As the United States edges closer to regulatory clarity under a pro- cryptocurrency administration, sentiment toward domestic blockchain projects is rapidly improving. With Donald Trump back in office, several U.S.-based cryptocurrencies stand to benefit from a more favorable policy environment. Many of these projects remain undervalued compared to their global counterparts, presenting compelling investment opportunities. In this context, ChatGPT has identified two standout U.S. cryptocurrencies worth considering now. Stellar (XLM) Stellar ( XLM ), based in San Francisco, focuses on cross-border payments and asset tokenization. It has formed strategic partnerships with major institutions, including MoneyGram and several central banks. Despite strong institutional support and solid fundamentals, Stellar remains undervalued relative to competitors like XRP . Technically, XLM is approaching a bullish order block around the $0.25 level, an area of high-time frame support. At the time of reporting, XLM was trading at $0.23, up 1.6% in the past 24 hours, though it has dipped 2.33% over the past week. XLM seven-day price chart. Source: Finbold Algorand (ALGO) Algorand ( ALGO ) is designed for high-performance smart contracts and has gained ground in government-backed blockchain initiatives, including the Marshall Islands’ CBDC. Its academic roots and regulatory focus have helped it secure key institutional partnerships. Most recently, the Algorand Foundation partnered with Paycode to deliver offline biometric payment systems across underserved regions in Africa and Asia, supporting digital ID infrastructure and financial inclusion. The recent release of AlgoKit 3.0 and growing developer activity are driving increased adoption, which historically correlates with price gains. By press time, ALGO was trading at $0.17, up 1.5% in the past 24 hours and nearly 4% over the past week. ALGO seven-day price chart. Source: Finbold Together, ChatGPT noted that Stellar and Algorand exemplify the renewed strength of U.S. blockchain innovation, potentially setting the stage for long-term growth. Featured image via Shutterstock The post ChatGPT picks 2 made in USA cryptocurrencies to buy now appeared first on Finbold .
Chainlink leads DeFi development with significant GitHub activities, outpacing competitors. Sustained developer interest is seen in Chainlink, DeepBook, and DeFiChain. Continue Reading: Chainlink Shines with Record-Setting Development Activities in the DeFi Space The post Chainlink Shines with Record-Setting Development Activities in the DeFi Space appeared first on COINTURK NEWS .
A recent post by crypto commentator Xaif on X has reignited interest in the origin and purpose of XRP . Quoting Chris Larsen, co-founder and former CEO of Ripple, the statement reads: “In the beginning, we wanted to build a better Bitcoin… and we created XRP.” This powerful reflection offers a fresh reminder of Ripple’s founding vision and how it diverged from Bitcoin’s path to address real-world financial needs. Rethinking Bitcoin’s Limits While Chris Larsen was not part of the original team that built the XRP Ledger, he joined Ripple in 2012, shortly after the protocol had been developed by David Schwartz, Jed McCaleb, and Arthur Britto . Their goal was clear: to overcome Bitcoin’s limitations—particularly its slow transaction speeds, high energy consumption, and scalability issues. Ripple Co-Founder Chris Larsen reveals: "In the beginning, we wanted to build a better Bitcoin… and we created XRP." #XRP #Ripple #Crypto #Bitcoin #BTC pic.twitter.com/iwI6zkeyca — 𝕏aif | (@Xaif_Crypto) June 27, 2025 What Larsen brought to the table was a compelling business vision. He saw the potential to turn this new technology into the foundation of a company focused on modernizing global finance. While the creators of the XRP Ledger had engineered a more efficient blockchain, Larsen was instrumental in turning that innovation into a commercial solution. XRP: Designed for Utility, Built for Speed Unlike Bitcoin, which was envisioned as an alternative to traditional financial systems, Ripple, with Larsen at the helm, took a collaborative approach. The mission wasn’t to replace banks, but to work with them. XRP was positioned as a bridge currency, enabling faster, cheaper, and more reliable cross-border payments. Ripple’s enterprise tools, including xCurrent and xRapid, used the XRP Ledger’s speed and efficiency to facilitate instant settlement across fiat currencies. XRP served as the liquidity solution, moving value between parties in seconds, eliminating the need for pre-funded accounts and costly intermediaries. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 This approach allowed Ripple to build real partnerships with financial institutions across the globe, transforming XRP from just another cryptocurrency into a cornerstone of institutional blockchain adoption. A Ledger That Stands the Test of Time Today, more than a decade later, the XRP Ledger continues to deliver on its original promise. It remains one of the fastest and most energy-efficient blockchains in existence. Beyond payments, the ledger now supports stablecoins like RLUSD, asset tokenization, and Ethereum-compatible smart contracts through its EVM sidechain. Ripple’s global presence has also grown. The company has secured regulatory licenses across major financial jurisdictions, expanded into key regions like Europe and Asia-Pacific, and continues to play a central role in blockchain-based financial infrastructure. A Vision That Still Matters Xaif’s resurfacing of Larsen’s quote is more than nostalgia; it’s a timely reminder of XRP’s mission. The idea of “building a better Bitcoin” was never about rivalry; it was about evolution. Thanks to the technical innovation of its creators and the strategic leadership of Larsen, XRP was purpose-built for real-world finance. And over a decade later, that purpose is more relevant than ever. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Ripple Co-founder: “We Wanted to Build a Better Bitcoin… and We Created XRP.” appeared first on Times Tabloid .
Senate Republicans dropped the updated draft of their massive domestic package Friday night, aiming to get it on the floor for votes starting Saturday. They’re pushing to meet President Donald Trump’s July 4 deadline, but they still don’t have the 50 votes locked in. Even as John Thune, the Senate GOP leader, pushes hard for floor action by Saturday afternoon, several Republican senators are still uncommitted. Lindsey Graham, who chairs the Budget Committee, published the revised text covering nearly every committee’s contribution, except for the part that matters most right now: the Finance section. That’s where the overhaul of Medicaid and the rewritten tax plan sit. Those pages weren’t finalized in time, even though the Finance Committee met with Elizabeth MacDonough, the Senate Parliamentarian, late Friday night. Her previous rulings shaped most of the updated language, but Graham’s team didn’t complete the final edits before releasing the text . Republicans tweak Medicaid cuts and SALT cap to win votes The new version reflects efforts to please multiple factions within the party. For starters, Republicans kept in a tentative SALT deduction deal with the House, raising the cap from $10,000 to $40,000 for five years starting in 2025, before snapping back. After 2025, the cap rises 1% each year. This deal came after internal fights over whether to preserve the tax break, which mostly benefits higher-income states. It’s part of a larger $4.2 trillion tax cut proposition, which Republicans want passed before the holiday to show alignment with Trump’s economic push. To calm moderate senators, the bill now includes $25 billion for rural hospitals to cushion Medicaid cuts. But Susan Collins, a Republican from Maine, called that number too low—she had been pushing for $100 billion. Negotiators also added a one-year delay to the 3.5% cap on Medicaid provider taxes, moving the start date from 2031 to 2032. That tax maneuver is a way for states to get more federal matching funds, and delaying it helps states who’ve built their budgets around it. Another section tweaks the timeline for the hydrogen production tax credit, letting it stay in place through 2028 for any project that starts construction before then. The earlier version had it ending in 2025, and energy lobbyists had been pressing to keep the extension. Republicans also added language to raise the debt ceiling by $5 trillion, a move designed to prevent a government default that could happen as soon as August. Senate bill kills EV credits, drops court restrictions Late Friday night, the same text confirmed the GOP’s move to eliminate tax credits for electric vehicles. The bill ends the $7,500 credit for new EVs and $4,000 for used EVs on September 30. The previous proposal gave new car buyers 180 days and used car buyers 90 days after passage. Now the phaseout is sooner and more absolute. Lease deals for EVs that don’t meet North American assembly requirements are also cut under this bill. Meanwhile, the House GOP version keeps the new EV credit until the end of 2025, and through 2026 for automakers who haven’t sold 200,000 units yet. Those differences could complicate reconciliation between the two chambers, especially if House Speaker Mike Johnson struggles to hold his caucus together when the bill comes up for final approval next week. In a separate section aimed at carmakers, the Senate version also kills fines for not meeting federal fuel economy rules, known as CAFE standards. That rollback is meant to give breathing room to automakers that haven’t met rising fuel targets set under the Biden administration. One provision missing entirely from the updated text would have blocked federal judges from issuing nationwide injunctions unless a financial bond was posted. MacDonough ruled it violated the Byrd Rule, which limits what can pass through reconciliation. So it was cut. Still, the GOP didn’t drop the issue completely. The bill now includes funding for a government study into the cost of those broad injunctions, plus training money to help agencies navigate legal slowdowns when district court rulings hit national policy. The Senate text is far from final. More edits can still be made during debate, and leadership has said they’re willing to amend the bill on the floor if that’s what it takes to lock in votes. But time’s running short. KEY Difference Wire helps crypto brands break through and dominate headlines fast
The nearly five-year legal battle between Ripple and the U.S. Securities and Exchange Commission (SEC) appears to be finally coming to an end after Ripple CEO Brad Garlinghouse announced Friday that the company plans to drop its cross-appeal in the prolonged case. Ripple And SEC To Withdraw Respective Appeals “Ripple is dropping our cross appeal, and the SEC is expected to drop their appeal, as they’ve previously said,” Garlinghouse wrote in a post on X . “We’re closing this chapter once and for all, and focusing on what’s most important— building the Internet of Value. Lock in.” Ripple is dropping our cross appeal, and the SEC is expected to drop their appeal, as they’ve previously said. We’re closing this chapter once and for all, and focusing on what’s most important – building the Internet of Value. Lock in. https://t.co/ZsRgDfcpLh — Brad Garlinghouse (@bgarlinghouse) June 27, 2025 The announcement comes just a day after U.S. District Judge Analisa Torres denied a joint bid from Ripple and the Securities and Exchange Commission to slash a $125 million penalty and toss out a permanent injunction imposed against the blockchain payments company last year. That decision followed less than two weeks after the SEC and Ripple asked that the court reduce the civil penalty over illegal XRP sales to $50 million, significantly less than the $2 billion sought under former Chair Gary Gensler. The legal drama between Ripple and the SEC has been going on for years since December 2020, when the regulator accused the XRP-linked firm of raising $1.3 billion through an unregistered securities offering. In 2023, U.S. District Court for the Southern District of New York Judge Analisa Torres ruled that Ripple’s programmatic sales of XRP on crypto exchanges did not break securities laws. Torres did, however, rule that other direct sales of the token to institutional investors qualified as securities. Ripple was fined $125 million and banned from similar sales. Both Ripple and the SEC agreed to allow $50 million of the initially-imposed $125 million fine to go to the SEC, with the remaining $75 million to be returned to the San Francisco-based company, though they have encountered pushback in court over the past month. Closed Chapter Clears Way For Spot XRP ETFs XRP was changing hands around $2.19 on Saturday, reflecting a 5% increase over the past 24 hours, according to crypto data provider CoinGecko . The token is up a whopping 358% over the past year. According to Nate Geraci, the President of ETF Store, the conclusion of the case effectively removes the regulatory hurdle blocking the approval of U.S.-listed spot XRP exchange-traded funds (ETFs). Over nine asset managers have so far filed for XRP ETF products in the US, including major issuers like Bitwise, ProShares, 21Shares, and Franklin Templeton. Despite the growing XRP ETF filing frenzy, BlackRock — issuer of the largest spot Bitcoin ETF — has yet to submit paperwork for an XRP-based investment vehicle. Geraci believes that with no regulatory obstacles in sight, BlackRock could soon apply with the SEC to introduce an ETF tied to the industry’s fourth-largest crypto by market cap.
Wormhole, a leading cross-chain communication protocol, is showing strong signs of recovery, surging 45% from its yearly low after a partnership with Ripple Labs boosted investor confidence. With user activity, total value locked, and open interest all climbing, momentum is on Wormhole’s side—but weakening bridge volume and a bearish shift in funding rates pose looming threats to the rally’s staying power. Wormhole ( W ) rose to $0.076 on Saturday, its highest level since June 11. The token price jumped after the company inked a partnership with Ripple Labs . This integration will enable multi-chain interoperability with XRP Ledger and XRPL EVM Sidechain. The partnership will enable cross-chain messaging, asset transfers, and multi-chain token issuances. This, in turn, will make XRP Ledger a major player in the decentralized finance and real-world asset tokenization industries. Source: CoinGecko You might also like: BTC holds strong amid volatility, but altcoin momentum fades The Wormhole token has also increased in value as the number of transacting users rose this month. Its users rose to 47,600 this month, up from last month’s low of 38,000. It has jumped to its highest point since April. The total value locked on Wormhole has also jumped to $2.8 billion, up from $2.5 billion in March. The Wormhole price has also jumped as open interest rose to $30 million, its highest level since March 24. A rising open interest is a sign of demand from investors in the futures market. However, the ongoing surge faces two key risks. First, its weighted funding rate has turned red in the past two days, a sign that investors anticipate the future price to be lower than the current one. The other risk is that the bridge volume has plunged in the past few months. Its volume dropped to $426 million this month, down from $2.48 billion in December. Wormhole price analysis W price chart | Source: crypto.news The daily chart indicates that the W token bottomed at $0.051 on June 23 and subsequently rebounded to $0.074. It has formed a double-bottom pattern with a neckline at $0.01180, its highest point on May 14. A double bottom is one of the most bullish patterns in technical analysis. Wormhole is attempting to move above the 50-day moving average, while the Relative Strength Index has crossed the neutral point of 50. The two lines of the MACD have made a bullish crossover. Therefore, the price may continue to rise, with the next target being the double bottom’s neckline at $0.1180. A drop below the year-to-date low of $0.0511 will invalidate the bullish view. Read more: This Ethereum token could deliver a 25,000% rally, still affordable below $0.0020
Bitcoin (BTC) is teetering on the edge of a significant price surge, with prominent cryptocurrency analyst Michael van de Poppe forecasting a new all-time high (ATH) in the coming week. This bullish outlook comes as Bitcoin navigates crucial resistance levels, with market fundamentals suggesting underlying strength despite recent price fluctuations. Key Resistance Levels and Breakout … Continue reading "Bitcoin Poised for New All-Time High Next Week, Analyst Predicts" The post Bitcoin Poised for New All-Time High Next Week, Analyst Predicts appeared first on Cryptoknowmics-Crypto News and Media Platform .
US President Donald Trump on Friday avoided directly commenting on the controversy surrounding his family’s crypto holdings. At a White House press briefing, Trump was asked if he would consider divesting from his crypto investments in the interest of passing digital asset legislation. The president weaved through numerous topics in his response. “Yeah, well it’s a very funny thing, crypto. So I became a fan of crypto, and to me it’s an industry. I view it as an industry, and I’m president, and if we didn’t have it, China would, or somebody else would, but most likely China. China would love to. And we’ve dominated that industry. It’s a big industry, by the way. In fact, when the stock market went down recently, crypto and Bitcoin, and all of that, went down much less than anybody else as a group. And we’ve created a very powerful industry, and that’s much more important than anything that we invest in. We invest in it, but really, that was an industry that wasn’t doing particularly well. I got involved with it a couple of years ago before the second term – I got involved before I decided to run. I only decided to run because I saw what was happening and Biden was incompetent and the administration was crooked and incompetent, and I was in Bitcoin then, not knowing if I was going to do it a third time. So it’s become amazing, I mean the jobs that it produces and I notice more and more you pay in Bitcoin and people are saying it takes a lot of pressure off the dollar, and it’s a great thing for our country, so I don’t care about investing, you know I have kids and they invest in different things, they do believe in it, but I’m president and what I did do there is build an industry that’s very important. And you know if we didn’t have it, China would.” Earlier this week, US Senator Adam Schiff introduced a new bill that aims to prevent Trump and his family members from enriching themselves via crypto. The potential legislation , titled the Curbing Officials’ Income and Nondisclosure (COIN) Act, would prohibit the president, vice president, high-ranking executive branch employees, special government employees and members of Congress from issuing, sponsoring or endorsing digital assets. The ban would last from 180 days prior to an individual’s public services until two years afterward, and it would also extend to officials’ immediate family members. Trump’s recent financial disclosure with the U.S. Office of Government Ethics indicated he pocketed more than $57.3 million worth of income from the decentralized finance (DeFi) platform World Liberty Financial (WLFI). Income from Trump’s controversial memecoin, Official Trump, wasn’t listed on the disclosure because it was released in 2025. Ethereum ( ETH ) founder Vitalik Buterin said earlier this year that political coins represented “vehicles for unlimited political bribery.” In a February letter to the U.S. Department of Justice (DOJ) and the Office of Government Ethics, officials at the nonprofit consumer advocacy organization Public Citizen argued that Trump could be in violation of federal law regulating gifts to government officials. Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: Midjourney The post ‘If We Didn’t Have It, China Would’: Trump Expresses Support for US Crypto Industry, Dodges Question About His Personal Holdings appeared first on The Daily Hodl .
Anchorage Digital, a federally chartered bank that provides crypto custody services, has announced that it will be advising its institutional clients to divest from stablecoins such as USDC, Agora USD (AUSD), and Usual USD (USD0) and switch to Global Dollar (USDG) instead. This decision brought about major debates in the crypto industry. In support of this decision, Anchorage evaluated stablecoins according to criteria such as regulatory oversight and reserve asset management in its “Stablecoin Security Matrix” report. “USDC, AUSD and USD0 no longer meet Anchorage Digital’s long-term durability criteria,” said Rachel Anderika, Head of Global Operations at Anchorage, in a statement, justifying this decision. Anderika said there is a risk of concentration in the issuance structures behind these assets and that this situation should be taken into account by institutional investors. Anderika noted that Anchorage will now only support stablecoins that are “compliant with transparency, independence, security, and future regulatory expectations.” The decision comes at a time when competition in the stablecoin market is rapidly increasing. The GENIUS Act, recently passed by the US Senate, aims to set clear rules for stablecoin issuers. White House crypto advisor David Sacks said the bill could become law in July if it passes the House of Representatives. Related News: One of the United States' Most Renowned Financial Experts, Ric Edelman, Reveals His Major Shift in Opinion on Bitcoin and Cryptocurrencies - “Now I Tell My Clients...” Anchorage gave USDC a score of 2 out of 5 in terms of regulatory oversight and reserve management. The report noted that Circle kept about 15% of its reserves in cash in banks, which posed a risk. As will be recalled, USDC briefly fell below $1 with the collapse of Silicon Valley Bank in March 2023. In contrast, S&P Ratings gave USDC a “strong” rating, while crypto-focused Bluechip firm gave USDC a B+ rating. Anchorage’s decision has drawn backlash from key industry figures. AUSD issuer Nick Van Eck accused Anchorage of “spreading misinformation” and concealing its trading interests in the Global Dollar (USDG). USDG is issued by Paxos and backed by a consortium in which Anchorage is a partner. “If this was just a business decision I could understand. However, trying to smear USDC and AUSD with false information is both frivolous and strange,” said Nick Van Eck. Coinbase protocol expert Viktor Bunin called the decision a “poorly prepared smear campaign.” Coinbase, along with Circle, launched USDC in 2018. *This is not investment advice. Continue Reading: One of the Largest Cryptocurrency Banks in the US Has Asked Its Customers to Sell Three Cryptocurrencies, Sparking Controversy
President Donald Trump once again shared supportive remarks about the crypto industry on Friday. When asked during a White House press briefing whether he was willing to pull away to help multiple crypto-related bills pass speedily through Congress, which have encountered roadblocks from Democrats who oppose his personal crypto ventures, Trump indicated that he was interested in crypto even before deciding to run for re-election in 2022. “I got involved before I decided to run,” he said . “I was in Bitcoin then, not knowing if I was going to do it a third time.” The President contended that under his leadership, America has dominated the crypto space, helping to build a “very powerful industry.” According to Trump, if the US had not embraced the crypto sector, China or another global competitor likely would have filled the void. “I became a fan of crypto, and to me, it’s an industry. I view it as an industry, and I am president. And if we did not have it, China would, or somebody else would, but most likely China would love to, and we have dominated that industry.” In recent weeks, Democrats have threatened to cancel support for key crypto market structure laws, arguing that the president’s myriad lucrative crypto ventures are a deal-breaker and an inappropriate conflict of interest. The Senate recently passed the landmark GENIUS Stablecoin bill in a 68-30 vote, without proposed amendments from Democratic lawmakers striving to limit a US president’s crypto ties. California Senator Adam Schiff introduced the Curbing Officials’ Income and Nondisclosure (COIN) Act earlier this week. The bill would prevent the financial exploitation of any digital assets by public officials, including the president and the First Family. The proposed legislation followed Trump’s disclosure of $57 million in earnings tied to World Liberty Financial (WLF), the decentralized finance platform backed by his sons. “I don’t care about… I have my kids, and they invest in different things. They do believe in it,” Trump asserted at the press briefing. “But I’m president, and what I did do there is build an industry that’s very important. And you know, if we didn’t have it, China would.” Bitcoin Takes Pressure Off The Dollar President Trump further suggested that Bitcoin is playing a key role in supporting the United States dollar. In his opinion, the alpha crypto “takes a lot of pressure” off the dollar, which is a boon for the country. “I notice more and more of you pay in Bitcoin,” Trump asserted. “People are saying it takes a lot of pressure off the dollar, and it’s a great thing for our country.” He also noted that Bitcoin was creating jobs for Americans. “It’s become amazing,” Trump opined. “It’s the jobs that it produces.”