The line between a central bank digital currency and a centrally-managed, government-regulated stablecoin is thin, critics argue.
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Over the past week, the Bitcoin (BTC) market recorded a new all-time high at $123,091 on July 14. However, the premier cryptocurrency has experienced a slight price retracement since reaching this milestone. Interestingly, this fall in Bitcoin market prices has collided with a widespread gain in the altcoin market, with specific large-cap tokens notching up remarkable gains. Related Reading: Bitcoin Rally Not Over Yet? Short-Term Holder MVRV Suggests Further Upside 7-Day SMA Bitcoin Whale Exchange Transfers Near 12,000 BTC – Glassnode In an X post of July 18, prominent blockchain analytics firm Glassnode shares a profound on-chain insight on the Bitcoin market, stating that the volume of whale transfers to exchanges is presently on the rise. Notably, this development comes as Bitcoin experiences a moderate price correction after reaching a new ATH earlier last week, as previously stated. Glassnode explains that the 7-day simple moving average (SMA) of BTC transferred from whale wallets to exchanges is approaching 12,000 BTC, one of the highest weekly volumes recorded in 2025. Interestingly, this surge in transfer mirrors levels last seen in early November 2024, a period that preceded a popular crypto bull run. When large holders move their BTC to centralized exchanges, it typically suggests they are preparing to liquidate some or all of their positions, either to take profits or to rotate capital into other opportunities. However, the latter scenario seems likely, especially considering recent trends in the altcoin market. Amidst Bitcoin’s price correction, several altcoins have recorded significant price gains, prompting ideas that the altseason may have begun. For context, data from CoinMarketCap shows that the premier cryptocurrency experienced a mere 0.27% gain over the past week, while altcoins such as Ethereum, XRP, and Solana registered price surges of 19.98%, 25.98%, and 8.86%, respectively. Historically, this development mirrors a characteristic altseason, when other cryptocurrencies generally outperform Bitcoin, leading to a decline in Bitcoin’s market dominance. Altseasons are triggered when investors begin reallocating profits from BTC into higher-beta assets, seeking larger returns due to the lower market caps of these tokens. However, more data from CoinMarketCap shows the altseason index is at 36/100, indicating that while altcoins are beginning to gain momentum, the market has not yet fully transitioned into a confirmed altseason. An index value below 50 suggests that Bitcoin is still outperforming a majority of altcoins over 90 days. Investors should stay alert for a cross above 75 which would suggest a full-fledged altseason to be declared. Related Reading: XRP Open Interest Just Hit A Fresh ATH Above $10 Billion, Will Price Follow Next? Bitcoin Price Overview At the time of writing, Bitcoin trades at $118,377 following a 0.49% decline in the past day. Featured image from Pexels, chart from Tradingview
China is considering imposing a ban on the resale of newly registered vehicles, caused by chronic overcapacity and intense price wars within the nation’s EV market, which is pressuring automakers to pursue extreme tactics to survive, including fraud. China’s Ministry of Industry and Information Technology is considering a six-month embargo on the resale of newly registered vehicles, which many see as a big swing to stamp out the practice of “ zero-mileage used car ” sales. The potential crackdown, which was reported by Auto Review, a publication affiliated with the China Association of Automobile Manufacturers (CAAM), is Beijing’s first concrete response to the long-standing issue in its highly competitive car market. China is considering a six-month ban on car resale The zero-mileage phenomenon refers to vehicles that are technically classified as used, despite never having been driven or transferred to actual buyers. Automakers and dealers achieve this by registering cars and insuring them before final sale, allowing them to meet aggressive internal sales quotas and report stronger performance figures. The measure, if implemented, would prevent any vehicle from being resold within six months of registration, curbing the manipulation of insurance and licensing data to record inflated sales. The issue gained national attention in May after Great Wall Motor’s CEO, Wei Jianjun, publicly criticized the scheme. The Communist Party’s People’s Daily also ran an editorial last month condemning the sale of zero-mileage used cars. China’s cabinet recently pledged to increase its supervision of the domestic auto market. According to Auto Review, automakers, including BYD and Chery, are now considering penalizing dealers who engage in practices like pre-licensing unsold vehicles. The China Automobile Dealers Association has also proposed a code system for tracking used car exports, which could further limit abuse of the policy loophole. Zeekr and Neta face accusations of inflating sales with pre-insured cars New revelations from Reuters also exposed how two Chinese electric vehicle brands, Zeekr and Neta, booked tens of thousands of sales using the pre-insurance tactic. Neta, owned by Zhejiang Hozon New Energy Automobile, pre-insured over 64,000 vehicles between January 2023 and March 2024, which accounts for more than half of its reported sales during that period. In many cases, buyers were unaware that the insurance had already begun and only discovered the discrepancy when the insurance policies expired sooner than expected. The dealers are claiming they were pressured to move the inventory and explain away early-expiring traffic insurance as “complimentary.” The strategy reportedly began in late 2022 and continued well into 2024, even as the company’s finances deteriorated. Neta’s parent company entered bankruptcy proceedings last month, and first-quarter sales for 2025 plunged to just over 1,200 vehicles. Zeekr, a premium EV brand owned by Geely Auto, similarly recorded inflated year-end sales in 2024 with the help of its state-owned dealership partner, Xiamen C&D. Data showed that out of the 2,737 cars “sold” in Xiamen that month, only 271 were actually registered for license plates, which is a necessary step for delivery to real buyers. The buyers reported being lured into purchasing these cars with discounts and promotional offers. One Zeekr customer said a salesperson promised a 3,000 yuan discount and a 10,000 yuan charging coupon, but the car came with a pre-existing insurance policy registered under Xiamen C&D. Zeekr has denied the state media reports, while Neta and Xiamen C&D did not respond to inquiries. Cryptopolitan Academy: Coming Soon - A New Way to Earn Passive Income with DeFi in 2025. Learn More
The XRP price action could be setting up for a major rally as a key bullish signal has just reappeared on the charts. According to crypto analyst Ali Martinez, this historical indicator previously preceded a massive 630% surge in XRP’s price back in 2024 . Now, with the same signal flashing again, the analyst points to the potential of another strong move to the upside. XRP Price Flashes Historically Bullish Signal A potentially explosive historical signal has just resurfaced on the XRP price chart , fueling optimism for a potential breakout ahead. In his latest XRP analysis report on X social media, Martinez reveals that the cryptocurrency’s Market Value to Realized Value (MVRV) ratio has flashed a Golden Cross—a pattern generally associated with powerful bullish momentum. Martinez highlighted that the last time his MVRV ratio crossover appeared, in 2024, XRP skyrocketed by over 630%, marking one of its most dramatic price moves in recent years. Now, the same bullish pattern has been triggered again, fueling speculation of a potential history repeat . The analyst’s chart shows the MVRV ratio, in orange, spiking above its 200-day Moving Average (MA) , in red, with XRP’s price already beginning to respond positively. At the time of writing, XRP is trading at $3.43, displaying healthy momentum compared to past months, during which its price was stuck in a consolidation range above $2. Although the cryptocurrency surged significantly above $3.5 earlier this week, it has since retraced by approximately 3.8% to its current price, according to CoinMarketCap. If history is any guide, the reemergence of the MVRV ratio Golden Cross could open the door to further upside, potentially positioning XRP for a new multi-month rally. Members of the crypto community who have taken note of this historically bullish signal are already forecasting a potential surge to $22, representing a whopping 541% climb from XRP’s current levels. Analyst Sets XRP Price Target Above $20 The XRP price could see a historic rally to new all-time highs before the end of this cycle, as an X crypto market expert, Shawn Mark, points to past chart patterns that suggest a potential surge above $20 is imminent. According to the analysis, XRP has just broken out of a multi-year consolidation phase within a Symmetrical Triangle pattern , similar to the one it formed before its explosive surge in the 2017 bull cycle. Back then, XRP skyrocketed from under $0.01 to nearly $3.50 in a parabolic move, representing a more than 60x increase. Now, current chart formations suggest that the latest triangle breakout mirrors the same historic pattern almost identically. If this fractal plays out again with similar bullish momentum, XRP’s projected target this time could land in the $20 range, with a precise peak prediction at $20.25.
Ethereum’s breakout faces growing risks as on-chain activity collapses while $4K resistance looms.
Not every project riding the 2025 wave is running purely on hype. Some are proving their value through real traction, scale, and strategic vision. BlockDAG, Stellar, Hedera, and Cronos are four standout names pushing in unique directions while capturing attention for all the right reasons. With bold partnerships, inventive presale strategies, and steady demand from retail and institutions alike, these four are reshaping expectations. If you’re watching for the top performing crypto this year, what they’re achieving now deserves a closer look before the opportunity slips away. BlockDAG: Smashing Records With a 3025% ROI Potential BlockDAG’s presale is turning heads across the entire market, and for good reason. Built on Directed Acyclic Graph (DAG) technology, it promises lightning-fast speeds, scalability, and unmatched energy efficiency. Its low-energy consensus model supports parallel transaction processing, making it ideal for massive usage from DeFi to real-world integrations. Already, BlockDAG has raised over $343 million, moved 24 billion coins, and signed up more than 200,000 holders. Even now, the BDAG price remains fixed at just $0.0016 until August 11 , which is far below its confirmed launch price of $0.05. That leaves room for a rare, market-defying 3025% return, even for those joining late. On top of that, BlockDAG is offering what few others dare: full access. For the next 8 days only, all BDAG purchased directly unlock instantly at launch through the NO VESTING PASS. For anyone eyeing the top-performing crypto, BlockDAG offers both massive upside and immediate usability, an irresistible combination in a market full of delays and empty promises. Stellar: Closing the Distance on Global Transfers Stellar is redefining cross-border payments, delivering low-cost, fast transactions on a decentralized network. Its high-profile partnerships with MoneyGram, Visa, and IBM have secured its place in the fintech world. With more than 3.5 billion transactions across 6 million accounts, it continues to deliver measurable utility year after year. The addition of Soroban smart contracts gives Stellar a solid DeFi angle, though its main strength remains adoption over speculation. Currently trading around $0.26, some analysts predict it could reach $2.60 by 2026. For anyone prioritizing strong infrastructure and proven institutional trust over hype cycles, Stellar still shines as a top performing crypto, particularly for bridging the gap between digital and fiat payment systems. Hedera: Built for Enterprise-Grade Speed and Scale Hedera leverages a hashgraph consensus mechanism to provide fast, efficient, and eco-friendly transactions, a combination that has attracted heavyweights like Google, IBM, and Boeing. Its enterprise-grade approach delivers thousands of transactions per second, built for reliability and scalability. HBAR currently trades near $0.16 with a $6.8 billion market cap. Analysts forecast potential growth toward $2.00 in the coming years, fueled by pilots in CBDCs and increased business adoption. While its DeFi presence is still modest, its solid tech appeals strongly to institutions. For those watching for a top performing crypto focused more on utility and partnerships than flashy price moves, Hedera remains a smart contender. Cronos: Building Steadily in DeFi and NFTs Cronos powers the Crypto.com ecosystem as a Layer 1 blockchain, carving a niche in DeFi and NFT activity. Its proof-of-stake architecture ensures low transaction costs and compatibility with Ethereum assets, boosting its flexibility and reach. Recent ETF-driven excitement pushed CRO’s price up to $0.09, with a $3.1 billion market cap. Analysts see potential for it to climb as high as $1.80 by 2026, depending on continued DeFi expansion and rising user engagement. Although it doesn’t dominate headlines, Cronos’s integration into a major exchange keeps it highly visible. Among the top performing crypto options tied to ecosystem-driven growth, Cronos stands out as a steady, long-term player quietly gaining ground. Final Take: Who’s Pulling Ahead? These projects each deliver something different. Stellar focuses on global payments with real institutional backing. Hedera provides enterprise-ready infrastructure with exceptional speed and scale. Cronos thrives within its ecosystem through consistent DeFi and NFT activity. But BlockDAG stands out, delivering a rare mix of technical ambition, unmatched accessibility, and measurable progress. While others are laying foundations, BlockDAG is already generating numbers that hint at much more than just potential. In the race for top performing crypto , BDAG is closing the gap between market excitement and tangible results faster than most imagined. The post BlockDAG, Stellar, Hedera & Cronos: Who’s Really the Top Performing Crypto of 2025? appeared first on TheCoinrise.com .
Bitcoin’s climb is setting the tone for the rest of the market, with analysts now predicting a push toward $150,000 in the coming months. This projection isn’t just boosting BTC’s appeal—it’s igniting interest across the altcoin space, especially among presale tokens with strong utility and growth potential. One name that’s starting to stand out is Mutuum Finance (MUTM) , a decentralized finance project gaining attention as it approaches a major milestone: over 80% of its presale Phase 5 is now sold out, and a 20% price increase is just around the corner. Bitcoin’s Momentum Is Fueling Altcoin Opportunities With fresh capital flowing into spot Bitcoin ETFs and global sentiment improving, Bitcoin’s push toward six figures is more than just speculation—it’s becoming a broader signal of renewed confidence in the cryptocurrency market. The narrative is shifting back to fundamentals, and that momentum is lifting not only BTC, but also altcoins that bring real value and clear use cases to the table. While many are watching Bitcoin for long-term gains, others are looking at what $1,000 invested today might become in tokens that haven’t hit the open market yet. That’s exactly why attention is turning toward Mutuum Finance. Mutuum Finance (MUTM) Mutuum Finance is building a lending and borrowing protocol that operates without centralized control. Everything runs on smart contracts, which means users keep control of their assets while interacting with fully transparent and automated lending markets. The process is straightforward. Lenders deposit assets like ETH or stablecoins into Mutuum’s liquidity pools and receive mtTokens in return. These mtTokens represent their share of the pool and automatically increase in value over time as interest accrues. When it’s time to withdraw, users can exchange their mtTokens back for the underlying asset along with the interest that’s accumulated. No need to wait for a match or counterparty. The smart contract handles everything in real time. Borrowers, on the other hand, can tap into liquidity by posting overcollateralized assets. This means that to borrow $1,000, a user would typically need to secure the loan with around $1,500 in digital assets as collateral. This structure ensures stability and keeps the protocol solvent, while still giving users access to capital without selling their holdings. And because borrowers can choose between stable or variable interest rates, the system works for both short-term flexibility and longer-term strategies. What makes Mutuum different is that these mechanics are not theoretical. The protocol is already under development, and its beta version is expected to go live alongside the token launch—a clear sign that this isn’t just a whitepaper project. A Stablecoin That Makes Sense In addition to its lending platform, Mutuum is also building an overcollateralized stablecoin that will be fully backed by assets supplied within the ecosystem. This stablecoin will maintain its peg to the U.S. dollar through on-chain mechanisms—not through external custodians or unverifiable reserves. To generate the stablecoin, users must deposit collateral exceeding the value of the tokens they mint. Once the borrowed amount is repaid, those stablecoins are permanently removed from circulation. This system prevents inflation while preserving full transparency. Unlike many existing stablecoins that rely on trust in third parties, Mutuum’s model is algorithmic, decentralized, and designed to maintain long-term reliability. It’s another layer of utility that gives the MUTM token real-world function within the protocol. Interest generated from stablecoin borrowing goes directly to the treasury, reinforcing the ecosystem’s value over time. Nearly Sold Out Before Phase 6 The presale has already passed some major milestones. Over $12.6 million has been raised, with more than 13,600 holders joining so far. With more than 80% of Phase 5 already completed, the $0.03 price point is approaching its final stretch. As the presale moves into Phase 6, the token price is set to rise to $0.035, marking a 20% increase for incoming participants. That price will continue to climb across the remaining phases until launch, where MUTM is expected to list at $0.06. Those entering now are looking at a potential 2x gain before the token even hits exchanges. Adding to the momentum is the completion of a full audit by CertiK, which gave Mutuum a score of 95, confirming the security and readiness of its smart contracts. To encourage continued transparency and safety, the team also launched a $50,000 bug bounty program and a $100,000 giveaway for early contributors—both of which have helped strengthen engagement from new and existing investors. Mutuum Finance is gaining attention at the right time. As Bitcoin pushes toward $150K and overall sentiment shifts back to growth, early-stage projects with clear fundamentals are in the spotlight. Mutuum checks all the right boxes: functional design, audited smart contracts, passive income potential, and additional utility through its upcoming stablecoin. The presale won’t stay open forever, and with a 20% price increase confirmed for Phase 6, those considering an entry point may not have much time left. As market momentum builds, the opportunity to secure a position at $0.03 might soon be gone. For investors asking what cryptocurrency to invest in now, especially with a long-term outlook, MUTM looks like more than just a promising altcoin—it’s shaping up to be one of the best crypto investments heading into 2026. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance
Nvidia informed its Chinese customers that H20 chip availability is constrained, according to The Information. The chipmaker announced this week it plans to restart H20 exports to China, pending U.S. license approvals. Sources told The Information that an April ban by U.S. authorities on H20 shipments compelled Nvidia to cancel orders and give up its reserved production slots at Taiwan Semiconductor Manufacturing Co. (TSMC). At a Beijing event, CEO Jensen Huang explained that TSMC reallocated those assembly lines to different products, and re-establishing them could require up to nine months. Huang added that once granted, export licenses for Chinese orders would be processed swiftly, and that Nvidia is preparing to increase its chip deliveries. In a separate statement, China’s commerce ministry said the U.S. indicated it would approve exports of H20 chips to Chinese buyers. Huang confirmed that demand remains strong but emphasized that shipments still depend on final license clearances. The company is also designing a graphics card for the Chinese market called the RTX Pro GPU, which meets U.S. export regulations and targets automated manufacturing operations and robotics training. Huang sold $50 million in Nvidia stock this week On Friday, Huang sold 75,000 Nvidia shares valued at approximately $12.94 million as part of a March plan permitting sales of up to 6 million shares. Earlier in the week, he divested 225,000 shares for about $37 million under the same arrangement. A spike in AI demand and the GPUs that underpin large language models have driven Huang’s personal fortune upward and pushed Nvidia’s market capitalization beyond $4 trillion, ranking it as the most valuable firm globally. On his third trip to China this year, Huang held talks with Commerce Minister Wang Wentao, who pressed global firms such as Nvidia to supply dependable, top‑tier offerings to Chinese consumers. Wang reiterated that China remains committed to attracting foreign investment and plans to further expand market access. Huang also met with Ren Hongbin, head of the China Council for the Promotion of International Trade, and Vice Premier He Lifeng. At a Beijing press conference on Wednesday, he praised AI models from Deepseek, Alibaba, and Tencent as “world class” and said AI is “revolutionising” supply chains. Your crypto news deserves attention - KEY Difference Wire puts you on 250+ top sites
Kristalina Georgieva, Managing Director of the International Monetary Fund (IMF), shared a photo on X this week capturing the Golden Gate Bridge during her time in San Francisco. Responding to her post, XRP community members began connecting her presence in the city to the absence of Ripple CEO Brad Garlinghouse at the GENIUS Act signing event held in the White House. This theory gained traction when Ripple CEO Brad Garlinghouse was notably absent from the recent White House signing of the GENIUS Act , which establishes the first comprehensive federal framework for stablecoin regulation in the U.S. IMF at @Ripple Headquarters SF https://t.co/Iwf4uIAEeO — Nathaniel C. J. Rothschild (@NCJRothschild) July 19, 2025 Improving Clarity for Cryptocurrencies in the U.S. Ripple’s Chief Legal Officer, Stuart Alderoty, attended the signing ceremony on July 18, where President Trump signed the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act into law. This marked a major step forward in clarifying the legal environment for digital assets. Two other crypto-related bills, the Clarity for Digital Tokens Act and the Anti-CBDC Surveillance State Act , also passed the House but remain pending in the Senate. The Clarity Act seeks to define when a digital asset is a security or commodity, while the Anti-CBDC Act would prohibit the Federal Reserve from issuing a retail central bank digital currency. While Garlinghouse celebrated this development , he was absent from the event. With the IMF’s managing director in San Francisco, one community member jokingly suggested that Garlinghouse had more important business to attend to, suggesting a secret meeting with representatives from the IMF. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Is Ripple Working With the IMF? While there is no official confirmation of a meeting between both parties, some see it as a plausible scenario given the IMF’s prior comments on XRP. In 2023, an IMF document discussed the potential of digital assets, including XRP, to improve cross-border payments and address inefficiencies in existing systems. Garlinghouse has also previously made a case for XRP to the IMF and the Swiss National Bank. The timing also coincides with growing regulatory clarity in the US. With the GENIUS Act now signed and other legislation progressing, Ripple’s positioning as a cross-border payments solution provider could benefit from high-level discussions with global financial institutions. For now, however, this remains informal speculation. Still, for XRP enthusiasts, the possibility of a Ripple and IMF alignment carries significance and may happen down the line as XRP’s global relevance increases. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP Army Connects the Dots with IMF: Why Ripple CEO Missed GENIUS Act Signing Event appeared first on Times Tabloid .