR underscores the potential for blockchain technology to improve the efficiency of traditional financial markets. This development will pave the way for broader adoption of blockchain in municipal finance. More so, the shift toward blockchain adoption will streamline operations and address cost inefficiencies in the bond market. Quincy Municipal Bonds Set the Stage for Blockchain Capital Markets The issuance of Quincy’s municipal bonds marks a new era for the capital markets, leveraging blockchain technology. JPMorgan’s blockchain platform enabled faster settlements and enhanced transaction security. The blockchain-based approach will mitigate risks associated with traditional systems while ensuring compliance with regulatory standards. BlackRock updated the MEAR ETF’s prospectus to permit investments in municipal bonds settled on JPMorgan’s Digital Debt Service platform. However, the updated filing disclosed potential risks, including liquidity concerns and the possibility of errors in the blockchain platform’s underlying code. Despite these challenges, the move represents a critical step in integrating blockchain technology into the municipal bond ecosystem. BlackRock’s entry into blockchain-based municipal bonds is part of a broader trend in the financial industry. A handful of issuers and underwriters have been exploring blockchain’s potential in municipal markets. For example, the Michigan State University board of trustees recently considered a similar deal using Goldman Sachs’ proprietary digital assets platform. Meanwhile, Goldman Sachs plans to spin out its blockchain-based digital assets platform into a new independent company within 12-18 months. The platform aims to streamline the creation, trading, and settlement of financial instruments using blockchain In a parallel development, BlackRock’s Bitcoin ETF (IBIT) has achieved remarkable growth, with assets under management reaching $57.8 billion within its first year. This figure surpasses BlackRock’s gold ETF, iShares Gold Trust, which took 20 years to amass $33 billion in assets. Chairman of MicroStrategy, Michael Saylor, emphasized Bitcoin’s growing dominance as an inflation hedge, describing it as “digital gold.” He noted that the rapid adoption of Bitcoin ETFs reflects a shift in institutional preferences toward digital assets. The post BlackRock ETF Leads with First Blockchain-Based Municipal Bond Investment appeared first on CoinGape .
Singapore, Singapore, December 18th, 2024, Chainwire dTRINITY , a next-generation stablecoin liquidity protocol, has announced its mainnet debut on the Fraxtal L2 network. The platform is designed to lower interest expenses and improve yields for stablecoin users, addressing the key challenge of rising credit costs in DeFi. At the core of dTRINITY is a protocol-native stablecoin (dUSD), which serves as the unified liquidity layer between its money markets (dLEND, an Aave v3 fork) and external liquidity pools (e.g., Curve). dUSD is backed 1:1 by an on-chain collateral reserve consisting of stablecoins such as USDC, FRAX, and DAI, as well as yieldcoins like sFRAX and sDAI. Exogenous yields from the reserve are redirected to fund ongoing interest rebates for dUSD borrowers on dLEND, based on their outstanding debts, which reduces the effective borrowing cost. This mechanism not only stimulates borrowing demand but also drives more sustainable utilization and yields for dUSD lenders. dTRINITY is launching on Fraxtal as its genesis network in a strategic collaboration with Frax to optimize ecosystem liquidity and user incentives. Fraxtal is an EVM-equivalent rollup with a scalable smart contract platform and efficient execution environment powered by the OP stack. Users can take advantage of Fraxtal’s fast transaction speed, low gas fees, robust network security, and unique blockspace rewards, further enhancing their benefits. In the near future, dTRINITY plans to expand to Ethereum and other emerging blockchains, strengthening cross-chain liquidity and interoperability with Fraxtal as the network scales. Key Features of dTRINITY: Subsidized Interest Rate Model: dTRINITY’s innovative subsidized interest rate model lowers the equilibrium of stablecoin borrowing costs on dLEND vs. other protocols without impacting lending yields. In fact, rebates at low utilization levels could even result in negative interest rates for dUSD borrowers (i.e., borrowers could get paid to borrow). Liquidity Incentives: dUSD lenders and liquidity providers benefit from a combination of protocol rewards and external incentives from strategic partners (in both points and tokens) for supplying and bolstering liquidity in the ecosystem. Security & Risk Management: dTRINITY has successfully completed smart contract audits with three leading blockchain security firms: Halborn, Verichains, and Cyberscope. Additionally, the protocol disables rehypothecation of supplied collateral by default to minimize risk exposure. dUSD is the only borrowable asset on dLEND and it cannot be borrowed against itself. Strategic Partnerships: In addition to Frax, dTRINITY also plans to collaborate symbiotically with other major DeFi protocols. First, dUSD can be expanded to other lending platforms (e.g., Fraxlend, Morpho), providing their users with similar subsidy benefits. Secondly, dUSD can serve as a cheaper medium of leverage for loopers using other stablecoins/yieldcoins (e.g., Ethena, crvUSD), increasing demand for both projects. Furthermore, the dUSD reserve’s composition will be diversified over time, opening up potential partnership opportunities with more stablecoin/yieldcoin projects. dTRINITY's core contributors include the co-founders of Stably. The project has been in development since Q2 2024 and secured 1st place at both the ETHVietnam and Fraxtal Hackathons earlier this year. Strategically, dTRINITY is advised by the co-founders of Frax, Convex, Sky (formerly MakerDAO), Coin98, and Promontory Partners, bringing a wealth of expertise from leading stablecoin and DeFi pioneers to the protocol’s development. For more information, users can visit dtrinity.org and follow @dTRINITY_DeFi on X. Disclaimer: dTRINITY is not available to residents of Belarus, Canada, Cuba, Haiti, Iran, Myanmar, North Korea, Russia (including Crimea), Somalia, South Sudan, Syria, the USA, the UK, Venezuela, and other prohibited jurisdictions. The information contained herein should not be considered legal, business, financial, or tax advice. Past performance is not indicative of future results. Digital assets and DeFi protocols carry significant risks, including the potential for loss of funds. Users should conduct their own research and seek professional advice before interacting with digital assets and DeFi protocols. About dTRINITY dTRINITY is the world's first subsidized lending protocol, designed to reduce borrowing costs and enhance yields for stablecoin users in DeFi. The protocol is powered by dUSD, a decentralized stablecoin backed 1:1 by an on-chain yieldcoin reserve. Exogenous yields from the reserve are used to fund ongoing interest rebates for dUSD borrowers, lowering their effective borrowing rates. dTRINITY is now live on the Fraxtal L2, and it will be expanded to Ethereum plus other networks in the future. ContactCore ContributorKory HoangTrinity Foundation Ltdhello@dtrinity.org Disclaimer: This is a sponsored press release and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.
Cryptocurrency analytics firm Alphractal has published an in-depth assessment of the Bitcoin market, focusing on the “STH & LTH Sentiment Price Bands” metric. According to the firm, Bitcoin’s price is stuck below the key “Worry Band,” a resistance level that has historically posed challenges for BTC’s upward trajectory. Breaking through the Worry Band is a vital step for Bitcoin to continue its current uptrend, Alphractal said in a statement. “Every time the price reaches this area, investors tend to sell their BTC,” the company said. Chart comparing the Worry Band and Bitcoin price, according to Alphractal. Related News: BREAKING: Binance-Listed Altcoin Partners with Donald Trump's Cryptocurrency Project World Liberty Financial Alphractal noted that this resistance is rarely breached in a single attempt. Instead, Bitcoin’s price often experiences corrections or even enters short-term bearish phases before managing a sustained breakout. To gain traction, Bitcoin needs to stay above $107.3K for a few days, which could pave the way for higher levels of sentiment-based resistance, according to the analyst: Optimism Band: $132.6K Twitter Band: $163,000 Related News: BREAKING: Binance-Listed Altcoin Partners with Donald Trump's Cryptocurrency Project World Liberty Financial Alphractal also outlined scenarios based on historical price action: 2019 Movement (Optimism Band): Bitcoin may peak at $132K. 2021 Movement (Temperament Band): The price may rise above $150,000 in 2025. 2017 Movement (Temperament Band): Bitcoin may exceed $215,000 in 2025. 2015 Movement (Enthusiasm Band): The price may rise to $270,000 in 2025. Despite these optimistic targets, the firm warned that Bitcoin’s biggest challenge is breaking through the Worry Band resistance, a failure to break this level could delay the bullish outlook and lead to a further correction. *This is not investment advice. Continue Reading: Analysis Company Shares The Level Bitcoin Must Surpass – “If This Level Is Exceeded, These Are The Targets In 2025”
The creator of Farm Frens and Everseed announced that its token airdrop on Ethereum layer-2 network Base is right around the corner.
Here's how options traders are positioning for the post-FOMC meeting scenario.
Singapore, Singapore, December 18th, 2024, Chainwire dTRINITY , a next-generation stablecoin liquidity protocol, has announced its mainnet debut on the Fraxtal L2 network. The platform is designed to lower interest expenses and improve yields for stablecoin users, addressing the key challenge of rising credit costs in DeFi. At the core of dTRINITY is a protocol-native stablecoin (dUSD), which serves as the unified liquidity layer between its money markets (dLEND, an Aave v3 fork) and external liquidity pools (e.g., Curve). dUSD is backed 1:1 by an on-chain collateral reserve consisting of stablecoins such as USDC, FRAX, and DAI, as well as yieldcoins like sFRAX and sDAI. Exogenous yields from the reserve are redirected to fund ongoing interest rebates for dUSD borrowers on dLEND, based on their outstanding debts, which reduces the effective borrowing cost. This mechanism not only stimulates borrowing demand but also drives more sustainable utilization and yields for dUSD lenders. dTRINITY is launching on Fraxtal as its genesis network in a strategic collaboration with Frax to optimize ecosystem liquidity and user incentives. Fraxtal is an EVM-equivalent rollup with a scalable smart contract platform and efficient execution environment powered by the OP stack. Users can take advantage of Fraxtal’s fast transaction speed, low gas fees, robust network security, and unique blockspace rewards, further enhancing their benefits. In the near future, dTRINITY plans to expand to Ethereum and other emerging blockchains, strengthening cross-chain liquidity and interoperability with Fraxtal as the network scales. Key Features of dTRINITY: Subsidized Interest Rate Model: dTRINITY’s innovative subsidized interest rate model lowers the equilibrium of stablecoin borrowing costs on dLEND vs. other protocols without impacting lending yields. In fact, rebates at low utilization levels could even result in negative interest rates for dUSD borrowers (i.e., borrowers could get paid to borrow). Liquidity Incentives: dUSD lenders and liquidity providers benefit from a combination of protocol rewards and external incentives from strategic partners (in both points and tokens) for supplying and bolstering liquidity in the ecosystem. Security & Risk Management: dTRINITY has successfully completed smart contract audits with three leading blockchain security firms: Halborn, Verichains, and Cyberscope. Additionally, the protocol disables rehypothecation of supplied collateral by default to minimize risk exposure. dUSD is the only borrowable asset on dLEND and it cannot be borrowed against itself. Strategic Partnerships: In addition to Frax, dTRINITY also plans to collaborate symbiotically with other major DeFi protocols. First, dUSD can be expanded to other lending platforms (e.g., Fraxlend, Morpho), providing their users with similar subsidy benefits. Secondly, dUSD can serve as a cheaper medium of leverage for loopers using other stablecoins/yieldcoins (e.g., Ethena, crvUSD), increasing demand for both projects. Furthermore, the dUSD reserve’s composition will be diversified over time, opening up potential partnership opportunities with more stablecoin/yieldcoin projects. dTRINITY’s core contributors include the co-founders of Stably. The project has been in development since Q2 2024 and secured 1st place at both the ETHVietnam and Fraxtal Hackathons earlier this year. Strategically, dTRINITY is advised by the co-founders of Frax, Convex, Sky (formerly MakerDAO), Coin98, and Promontory Partners, bringing a wealth of expertise from leading stablecoin and DeFi pioneers to the protocol’s development. For more information, users can visit dtrinity.org and follow @dTRINITY_DeFi on X. Disclaimer: dTRINITY is not available to residents of Belarus, Canada, Cuba, Haiti, Iran, Myanmar, North Korea, Russia (including Crimea), Somalia, South Sudan, Syria, the USA, the UK, Venezuela, and other prohibited jurisdictions. The information contained herein should not be considered legal, business, financial, or tax advice. Past performance is not indicative of future results. Digital assets and DeFi protocols carry significant risks, including the potential for loss of funds. Users should conduct their own research and seek professional advice before interacting with digital assets and DeFi protocols. About dTRINITY dTRINITY is the world’s first subsidized lending protocol, designed to reduce borrowing costs and enhance yields for stablecoin users in DeFi. The protocol is powered by dUSD, a decentralized stablecoin backed 1:1 by an on-chain yieldcoin reserve. Exogenous yields from the reserve are used to fund ongoing interest rebates for dUSD borrowers, lowering their effective borrowing rates. dTRINITY is now live on the Fraxtal L2, and it will be expanded to Ethereum plus other networks in the future. Contact Core Contributor Kory Hoang Trinity Foundation Ltd hello@dtrinity.org
President-elect Donald Trump sat down with Crypto.com CEO Kris Marszalek at Mar-a-Lago on December 16, discussing bold new policies for the crypto ...