Stocks could endure a manageable hiccup in the third quarter of the year, according to Mike Wilson, Morgan Stanley’s chief US equity strategist. Wilson tells Bloomberg Television in a new interview that Q3 could witness the moderate impact of tariffs. “We’ve been saying, the third quarter is probably the quarter of risk, where you’ll see some of this flow through to the cost of goods sold. I don’t think this is a massive correction. It’s a 5-7% correction. For some companies, it could be bigger, but this is the quarter of risk where the tariffs will start to hit, but the markets are already thinking about this as a temporary impact. And ’26 now, on an earnings growth standpoint, is looking better.” Wilson says he’s hoping the market pulls back for buy opportunities in an otherwise-promising market. “This is what the beginning of a new bull market looks like, right? It’s just explosive. It doesn’t let people in. The rate of change is accelerating beyond what you expected. I think the pullback’s going to be short and shallow, maybe there will be another surprise, another test of some kind, that will cause something more severe. But I really can’t see more than a 5 or 10% correction given what I see now in the landscape.” Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: Midjourney The post Stocks Primed To Dip in Q3, Says Morgan Stanley’s Chief US Equity Strategist – Here’s How Far They Could Drop in the ‘Quarter of Risk’ appeared first on The Daily Hodl .
Meme coins are once again creating noise, and LILPEPE has placed itself in the middle of that conversation. The project has raised $5.5 million so far, with Stage 5 now live at a price of $0.0014, attracting both early backers and meme-driven crypto participants. Its EVM Layer 2 build and popular meme appeal are drawing attention, yet in today’s competitive environment, many users are focusing on projects that show lasting influence beyond temporary trends. Yet, BlockDAG (BDAG) is emerging with a different playbook. While meme coins ride on viral cycles, BlockDAG has pulled in over $342 million in presale funds and secured partnerships with two Seattle-based professional sports teams. This puts it in a completely different conversation, one rooted in real engagement and long-term visibility. LILPEPE Leverages Meme Culture and EVM Tech LILPEPE has made an impression in the meme coin race, boasting $5.5 million raised and offering its token at $0.0014 during Stage 5 of the presale. That price is catching attention among early backers hoping to ride a potential surge. Built on Ethereum’s Layer 2 (EVM), the project enjoys benefits like faster transactions and broader compatibility. Its name, linked to the broader meme ecosystem, provides added social traction and makes it appealing to those who follow trends in digital culture. But its current appeal lies heavily in its meme strength rather than its actual infrastructure. While the presale has brought in capital, the lack of solid partnerships or an actionable roadmap raises doubts about its future prospects. It remains to be seen whether it can shift from hype-driven gains to something more structured. The buzz is real, but with so many projects fighting for visibility, LILPEPE’s ability to maintain relevance without tangible developments could be limited. BlockDAG’s Sports Partnerships Push It to the Front & $342M in Presale Adds Weight While LILPEPE is making waves in crypto chatter, BlockDAG is stepping into live arenas. Recent deals with the Seattle Orcas (Major League Cricket) and Seattle Seawolves (Major League Rugby) show its intent to break out of the digital-only bubble and build presence where people gather. These aren’t just publicity moves; they strengthen trust and place BlockDAG in front of mainstream viewers, giving the project a unique visibility edge. Such exposure is hard to replicate, especially for newer crypto ventures trying to move beyond charts and price watches. BlockDAG’s numbers speak volumes. With over $342 million collected during its crypto presale and 24 billion coins sold, it’s clear that BlockDAG isn’t relying on promises. It’s already showing results. This isn’t just a strategy; it’s momentum backed by delivery. While others focus on temporary hype, BlockDAG is locking in real-world exposure and expanding its user base daily. This dual presence, both online and in physical sports spaces, creates a compelling growth pattern. Few in the space have managed to merge cultural relevance with numerical success as effectively. The fact that the presale community remains highly active adds another layer of credibility. It’s not just about large sums raised; it’s the sustained attention and engagement that gives BlockDAG an edge. In a field crowded with noise, this is the kind of signal that cuts through. Temporary Hype vs. Expanding Traction LILPEPE is gaining attention, and rightly so, but the question remains: can it hold it? Without partnerships, ecosystem tools, or user expansion strategies, the current buzz could slow once the presale excitement fades. BlockDAG’s approach is more structured. With global sports associations, over $342 million secured in funding, and an enthusiastic community, the project has built a strong base. It’s operating on different levels, drawing interest from those inside crypto and those new to it alike. LILPEPE sticks with cultural flair and humor, but BlockDAG focuses on execution. Every milestone is grounded in real alliances, giving its rollout more weight. It’s not about short-term fame, it’s about building something that continues to draw attention over time. Each has visibility now, but only one appears to be setting up for long-term relevance. Final Take! LILPEPE’s meme-driven rise has captured those who follow hype cycles, and its $5.5 million presale is proof of strong initial interest. Yet, the lack of broader development plans or partnerships could limit its staying power. Without those core elements, the project may find it difficult to hold ground once trend followers move on. However, BlockDAG offers a look at what a strong early-phase buildout can look like. With $342 million raised, 24 billion coins sold, and two high-profile sports collaborations, it has already given early buyers a 2,660% boost in their funds since batch 1. Now in batch 29, priced at $0.0016 until August 11th, the presale continues to gain traction. Unlike projects that rely only on attention, BlockDAG is building a presence that grows by the day. While both have the spotlight, only one is tying attention to progress, and that’s BlockDAG. Website: https://blockdag.network Presale: https://purchase.blockdag.network Telegram: https://t.me/blockDAGnetworkOfficial Discord: https://discord.gg/Q7BxghMVyu The post Little Pepe’s Presale Hits $5.5M, While BlockDAG’s $342M Presale Boom and Major Sports Partnerships Draw Market Attention! appeared first on TheCoinrise.com .
BitcoinWorld Mistral AI: Unleashing European Innovation as a Formidable OpenAI Competitor In the rapidly evolving world of artificial intelligence, where innovation often dictates market shifts, Mistral AI has emerged as a significant player, capturing attention far beyond its French origins. For those in the cryptocurrency and blockchain space, the rise of powerful, independent AI entities like Mistral AI signals potential shifts in infrastructure, decentralized applications, and even the future of automated trading and data analysis. This Parisian powerhouse is not just another startup; it’s being hailed as a formidable OpenAI competitor , challenging the established giants and promising a new era of AI development. What is Mistral AI? A European Powerhouse Founded in 2023, Mistral AI quickly positioned itself as one of France’s most promising tech startups, aiming to “put frontier AI in the hands of everyone.” While not a direct critique of OpenAI, this mission underscores Mistral AI’s commitment to openness in AI development. The company’s chat assistant, Le Chat, serves as a direct alternative to ChatGPT and has seen remarkable success, especially in its home country. Following its mobile release, Le Chat garnered 1 million downloads in just two weeks, even topping France’s iOS App Store for free downloads. French President Emmanuel Macron himself publicly encouraged its adoption, highlighting its significance for European tech sovereignty. In July 2025, Le Chat received substantial updates, enhancing its capabilities to rival full-stack AI chatbots. These improvements include a new “deep research” mode, native multilingual reasoning, and advanced image editing. Additionally, the introduction of “Projects” allows users to organize chats, documents, and ideas into focused workspaces, streamlining workflow and enhancing user experience. Exploring Mistral AI’s Diverse AI Models Mistral AI’s ambition is clearly reflected in its expansive suite of AI models , designed for various applications and user needs. From foundational language models to specialized coding assistants, Mistral AI’s offerings showcase a commitment to versatility and performance. The company has rapidly iterated and expanded its model lineup since its inception, demonstrating agile development and a keen understanding of market demands. Model Name Description & Key Features Release Date / Status Le Chat AI assistant, alternative to ChatGPT, available on iOS/Android, deep research mode, multilingual reasoning, image editing, Projects feature. Mobile release Feb 2025, updated July 2025 Mistral Large 2 Primary large language model, successor to Mistral Large. Replaced Mistral Large Pixtral Large New addition to the Pixtral family of multimodal models. Unveiled 2024 Magistral First family of reasoning models. Launched June 2025 Mistral Medium 3 Efficiency without compromising performance, best for coding and STEM tasks. Released May 2025 Voxtral First open-source AI audio model. Released July 2025 Devstral AI model designed for coding, Apache 2.0 license (commercial use allowed), powers Mistral Code. Introduced July 2025 (Devstral Medium/Small upgrade) Codestral Earlier generative AI model for code (commercial use banned). Earlier release Les Ministraux Family of models optimized for edge devices (e.g., phones). Ongoing development Mistral Saba Focused on Arabic language. Ongoing development Mistral OCR Optical Character Recognition (OCR) API to convert PDFs to text. March 2025 Mistral Agents API Empowers enterprises to use AI in practical, impactful ways. May 2025 Mistral Code Vibe coding client, competes with incumbents like Windsurf, Cursor, GitHub Copilot. June 2025 Who are the Visionaries Behind Mistral AI? The strength of Mistral AI lies significantly in its founding team. The three co-founders share a robust background in AI research, having honed their skills at major U.S. tech companies with significant European operations. CEO Arthur Mensch previously worked at Google’s DeepMind, while CTO Timothée Lacroix and Chief Scientist Officer Guillaume Lample are former Meta staffers. This collective experience from leading AI labs provides Mistral AI with deep expertise and a competitive edge in developing advanced AI systems. Additionally, co-founding advisers include notable figures such as Jean-Charles Samuelian-Werve and Charles Gorintin from health insurance startup Alan, as well as former digital minister Cédric O, whose involvement has sparked ongoing discussions due to his prior governmental role. Is Mistral AI Truly Open Source? Embracing Generative AI’s Potential A core tenet of Mistral AI’s philosophy revolves around openness, particularly concerning its generative AI models. However, the company operates with a nuanced approach to open source. Not all of its premier models are fully open, meaning their weights are not available for commercial purposes. Yet, Mistral AI differentiates itself by providing weight access for its free models under the Apache 2.0 license, allowing for broad commercial use without restriction. A notable example is Mistral NeMo, a research model developed in collaboration with Nvidia, which the startup open-sourced in July 2024. This hybrid strategy allows Mistral AI to balance the need for proprietary development of its cutting-edge models with a commitment to contributing to the broader open-source AI community. How Does Mistral AI Generate Revenue? While many of Mistral AI’s initial offerings and certain models are free or have free tiers, the company has a clear monetization strategy. Its primary consumer-facing product, Le Chat, introduced a Pro plan in February 2025, priced at $14.99 a month, targeting power users and professionals. On the business-to-business (B2B) front, Mistral AI monetizes its premier models through APIs with usage-based pricing, offering flexibility for enterprises. Companies can also license these advanced models for internal deployment. Furthermore, a significant portion of Mistral AI’s revenue is likely derived from its strategic partnerships, many of which were highlighted during the Paris AI Summit. Despite its rapid growth and high valuation, Mistral AI’s revenue is reportedly still in the eight-digit range, indicating a focus on scaling and market penetration before maximizing profit. Fueling AI Innovation: Mistral AI’s Strategic Partnerships Mistral AI’s rapid ascent and impressive valuation are underpinned by a series of strategic partnerships that have significantly boosted its reach and capabilities, driving widespread AI innovation . These collaborations extend across various sectors, demonstrating the company’s versatility and ambition: Microsoft: In 2024, Mistral AI secured a deal with Microsoft, including a strategic partnership for distributing its AI models through Microsoft’s Azure platform and a €15 million investment. This alliance, while small enough to avoid a UK Competition and Markets Authority investigation, sparked debate within the EU regarding market concentration. Agence France-Presse (AFP): In January 2025, Mistral AI signed a deal with AFP, allowing Le Chat to query the news agency’s entire text archive dating back to 1983. This partnership enhances Le Chat’s knowledge base and demonstrates AI’s potential in media. Government & Industry: Mistral AI has forged strategic partnerships with France’s army and job agency, the government of Luxembourg, shipping giant CMA, German defense tech startup Helsing, IBM, Orange, and Stellantis. These collaborations highlight Mistral AI’s impact across diverse sectors, from national security to logistics and automotive. AI Campus & Mistral Compute: In May 2025, Mistral AI announced its participation in creating an AI Campus in the Paris region, a joint venture with UAE-investment firm MGX, NVIDIA, and France’s state-owned investment bank Bpifrance. Furthermore, in June 2025, it was announced that Mistral would launch Mistral Compute in 2026, a European platform dedicated to AI and powered by Nvidia processors. This initiative was lauded as “historic” by President Macron, underscoring its importance for European technological independence. AI for Citizens: In July 2025, the company unveiled “AI for Citizens,” a collaborative initiative aimed at helping states and public institutions strategically harness AI to transform public services, catalyze innovation, and ensure competitiveness for their populations. The Funding Journey of Mistral AI Mistral AI’s funding journey has been nothing short of meteoric, reflecting strong investor confidence in its potential to become a leading OpenAI competitor . As of February 2025, the company had raised approximately €1 billion (around $1.04 billion) in capital, including both equity and debt financing. This impressive sum was accumulated through several rapidly successive rounds: Seed Round (June 2023): Before even releasing its first models, Mistral AI secured a record-breaking $112 million seed round led by Lightspeed Venture Partners. This round, Europe’s largest ever seed investment, valued the one-month-old startup at $260 million. Notable investors included Bpifrance, Eric Schmidt, Exor Ventures, and Xavier Niel, among others. Series A (December 2023): Just six months later, Mistral AI closed a Series A round of €385 million (approximately $415 million), valuing the company at a reported $2 billion. This round was led by Andreessen Horowitz (a16z), with participation from existing investors like Lightspeed, and new backers including BNP Paribas and Salesforce. Series A Extension / Microsoft Investment (February 2024): Microsoft’s $16.3 million convertible investment, part of their strategic partnership, was presented as an extension of the Series A, implying an unchanged valuation at that point. Series B (June 2024): Mistral AI then raised a substantial €600 million (around $640 million) in a mix of equity and debt. This widely anticipated round was led by General Catalyst and catapulted the company’s valuation to an impressive $6 billion. Key investors included Cisco, IBM, Nvidia, and Samsung Venture Investment Corporation, further cementing its position in the global AI landscape. Currently, Mistral AI is reportedly in discussions to raise an additional $1 billion in equity from investors, including Abu Dhabi’s MGX fund, alongside hundreds of millions of euros in debt, indicating continued investor appetite for its growth trajectory. Navigating the Regulatory Landscape The rapid advancement of AI has brought regulatory scrutiny, particularly in the European Union. Arthur Mensch, CEO of Mistral AI , has been an active voice in these discussions. In July 2025, he was among a group of European CEOs who signed an open letter urging Brussels to “stop the clock” for two years before key obligations of the EU Artificial Intelligence Act entered into force. This stance reflects a concern that overly stringent or premature regulation could stifle innovation and competitiveness for European AI companies. However, the European Commission has maintained its original timeline for the AI Act’s implementation, setting a challenging environment for AI developers in the region. What Does the Future Hold for Mistral AI as an OpenAI Competitor? Despite persistent acquisition rumors, notably involving Apple, CEO Arthur Mensch has firmly stated that Mistral AI is “not for sale.” Instead, an Initial Public Offering (IPO) is explicitly the company’s long-term plan. This strategy makes strategic sense given the significant capital raised to date; a large private sale might not provide the desired multiples for its investors, nor would it address the critical sovereignty concerns surrounding a European AI champion. The ultimate challenge for Mistral AI, as a serious OpenAI competitor , will be to significantly scale its revenue to levels that can truly justify its nearly $6 billion valuation. This will require continued innovation, aggressive market expansion, and successful monetization of its advanced models and services. The company’s journey is a compelling narrative of ambition, innovation, and the quest for technological independence in the global AI race. Conclusion In conclusion, Mistral AI stands at a pivotal juncture, not just as a promising European startup but as a serious contender in the global AI arena. Its blend of cutting-edge AI models , strategic partnerships, and a clear vision for openness positions it uniquely against the backdrop of centralized AI development. While the road ahead as an OpenAI competitor is fraught with challenges, including scaling revenue and navigating complex regulations, Mistral AI’s journey so far demonstrates remarkable resilience and ambition. Its commitment to fostering AI innovation and its strategic approach to generative AI could indeed reshape the future of artificial intelligence, making it a company to watch closely in the coming years. To learn more about the latest AI market trends, explore our article on key developments shaping AI models and institutional adoption. This post Mistral AI: Unleashing European Innovation as a Formidable OpenAI Competitor first appeared on BitcoinWorld and is written by Editorial Team
BitcoinWorld Stablecoin Regulation: Trump’s Historic GENIUS Act Unlocks a New Era for US Crypto The cryptocurrency world is buzzing with a monumental development: U.S. President Trump has signed the GENIUS Act into law, establishing a comprehensive stablecoin regulation framework in the United States. As reported by Decrypt, this move marks a pivotal moment for the digital asset landscape, promising to reshape how stablecoins operate and are perceived within the traditional financial system. This isn’t just another piece of legislation; it’s a strategic move that could profoundly impact the future of finance, bringing clarity and confidence to a rapidly evolving sector. Understanding the Genesis of the GENIUS Act : A Landmark in Stablecoin Regulation For years, the crypto industry, particularly the stablecoin sector, has operated in a regulatory gray area in the United States. While stablecoins offer immense potential for efficient payments and global remittances, concerns about their stability, reserves, and potential for illicit use have prompted calls for a robust framework. The GENIUS Act (which stands for ‘Guaranteeing an Evolving New Investment in US Stablecoins’ Act, hypothetically) emerges as the answer to these calls, aiming to provide a clear roadmap for issuers and users alike. This legislation didn’t appear overnight. It’s the culmination of extensive debates, proposals, and collaborations between policymakers, industry experts, and financial institutions. The core objectives behind the GENIUS Act are multi-faceted: Ensuring Financial Stability: By mandating stringent reserve requirements and regular audits, the Act seeks to prevent collapses similar to past incidents in the broader crypto market, protecting the integrity of the financial system. Consumer Protection: It introduces measures to safeguard users’ funds, ensuring transparency regarding how stablecoins are backed and providing avenues for recourse in case of issues. Combating Illicit Finance: The framework incorporates robust Anti-Money Laundering (AML) and Know Your Customer (KYC) provisions, making it harder for stablecoins to be used for illegal activities. Fostering Innovation: By providing regulatory certainty, the Act aims to encourage legitimate innovation within the stablecoin space, attracting more traditional financial players and fostering mainstream adoption. The signing of the GENIUS Act signifies a shift from a reactive approach to a proactive stance on digital asset governance, laying down foundational principles for responsible growth. What Does the GENIUS Act Mean for US Stablecoins ? The implications of the GENIUS Act are profound, especially for US stablecoins . This new law introduces several key provisions that stablecoin issuers will need to adhere to, fundamentally altering their operational models and market positioning. While specific details of the Act would be extensive, here are some hypothetical core components based on common regulatory discussions: Key Provisions of the GENIUS Act: Mandatory Federal Licensing: Stablecoin issuers will likely need to obtain a specific federal license, potentially from a body like the OCC or a newly established regulatory agency, ensuring they meet strict operational and capital requirements. 1:1 Reserve Requirements & Audits: The Act is expected to mandate that all stablecoins are fully backed by highly liquid, high-quality assets (like cash, short-term U.S. Treasuries), held in segregated accounts, and subject to regular, independent third-party audits. These audit reports would likely be made public. Enhanced Consumer Disclosure: Issuers will be required to provide clear, accessible information to consumers about their stablecoin’s backing, redemption policies, and associated risks. Interoperability Standards: The Act might encourage or mandate certain technical standards to promote interoperability among different stablecoins and with traditional financial systems, enhancing efficiency. Supervisory Oversight: Regulators will have the authority to supervise stablecoin issuers, conduct examinations, and enforce compliance with the new rules. This structured approach is designed to instill confidence. For consumers, it means greater security and transparency when using stablecoins. For businesses, it provides a clearer legal framework for integrating stablecoins into their operations, potentially unlocking new payment rails and financial services. Comparison: GENIUS Act Provisions vs. Traditional Finance Regulations Feature GENIUS Act (Stablecoins) Traditional Finance (e.g., Banks) Licensing Federal Stablecoin Issuer License Banking Charter (State/Federal) Reserve Requirements 1:1 backing by high-quality, liquid assets; segregated accounts Fractional reserve banking; capital adequacy ratios Auditing Mandatory, frequent, public third-party audits Regular internal and external audits; regulatory examinations Consumer Protection Enhanced disclosures, clear redemption policies FDIC insurance, consumer financial protection laws Supervision Designated regulatory body oversight Federal Reserve, OCC, FDIC oversight While the benefits are clear, some challenges might arise. Smaller stablecoin projects might find compliance burdensome, potentially leading to market consolidation. There’s also the ongoing balance between robust regulation and stifling innovation – a delicate tightrope regulators must walk to ensure the US remains competitive in the global digital asset race. President Trump’s Stablecoin Stance: A Catalyst for Change? President Trump’s decision to sign the GENIUS Act is particularly noteworthy given his past rhetoric and the broader political landscape surrounding cryptocurrencies. While some politicians have expressed skepticism, others have championed digital assets as a frontier for American innovation. President Trump’s stablecoin initiative, culminating in the GENIUS Act, signals a recognition of stablecoins’ growing importance and their potential to modernize the financial system. This move could be interpreted as a strategic pivot, acknowledging that ignoring the crypto space is no longer a viable option for a major global economy. By taking a definitive stance on stablecoin regulation, the administration aims to: Cement US Leadership: Position the United States as a leader in responsible digital asset innovation, rather than lagging behind other nations. Attract Investment: Create a more predictable and secure environment for businesses and investors, encouraging capital flow into the US crypto sector. Address Geopolitical Concerns: Counter the rise of unregulated digital currencies from adversarial nations by offering a secure, transparent, and compliant alternative. The bipartisan nature of many crypto-related discussions in Congress suggests that even with shifts in political power, the momentum towards clear regulatory frameworks for digital assets is likely to continue. Trump’s signing of this Act may set a precedent for future administrations to engage more directly and constructively with the evolving digital economy. Navigating the Future: Broader Implications for Crypto Legislation The passage of the GENIUS Act for stablecoins is more than just a win for a specific type of digital asset; it sets a significant precedent for broader crypto legislation . It demonstrates that the US government is capable of enacting comprehensive, thoughtful regulations for digital assets, moving beyond enforcement actions to proactive framework building. What does this mean for the wider crypto ecosystem, including volatile cryptocurrencies like Bitcoin and Ethereum, and the burgeoning DeFi sector? It suggests a potential roadmap: Segmentation of Assets: Regulators may continue to categorize digital assets based on their characteristics (e.g., payment tokens, utility tokens, securities tokens), applying tailored regulations rather than a one-size-fits-all approach. Increased Clarity for DeFi: While DeFi’s decentralized nature presents unique challenges, the principles of transparency, consumer protection, and financial stability established by the GENIUS Act could influence how decentralized protocols are viewed and potentially regulated in the future. Global Regulatory Harmony: As the US takes a clear stance, it could encourage other major economies to develop similar frameworks, potentially leading to greater international regulatory harmonization, which is crucial for a borderless technology like blockchain. For businesses operating in the crypto space, the message is clear: compliance is paramount. Those that embrace the new regulatory landscape and build their operations with transparency and security in mind will be best positioned for long-term success. For investors, it offers a more secure environment, potentially reducing systemic risks associated with unregulated markets. Actionable Insights for the Crypto Community: For Stablecoin Issuers: Begin preparing for compliance. Engage with legal and regulatory experts to understand the full scope of the GENIUS Act’s requirements. For Crypto Businesses: Monitor ongoing legislative developments. The GENIUS Act could be a template for future regulations affecting other digital assets. Build robust compliance frameworks now. For Investors: Be aware of the increased stability and security offered by regulated stablecoins. Understand that regulatory clarity can attract more institutional capital, potentially leading to broader market growth. For Consumers: Embrace the added protections. Choose regulated stablecoins for transactions and savings, knowing that your funds are backed and subject to oversight. In conclusion, President Trump’s signing of the GENIUS Act is a truly transformative moment for the crypto industry. It signals a new era where stablecoin regulation is no longer a distant dream but a tangible reality, paving the way for greater adoption, stability, and innovation in the digital economy. This historic legislative action is set to redefine the landscape for US stablecoins and provide a blueprint for future crypto legislation , ensuring the United States remains at the forefront of financial technology. Frequently Asked Questions (FAQs) Q1: What is the primary purpose of the GENIUS Act? A1: The GENIUS Act’s primary purpose is to establish a comprehensive regulatory framework for stablecoins in the United States, ensuring financial stability, consumer protection, and combating illicit finance within the digital asset space. Q2: How does the GENIUS Act impact stablecoin issuers? A2: Stablecoin issuers will likely face new requirements, including mandatory federal licensing, stringent 1:1 reserve requirements with regular audits, enhanced consumer disclosure obligations, and increased supervisory oversight from regulators. Q3: Will the GENIUS Act affect other cryptocurrencies like Bitcoin or Ethereum? A3: While the GENIUS Act directly targets stablecoins, it sets a significant precedent for broader crypto legislation. Its principles of transparency, consumer protection, and financial stability could influence how future regulations are developed for other digital assets and decentralized finance (DeFi). Q4: What are the expected benefits of stablecoin regulation under the GENIUS Act? A4: Expected benefits include increased financial stability for stablecoins, greater consumer confidence and protection, a reduction in illicit financial activities, and the fostering of legitimate innovation and mainstream adoption by providing regulatory clarity. Q5: What role did President Trump play in the GENIUS Act? A5: President Trump signed the GENIUS Act into law, signifying his administration’s official endorsement and commitment to establishing a clear regulatory framework for stablecoins in the United States, positioning the US as a leader in responsible digital asset innovation. To learn more about the latest crypto market trends, explore our article on key developments shaping stablecoin regulation and its institutional adoption. This post Stablecoin Regulation: Trump’s Historic GENIUS Act Unlocks a New Era for US Crypto first appeared on BitcoinWorld and is written by Editorial Team
A widely followed crypto analyst says that one popular memecoin appears ready to print staggering gains en route to a $1 trillion market cap valuation. In a new thread, pseudonymous crypto trader Crypto Kaleo tells his 709,800 followers on the social media platform X that he envisions the dog-themed digital asset Dogecoin ( DOGE ) surging to a price tag of nearly $7, which would represent a massive gain of over 2,600%. “My target for DOGE this cycle is a one trillion dollar market cap (roughly $6.9420). Memes have proven they have real value throughout the course of the bear market. The king of memes deserves to see $1 trillion.” Dogecoin is trading for $0.24 at time of writing, a 9.97% gain during the last 24 hours. Crypto Kaleo goes on to note he mathematically deduced his prediction by comparing how DOGE did last cycle against Bitcoin ( BTC ) and assuming it would follow a similar pattern. “‘Kaleo, isn’t this a little too bullish?’ Let’s do some math! My target for Bitcoin this cycle is >$500,000. That’s >$10 trillion market cap. Last bull market, Dogecoin hit nearly 10% of BTC’s market cap. 10% of $10 trillion is $1 trillion. $1 trillion market cap for Dogecoin = ~$6.9420 per DOGE.” The analyst concludes by saying that DOGE is currently breaking out versus the top crypto asset by market cap and that traders should expect an upcoming ‘God candle.’ “Dogecoin is breaking out vs. Bitcoin. 100%+ God candle incoming.” Source: Kaleo/X BTC is trading for $118,147 at time of writing, a fractional decrease on the day. Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: DALLE3 The post This Memecoin Is Primed To Explode 2,600%+ This Cycle and Hit $1,000,000,000,000 Valuation, According to Analyst appeared first on The Daily Hodl .
Payment giant SWIFT has seen a significant decline in its transaction volume—a new development that coincides with a surge in transactions on the XRP ledger. The XRP ledger is gaining momentum as demand continues to surge, as evidenced by the increase in network activity, particularly the significant rise in transaction volume. The cross-border payment giant
🚀 Are You Chasing New Coins? Catch the newest crypto opportunities. Be the first to buy, be the first to win! Click here to discover new altcoins! US President Donald
World Liberty Fi expects its native voting token WLFI to become tradable in 6-8 weeks, following a community vote. The token, which is held by whales and retail, will enter price discovery, gauging the success of the Trump family crypto fund. World Liberty Fi announced its native WLFI token will start trading within 6-8 weeks. Following a community vote to make the asset transferable and tradable, WLFI will start exploring exchanges. The voting period was opened on July 4, finally reaching the decision to make WLFI transferable to wallets and exchanges. WLFI will prepare for trading after striking alliances with exchanges and adding strategic token unlocks. WLFI has only been transferable when sending transactions to selected counterparties during the presale. Community triumph! $WLFI tradability is approved. We're targeting 6–8 weeks for the full awakening — strategic alignments (alliances, grand stages, smart unlocks) take time to realize full potential. Something for everyone is brewing… #WLFIawakening 🦅👀🧵 pic.twitter.com/FlTqjRKQOf — WLFI (@worldlibertyfi) July 18, 2025 WLFI tokens were distributed to 85,870 holders, including special partnerships and allocations to whales or funds. The WLFI community was somewhat disappointed that the trading period was pushed forward, instead of launching the token immediately. The community complained of an unnecessary waiting period that may decrease the demand for WLFI. The current market rally was seen as the ideal moment to launch WLFI, instead of waiting and exposing the token to more uncertainty. The fund may also hold another presale round and increase the number of insider holders. Currently, the original multisig wallet still holds 40% of the token supply, and the final holding structure remains unknown. WLFI has limited mechanisms for price discovery, mostly relying on the Lbank pre-market trading. Currently, the token hovers around $0.76 , with limited volumes of around $500K. WLFI remains a voting token for up to two more months Before an eventual trading launch, WLFI remains a voting and governance token. World Liberty Fi has opened another direct buying page, offering WLFI at a discounted price. WLFI has a widely disparate price, trading at $0.22 on MEXC, only offering speculative trading as the tokens are not transferable. WLFI traded as high as $0.76 on LBank and around $0.22 on Mexc, while still offering presale tokens at a discount. | Source: Lbank WLFI holders can make proposals and vote. However, the new presale round has not been offered for a vote, and was announced with no community feedback. WLFI holders hope for minimal dilution, while envisioning prices as high as $1. Currently, WLFI has been traded unofficially, based on personal agreements. World Liberty Fi trades on the BNB Chain ecosystem While WLFI stays unmoved in user wallets, World Liberty Fi is still a highly active trader. Following the latest operations, the platform carries over $201M in various crypto assets. The fund traded actively, interacting with protocols on Ethereum and BNB Smart Chain. World Liberty Fi uses wrapped versions of BTC and ETH for DeFi activities. The fund has divested most of its speculative altcoins. The other source of activity is the USD1 stablecoin, where most of the supply is minted for the BNB Smart Chain ecosystem. USD1 is held in over 221K addresses, surpassing even the reach of WLFI. The token supports an active meme ecosystem as a source of liquidity. World Liberty Fi directly trades with USD1, recently spending $200K equivalent on some of the top ecosystem tokens, including B, LIBERTY, EGL1, TAG, and BANK. KEY Difference Wire helps crypto brands break through and dominate headlines fast
Crypto researcher SMQKE shared an excerpt from an academic source highlighting a notable distinction between XRP and other leading cryptocurrencies such as Bitcoin and Ethereum. According to the content, a study conducted by Fry (2018) applied a rational bubble model to various cryptocurrencies, including Bitcoin, Ethereum, and XRP. The model revealed that both Bitcoin and Ethereum exhibited signs of bubble behavior during the observed period, while XRP did not show any characteristics typically associated with a value bubble. This observation is grounded in empirical economic analysis. The excerpt references Ciaian, Rajcaniova, and Kancs (2018), who measured changes in values across Bitcoin and 16 subcoins during 2013 to 2016 using the Autoregressive Distributed Lag (ARDL) model. Their findings concluded that macroeconomic and financial developments did not significantly affect XRP’s valuation in the same way they influenced Bitcoin. This implied that speculative pressures had minimal effect on XRP, representing a more stable valuation structure. XRP SHOWS NO SIGNS OF A VALUE BUBBLE AS RIPPLE TECHNOLOGY OUTSHINES BITCOIN AND ETHEREUM Documented. pic.twitter.com/GDgLt9d71h — SMQKE (@SMQKEDQG) July 17, 2025 Bubble Detection Limited to Bitcoin and Ethereum The rational bubble model applied by Fry suggests the presence of speculative excesses in Bitcoin and Ethereum markets. These cryptocurrencies demonstrated price patterns that aligned with theoretical expectations for asset bubbles. In contrast, XRP remained outside these dynamics. The study explicitly noted the detection of a bubble in Bitcoin and Ethereum, while none was spotted in XRP . The excerpt underscores the technical and structural reasons for this difference. It states that the absence of bubble-like characteristics in XRP may be due to the superior technological infrastructure underlying Ripple’s system. This includes Ripple’s use of the Unique Node List (UNL) for consensus and transaction validation, which allows for higher consistency, trust, and network efficiency. As explained, at least 40% of nodes must match to initiate block validation, with 80% agreement ultimately required to record a block. These safeguards create conditions less prone to the unregulated speculation often linked to bubble formation. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Technological Superiority as a Core Factor The cited academic analysis concludes that the reason no bubble has been detected in XRP may be directly tied to Ripple’s technological superiority over Bitcoin. This includes Ripple’s consensus mechanism, speed , and governance structure, which contrast sharply with Bitcoin’s energy-intensive proof-of-work model. The excerpt attributes Ripple’s advantage to its resolution of the Byzantine Generals problem through the UNL system, which enhances transaction integrity and ensures broad consensus without needing mining. The system also maintains transparency and anonymity in transaction records, similar to Bitcoin, but achieves efficiency through a different operational logic. These aspects of Ripple’s infrastructure likely contribute to XRP’s resilience against speculative volatility that is more characteristic of Bitcoin and Ethereum. XRP’s Distinct Stability Profile SMQKE summarized these findings in a single statement posted alongside the academic source: “XRP SHOWS NO SIGNS OF A VALUE BUBBLE AS RIPPLE TECHNOLOGY OUTSHINES BITCOIN AND ETHEREUM Documented.” This assertion is substantiated by the referenced academic work, which provides both a model-based and structural explanation for the differing behaviors observed in the cryptocurrency market. The evidence suggests that XRP’s value dynamics are less influenced by speculative behavior and more closely tied to the robust functionality of its underlying technology. This distinction continues to serve as a key differentiator between XRP and other major cryptocurrencies. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP Shows No Signs of Price Bubble as Ripple Tech Beats Bitcoin and Ethereum appeared first on Times Tabloid .
Former Pump.fun senior developer Jarett Dunn sits in a London prison after breaching his bail conditions while awaiting trial for stealing approximately $2 million from the launchpad in May 2024, according to reports. The Canadian national, who had initially pleaded guilty to fraud charges, is now attempting to withdraw his plea and faces at least seven years in prison. His detention comes as his former employer has transformed into one of crypto’s most successful platforms, recently completing a $600 million initial coin offering and surpassing $770 million in lifetime revenue. NEWS: According to Decrypt, ex- @pumpdotfun senior dev @STACCoverflow (Jarett Dunn) is jailed in London for breaching bail conditions and faces at least 7 years in prison. Last year, he stole ~$2M from PumpFun and sent it to a random address.. pic.twitter.com/5mQGwwUppN — SolanaFloor (@SolanaFloor) July 18, 2025 The Theft and Its Aftermath Dunn’s attack on Pump.fun occurred during his brief six-week employment with the company in May 2024, when he exploited his access to private keys to drain funds from bonding curve contracts. The stolen SOL tokens, worth approximately $2 million, were intended for transfer to the Raydium decentralized exchange, but were instead diverted to unrelated wallet addresses. Rather than keeping the funds, Dunn immediately began airdropping the stolen tokens to random wallet addresses, selecting holders of various Solana tokens and NFTs as unwitting recipients. His actions prompted Pump.fun to temporarily shut down its platform while it investigated the breach and cooperated with law enforcement. Within minutes of the exploit, Dunn claimed responsibility through his Twitter account, posting erratically about his actions and motivations. “Everybody be cool, this is robbery,” he wrote , adding that he was “about to change the course of history” and expected to “rot in jail.” And now; Magick: everybody be cool, this is a r o b b e r y. What it do, staccattack? I'm about to change the course of history. n then rot in jail. am I sane? nah. am I well? v much not. do I want for anything? my mom raised from the dead n barring that: /x — stacc's futard arc. (@STACCoverflow) May 16, 2024 During a Twitter Spaces session immediately following the attack, Dunn expressed his disdain for the platform he had targeted. “I just kind of wanted to kill Pump.fun because it’s something to do,” he stated, claiming the platform had “inadvertently hurt people for a long time.” He described the company as “horribly managed” and said he had “personal grievances” against its leadership. Dunn initially pleaded guilty to fraud charges in October 2024, but requested to withdraw his plea during what was scheduled to be his sentencing hearing. His legal team subsequently quit the case, leaving him to handle the complex legal proceedings while living in London under bail conditions that included movement restrictions and electronic monitoring. The breach of his bail conditions occurred in early June 2025 when Dunn moved from London to Liverpool without authorization, violating the terms of his release. He was subsequently arrested and held at Walton Prison in Liverpool before being transferred to HMP Pentonville in London, where he remains on remand, awaiting a formal hearing to withdraw his guilty plea. His friend Mark Kelly, who has been communicating with Dunn through calls from behind bars, confirmed details of the bail breach to media outlets. “He’s remarkably cool and zenlike considering his situation,” Kelly said. The Growing Epidemic of Crypto Insider Attacks Dunn’s case contributes to a growing trend of insider threats within the cryptocurrency industry, where employees with privileged access exploit their positions for personal gain or ideological reasons. Recent incidents include Coinbase rejecting a $20 million ransom demand in May 2025 after overseas support staff were bribed to leak user data, and Pond.fun suffering a hack in March 2025 , allegedly perpetrated by its own lead software engineer who drained liquidity through blockchain privacy protocols. @Coinbase has disclosed a data breach involving a small subset of customer information. #Coinbase #DataBreach https://t.co/qfBEmf3Cc0 — Cryptonews.com (@cryptonews) May 15, 2025 South Korea also recently sentenced an illegal XRP exchange operator to eight years in prison for defrauding investors of $3.4 million . Since Dunn’s attack, the platform has evolved from operating out of a WeWork office in London to become what analysts describe as “one of the most used apps in crypto history.” Despite the success of Pump.fun, it has also been continually criticized for allegedly facilitating pump-and-dump schemes and questionable promotional tactics. The post Ex-Pump.fun Dev Behind $2M Theft Jailed in London for Bail Breach, Faces 7+ Years Prison appeared first on Cryptonews .