XRP price nears breakout as top Ripple ETF hits $158m milestone

XRP price is nearing a significant move in July as its triangle pattern nears confluence and a recently launched leveraged exchange-traded fund gains momentum. Ripple ( XRP ) was trading at $2.20 on July 1, where it has been stuck in the past few weeks. This price is about 15% above the lowest level in July and 35% higher than the year-to-date low. A potential catalyst for the XRP price is that the Teucrium 2x Long Daily XRP ETF has continued to gain momentum. Data shows that the XXRP ETF has had inflows in all weeks since its launch in April. It had the biggest weekly inflow last week, when it added $33 million in assets. XXRP ETF weekly inflows | Source: ETF XXRP ETF now has over $158 million in assets, a notable amount because it is one of the most expensive funds in Wall Street. It has an expense ratio of 1.89%, much higher than other leveraged funds. For example, the popular Daily Semiconductor Bull 3X Shares ETF has a ratio of 0.75%. You might also like: Top 4 catalysts that could ignite the next crypto bull run The rising XXRP ETF inflows are a sign that future spot XRP funds will have demand on Wall Street. The odds that the SEC will approve a spot XRP ETF have increased to 86%. XRP price has also wavered despite major milestones in the network. For example, the SEC vs Ripple Labs case has ended, which will free the company to reach deals with other US firms. Further, Ripple will be a major beneficiary of the GENIUS Act, which will regulate stablecoins. The RLUSD stablecoin’s market cap has jumped to $455 million, a figure that will likely continue soaring this year. XRP price technical analysis XRP price chart | Source: crypto.news The daily chart shows that the XRP price has remained in a tight range in the past few months. It has held steady above the crucial support level at $2, which coincides with the lower side of the symmetrical triangle pattern. This triangle pattern formed after the token surged in November last year, making it a bullish pennant. A pennant is a popular bullish continuation pattern. The other bullish aspect is that the Average True Range has dropped, and the spread between the two lines of the Bollinger Bands has narrowed. This is a sign that its volatility has dried up. Therefore, the token will likely have a strong bullish breakout, with the next point to watch being at $3.8, up by 60% from the current level. You might also like: Top 3 altcoins to buy in July if Bitcoin price breaks out

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Why Bank of America Still Values XRP in the Stablecoin Era

In contrast with the runaway success of stablecoins, Bank of America (BoA) remains committed to incorporating Ripple's XRP-fueled solutions for cross-border payments, which reflects institutional faith in the digital currency's singular value proposition. This is in line with recent commentary from the Director of the Digital Asset Group (DAG), who contends that the liquidity and regulatory certainty available in XRP make it an indispensable vehicle for institutional settlement—despite the prominence of stablecoins for retail transactions. BoA's Ripple Partnership Bank of America's connection with Ripple dates back to 2020, when it collaborated with RippleNet—a cross-border payments network leveraging XRP for on-demand liquidity (ODL). Unlike SWIFT transfers, which can take days and are expensive, BoA settles cross-border payments in seconds with ODL using XRP as a bridge currency. It has proven very useful for BoA's corporate clients operating in sectors like manufacturing and logistics, where supply-chain payments require real-time settlement and openness. “XRP’s speed and cost efficiency are unmatched for high-value cross-border flows. Stablecoins excel in consumer payments, but institutions need the liquidity and compliance framework XRP provides.” — DAG Director Stablecoins versus XRP The DAG Director's report highlights a fundamental split in crypto adoption: Stablecoins (USDT, USDC) dominate retail payments and DeFi due to price stability. XRP dominates institutional settlement, where its 3-second finality and $0.0002 average fee outcompete stablecoins on high-volume corridors. XRP's regulatory edge is no less material. While stablecoins are coming under greater scrutiny (e.g., MiCA's 100% reserve requirements), XRP's non-security status in key jurisdictions like the U.K. and Japan gives banks like BoA operational certainty. BoA's XRP Integration Bank of America's application of Ripple's ODL addresses two high-impact use cases: Just-in-Time Manufacturing : Suppliers of automotive components use ODL to pay foreign manufacturers of parts, syncing payments with assembly-line timing. Treasury Optimization : Corporates convert idle fiat to XRP for 24/7 liquidity, reducing foreign-exchange reserves by up to 60%. Such uses deliver actual savings : A BoA client moving $50M monthly via ODL saves ~$120,000 in fees and saves $1.2M in float cost annually. DAG Director's Verdict The DAG Director highlights that the strength of XRP lies in its niche utility, not head-on competition with stablecoins: Liquidity Bridges : XRP's $2.5B of daily volume enables instant large transfers without slippage. Regulatory Clarity : Ripple's partial legal win against the SEC provides banks with compliance confidence. Energy Efficiency : XRP's consensus mechanism uses 99% less energy than proof-of-work blockchains. This three-way synergy makes XRP a must-have for institutions—even as stablecoins gain traction in consumer markets. While Ripple grows ODL corridors to 40+ countries and central banks considering XRP for CBDC interconnectivity, BoA's risk appears prescient. The DAG Director further contributes that behemoths like BBVA and Santander are growing adoption of ODL, and Ripple's new stablecoin (RLUSD) will supplement,—not replace—XRP's settling role. A Coexistence, Not a Competition Bank of America's continued deployment of XRP and the DAG Director's breakdown indicate a significant point: As the crypto universe continues to develop, XRP and stablecoins serve different purposes. For institutions that need velocity, compliance, and scalability, XRP is still the underpinning of global value transfer—illustrating the degree to which its use extends beyond speculation in markets.

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Criptan partners with OpenTrade to enhance EURC and USDC yield offerings

Criptan, a leading Spanish fintech platform specializing in digital asset access, has announced a strategic partnership with OpenTrade to power its enhanced Earn product suite, as per the information shared with Finbold on July 1. The collaboration enables users to generate passive income on their USDC and EURC holdings through institutional-grade yield products with simplified access. The partnership leverages OpenTrade’s USD Money Market USDC Yield and E.U. Gov Bond EURC Yield products to deliver more stable and predictable returns for Criptan’s growing user base without requiring additional onboarding processes or imposing extra costs on end users. Strong growth metrics Criptan has established itself as a trusted leader in the European digital asset ecosystem, attracting over 85,000 corporate and individual users who access digital assets and stablecoin accounts through the platform’s streamlined interface. The company’s Earn offering has already distributed over half a million euros in user earnings and surpassed $75 million in assets under management since launch. The integration with OpenTrade’s yield products addresses key market gaps in the Spanish financial landscape, offering superior returns compared to traditional banking options that typically cap euro savings rates at the Euro money market rate of 2.17% and rarely provide USD yield-bearing accounts to retail users. Unlike crypto -native platforms that may offer up to 6% APY on selected stablecoins with variable rates and lock-up requirements, the Criptan-OpenTrade solution provides more stable returns without fund restrictions. Institutional-grade yields The partnership positions Criptan to deliver a unique combination of accessibility, flexibility, and stability in the Spanish market. Users gain access to institutional-grade yields while maintaining the simplicity and security that characterize Criptan’s platform approach. The collaboration also reduces operational overhead and back-office costs for Criptan while enhancing the overall user experience through seamless integration of yield-generating capabilities. “Through the partnership, Criptan is bridging the gap between traditional and on-chain finance, delivering a solution that neither can achieve alone. Business and retail users alike can enjoy unhindered access to reliable, institutional-grade yields with no lock-ups or additional fees,” said Jeff Handler, co-founder and CCO of OpenTrade. Jorge Soriano, CEO & co-founder of Criptan, added: “Our mission at Criptan has always been to democratize access to the benefits of digital finance in a secure and transparent way. Partnering with OpenTrade allows us to take a significant step forward, bringing institutional-grade investment opportunities to everyday users while maintaining the simplicity and trust that define our platform. We believe this alliance strengthens our value proposition and reinforces our commitment to building the future of finance in Europe.” Featured image via Shutterstock. The post Criptan partners with OpenTrade to enhance EURC and USDC yield offerings appeared first on Finbold .

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Boba Secures $70 Million in Capital Commitments and Finalizes Token Transfer with FTX Recovery Trust

Boba Network has successfully secured $70 million in capital commitments, underscoring growing investor confidence in its Layer 2 scaling solutions. This significant funding milestone is poised to accelerate Boba’s development

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Bloomberg: 95% XRP ETF Approval as Whale Accumulation Rises

A spot ETF allows pension funds, hedge funds, banks, and asset managers to invest in XRP through traditional financial platforms, opening the doors for institutional capital. Why has Bloomberg’s XRP ETF Approval Rating Jumped to 95% Bloomberg analysts, led by Eric Balchunas and James Seyffart, have dramatically boosted dramatically boosted their odds of a U.S. spot XRP ETF approval to 95 %, citing strong indicators of regulatory momentum and institutional appetite The SEC’s ongoing engagement with 19b‑4 filings—marked by amendment requests and public comment calls—signals a cooperative shift, with the Bloomberg analysts interpreting it as growing recognition of XRP under a commodity framework, much like Bitcoin and Ethereum. Heavyweights like Grayscale, Franklin Templeton, Bitwise, and 21Shares have all filed XRP spot ETF applications. Rumors have also been swirling about BlackRock’s game-changing potential in this area. Their combined involvement adds both legitimacy and institutional rigor to the process. A successful XRP ETF could unlock billions in inflows, with some forecasts projecting inflows between $4.4 billion and $8.3 billion by 2026 as projected by leading banking giant Standard Chartered. Therefore, a spot XRP ETF is not just a new investment vehicle, it’s a gateway to institutional adoption, price growth, and legitimacy for XRP in global financial markets. It's a powerful signal that XRP is evolving from a speculative token to a recognized digital asset. XRP Whales Go on a Buying Spree According to market analyst Jungle Inc, “This chart shows the relationship between whale flows (in millions) and XRP price over time.From Aug–Dec 2024, whale flows shift from strongly negative to positive (+250M), coinciding with a steep XRP price rally from ~$0.50 to ~$3.00 — suggesting whales accumulate before price surge.” The analyst added, “May–June 2025: whale flows turn positive again (+300M), while price stabilizes around $2.00 — hinting at potential repeat of the prior rally cycle.In short: whales accumulate heavily before rallies and reduce positions as prices peak — their flows often precede major moves.” With whale flows turning positive, there is a high likelihood that large holders are anticipating an upward price movement and are positioning themselves early, with this move usually deemed smart money activity. Therefore, XRP whales are quietly but aggressively accumulating, signaling long-term conviction underpinned by growing on-chain utility and improved regulatory outlook. Their strategic moves are reshaping supply dynamics, and if sustained, may set the stage for a major breakout in the months ahead. In the past month alone, whales holding between 10–100M XRP scooped up more than 420M XRP worth a whopping $915M, while another cohort added at least 260 million XRP, illustrating robust diversified accumulation across different whale brackets. Combined with earlier Q2 accumulation of around 900M XRP, this reflects a sustained push higher. Record-Breaking Whale Wallet Surge On‑chain analytics reveal a historic milestone: over 2,700 wallets now hold more than 1 million XRP , the highest ever in XRP’s 12‑year existence. This scale of concentration indicates large players and institutions are injecting capital and confidence into XRP at an unprecedented pace. On the other hand, Daily active addresses on the XRP Ledger skyrocketed from 40K to an astonishing 295K, representing a 7-fold increase. Surging transaction volume driven by new use cases in decentralized finance (DeFi), tokenization, and cross‑border flows is translating on‑chain utility into credible long‑term demand. Conclusion Bloomberg’s 95% XRP ETF outlook reflects a deliberate and structured regulatory shift coupled with institutional and market alignment. This coupled with a notable whale accumulation spree, paints a bullish XRP picture.

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Crypto Stocks Soar: Unveiling the Potential for a New S&P 500 Sector

BitcoinWorld Crypto Stocks Soar: Unveiling the Potential for a New S&P 500 Sector Are you watching the markets closely? If so, you’ve likely noticed a seismic shift in the financial landscape. Recent data from crypto analytics firm 10x Research reveals that U.S.-listed crypto stocks have not just performed well, they’ve exploded, rising an astounding 119% year-to-date. This surge isn’t just a fleeting trend; it’s a powerful indicator of a broader market evolution, potentially paving the way for a dedicated S&P 500 crypto sector . What does this mean for investors and the future of finance? Why Are Crypto Stocks Outperforming Traditional Assets? The remarkable 119% year-to-date increase in U.S.-listed crypto equities, as highlighted by 10x Research, isn’t just a statistic; it’s a testament to a growing confidence in the digital asset space. This performance has notably outpaced Bitcoin (BTC) itself, as well as many traditional asset classes. But what’s driving this impressive surge? Institutional Influx: The entry of major financial players, particularly through Bitcoin spot ETFs, has legitimized crypto as an investable asset class. This has funneled significant capital into companies operating within the crypto ecosystem. Maturity of the Ecosystem: Beyond just Bitcoin, the entire crypto infrastructure has matured. Companies involved in mining, exchanges, blockchain technology development, and digital asset management are now more robust, generating tangible revenues and profits. Regulatory Clarity (Emerging): While still evolving, the regulatory landscape is slowly but surely becoming clearer. This reduces uncertainty for institutional investors and allows crypto-focused companies to operate with more defined parameters. Technological Advancements: Continuous innovation in blockchain technology, DeFi, NFTs, and Web3 applications is creating new revenue streams and opportunities for these companies, fueling investor optimism. These factors combine to create a compelling narrative for why crypto stocks are not just surviving, but thriving, positioning them as attractive investments for both traditional and crypto-native portfolios. The Road to an S&P 500 Crypto Sector : What Does it Mean? The idea of a dedicated S&P 500 crypto sector is more than just a theoretical concept; it signifies a profound shift in how Wall Street views digital assets. Currently, companies with significant crypto exposure are often classified under existing sectors like Technology or Financials. A dedicated sector would acknowledge crypto as a distinct and significant economic force. What would a new S&P 500 sector entail? Enhanced Visibility and Legitimacy: Inclusion in a major index like the S&P 500 provides unparalleled visibility and validates crypto as a mainstream investment. It would signal to the world that digital assets are here to stay. Dedicated Investment Vehicles: A new sector would likely spur the creation of specialized ETFs, mutual funds, and other financial products focused solely on crypto equities, making it easier for a wider range of investors to gain exposure. Benchmarking and Analysis: It would provide a clear benchmark for the performance of crypto-related companies, allowing for more precise analysis and comparison within the financial industry. Increased Capital Inflow: Institutional investors whose mandates are tied to S&P 500 sector allocations would be compelled to consider investments in this new sector, potentially driving massive capital into the space. This potential reclassification reflects Wall Street’s growing comfort and strategic backing of digital asset firms , laying the groundwork for a truly integrated crypto economy within traditional finance. Examining Digital Asset Investments : Key Players and Trends The landscape of digital asset investments is diverse, extending far beyond just holding Bitcoin or Ethereum. It encompasses a wide array of companies that are building the infrastructure, services, and applications for the decentralized future. These companies are the backbone of the surging crypto equities market. Who are some of the key players driving this growth? Mining Operations: Companies like Marathon Digital Holdings (MARA) and Riot Platforms (RIOT) are at the forefront of Bitcoin mining, benefiting directly from BTC price appreciation and network activity. Exchanges and Trading Platforms: Coinbase (COIN) stands out as a leading publicly traded crypto exchange, providing vital access points for millions of users to buy, sell, and store digital assets. Blockchain Technology Developers: Firms focused on developing underlying blockchain infrastructure, scaling solutions, and enterprise-level blockchain applications. While many are private, some publicly traded tech companies are heavily investing in this area. Digital Asset Management: Companies like MicroStrategy (MSTR), known for its substantial Bitcoin holdings, and others that offer custodial services or investment products for institutional clients. The trend is clear: traditional finance is not just observing; it’s actively participating and building. This includes partnerships between established banks and crypto firms, the development of tokenized assets, and the exploration of central bank digital currencies (CBDCs), all contributing to the broader narrative of digital asset investments becoming mainstream. The Rise of Blockchain Equities : Opportunities and Challenges The term blockchain equities specifically refers to publicly traded companies whose core business revolves around blockchain technology or significant exposure to digital assets. While they offer exciting opportunities, investors must also be aware of the unique challenges associated with this nascent sector. Opportunities: Exposure to Innovation: Investing in blockchain equities allows investors to gain exposure to cutting-edge technology and the rapid innovation happening in the decentralized space, without directly holding volatile cryptocurrencies. Diversification: For traditional portfolios, these equities can offer a new avenue for diversification, potentially uncorrelated with traditional market movements in the long term. Growth Potential: As blockchain technology finds more real-world applications across various industries (supply chain, finance, healthcare), the growth potential for these companies is substantial. Regulatory Clarity Benefits: Companies that successfully navigate and adapt to evolving regulations stand to benefit significantly as the industry matures. Challenges: Volatility: While potentially less volatile than direct crypto holdings, blockchain equities are still highly sensitive to cryptocurrency price fluctuations and broader market sentiment. Regulatory Uncertainty: Despite progress, regulatory frameworks remain fragmented globally, posing risks for companies operating across jurisdictions. Competition: The sector is highly competitive, with new startups and established tech giants vying for market share. Valuation Challenges: Traditional valuation metrics may not always fully capture the growth potential or risks of these innovative, often early-stage, businesses. Understanding these dynamics is crucial for anyone considering investments in blockchain equities , ensuring a balanced perspective on their potential. Driving Institutional Crypto Adoption : Wall Street’s Shifting Stance The narrative of institutional crypto adoption has dramatically evolved from skepticism to strategic embrace. Wall Street’s subtle yet undeniable backing of digital asset firms is the cornerstone of the current market shift. This isn’t just about financial institutions buying Bitcoin; it’s about integrating crypto into the very fabric of traditional finance. Key aspects of this shifting stance include: Bitcoin Spot ETFs: The approval and subsequent success of Bitcoin spot Exchange Traded Funds have been a game-changer. These products allow institutional and retail investors to gain exposure to Bitcoin through regulated, familiar investment vehicles, bypassing the complexities of direct crypto ownership. Custodial Services: Major banks and financial service providers are increasingly offering secure custodial solutions for digital assets, addressing a critical need for institutional investors concerned about security and compliance. Blockchain Integration: Beyond crypto, financial institutions are exploring and implementing blockchain technology for various use cases, including faster cross-border payments, trade finance, and tokenized securities. Talent Acquisition: Traditional financial firms are actively recruiting blockchain and crypto experts, signaling a long-term commitment to the space. Venture Capital Investments: Wall Street firms and their venture arms are pouring capital into promising crypto startups and infrastructure projects, betting on future growth. This deepening involvement from Wall Street indicates a fundamental belief in the long-term value and disruptive potential of digital assets, driving the momentum for companies within the crypto ecosystem and strengthening the case for a dedicated S&P 500 sector. Conclusion: A New Era for Finance The remarkable 119% surge in U.S.-listed crypto equities is more than just a market anomaly; it’s a powerful signal that the digital asset revolution is maturing and gaining undeniable traction within traditional finance. The prospect of an S&P 500 crypto sector isn’t just a dream; it’s becoming an increasingly tangible reality, driven by robust performance, increasing institutional engagement, and the ongoing evolution of blockchain equities . This shift promises enhanced legitimacy, greater investment accessibility, and a clear benchmark for a rapidly expanding industry. As digital asset investments continue to proliferate and institutional crypto adoption accelerates, we are witnessing the dawn of a new era where digital assets are no longer fringe but integral to the global financial system. Investors, both new and seasoned, would do well to pay close attention to this transformative trend, as it reshapes portfolios and redefines the future of finance. To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin institutional adoption. This post Crypto Stocks Soar: Unveiling the Potential for a New S&P 500 Sector first appeared on BitcoinWorld and is written by Editorial Team

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Ethereum (ETH) Price Prediction for July 1

Can price of Ethereum (ETH) rise over next few days?

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Bitcoin Surges as Market Sentiments Shift Towards Growth

Bitcoin's price soared to $106,800, igniting market momentum. Fed members signal readiness for possible rate cuts after inflation data release. Continue Reading: Bitcoin Surges as Market Sentiments Shift Towards Growth The post Bitcoin Surges as Market Sentiments Shift Towards Growth appeared first on COINTURK NEWS .

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Elon Musk’s xAI Bags $10 Billion While Trump Fires Shots on Social Media

The post Elon Musk’s xAI Bags $10 Billion While Trump Fires Shots on Social Media appeared first on Coinpedia Fintech News Elon Musk’s AI startup xAI has raised a massive $10 billion in new funding, giving it a strong boost in its fight to compete with major players like OpenAI. The funding comes at a time when Musk is under fire from Donald Trump, adding a political edge to what’s already one of the most high-stakes battles in tech. It’s a mix of big money, political tension, and Musk’s push to reshape the future of artificial intelligence. Here’s a closer look at what’s really going on. $10 Billion Secured – Backed by Morgan Stanley According to CNBC, xAI has raised $5 billion through secured debt and another $5 billion in strategic equity investment. The round was disclosed by Morgan Stanley, which is backing the company’s aggressive expansion plans. The funds will go toward building out xAI’s AI infrastructure, including its Colossus supercomputer in Memphis and its Grok AI platform – Musk’s answer to OpenAI’s ChatGPT. Morgan Stanley said in a statement, “The proceeds will support xAI’s continued development of cutting-edge AI solutions, including one of the world’s largest data center and its flagship Grok platform.” Trump Targets Musk Over Govt Support Just hours before the funding made headlines, Donald Trump launched a public attack on Musk, accusing him of relying on government subsidies. In a post on Truth Social, Trump wrote: “No more Rocket launches, Satellites, or Electric Car Production, and our Country would save a FORTUNE. Perhaps we should have DOGE take a good, hard, look at this?” The reference to DOGE likely points to a possible investigation or regulatory pressure on Musk’s companies. Musk didn’t hold back, replying: “I am literally saying CUT IT ALL. Now.” The timing of the comments has drawn attention, especially as Musk ramps up funding and expansion. Grok Coming to Telegram xAI is also widening its reach. The company recently partnered with Telegram, bringing its Grok AI assistant to the messaging platform’s users. Combined with Musk’s ownership of X, xAI has access to a vast amount of real-world data to train and test its models, which is a major advantage over other AI startups. Next Round Could Push Valuation to $200 Billion Reports suggest xAI may be planning to raise another $20 billion, which could push its valuation beyond $120 billion, possibly even up to $200 billion. For a company that launched in March 2023, that would place xAI among the world’s most valuable AI startups – faster than most expected. Impressive right? We’ll keep tabs on all things Musk and let you know. Right here on Coinpedia!

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Best Crypto to Buy This Summer, Ethereum (ETH) Runs Hot, But This $0.03 Token Looks Sharper With 2x Upside

The post Best Crypto to Buy This Summer, Ethereum (ETH) Runs Hot, But This $0.03 Token Looks Sharper With 2x Upside appeared first on Coinpedia Fintech News With Ethereum (ETH) heating up again in early summer activity, large-cap investors are doubling down on tokens that combine low-entry pricing with long-term utility. One of the fastest-rising names this season is Mutuum Finance (MUTM) , a decentralized DeFi lending platform that has already raised over $11.3 million in its presale. The token sits at just $0.03 in Phase 5, with 50% already sold and over 12,600 holders on record. Once Phase 6 begins, that price will climb up by almost 16%—fueling an increasingly time-sensitive race to secure early exposure. Unlike many new tokens that rely on hype alone, Mutuum Finance (MUTM) is drawing real capital from users who understand utility. Last week, a single ETH whale shifted $80,000 into MUTM, betting on at least a 2x gain by listing and aiming for a full 20x return over the longer haul. That type of conviction is driving new capital into the ecosystem, with DeFi participants actively diversifying from high-priced assets like ETH into more scalable opportunities. With a token supply of 4 billion and the platform’s beta version approaching, investors are locking in their entries ahead of what’s widely seen as the protocol’s breakout phase. A Stablecoin Built for Actual DeFi Use, Not Just Hype One of Mutuum Finance (MUTM)’s most important differentiators is its fully overcollateralized stablecoin architecture. Unlike algorithmic or unsecured tokens, this stablecoin will only be minted when users borrow against strong on-chain collateral such as ETH or BTC. When a loan is repaid or liquidated, the corresponding stablecoin will be burned, preserving the system’s equilibrium. This method ensures that every dollar minted is backed by real value, not speculative promises. To keep the stablecoin near its $1 peg, Mutuum Finance (MUTM)’s governance will manage the borrowing interest rate. When demand increases and the price rises, the protocol can lower interest rates to stabilize it. When it trades below $1, the system will raise borrowing rates to bring demand back in line. Arbitrageurs will also play a role in balancing price movements, ensuring constant alignment with market dynamics. All of this will take place in an environment secured by overcollateralization and automatic liquidation if risk thresholds are breached. This stablecoin system will become central to the borrowing and lending activity on the platform. As more users lock in crypto assets to borrow stablecoins, the liquidity and value capture within the protocol will grow. By design, this will also benefit mtToken holders and MUTM stakers—who will gain passive income through the system’s structured buyback and redistribution mechanics. Scalable Architecture, Roadmap Delivery, and Real Reward Potential Beyond the economics, Mutuum Finance (MUTM) is engineered for performance. Its Layer-2 integration will deliver faster, lower-cost transactions for both lenders and borrowers. This positions it well ahead of legacy DeFi protocols that remain burdened by Ethereum (ETH) mainnet gas fees. Whether users are supplying liquidity, staking mtTokens, or negotiating custom P2P lending deals, the speed and affordability of Layer-2 will enhance every interaction on the platform. The roadmap ahead is just as compelling. Once the beta version launches, the platform’s staking functions and stablecoin issuance mechanics are expected to be experienced. Those who enter now will not only benefit from price appreciation but will be positioned to tap into yield-bearing mechanics that reward participation. Users who stake mtTokens in designated contracts will also become eligible for protocol dividends—distributed, using funds the project will allocate to buying back MUTM tokens from the open market. Mutuum Finance (MUTM) is backing its development with transparency and security. A $50,000 Bug Bounty Program, run in collaboration with CertiK, is now live and aims to identify vulnerabilities across four severity tiers. Combined with a Token Scan Score of 95 and a Skynet Score of 77, this level of diligence is helping the project build trust ahead of its mainnet rollout. As Phase 5 moves closer to completion, the math becomes impossible to ignore. A $10,000 investment now secures over 333,000 MUTM tokens at $0.03. At just 2x, that becomes $20,000. At 20x, it turns into $200,000. ETH investors are moving quickly, and once the price shifts in Phase 6, you’ll wish you had acted in Phase 5. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

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