Several key pieces of crypto legislation failed to find a path forward through Congress on Tuesday despite enthusiasm from the Republican-declared “Crypto Week.” Crypto Legislation Faces a Major Setback The July 14 procedural vote saw 196 U.S. lawmakers in favor of advancing the pieces of digital asset legislation, with 223 against the move. WOW. Just came out of the @rstormsf trial (no phones allowed) and catching up on the House floor drama. The procedural vote on the crypto bills failed after a group of GOP Freedom Caucus members voted no — mostly, I’m told, over concerns about CBDCs and the bills not being… — Eleanor Terrett (@EleanorTerrett) July 15, 2025 Reports indicate that the vote fell apart after a group of House Freedom Caucus politicians voted no on the grounds that the crypto bills did not sufficiently address problems surrounding central bank digital currencies (CBDCs), along with other concerns. A successful vote would have largely been seen as a landmark moment for pro-crypto proponents as it included key legislation such as the GENIUS Act and CLARITY Act. Unclear How U.S. Lawmakers Will Move Forward After Shock Vote News of the failed procedural vote comes shortly after U.S. President Donald Trump called on Republican lawmakers to pass the digital asset bills in a Tuesday, July 15, Truth Social post. “This is our moment—Digital Assets, GENIUS, Clarity,” Trump wrote. “It is all part of Making America Great Again, BIGGER AND BETTER THAN EVER BEFORE.” “We are leading the World, and will work hard with the Senate and the House to get even more legislation passed,” he added. While Republicans are referring to the week of July 14 as “Crypto Week” on Capitol Hill, Democratic heavyweights have pushed back by also declaring this week as “Anti-Crypto Corruption Week.” In a July 11 notice posted on the House Financial Services Committee’s website, Ranking Member of the House Financial Services C ommittee Maxine Waters (D-CA) and Congressman Stephen Lynch (D-MA) claimed Republicans are trying to pass “dangerous pieces of crypto legislation.” “Aside from lacking urgently needed consumer protections and national security guardrails, these bills would make Congress complicit in Trump’s unprecedented crypto scam—one that has personally enriched himself, his entire family, and the billionaire insiders in his cabinet, all while defrauding investors,” Waters said. With the crypto bills currently stalled, it is still unclear how U.S. lawmakers will proceed. The post Crypto Legislation Stalls During High-Stakes Crypto Week Showdown on Capitol Hill appeared first on Cryptonews .
Financial Times (FT) reports that Brandon Lutnick is in late-stage talks with Blockstream founder Adam Back on a roughly $4 billion deal to acquire bitcoin using a special purpose acquisition company (SPAC). Unnamed Sources Tell FT $4B Bitcoin SPAC Deal in Works Between Lutnick, Adam Back Cantor Equity Partners 1, a SPAC backed by Cantor
Toncoin’s consistent hold around the $3 mark is stirring debate among traders—has the market overlooked its real value? In an environment where volatility is the norm, such stability could signal strength rather than stagnation. This article unpacks the technical and market dynamics behind TON’s current position, exploring whether it’s primed for a breakout or merely biding its time. Toncoin Tests Limits with Steady Climb Toward Key Resistance Levels Source: tradingview Toncoin is showing signs of building momentum. Its price ranges from about $2.78 to $3.10. The nearest price hurdle it faces is at $3.23, while the supporting floor sits at $2.60. If momentum carries it past $3.23, it could aim for the next target at $3.55. Recent movements show a nearly double-digit increase over the past week, a small uptick for the month, but it's still down significantly over six months. The indicators suggest it's not in overbought territory, giving some room to grow. Prudent steps could push Toncoin higher, yet it has to clear these resistance levels for solid growth. Conclusion As Toncoin approaches key resistance levels, the market is watching for signs of a breakout or consolidation. Its recent uptick hints at brewing momentum, but a sustained move past $3.23 will be the real test. If bullish sentiment strengthens and resistance zones are cleared, TON may shift from underappreciated to outperforming—making now a critical moment for investors evaluating its potential. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.
The top US-based crypto exchange by trading volume is helping pump up a popular Solana ( SOL )-based memecoin platform with its latest listing. According to a new announcement from Coinbase, pump.fun ( PUMP ) is the latest altcoin to be added to the exchange’s suite of digital assets. “Pump.fun (PUMP) is now live on Coinbase.com and in the Coinbase iOS and Android apps with the Experimental label. Coinbase customers can log in to buy, sell, convert, send, receive or store these assets.” Pump.fun has gained popularity as a platform that allows users to create and trade original memecoins without the burden of coding. So far, pump.fun claims to have launched over 11 million tokens and generated $700 million in revenue since its launch in 2024. The platform aims to reward early buyers of new coins and allow the memecoins to “graduate” to decentralized exchange (DEX) trading after certain milestones are surpassed. Just last week, pump.fun completed one of the fastest-selling initial coin offerings (ICOs) to date. “The PUMP public sale has now ended. We are delighted to reveal that the PUMP public sale was able to sell out in only 12 minutes. We would like to thank our entire community for participating! The PUMP tokens will now enter the distribution phase.” All the tokens that were sold through the Pump.fun website and participating crypto exchanges will be transferred 48 to 72 hours after the sale. The tokens will become tradable and transferable once the protocol announces that the process is completed. In an earlier statement, Pump.fun said that 33% of PUMP’s maximum supply of 1 trillion will be sold in the ICO, 24% is reserved for community and ecosystem initiatives, 20% is allocated for the team, 13% for the existing investors, 2.4% for the ecosystem fund, 2% for the foundation, 3% for livestreaming and 2.6% for liquidity and exchanges. Following the announcement of the Coinbase listing, pump.fun is worth $0.00568 at time of writing, up 4.5% in the last 24 hours. Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: DALLE3 The post Solana (SOL)-Based Memecoin Platform Pump.fun (PUMP) Gets Bump From New Coinbase Listing appeared first on The Daily Hodl .
Sharing his latest outlook, CRYPTOWZRD revealed that Chainlink closed indecisively, suggesting the market is still weighing its next move. According to the expert, a healthy bullish breakout above the $16 resistance is needed to trigger a rally. He added that he will continue to follow the intraday chart development tomorrow to spot the next scalp opportunity. LINKBTC Needs A Bullish Push To Unlock Momentum In the post, CRYPTOWZRD highlighted that the daily candles for both Chainlink and LINKBTC closed indecisively today, suggesting a temporary pause in momentum. While no strong push was recorded, the market remains on edge, awaiting a clear move, particularly from LINKBTC to confirm the next direction. Related Reading: Chainlink Holders Set Record As 1-Yr MVRV Signals ‘Opportunity’ He emphasized the importance of seeing more positive price action from LINKBTC. A bullish rally in the BTC pair could lay the foundation for a strong upside move in LINK itself. As the correlation between LINK and LINKBTC remains key, traders should keep a close eye on that pairing for early signals. Looking ahead, CRYPTOWZRD expects Chainlink to challenge the $16 daily resistance level. This price zone has become a critical threshold that, if breached, could trigger a more powerful impulsive move. A weakening Bitcoin dominance will also play a role in the scenario, potentially freeing up capital to rotate into altcoins like LINK. Should LINK break above the $16 resistance convincingly, CRYPTOWZRD anticipates a continued rally that may extend toward the $30 resistance area or even higher. The path toward this ambitious target would require sustained bullish sentiment and a supportive broader market environment. The analyst noted that his focus tomorrow will remain on tracking the lower time frame chart formation. This will allow him to identify potential scalp opportunities in real time, capitalizing on intraday volatility as the market defines its next major move. Waiting For Clear Market Sentiment Toward Chainlink In conclusion, the analyst highlighted that today’s intraday chart displayed a fair amount of volatility, signaling uncertainty in the short-term direction. Despite the turbulence, key levels continue to shape the outlook for Chainlink. Related Reading: Chainlink Bullish Signal Stands Firm, But Bitcoin Is Calling The Shots He emphasized that maintaining strength above the $15.85 intraday resistance target would be a positive development. It is likely to pave the way for the next leg up, with the $16.84 resistance target acting as the next area of interest for bulls. However, if price action slips further, the market may head toward the $14.40 support target. Given the current conditions, the analyst stressed the importance of waiting for market sentiment to mature before committing to new trades. Featured image from Freepik, chart from Tradingview.com
This summer, cryptocurrency investors are keeping a close watch on Ruvi AI (RUVI) , a rising blockchain project touted for its innovative approach and impressive early milestones. Backed by real-world applications, audited security, and increasing market demand, Ruvi AI is shaping up to be a smart choice for investors seeking substantial returns. Analysts even predict its valuation could rise over 104x , making it a must-watch in the current crypto landscape. Here’s why Ruvi AI is earning such high praise and why it could be your best investment this season. Unmatched Transparency and Reliability Ruvi AI sets itself apart through its focus on security and transparency , two qualities often undervalued but critical in the crypto world. The project underwent a third-party audit by CyberScope , a leading blockchain security firm. This detailed review confirmed the integrity of Ruvi AI’s smart contracts , eliminating vulnerabilities and ensuring scalability. Additionally, Ruvi AI has partnered with WEEX Exchange , a globally trusted trading platform that guarantees post-presale liquidity . This partnership ensures that once the presale concludes, investors can seamlessly trade their tokens, providing peace of mind and flexibility to Ruvi AI’s growing community of holders. These steps demonstrate Ruvi AI’s commitment to offering both security and transparency, solidifying its position as a reliable investment in an often volatile market. Presale Success and Growing Momentum Ruvi AI’s strong presale performance reflects its potential to capture significant market share. Key achievements so far include: Over $2.3 million raised , proving substantial support from the investor community. More than 185 million tokens sold , highlighting strong demand. A committed base of 2,200 holders , providing long-term support for the project. Currently in Phase 2 of its presale , Ruvi AI tokens are priced at $0.015 each , offering exceptional affordability for early investors. The presale price is slated to rise to $0.07 per token , guaranteeing an almost 5x return before public trading even begins. Furthermore, analysts are projecting a $1 valuation post-listing , equating to an incredible 66x ROI for those who secure their positions during the presale stage. With such forecasts, Ruvi AI is well-positioned to outperform competitors and deliver exponential gains. Real-World Applications for Sustainable Growth Ruvi AI goes beyond being a speculative asset by delivering practical solutions that address challenges in marketing , entertainment , and finance . This utility-focused approach ensures long-term demand for its ecosystem. Smarter Marketing Solutions Ruvi AI empowers businesses with AI-driven tools designed to optimize advertising campaigns. By refining audience targeting and reducing ad spend inefficiencies, companies leveraging Ruvi AI’s technology can achieve greater ROI and sustainable growth in competitive markets. Supporting Digital Creators Content creators face significant hurdles, including inconsistent payment systems and limited audience insights. Ruvi AI addresses these issues with blockchain-secured payment solutions , ensuring instant, transparent payouts . Creators can also use Ruvi AI’s AI analytics to better understand their audiences and maximize revenue streams. Innovating Finance Traditional financial systems often suffer from high fees, long transaction times, and fraud risks. Ruvi AI solves these problems with low-cost cross-border payment options and fraud-resistant platforms , paving the way for more efficient, secure global transactions. By creating practical, scalable applications, Ruvi AI establishes itself as a project with sustained relevance and growth potential . Profitable VIP Investment Tiers One of Ruvi AI’s most appealing features is its VIP investment tier system , which offers significant bonuses and enhanced profit potential for early participants. Here’s how the tiers are structured: VIP Tier 2 ($750 investment, 40% bonus): Total tokens received: 70,000 (50,000 base + 20,000 bonus). Value at $0.07 per token: $4,900. Value at $1 per token: $70,000. VIP Tier 3 ($2,100 investment, 60% bonus): Total tokens received: 224,000 (140,000 base + 84,000 bonus). Value at $0.07 per token: $15,680. Value at $1 per token: $224,000. VIP Tier 5 ($9,600 investment, 100% bonus): Total tokens received: 1,280,000 (double the allocation). Value at $0.07 per token: $89,600. Value at $1 per token: $1,280,000. These investment tiers provide a structured pathway for maximizing returns, appealing to a broad spectrum of investors, from small-scale participants to those with higher capital. Why Ruvi AI Could Be the Star of Your Portfolio With its focus on audited security , real-world utility , and a proven growth strategy , Ruvi AI is uniquely positioned to deliver significant returns. Its presale has already demonstrated impressive momentum, with $2.3 million raised , 185 million tokens sold , and a visionary roadmap designed for scalability and innovation. For investors seeking high-growth opportunities with minimized risks, Ruvi AI represents a standout choice this summer. Offering a 104x ROI projection and robust incentives for early participants, Ruvi AI is more than just a coin, it’s a game-changing investment opportunity . Don’t miss your chance to join Ruvi AI’s presale and secure your position in one of 2025’s most promising crypto projects! Learn More Buy RUVI: https://presale.ruvi.io Website: https://ruvi.io Whitepaper: https://docs.ruvi.io Telegram: https://t.me/ruviofficial Try RUVI AI: https://web.ruvi.io/register Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Experts Say Ruvi AI (RUVI) Can Be Your Best Bet This Summer, Its Audited Token Is Predicted To Rise Over 104x appeared first on Times Tabloid .
Abacus Market’s rise, dominance, and sudden disappearance in a post-Archetyp world has been quite the ride.
BitcoinWorld USDT0’s Breakthrough: Revolutionizing Bitcoin L2 Through Rootstock Integration In the rapidly evolving world of decentralized finance, one constant challenge has been bridging the gap between disparate blockchain ecosystems. Stablecoins, the digital assets pegged to fiat currencies, play a crucial role in providing stability and liquidity across these networks. Now, a significant development is set to transform the landscape of Bitcoin-centric finance: the cross-chain version of the USDT stablecoin, known as USDT0 , has officially integrated with Bitcoin L2 Rootstock. This isn’t just another technical update; it’s a pivotal moment that promises to unlock unprecedented utility and interoperability within the burgeoning BTCFi ecosystem. What Does This USDT0 Integration Mean for Bitcoin DeFi? The integration of USDT0 with Rootstock is a game-changer for several reasons. Previously, stablecoin usage on the Bitcoin network was limited, primarily due to Bitcoin’s native design, which prioritizes security and decentralization over smart contract functionality. Layer-2 solutions like Rootstock address this by adding a smart contract layer on top of Bitcoin, allowing for more complex applications, including DeFi protocols. By bringing USDT0 onto Rootstock, users gain a robust, liquid, and widely accepted stablecoin directly connected to the security of the Bitcoin blockchain. This move significantly enhances the capabilities of the BTCFi space, which aims to bring DeFi applications and services directly to Bitcoin holders. Imagine being able to lend, borrow, or provide liquidity using a stablecoin that is anchored to Bitcoin’s security. This integration makes that vision a reality, paving the way for a more vibrant and versatile financial ecosystem built around the world’s largest cryptocurrency. Understanding Rootstock: Bitcoin’s Smart Contract Powerhouse To fully appreciate the impact of this Stablecoin Integration , it’s essential to understand what Rootstock brings to the table. Rootstock (RSK) is a smart contract platform that is secured by the Bitcoin network through a process called merged mining. This means that Bitcoin miners can simultaneously mine Rootstock blocks without expending additional hash power, effectively extending Bitcoin’s security to Rootstock’s smart contracts. Here’s why Rootstock is crucial for Bitcoin’s DeFi ambitions: Bitcoin Security: Rootstock inherits the unparalleled security of the Bitcoin blockchain, making it a highly secure environment for DeFi applications. EVM Compatibility: Rootstock is Ethereum Virtual Machine (EVM) compatible, meaning developers can easily port existing Ethereum dApps and smart contracts to Rootstock with minimal changes. This dramatically lowers the barrier to entry for developers looking to build on Bitcoin. Scalability: As a Bitcoin L2 , Rootstock offers significantly higher transaction throughput compared to Bitcoin’s mainnet, making it suitable for DeFi operations that require faster and cheaper transactions. Decentralization: Rootstock maintains a high degree of decentralization, aligning with the core principles of Bitcoin and open finance. The ability of Rootstock to leverage Bitcoin’s robust security while providing a flexible smart contract environment makes it an ideal home for a major stablecoin like USDT0. Expanding Reach: USDT0’s Cross-Chain Dominance and What it Means for Stablecoin Integration USDT0 isn’t just any stablecoin; it’s a cross-chain iteration of Tether’s USDT, designed for seamless movement across multiple blockchain networks. Before this latest development, USDT0 had already established a significant presence across: Ethereum: The leading smart contract platform, home to a vast DeFi ecosystem. Arbitrum: A popular Ethereum Layer-2 scaling solution, known for its efficiency. Optimism (OP Superchain): Another prominent Ethereum Layer-2, part of the growing OP Superchain network. Unichain: A lesser-known but active blockchain, demonstrating USDT0’s commitment to broad interoperability. This extensive multi-chain presence underscores USDT0’s commitment to liquidity and accessibility. The addition of Rootstock to this list is not merely an expansion; it’s a strategic move that brings the liquidity and widespread acceptance of USDT directly into the Bitcoin ecosystem. This Stablecoin Integration on a Bitcoin L2 opens up new avenues for capital efficiency and removes significant friction for users who want to utilize stable assets within BTCFi. The Rise of BTCFi: How Stablecoins Supercharge Bitcoin’s DeFi Future For years, Bitcoin has been seen primarily as a store of value. While its unparalleled security and decentralization are undeniable, its limited programmability has kept it somewhat separate from the explosion of DeFi innovation seen on platforms like Ethereum. However, with the advent of sophisticated Bitcoin L2 solutions like Rootstock, the narrative is rapidly changing. The concept of BTCFi is gaining serious momentum, aiming to unlock Bitcoin’s dormant capital for DeFi applications. The integration of a major stablecoin like USDT0 is a crucial catalyst for BTCFi’s growth. Here’s why: Enhanced Liquidity: Stablecoins provide a stable base for trading pairs, lending pools, and other financial instruments, attracting more capital into the BTCFi ecosystem. Reduced Volatility: Users can participate in DeFi activities without constant exposure to Bitcoin’s price volatility, making it more appealing for traditional finance participants and risk-averse users. New Use Cases: With stablecoins, Rootstock can host a wider array of financial services, including: Decentralized Exchanges (DEXs) with stablecoin trading pairs. Lending and borrowing protocols using stablecoins as collateral or borrowed assets. Yield farming opportunities for stablecoin holders. Payment solutions leveraging the speed and low cost of Rootstock transactions. Broader Adoption: The familiarity and utility of USDT0 can attract a wider user base, including those who are new to DeFi or prefer stable assets. This development solidifies Rootstock’s position as a key player in the Bitcoin L2 landscape and a vital bridge for stablecoin liquidity into BTCFi. Challenges and Opportunities in the Evolving Bitcoin L2 Landscape While the USDT0 integration with Rootstock is a monumental step forward for BTCFi , it’s important to acknowledge the broader challenges and opportunities within the Bitcoin Layer-2 space. The ecosystem is still nascent compared to Ethereum’s DeFi landscape, and competition among various L2 solutions is growing. Challenges include: User Adoption: Educating users about the benefits and mechanics of Bitcoin L2s and encouraging them to migrate assets. Developer Ecosystem: Attracting more developers to build innovative applications on Rootstock and other Bitcoin L2s. Interoperability with Other Bitcoin L2s: Ensuring seamless asset transfer and communication between different Bitcoin scaling solutions as they emerge. Regulatory Clarity: Navigating the evolving global regulatory landscape for stablecoins and DeFi. However, the opportunities far outweigh the challenges. The sheer size and security of the Bitcoin network represent an enormous untapped potential for DeFi. With strategic Stablecoin Integration like USDT0 on Rootstock, the path is clear for Bitcoin to become a powerhouse not just as a store of value, but as a foundation for a robust, decentralized financial system. What’s Next for USDT0 and BTCFi? Actionable Insights This integration marks a new chapter for both USDT0 and the broader BTCFi movement. For users, it means new avenues for utilizing their stablecoin holdings directly within the Bitcoin ecosystem, without needing to bridge to other non-Bitcoin-secured chains. For developers, it signals a growing demand for DeFi applications on Bitcoin L2 solutions, particularly those that can leverage stablecoin liquidity. Here are some actionable insights: For Stablecoin Holders: Explore DeFi protocols on Rootstock that now accept USDT0. Look for opportunities in lending, borrowing, or providing liquidity to earn yield. For Bitcoin Enthusiasts: This is an excellent time to delve deeper into the capabilities of Rootstock and other Bitcoin L2s. Understand how these technologies are expanding Bitcoin’s utility beyond just being digital gold. For Developers: Consider building dApps on Rootstock. The EVM compatibility combined with the new stablecoin liquidity makes it an attractive environment for innovation in the BTCFi space. For Ecosystem Participants: Keep an eye on further Stablecoin Integration announcements and infrastructure developments within the Bitcoin Layer-2 ecosystem. The landscape is evolving rapidly. The synergy between a leading stablecoin and a secure, EVM-compatible Bitcoin Layer-2 creates a powerful foundation for the future of decentralized finance on Bitcoin. Conclusion: A New Era for Bitcoin and Stablecoins The integration of USDT0 with Rootstock is far more than a technical update; it’s a strategic alignment that fundamentally enhances the utility of Bitcoin. By bringing a widely used stablecoin directly onto a secure Bitcoin L2 , this development significantly bolsters the nascent BTCFi ecosystem. It promises greater liquidity, expanded use cases, and improved interoperability, paving the way for Bitcoin to become a more active and versatile player in the global DeFi landscape. This Stablecoin Integration is a clear signal that the future of finance is increasingly cross-chain, and Bitcoin is ready to claim its rightful place at the heart of this revolution. The journey has just begun, and the potential is immense. To learn more about the latest crypto market trends and significant integrations, explore our article on key developments shaping Bitcoin’s institutional adoption and future price action. This post USDT0’s Breakthrough: Revolutionizing Bitcoin L2 Through Rootstock Integration first appeared on BitcoinWorld and is written by Editorial Team
Elon Musk’s space company, SpaceX, is expected to soon hold a valuation of $400B, 14% more than in December. The Musk-led rocket and satellite maker appears to be looking to cash in on investor confidence as part of its insider share sale. Elon Musk’s private aerospace juggernaut is expected to embark on an insider share sale that would value the company at roughly $400B, according to sources cited by Bloomberg . The jump to the $400B valuation is remarkable because SpaceX was pegged at $350B in its most recent share sale in December, and $210B just six months before that. The $400B valuation would also solidify the company’s status as the world’s most valuable private startup. SpaceX insider shares sale valued at $400B In the current deal, insiders can sell at $212 per share, up from the $185 price set in December. The offering is focused on employees and related insiders and involves approximately $1B worth of shares being put on the table. At this proposed valuation, SpaceX would rank among the most valuable companies in the S&P 500, ranking above giants such as Bank of America, Procter & Gamble, and many of its public aerospace competitors. The mechanics of SpaceX’s insider sales have drawn some scrutiny from well-connected private equity players, including Antonio Gracias and others. They have used special-purpose vehicles (SPVs) to channel investor interest, which also raised issues about preferential access and limited visibility, given the company’s private status. Investor confidence in Musk’s satellite maker is high Analysts stated that factors like Starlink’s explosive growth, SpaceX’s powerful market position, and robust financial backing are driving investor confidence in the company. The company also has a loyal base of early investors. A handful of Musk associates have previously orchestrated private share sales, including a billion-dollar deal involving both SpaceX and his AI company xAI . The satellite internet division has amassed over six million subscribers, and its 2024 revenues neared $2.7B that is now a major contributor to SpaceX’s projected $16B in its 2025 revenue. SpaceX now handles over half of global satellite launches and leads in government and national‑security contracts, including its Starshield division. The company holds more than $3B in cash, sparing it the need for dilutive capital raises. The $400B valuation doesn’t come without its challenges. The Starship rocket program, which is central to Musk’s ambitions for Mars colonization, has faced a series of setbacks, such as the major explosion at the Texas test site just last month. If Starship doesn’t become fully operational, SpaceX may struggle to shift entirely onto what it’s reusable, cost-cutting launch system. Cryptopolitan Academy: Coming Soon - A New Way to Earn Passive Income with DeFi in 2025. Learn More
While Binance Coin (BNB) climbs above $700 on the back of its latest network upgrade, smart money is beginning to look elsewhere—not for modest 2x gains, but for fresh tokens with 15x potential. One name turning heads across the DeFi space is Mutuum Finance (MUTM) , currently trading at just $0.03 in its presale’s fifth phase. This Layer-2 lending protocol is being built to blend real yield generation, automated risk controls, and a decentralized stablecoin system—all with just 27% of Phase 5 tokens left before a price hike to $0.035. With over $12.2 million raised and a fast-growing base of 13,200+ holders, Mutuum Finance (MUTM) is rapidly gaining traction as the protocol with the most balanced utility and upside. While Binance Coin (BNB) consolidates its place in large-cap territory, MUTM is still early, offering multiple streams of ecosystem-driven yield and a launch price set at $0.06—double the current presale rate. Investors entering now are stepping in with a built-in 100% advantage before listing, with projections placing long-term growth closer to 15x as adoption scales. Binance Coin (BNB) Important Upgrade Binance Coin (BNB) surged past $700, gaining 2.5% weekly to reach $688.86 by July 12, 2025, driven by the Maxwell upgrade, which cut block times by 47% and boosted DEX volume to $5.8B, outpacing Solana. Institutional adoption, including NanoLabs’ $1B Binance Coin (BNB) acquisition plan and Binance Coin (BNB) Treasury’s U.S. stock exchange listing, fueled momentum. The Zero-Fee Carnival, extended to July 31, eliminated USDT/USD1 gas fees, enhancing user engagement. Technicals, with a rising 50-day moving average, support a bullish trend toward $720. Binance Coin (BNB)’s rally strengthens exchange tokens, potentially lifting CRO and OKB in crypto markets. In stocks, fintech firms may gain, but U.S.-BRICS trade tensions could spark volatility. In forex, a stronger dollar may cap Binance Coin (BNB)’s gains, yet its deflationary burn and ecosystem growth could drive sustained demand, positioning Binance Coin (BNB) as a top-tier asset. Layer-2 DeFi Lending with Multi-Directional Yield What will set Mutuum Finance (MUTM) apart will be its two-pronged lending approach, optimized by Layer-2 scalability. The protocol will support peer-to-contract (P2C) lending for users seeking automated passive income, and peer-to-peer (P2P) lending for those who want direct control over terms and rates. This dual model will give both conservative and aggressive lenders a place in the ecosystem. P2C participants will be able to deploy major assets like DAI, USDC, BUSD, ETH, ADA, or SOL into high-yield pools with dynamic interest rates based on utilization. Each deposit will mint mtTokens—ERC-20 tokens that will reflect the user’s position and will accrue value automatically. These mtTokens will also be eligible for staking in Mutuum’s smart contracts, unlocking an additional revenue stream from protocol earnings. Consider a forward-looking scenario: a user who shifted $7,500 worth of Bitcoin (BTC) into MUTM during Phase 2 is now holding over $15,000 at Phase 5 pricing. With six more presale phases already planned before the public launch, that same allocation is expected to grow up to 15x in value by mid-2026 post launch. On the P2P side, the protocol will introduce a unique utility for meme coins like DOGE, SHIB, or PEPE. Lenders will be able to manually set terms and match with borrowers who use stable, blue-chip collateral like USDC or DAI. This model will open the door to broader participation while maintaining a secure, overcollateralized structure enforced by smart contracts. Stablecoin-Powered Treasury Growth and Staker Rewards Another standout feature driving attention toward Mutuum Finance (MUTM) is its decentralized stablecoin system, designed to always maintain a $1 value and only be minted when users borrow against overcollateralized assets such as ETH. The stablecoin is burned upon loan repayment or liquidation, preventing supply inflation and preserving system integrity. Unlike typical algorithmic models, Mutuum’s stablecoin relies on governance-controlled interest rates rather than fluctuating supply-demand mechanics. These rates are adjusted to keep the stablecoin pegged to $1 — lowering borrowing costs when the price is above $1 and raising them when it drops below. Arbitrage incentives also help stabilize the peg. Minting is limited to approved issuers, each with a capped allowance to manage risk exposure. This design benefits long-term ecosystem participants. Users who stake mtTokens like mtBTC, mtUSDT, or mtETH into Mutuum’s safety module will receive dividend rewards in MUTM tokens, funded through protocol revenue and strategic buybacks. This structure links borrower activity, treasury growth, and investor returns in a self-sustaining cycle. The roadmap is structured to deliver key milestones such as beta launch, Layer-2 deployment, and multi-chain expansion. With a CertiK Token Scan score of 95.00, a Skynet score of 77.5, and a $50,000 bug bounty live with CertiK, technical credibility is well aligned. The project has also launched a $100,000 community giveaway and now boasts 12,000+ followers on X (Twitter)—momentum that signals rising mainstream attention. With only 27% of Phase 5 tokens remaining, investors are looking at the final opportunity to enter below $0.035. Once this milestone is crossed, the token heads toward its $0.06 listing—locking in an instant 100% return for Phase 5 buyers. This is the moment before the breakout. While Binance Coin (BNB) captures headlines, Mutuum Finance (MUTM) is setting up to capture returns. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance