Divine Research has issued 30,000 unbacked USDC loans using Sam Altman’s World ID to verify borrowers, targeting underserved users.
Armando Pantoja, a prominent crypto investor and member of the Benzinga crypto advisory board, believes XRP traders just witnessed “the largest XRP bear trap in history.” His remark followed a sudden price reversal that saw XRP briefly dip below $3 before recovering. The move began with a strong rally, which saw XRP steadily climb above previous resistance levels, culminating in a new all-time high of $3.65 . This move excited investors who have been waiting since 2018 for this milestone. However, the market shifted very quickly. This peak was immediately followed by a rapid drop to $2.99 , breaching critical psychological support levels and triggering sell-off activity. This price decline was short-lived, as XRP quickly recovered, holding support at $3 and rebounding back to its current level around $3.19. The sharp reversal caught many short-position holders unprepared, as they anticipated a deeper correction following the dramatic spike. The swift recovery invalidated those expectations and put pressure on traders who bet against the price. We have just witnessed the largest $XRP bear trap in history pic.twitter.com/jsebWHNGe5 — Armando Pantoja (@_TallGuyTycoon) July 26, 2025 Understanding the Bear Trap A bear trap occurs when an asset’s price appears to break down below a key support level, enticing traders to enter short positions in anticipation of further declines. Instead, the asset quickly reverses direction and moves higher, forcing those short sellers to exit their trades at a loss. This kind of setup often accelerates upward momentum as short positions are unwound. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 In this case, XRP’s drop from $3.65 to $2.99 signaled a potential breakdown. The speed of the decline and the breach of the $3 level created a compelling case for bears. But the quick rebound above $3.20 erased that outlook and left those shorting the asset exposed. The trap caused a rapid shift in sentiment as traders scrambled to adjust positions. What sets this event apart is how cleanly the price reclaimed support without confirming a larger trend breakdown. Bear traps aren’t uncommon in crypto , but the scale of this move and the timing just following an all-time high created an uncommonly strong conviction in short positions before reversing sharply. The failed breakdown at $3 now acts as confirmation of buyer strength at that level, reinforcing its technical significance. What’s Next for XRP? XRP’s recovery has reestablished the $3 mark as a key line in the sand. Despite the volatility, the asset continues to trade well above its early July range, and the broader trend remains intact. Analysts are now looking toward double-digits as XRP forms crucial technical indicators. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP Just Witnessed the Largest Bear Trap in History. Here’s What Happened appeared first on Times Tabloid .
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Cryptocurrencies show resilience despite weekend volume dip, with imminent volatility expected. ALGO forming a double-bottom pattern, yet faces risks from expected volatility increase. Continue Reading: Explore ALGO and ENA Coin Trends for Exciting Growth The post Explore ALGO and ENA Coin Trends for Exciting Growth appeared first on COINTURK NEWS .
Crypto microloans are experiencing a dramatic resurgence, fueled by a broader revival in digital asset markets closely tied to US President Donald Trump’s pro-crypto stance. Three years after a devastating market crash triggered a wave of bankruptcies across the crypto lending sector , a new crop of startups is aggressively re-entering the space. They possess unsecured, tech-driven lending models — and no collateral required. These ventures are riding a wave of investor optimism reignited by Trump’s pro-crypto agenda and the sharp rebound in the broader crypto market. At the forefront is Divine Research, a San Francisco-based firm that has issued more than 30,000 uncollateralized microloans since December. Working alongside OpenAI CEO Sam Altman’s eye-scanning crypto identity project , Worldcoin, Divine says it’s helping individuals excluded from traditional finance access short-term loans under $1,000, denominated in Circle’s USDC stablecoin. According to Diego Estevez, Divine’s founder, this is microfinance on steroids. He continued to say that they were lending to everyone from high-school teachers to fruit vendors — anyone with internet access. Divine’s model hinges on Worldcoin’s biometric verification. Once a borrower scans their iris, the system ensures they can’t re-enter the platform under a new identity if they default. Despite default rates of 40% on first-time loans, Estevez claims high interest rates of 20–30% and partially reclaimable tokens balance the risk. He also said individual depositors fund the loans, incentivized by promises of consistent yields. Crypto credit startups embrace programmable trust and AI Divine isn’t alone. 3Jane, a crypto credit startup backed by Paradigm (an early FTX investor), recently raised $5.2 million in seed funding. It offers unsecured USDC credit lines via Ethereum smart contracts, though it requires “verifiable proofs” of financial standing — such as bank statements or crypto holdings — rather than collateral. The firm sells defaulted loans to US debt collectors and is working on AI-powered agents that obey debt covenants automatically, potentially allowing lower interest rates. Meanwhile, Wildcat, another rising protocol, caters to market makers and crypto trading firms by offering customized, undercollateralized credit facilities. Over $170 million has already been lent through its Ethereum-based platform. Like competitors Clearpool and TrueFi, Wildcat allows borrowers to define terms like maturity and loan caps, while lenders self-organize in case of default. “We’re seeing a shift toward programmable trust,” said Evgeny Gaevoy, Wildcat adviser and Wintermute CEO. “In the absence of collateral, reputation and transparency become everything.” Wall Street, AI, and biometrics fuel high-stakes reboot of crypto lending The crypto lending revival comes as Bitcoin prices hit new highs and traditional finance warms to digital assets. Cantor Fitzgerald recently launched a $2 billion “Bitcoin Financing Business”, and JPMorgan is reportedly exploring crypto-backed loans. Even Coinbase is experimenting with AI agents embedded with crypto wallets, developed in collaboration with Altman’s OpenAI, that could one day autonomously manage loans and repayments. Still, memories of the 2022 crypto lending crash — marked by the collapses of Celsius and Genesis — loom large. Celsius’s CEO, Alex Mashinsky, is serving 12 years for fraud, while Genesis agreed to a $2 billion settlement in a lawsuit over defrauding 230,000 investors. Despite those risks, startups like Divine are betting that biometrics, blockchain, and AI can reboot crypto credit models for a new era where loans aren’t backed by assets, but by identity, algorithmic enforcement, and yield-seeking investors. Cryptopolitan Academy: Want to grow your money in 2025? Learn how to do it with DeFi in our upcoming webclass. Save Your Spot
With crypto inflows rising and Fed criticism peaking, Rieder’s support for rate cuts may shift the macro winds this week.
While you were scrolling, Mutuum Finance (MUTM) quietly entered Phase 6 of its presale and posted a 20% gain. Yet, surprisingly, hardly anyone is talking about this exciting development—yet. As DeFi steadily moves beyond mere hype, projects like Mutuum Finance (MUTM) are leading the way by blending innovative lending with sustainable token rewards, capturing real attention from savvy investors who understand what comes next. The ground of decentralized finance is evolving. No longer just about quick flips or memecoins, the new wave focuses on hybrid lending platforms that provide consistent returns while preserving asset exposure. Mutuum Finance (MUTM) nails this with its unique approach, combining mtToken staking rewards and a dual lending model designed for all types of crypto holders. This isn’t just another DeFi token—it’s a system built for real-world usability and growth. Epic $100K Giveaway Adding to the excitement, Mutuum Finance (MUTM) offers a $100,000 giveaway that rewards ten lucky winners with $10,000 each in MUTM tokens. The project is backed by a rigorous CertiK audit, scoring 95.00 on Token Scan and 78.00 on Skynet—both industry-leading marks reflecting robust security and reliability. When the token generation event (TGE) happens, the beta platform will launch simultaneously, ushering in an era of seamless DeFi experiences on Layer-2 technology. This integration delivers near-zero gas fees and instant transactions, effectively removing the biggest barriers for everyday users to engage with DeFi lending and staking. P2P and P2C Model Mutuum Finance (MUTM) is set to reshape decentralized lending with its two-tiered approach: Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending. These distinct models are designed to accommodate both conservative investors and high-risk traders as the platform prepares to launch. Once live, the P2C model will enable users to deposit major cryptocurrencies and stablecoins into smart contracts and receive 1:1 mtTokens in return—such as mtSOL for Solana deposits. These tokens are engineered to accrue interest automatically, allowing users to earn passive yield while holding onto the price upside of their original assets. For example, a $10,000 deposit in SOL may offer borrowing power up to $7,500 in DAI (based on a 75% LTV). This setup is expected to give users access to flexible liquidity for trading or farming strategies—without selling their long-term assets. On the other side, Mutuum Finance (MUTM)’s upcoming P2P model will cater to more risk-tolerant users, allowing individuals to post tokens like SHIB or DOGE as collateral. Lenders and borrowers will be able to negotiate custom terms—interest rates, durations, and repayment schedules—without exposing the primary liquidity pools to the volatility of meme coins. This separation of risk is part of Mutuum Finance (MUTM)’s commitment to building a balanced, sustainable DeFi ecosystem. Currently, Mutuum Finance (MUTM) is advancing through Phase 6 of its presale, with over 14,500 holders already on board and more than $500,000 raised. The token price sits at $0.035 for now—but this is expected to rise to $0.04 in Phase 7, marking a 15% jump. With a capped supply of 4 billion tokens, the window for early entry is closing fast. For investors looking to secure MUTM before launch, the opportunity to buy at a discount won’t last long. Riding the Wave: Investment Projections and FOMO One early Mutuum Finance (MUTM) investor put in $4,000 during Phase 1 and now holds 400,000 MUTM tokens. At current presale prices, that investment is valued at approximately $14,000, showcasing strong early-stage growth. Analysts closely following the project forecast that MUTM will hit $0.15 by early 2026, representing a 3.5x gain from today’s prices and an impressive 15x return from initial stages. These predictions come from a respected DeFi analyst credited with correctly calling DOT’s surge in early 2021 and DOGE’s viral breakout, making this forecast far from speculative hype. As Ethereum (ETH) continues its upward momentum and the market increasingly embraces Layer-2 DeFi solutions, capital flows are shifting rapidly. Investors who once held passive ETH positions are now actively reallocating into tokens like MUTM that combine staking rewards with solid lending fundamentals. With only 5% of Phase 6 tokens sold, the opportunity to enter at $0.035 is fleeting. Once the price rises to $0.04 in the next phase, latecomers will face a higher entry barrier. This is more than a token sale; it’s a chance to join a community at the forefront of decentralized finance’s future. Mutuum Finance (MUTM) is not just going viral—it’s gearing up to be a lasting player in the billion-dollar DeFi arena. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Mutuum Finance (MUTM) Is Going Viral, Phase 6 Has Already Hit With 20% Gains While You Scroll appeared first on Times Tabloid .
If you’re still regretting missing Avalanche’s sensational rise in the cryptocurrency market, you’re not alone. But don’t worry, there’s a new opportunity on the horizon. Ruvi AI (RUVI), a groundbreaking AI-driven token, is attracting massive attention thanks to its exceptional presale performance and a coveted CoinMarketCap listing. This project isn’t just another token, it’s shaping…
Mutuum Finance (MUTM), a rapidly emerging Ethereum-based DeFi token, has made headlines in the crypto market. The token has surpassed the $13.5 million milestone in its highly anticipated presale. Positioned at the intersection of decentralized finance and next-generation blockchain innovation, Mutuum Finance is capturing investor attention with its vision of redefining capital efficiency through trustless,…
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