Ethereum co-founder Vitalik Buterin has issued serious warnings regarding Sam Altman’s digital identity project World (WLD, formerly known as Worldcoin). While World, which has attracted attention with more than 13 million “unique people” records, continues to grow in the digital identity space, Buterin said such projects could jeopardize online anonymity. In his paper published today, Buterin assessed the potential benefits and harms of digital identity systems that use zero-knowledge proofs (ZK), arguing that systems based on a “per-person identity” model, such as World, could threaten the privacy of internet users. “In a per-person identity system, even wrapped in ZK, we run the risk of all your online activities being effectively mapped to a single identity,” Buterin said, noting that eliminating anonymity could have serious negative consequences in an environment of increasing digital threats. World was developed by Tools for Humanity, a company founded by Sam Altman and Alex Blania. Users prove they are human by scanning their eyes with devices called “Orbs” and thus receive both a World ID and WLD tokens. The biometric data used in the identity creation process is protected by ZK technology. Related News: One of the Largest Cryptocurrency Banks in the US Has Asked Its Customers to Sell Three Cryptocurrencies, Sparking Controversy Buterin acknowledged the privacy benefits provided by ZK technology, but noted that the system’s imposition of a single identity could be damaging in the long run. Buterin noted that similar systems have become widespread in regions such as the European Union and Taiwan, and that this trend is becoming global. “On the surface, the proliferation of ZK-powered digital identities may appear to be a significant gain against bots and fake accounts on social media, online voting, and various platforms,” Buterin wrote, but he warned that users' freedom to manage multiple email or social media accounts could be eliminated with these systems. The World project is making progress despite criticism from privacy advocates. World, which has launched in the U.S., is preparing to issue a Visa card and is taking steps to authenticate users in a pilot program with Tinder in Japan. Despite these developments, Buterin proposes a more pluralistic model: “Instead of singular identity systems wrapped in ZK, a pluralistic structure should be adopted where identities can be provided in different ways by more than one institution, platform or person.” *This is not investment advice. Continue Reading: Ethereum Founder Vitalik Buterin Delivers Harsh Criticism for Surprise Altcoin
REX Shares is poised to launch the first US staked Solana ETF, signaling a groundbreaking advancement in crypto investment products following the SEC’s silent response to its proposal. The innovative
New developments in the crypto world hint at a shift in the altcoin landscape. Unseen by many, SUI , Aptos , and Hyperliquid (HYPE) are making waves. These emerging players could be redefining what's expected in the market. The article delves into the potential of these coins, providing insights on why they might be worth watching. SUI Price Decline Highlights Bearish Trends and Key Levels SUI experienced a sharp decline over the past month, falling by 25.13% and reflecting a broader downtrend of 33.87% over the last six months. Price movements have remained confined to a narrow range, with increased volatility as support levels weakened. The persistent bearish sentiment has gradually eroded investor confidence, with a slight weekly change of -0.63% doing little to reverse the overall downtrend. Currently, SUI trades within a range of $2.77 to $4.01, indicative of a cautious market mood. Immediate support is at $2.29, while resistance sits around $4.77, with further levels at $6.01 and $1.05. The market is in a bearish state, supported by the Awesome Oscillator at -0.35 and the Momentum Indicator at -0.13. Selling pressure is ongoing, with the Relative Strength Index at 41.19. Traders may consider entering positions near the support level of $2.29, targeting a move towards $4.77, or shorting if key supports are breached. Monitoring volume at these levels is essential for future trading decisions. Aptos (APT): Volatile Trends and Promising Levels Await Traders APT experienced a roller coaster movement recently with a notable weekly surge of 14.26% contrasting a one-month drop of 9.56% and a steep six-month decline of 44.97%. The price behavior shows significant short-term recovery potential after a month-long pullback, while the longer-term downtrend highlights lingering bearish pressure. The mixed performance over these periods reflects a market in flux with rapid swings that offer both caution and opportunity for traders. APT is currently trading within a range of $4.08 to $5.83, facing immediate resistance at $6.92 and lower support at $3.43. A second resistance at $8.67 and second support at $1.68 further outline the key levels to watch. Technical indicators, including an Awesome Oscillator at 0.116 and an RSI around 54.05, suggest a neutral stance with slight upward momentum. Price action near these pivot points will determine if bulls can take control and push the price above the $6.92 barrier or if bears will drive it toward support areas. Trading setups may involve a breakout above resistance for gains or taking advantage of a dip near support for entry points. Upbeat Momentum for Hyperliquid Amid Dynamic Ranges Hyperliquid experienced a steady 6.32% gain over the past month and an impressive 32.55% surge over the past six months. A recent 9.22% increase in the past week reflects active market participation and recovery dynamics. The price trend over these periods shows gradual upward movement with periods of consolidation and renewed strength, underlined by stable activity in the midterm span and a notable boost during the past week. The coin currently trades between $21.20 and $42.08, with key resistance levels at $51.47 and $72.35 and a crucial support level around $9.73. The market shows a mix of buyers and sellers without a fully defined trend. While the momentum indicator registers a slight decline, a positive Awesome Oscillator and an equilibrium RSI near 50 hint at balanced trading pressure. This environment suggests room for strategic trading within the established ranges, allowing for entry points near support and profit-taking around resistance. Conclusion SUI , APT , and HYPE are emerging as significant players in the altcoin space. These coins demonstrate unique strengths and potential for long-term innovation. Their development teams are making advancements that could influence the broader crypto market. Observing their growth may provide insights into the future direction of digital currencies. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.
Over the past year, President Trump’s embrace of digital assets has given the sector a firm shot of legitimacy. First came the Strategic Bitcoin Reserve. Then came sweeping executive orders to audit crypto holdings across federal agencies. But the real shocker landed rather recently: the U.S. government is actively considering selling a portion of its gold reserves to acquire Bitcoin. Such a move places Bitcoin on par with one of the world’s oldest monetary benchmarks. Speculation is now surging that this move could be the precursor to a wider crypto resurgence, not just for BTC but for high-potential altcoins primed for breakout. The Gold-for-Bitcoin Pivot Could Be A Monetary Shift in the Making In a statement that caught even seasoned analysts off guard, a senior White House official confirmed that the U.S. is evaluating a plan to convert part of its gold holdings into Bitcoin. The concept hinges on unrealized gains: American gold reserves are still valued on the books at $42 per ounce , a relic of a different era. By tapping into those reserves without touching taxpayer funds, the U.S. could potentially build a massive sovereign BTC position without inflating the budget. This idea didn’t materialize in isolation. It ties into broader legislative groundwork, notably the Bitcoin Reserve Act of 2025. This bill proposes purchasing up to one million Bitcoin over the next five years, backed by gold certificates and managed under the emerging Digital Asset Stockpile. It’s a calculated plan to reposition Bitcoin as not just an asset, but a strategic pillar of national value storage. There's a 60% chance the US could sell gold reserves to buy 1M Bitcoin, based on current proposals like the Bitcoin Act of 2025 and administration support for a Strategic Bitcoin Reserve. The plan isn't finalized, needing congressional approval, and faces criticism over Bitcoin's… — Grok (@grok) June 9, 2025 Grok, the AI model from X, added fuel to the speculation by commenting that current models place the odds of this gold-to-Bitcoin transition at roughly 60%. This was a response to a verification comment asked by a user on the platform. While the figure is speculative, it reflects growing sentiment among both digital policy advisors and the AI community that the shift is becoming increasingly probable. No sales have occurred yet, but the tone from Washington is clear. Bitcoin is no longer an outsider. It is being slowly drafted into the inner sanctum of reserve assets. The implications are massive. Institutional confidence is likely to swell. But perhaps more importantly, retail enthusiasm for Bitcoin and altcoins could return in a way the market hasn’t seen since 2021. Best Crypto to Buy Now - Top Altcoins To Diversify A Bitcoin Portfolio Best Wallet Token In a market where all wallets promise the same security and utility, Best Wallet manages to stand out for a reason that many overlook: it actually works the way Web3 users need it to. With a streamlined interface and architecture that supports true cross-chain access, the platform has become more than just a place to store digital assets. It is actively shaping how users interact with decentralized protocols, NFTs, and DeFi projects. Best Wallet Token plays a central role in this system. It is not just a governance placeholder or transactional unit. It has real influence over the product’s development and fee structure. Staking the token unlocks deeper access, and in some instances, even priority participation in ecosystem-specific airdrops and partner integrations. That kind of layered utility makes it more than a passive hold. As more users transition from older, clunky wallets to platforms that actually reflect the pace of the Web3 ecosystem, Best Wallet is in a strong position to scale. The token’s trajectory seems aligned with that shift. It is already integrated into user experience features that go beyond simple wallet-to-wallet transfers. The roadmap includes deeper integrations into Ethereum Layer 2 chains, Solana-based apps, and a permissionless dApp launcher, all of which add frictionless pathways to engage. Best Wallet Token is not the most hyped name in the space, when compared to other leading existing options like Metamask or Trust Wallet. But in terms of design, utility, and real-world integration, it is quietly becoming one of the strongest contenders for long-term relevance in the wallet space. SUBBD SUBBD was designed to give content creators a direct way to reclaim value and ownership over their audiences. At a time when major platforms continue to erode creator revenue, SUBBD offers a structure where every interaction can be tokenized, tracked, and monetized according to the creator’s own rules. It is not about replacing YouTube or Instagram. It is about giving creators their own lane, built on-chain. What makes SUBBD particularly interesting is that it functions as a fully independent layer of content monetization, detached from the decisions of ad-driven algorithms. The platform allows creators to issue subscriber tokens, unlock gated content, and build a loyal network that can actually transact. Not just with likes, but with value. The project’s infrastructure supports NFT integration, streaming modules, tipping systems, and most importantly, tools to manage one’s entire creator economy natively within Web3. The SUBBD token ties it all together. It powers everything from membership perks to access levels and is designed to circulate rather than sit idle. Every action on the platform, whether from the audience or the creator, adds velocity to the token’s network utility. Creators like ClayBro have endorsed the project on their YouTube channels, claiming it to be a 100x potential project. The popularity of the project has only increased since then, as more and more such creator-led endorsements seem to catch investors’ attention. As Web3 pushes toward creator-first models, SUBBD is well-positioned. It is not trying to be a clone of existing models. Instead, it is trying to redefine what content monetization looks like when there is no centralized gatekeeper. In doing so, it gives both creators and fans a meaningful reason to stay engaged and invested. Snorter Snorter is what meme coins look like when they get actual engineering behind them. Built on Solana and accessible directly through Telegram, Snorter is a real-time trading bot infused with a layer of personality and humor. But beneath the comedic branding is a remarkably efficient execution engine. The bot tracks trending coins, identifies early liquidity movement, and lets users trade directly within the chat window without jumping across apps or wallets. The real appeal of Snorter is not just that it makes trading fun. It makes it fast. It bridges the timing gap that exists between spotting momentum on social media and placing a trade on an exchange. By consolidating data feeds, watchlists, and swap features into one interface, Snorter allows meme traders to react in seconds rather than minutes. In a world where entry timing defines success, that matters. And despite its intentionally absurd name, the team behind Snorter has built something that speaks directly to Telegram-native communities. There is native support for Solana tokens, custom alerts for wallet movements, and even built-in logic for filtering out rug risks based on contract activity. The Snorter token wraps it all together. It fuels bot usage, access to premium insights, and priority access to early-stage meme coin listings. What began as a joke on a message board has morphed into an on-chain tool used by thousands. In a space that rewards speed, narrative, and novelty, Snorter checks all three boxes. Bitcoin Hyper Bitcoin Hyper is not another spin-off project looking to ride Bitcoin’s name. It is a deliberate response to Bitcoin’s most pressing problem—scalability. As a Layer 2 built directly on Bitcoin, Bitcoin Hyper is designed to bring speed and flexibility to a network that, while secure, has always struggled with congestion and cost. Rather than sidestepping Bitcoin’s architecture, it enhances it, using Layer 2 mechanics to support faster transactions, smart contract capability, and application deployment without tampering with the base layer. Where most Layer 2 solutions are tied to Ethereum or Solana, Bitcoin Hyper has taken on the far harder challenge of integrating with Bitcoin itself. The solution enables wrapped BTC to move within high-speed execution environments that settle back to the Bitcoin chain. This allows users and developers to build on top of Bitcoin with actual programmability and near-instant transactions, something that was once thought to be incompatible with Bitcoin’s design. Its native token HYPER is currently in the presale stage, having raised more than $1.7 million already. It is used for gas fees, governance participation, and access to infrastructure tools within the Hyper ecosystem. Whether you are deploying decentralized finance protocols, gaming applications, or payment rails, the token becomes the gateway. As Bitcoin’s adoption shifts from passive holding to active utility, Bitcoin Hyper’s role becomes more relevant. It is not trying to outshine Bitcoin. It is trying to make it usable at the pace of modern demand. And in doing so, it could end up being the key that finally brings Bitcoin fully into the real-time, programmable economy. Conclusion The growing possibility of the United States exchanging a portion of its gold reserves for Bitcoin is more than just a political headline. It marks a seismic shift in how value is stored, transferred, and prioritized at the highest levels of financial policy. With the Strategic Bitcoin Reserve now a formal initiative and further proposals gaining traction, digital assets are being threaded into the fabric of national economic strategy. This kind of move often indicates the beginning of a new market phase. As confidence flows back into the crypto space from both institutional and public sources, opportunities begin to emerge not just in Bitcoin, but in projects that offer real-world functionality, such as the ones mentioned above. So for investors, this may be the time to look closely, act early, and position wisely. Disclaimer: This is a sponsored article and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.
Could MiCA be the blueprint the U.S. desperately needs?
The cryptocurrency market is stirring with excitement as experts identify Ruvi AI (RUVI) as a standout leader for the upcoming bull run. With its groundbreaking integration of blockchain technology and artificial intelligence (AI) , Ruvi AI offers what many crypto assets lack: real-world utility and structured growth. Analysts are now forecasting Ruvi AI to deliver over 100x returns , thanks to its booming presale success, security-focused approach, and scalable uses across major industries . Why Ruvi AI is Set to Dominate the Bull Run Unlike speculative tokens, Ruvi AI shines with its utility-first design , appealing to industries like marketing , entertainment , and finance . Its solutions help businesses optimize operations, a feature that ensures continuous demand and gives it a solid foundation for scalability. Ruvi AI’s structured growth model further bolsters its appeal. Tokens are available for just $0.015 each during Phase 2 of its presale , making it accessible while offering huge upside potential. Upon the conclusion of the presale, the price is guaranteed to jump to $0.07 , yielding a near- 5x return for early investors. Beyond this, analysts forecast the token could soar to $1 after listing , which amounts to an extraordinary 66x ROI within a short time frame. Given Ruvi AI’s positioning as both an innovative and profitable venture, experts believe it will lead the charge in this crypto bull market. Presale Success Validates Ruvi AI’s Momentum Ruvi AI has already proven its investment potential through its stellar presale performance. Its achievements include: Raising an impressive $2 million , reflecting strong early-stage funding. Selling over 165 million tokens , showcasing demand from a growing investor base. Building a community of 1,600+ holders , signaling widespread market confidence. These milestones provide evidence of Ruvi AI’s rise to prominence, setting it apart as a strong contender in the blockchain and AI sectors. Multiply ROI with Ruvi AI’s VIP Investment Tiers For those looking to maximize their earnings, Ruvi AI offers VIP investment tiers with lucrative bonuses for early participants. These tiers allow investors to unlock enhanced returns for modest contributions: VIP Tier 2 ($750 investment, 40% bonus): Total tokens received: 70,000 (50,000 base + 20,000 bonus). Value at $0.07 per token: $4,900. Value at $1 per token: $70,000. VIP Tier 3 ($2,100 investment, 60% bonus): Total tokens received: 224,000 (140,000 base + 84,000 bonus). Value at $0.07 per token: $15,680. Value at $1 per token: $224,000. VIP Tier 5 ($9,600 investment, 100% bonus): Total tokens received: 1,280,000 (double the allocation). Value at $0.07 per token: $89,600. Value at $1 per token: $1,280,000. These tiers represent a calculated approach to amplify gains, showing why Ruvi AI appeals to both new and seasoned investors. Trust and Transparency Drive Ruvi AI’s Credibility Investors have zeroed in on Ruvi AI not only for its growth potential but also for its steadfast commitment to security and transparency . The company has undergone a rigorous third-party audit by CyberScope , ensuring the platform’s technology is safe, reliable, and optimized for scalability. Additionally, Ruvi AI maintains strong liquidity measures. Its partnership with the WEEX Exchange ensures post-presale liquidity , enabling token holders to start trading immediately after the presale ends. These measures translate into a safer experience for investors, especially those entering the crypto space for the first time. Real-World Utility Ensures Longevity Ruvi AI stands out by offering practical applications that resonate with businesses and developers across pivotal industries: Marketing: AI-driven tools help businesses refine ad targeting, streamline campaigns, and maximize ROI. Entertainment: Creators use Ruvi AI for blockchain-backed payments and AI personalization tools, boosting user engagement. Finance: Institutions rely on Ruvi AI to enhance fraud detection, scale transactions, and promote operational transparency. This focus on real-world use cases ensures Ruvi AI remains relevant and valuable for years to come, giving it a distinct competitive edge. Looking Toward a 100x Future Ruvi AI’s ability to combine utility-focused innovation with structured investment opportunities makes it a strong candidate to lead this bull run. At a presale price of only $0.015 per token , with a guaranteed $0.07 valuation post-presale and a forecasted $1 after listing , Ruvi AI offers an investment narrative that is both accessible and compelling. With $2 million raised , over 165 million tokens sold , and robust partnerships with organizations like CyberScope and WEEX Exchange , Ruvi AI balances high growth potential with security and transparency. Learn More Buy RUVI: https://presale.ruvi.io Website: https://ruvi.io Whitepaper: https://docs.ruvi.io Telegram: https://t.me/ruviofficial Twitter/X: https://x.com/RuviAI Try RUVI AI: https://web.ruvi.io/register Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Analysts Predict Ruvi AI (RUVI) to Lead the Bull Run, Its Audited Utility Token Set to Hit Over 100x appeared first on Times Tabloid .
Solana has been a key player in the blockchain world, known for its lightning-fast transactions and scalability. However, the buzz surrounding Ruvi AI (RUVI) is quickly overshadowing even Solana’s impressive forecasts. With analysts predicting a mind-boggling 13,600% return on investment (ROI) for Ruvi AI, it’s becoming clear why this innovative, AI-driven utility token is drawing serious attention. Combining real-world applications, structured growth, and commitments to transparency, Ruvi AI is positioning itself as the go-to asset for 2025 and beyond. What Puts Ruvi AI Ahead of Solana? While Solana boasts a solid network infrastructure, Ruvi AI distinguishes itself by integrating blockchain technology with artificial intelligence (AI) to solve persistent industry problems. Operating across sectors like marketing, entertainment, and finance, Ruvi AI combines cutting-edge AI tools with blockchain-backed scalability to offer businesses practical, efficient solutions. Ruvi AI’s structured growth strategy also sets it apart. During Phase 2 of its presale, RUVI tokens are priced at just $0.015 per token, giving early adopters access at a remarkably low entry point. Post-presale, the token price is guaranteed to rise to $0.07, offering investors an almost 5x return before the token hits public markets. Analysts are optimistic beyond this, forecasting a $1 value post-listing, boasting a 66x ROI. These milestones far surpass the gradual growth rates associated with projects like Solana, offering a faster and more immediate pathway to wealth generation. Key Early Achievements Cement Ruvi AI’s Path Ruvi AI’s ongoing presale has set the stage for its future dominance. Investors have been quick to support the project, resulting in some incredible early metrics: $2 million raised, demonstrating strong confidence in the platform. Over 170 million tokens sold, reflecting substantial demand across the board. A thriving base of more than 1,700 holders, highlighting Ruvi AI’s growing community. This level of traction is rare at such an early stage and paves the way for Ruvi AI to outperform even the most optimistic projections. Unlock Bonus Gains with Ruvi AI’s VIP Investment Tiers Ruvi AI magnifies its appeal by offering VIP investment tiers, which reward contributors with substantial bonuses. This feature ensures even greater returns for early backers. Below are the key VIP options and how they maximize gains: VIP Tier 2 ($750 investment, 40% bonus): Total tokens received: 70,000 (50,000 base + 20,000 bonus). Value at $0.07 per token: $4,900. Value at $1 per token: $70,000. VIP Tier 3 ($2,100 investment, 60% bonus): Total tokens received: 224,000 (140,000 base + 84,000 bonus). Value at $0.07 per token: $15,680. Value at $1 per token: $224,000. VIP Tier 5 ($9,600 investment, 100% bonus): Total tokens received: 1,280,000 (double the allocation). Value at $0.07 per token: $89,600. Value at $1 per token: $1,280,000. These attractive bonuses show Ruvi AI’s dedication to rewarding its supporters while simultaneously building a robust foundation for sustained growth. Transparency and Security Ensure Investor Confidence Ruvi AI stands apart in the crowded crypto space by emphasizing transparency and security, crucial factors for any investor. The platform has undergone an independent, third-party audit by CyberScope, verifying the safety and legitimacy of its code. Additionally, a partnership with WEEX Exchange ensures seamless post-presale liquidity, allowing token holders to immediately trade RUVI tokens upon launch. These assurances provide a level of reliability and accessibility that many crypto projects lack, further validating Ruvi AI as a next-generation investment opportunity. Real-World Utility Drives Long-Term Demand At its core, Ruvi AI is designed to address real-world challenges, setting it apart from many speculative cryptocurrencies. Here are some top use cases for Ruvi AI’s applications: Marketing: Businesses use Ruvi AI’s AI-based tools to optimize ad targeting, streamline campaigns, and maximize ROI. Entertainment: Content creators benefit from blockchain-backed, secure payments paired with AI-driven personalization tools, enhancing both revenue and engagement. Finance: Institutions rely on Ruvi AI to scale transactions, detect fraud, and improve transparency in financial processes. This practical focus ensures that RUVI tokens remain in demand, further enhancing their long-term value. Why Ruvi AI Is the Standout Investment With a presale price of just $0.015 per token, Ruvi AI has carved out an affordable entry point for investors, yet its ROI potential is anything but modest. The guaranteed $0.07 post-presale floor price and projected $1 valuation post-listing make Ruvi AI an essential part of any investment portfolio. Having raised $2 million, sold 170 million tokens, and partnered with trusted names like CyberScope and WEEX Exchange, Ruvi AI has laid the groundwork for exceptional future growth. For investors seeking an asset with scalable utility, immense upside, and unparalleled innovation, Ruvi AI is undoubtedly in a league of its own. Learn More Buy RUVI: https://presale.ruvi.io Website: https://ruvi.io Whitepaper: https://docs.ruvi.io Telegram: https://t.me/ruviofficial Twitter/X: https://x.com/RuviAI Try RUVI AI: https://web.ruvi.io/register Disclaimer: This is a sponsored article and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.
The post Undervalued Crypto With Real Utility? This $0.03 Lending Token Could Do What Binance Coin (BNB) Did in 2020 appeared first on Coinpedia Fintech News In the crypto space, utility-driven tokens have historically demonstrated explosive growth, with Binance Coin (BNB) standing out as a prime example. Back in 2020, BNB transformed from a simple exchange token into a powerhouse by expanding its ecosystem and offering tangible utility. Mutuum Finance (MUTM) , currently priced at just $0.03 during its presale Phase 5, is positioned to follow a similar trajectory, backed by a comprehensive lending ecosystem, unique token utility, and strategic technological advances. This makes MUTM a highly compelling opportunity for investors looking to enter a project with strong fundamentals and imminent catalysts. Back in 2020, Binance Coin (BNB) was trading under $10—ignored by most while a handful of early investors quietly stacked life-changing positions. Fast forward, and BNB hit nearly $700, turning modest entries into multi-million-dollar wins. Today, Mutuum Finance (MUTM) sits at just $0.03 in its Phase 5 presale, and whales are already moving in. Over 50% of this phase is sold out, and the price will soon rise to $0.035, eventually hitting $0.06 by Phase 11. The setup is eerily familiar: a low-cap token with real demand on the horizon, quietly building before the breakout. Analysts suggest a climb to $0.40 or more post-listing—a 13x gain from today’s entry. That means a simple $2,000 investment now could return $26,000+. Ignore it like people ignored BNB, and you’ll watch others cash out from the sidelines. The window is closing fast. A Lending Ecosystem Built for Flexibility and Growth Mutuum Finance (MUTM) is designed as a decentralized, non-custodial liquidity protocol featuring two distinct lending models: peer-to-contract (P2C) and peer-to-peer (P2P). The P2C model targets stable and widely accepted cryptocurrencies like ETH, BTC, and ADA. Here, users deposit assets into shared liquidity pools managed by audited smart contracts. Borrowers then take out overcollateralized loans from these pools with interest rates dynamically adjusting based on real-time supply and demand. This creates an efficient, self-regulating lending environment that optimizes capital utilization while protecting liquidity providers. What truly differentiates Mutuum Finance (MUTM) is its P2P lending model. Unlike traditional platforms, this model supports speculative and niche tokens—including popular meme coins such as Dogecoin (DOGE) and Pepe (PEPE). In the P2P setup, lenders and borrowers negotiate custom loan terms directly, including interest rates and durations. This allows for higher returns that match the elevated risk profile of these volatile assets. By isolating speculative loans from the core liquidity pools, Mutuum preserves protocol stability while expanding earning opportunities for users who seek to leverage emerging tokens. Another innovative element is the introduction of mtTokens, which represent deposited assets plus accrued interest. These ERC-20 compliant tokens will not only track users’ shares in the liquidity pools but can also be staked in designated contracts to earn additional dividends. This creates multiple passive income streams for users—interest from lending and rewards through staking—maximizing the return on capital within the Mutuum ecosystem. Robust Foundations Supporting Future Expansion Mutuum Finance (MUTM) is designed with scalability and security at its core. The protocol will integrate Layer-2 technology to enable faster transactions with significantly lower fees, addressing common DeFi challenges such as network congestion and prohibitive gas costs. This technical edge will ensure a smoother user experience and attract more participants as the platform scales. Security is a top priority for Mutuum. The protocol has undergone a thorough CertiK audit, a recognized benchmark for smart contract security. The audit includes static analysis and manual review, with a strong Token Scan score of 95.00 and a CertiK Skynet score of 76.50. This thorough vetting bolsters confidence in the platform’s safety and readiness for mainstream adoption. Adding further depth to its ecosystem, Mutuum will launch a decentralized, overcollateralized stablecoin. This stablecoin is designed to maintain a $1 peg by adjusting borrowing interest rates and leveraging arbitrage incentives. Its issuance and burning will be strictly controlled via governance-approved “issuers,” ensuring that the stablecoin supply remains balanced and the protocol’s treasury stays secure. This stablecoin will provide additional utility and liquidity options, making Mutuum’s platform more versatile and attractive. Mutuum Finance (MUTM)’s roadmap also features a beta platform launch coinciding with the token going live, giving users early access to test and engage with the ecosystem’s full functionality. This hands-on approach will generate user feedback and community growth, accelerating adoption. Moreover, an ongoing $100,000 giveaway rewards early supporters with significant token prizes, reinforcing user engagement and creating momentum as the project moves into subsequent presale phases. The MUTM token itself is the backbone of the platform’s economic model. With a total supply capped at 4 billion tokens and over 12,550 holders so far, MUTM is still undervalued at $0.03 in Phase 5 of its presale. Users will benefit from multiple utilities: staking mtTokens will grant passive dividends funded by protocol revenue buybacks, and MUTM will be integral to future platform features. The combination of a capped supply, growing community, and active revenue distribution creates a strong value proposition for investors. Currently, Mutuum has generated approximately $11.3 million in presale funds by Phase 5, underscoring growing market interest. However, with Phase 6 approaching and token prices set to rise to $0.035, this is the last opportunity to secure MUTM at the current low price. The growing user base, combined with imminent platform launches and a robust lending model, creates a perfect storm for significant token appreciation. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
Vitalik Buterin Imagines ‘Pluralistic’ Digital IDs to Ensure Privacy and Equal Access Ethereum co-founder Vitalik Buterin has recently outlined a new vision for digital identity systems through the idea of “pluralistic identity” to reconcile privacy, security, and equal access in the digital realm. In a recent blog post, Buterin praised innovations like zero-knowledge (ZK) proof-based IDs but warned that the majority of systems have the potential to compromise user privacy if they are not protected against centralization. Risks of a Single Digital Identity Buterin argued that even ZK-wrapped IDs, as robust as they are, are risks if platforms enforce a policy of one ID per individual. He cautioned that it would be a de facto killing of pseudonymity — a valuable component of internet freedom. “In the real world, pseudonymity typically means having several accounts,” Buterin explained. Forcing users into a single identity could expose them to excessive state, employer, or corporate surveillance. He also criticized use of “proof of wealth” as a protection against Sybil attacks, pointing out that it would disenfranchise the poor and make control more centralized. The Pluralistic Alternative To address these threats, Buterin suggested the idea of pluralistic identities — decentralized systems in which users can have multiple, socially authenticated IDs from various sources. These systems could combine authentication via social graphs, government IDs, and online platforms without allowing any one party absolute control. “Pluralistic identity is more error-tolerant,” he explained, and above all, helps those who lack access to traditional documentation, such as stateless individuals. A Hybrid Future for Digital ID Buterin sees a future where hybrid designs for identity — blending one-per-person approaches with decentralized proof technology — will be able to empower citizens without reducing liberty. He warned that when any identification system becomes too dominant, it will drift towards the centralized, less-private system. Only a pluralistic system, he argued, can ensure privacy, inclusivity, and immunity against abuse.
In a bold new claim that’s generating intense discussion in the XRP community, prominent crypto advocate Edo Farina suggests that the Bank for International Settlements (BIS), the International Monetary Fund (IMF), and the U.S. Treasury may already control a substantial portion of Ripple’s escrowed XRP. According to Farina, these acquisitions were likely secured through confidential agreements dating as far back as 2019. While there is no public evidence to confirm this, the theory has ignited speculation about Ripple’s potential ties to powerful financial institutions. Ripple Can Legally Sell Escrowed XRP Farina begins by dispelling a widespread misconception: there is no law prohibiting Ripple from selling its escrowed XRP. The escrow system, introduced in 2017, was designed to bring transparency and predictability to XRP’s circulating supply by locking up 55 billion XRP and releasing 1 billion each month. There’s absolutely no law preventing @Ripple from selling their escrowed $XRP . I’m firmly convinced that the BIS, IMF, and U.S. Treasury have already acquired a substantial portion of escrowed $XRP , with the terms of the agreements established as far back as 2019. The SEC… pic.twitter.com/jG3q2FXL46 — EDO FARINA 🅧 XRP (@edward_farina) June 27, 2025 However, this is a voluntary mechanism, not a legal obligation. Ripple retains full authority to sell, allocate, or enter into private agreements involving this XRP, provided transactions are conducted following securities laws and other applicable regulations. The Transparency Illusion: What the Ledger Shows vs. What It Doesn’t The XRP Ledger is fully transparent, allowing anyone to track the total supply, account balances, and monthly escrow releases. But as Farina points out, what the public can’t see is the nature of any behind-the-scenes deals. If Ripple entered into private agreements with institutions like the BIS, IMF, or U.S. Treasury, especially under non-disclosure agreements, the actual beneficiaries of the escrowed XRP may remain unknown. This creates a gap between what is verifiable on-chain and what may be unfolding in closed-door arrangements. SEC Lawsuit and Institutional Deals May Have Overlapped Farina further speculates that these confidential acquisitions may have occurred around 2019, a time when Ripple was strengthening relationships with global financial authorities. Notably, this is also the period leading up to the U.S. Securities and Exchange Commission (SEC)’s lawsuit against Ripple in December 2020. Farina hints that the lawsuit may have coincided with, or even helped divert attention from, the discreet accumulation of XRP by major institutions. While speculative, the theory adds a new layer to an already complex legal saga. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Ripple’s Global Financial Ties Add Credence Ripple’s extensive involvement in the international financial system gives Farina’s theory some contextual weight. The company has worked with over 40 central banks and launched pilot programs for central bank digital currencies (CBDCs) in nations like Palau and Montenegro. It is also a founding member of the Digital Pound Foundation and has collaborated with global regulators. These relationships suggest that Ripple’s strategic assets, especially its escrowed XRP, may be more deeply embedded in the future of finance than many realize. Ownership of Escrowed XRP Still Unclear Despite the transparency of the XRP Ledger, the true ownership of Ripple’s escrowed XRP remains uncertain. Farina’s assertion that global financial bodies may already own a significant portion is impossible to confirm, but it raises important questions. In a financial system increasingly shaped by private-public collaboration, what happens off-chain could be just as consequential as what is recorded on it. Edo Farina’s claims are speculative but provocative, adding fuel to ongoing debates about Ripple’s role in the evolving global monetary system. Whether or not his suspicions are eventually proven, they underscore the mystery surrounding the true fate of Ripple’s escrowed XRP. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Expert: BIS, IMF, and U.S. Treasury Own Huge Portion of Escrowed XRP Based on Agreement appeared first on Times Tabloid .