Binance strengthens its European presence by appointing Gillian Lynch as Head of European and UK Operations, emphasizing regulatory engagement and strategic growth. Lynch’s extensive fintech and compliance background is expected
TL;DR Analysts remain bullish on XRP, with some eyeing a move to $2.65 or even $3, while others dream of a historic surge to $30. Binance added NEWT and SAHARA to its VIP Loan program, removed several trading pairs (impacting FIO the most), and launched new staking options for SOL-related tokens. After closing Q2 at a record $107,500, BTC hovers near $109K; while some foresee a rally toward $120K, Arthur Hayes warns of a short-term drop to $90K due to US liquidity shifts – though he stays bullish long term. XRP Forecasts Despite its daily decline of around 2.5%, the XRP price is up 6% on a weekly scale and remains the subject of bullish predictions. XRP Price, Source: CoinGecko Just a few days ago, the X user World of Charts argued that an XRP breakout and retest has already been confirmed , anticipating a pump above $3 sometime in July. For their part, Maxi thinks the token could mirror its impressive performance from the end of 2017 and experience a 1,200% rise in a matter of days. A jump of that type would push the price to a new historic peak of around $30, which, as of the moment, seems quite unlikely. Other popular analysts who made more realistic forecasts include Ali Martinez and Crypto Beast. The former claimed XRP could be forming an inverse head and shoulders pattern, “potentially setting the stage for a 15% breakout to $2.65.” Crypto Beast expects the price to make a 3x during the ongoing bull run. What’s New Around Binance? The world’s largest crypto exchange recently added Newton Protocol (NEWT) and Sahara AI (SAHARA) as new loanable assets on its VIP Loan program. Despite the support, the tokens witnessed substantial price corrections. Additionally, Binance scrapped the following spot trading pairs: ACT/EUR, FIO/BTC, TNSR/FDUSD, and TST/FDUS. Such actions usually have a negative effect on the involved coins due to reduced liquidity, less visibility, and reputational blow . FIO took the biggest blow, plunging by 8% after the announcement. Earlier today (July 4), Binance came up with another disclosure. It informed its users that they can stake their SOL, HODL BNSOL, sBNSOL, or bzSOL holdings and earn up to 6.5% APR, with boosted LAYER, ACE, and DYM airdrops distributed automatically. “But that’s not all , something new is launching soon,” the exchange teased. How’s BTC Doing? Last but not least, we will delve into the leading cryptocurrency and explore some interesting price forecasts. Bitcoin (BTC) made history in May, reaching a new all-time high of almost $112,000. In the weeks that followed, it saw a slight pullback but still closed Q2 at around $107,500 – the highest quarterly finish in its history. The crypto community remains quite bullish that the asset, currently trading just south of $109,000, could be on the verge of a rally toward a fresh peak. X user CRYPTOWZRD thinks a breakout above $110,500 could push the price to $120,000. On the other hand, Arthur Hayes (co-founder of BitMEX) predicted a short-term pullback to $90,000 due to a potential liquidity drain from the US Treasury issuing new debt following Trump’s “Big Beautiful Bill. “ However, he remains a bull for the long term, viewing the possible pullback as just a temporary event. The post Ripple (XRP) Price Predictions, Recent Binance Changes, and More: Bits Recap July 4th appeared first on CryptoPotato .
On July 4th, the Brussels Criminal Court handed down a significant ruling in a high-profile cryptocurrency kidnapping case. Three perpetrators received 12-year prison sentences each for abducting the spouse of
The post Will XRP Finally Get Legal Clarity? Ripple CEO Testifies in Congress Next Week appeared first on Coinpedia Fintech News The US Congress has scheduled a hearing on crypto market structure next week with industry leaders set to testify, including Ripple CEO Brad Garlinghouse. The initiative is expected to influence future crypto legislation in the United States.Attorney John E Deaton shared a post on X (formerly Twitter), detailing the lack of clarity. Committee Hearing Set to Tackle Market Structure The committee session, which will take place on Wednesday at 10:00 AM ET, will focus on enhancing crypto market structure, a long-awaited legislative proposal that can shape the landscape of cryptocurrency in the US. Eleanor Terret, host of Crypto in America, reported the hearing on X, which aims to define how digital assets are classified and regulated. According to her report via X, confirmed witnesses in the hearing include: Brad Garlinghouse: CEO of Ripple Kristin Smith: CEO of Blockchain Association Jonathan Levin: CEO of Chainalysis Dan Robbinson: General Partner at Pradigm With unique perspectives from the industry leaders, republican lawmakers will push for greater legal certainty, especially in defining the decentralized protocol and how open-source developers should be treated under federal law. John E Deaton’s Comment on Ripple’s Lack of Clarity Ripple had been in a legal battle with the SEC, which resulted in providing some clarity regarding the sales of XRP. However, the crypto exchange still lacks complete legal clarity for XRP. Deaton, an XRP attorney, shed light on Ripple’s legal struggle for legal clarity. He stated “I’ll be there in spirit, Brad.” CLARITY Bill and GENIUS Act The CLARITY and GENIUS Acts are two of the key focuses in the upcoming hearing. The legislation seeks to create a regulatory framework for the CLARITY Bill that separates digital commodities from securities, an issue that has long divided the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC). Moving in parallel, the GENIUS Act continued its own trajectory towards a potential vote in the House. If passed, the GENIUS Act would proceed to the President’s desk for signing, while the CLARITY bill to move to Senate consideration. The US is currently in a wave of embracing innovation by regulating cryptocurrency and other digital assets. It has also set a ‘crypto week’ in July to further welcome the new legal structure for crypto.
As the topic of centralization in altcoins continues to be a hot topic of discussion, Santiment revealed how much of the supply the top 10 whales of some altcoins hold. Crypto on-chain analytics platform Santiment shared on its X account the total supply percentages held by the top 10 wallets of some of the most important altcoins, including Ethereum (ETH), Chainlink (LINK), Shiba Inu (SHIB) and USDT. Accordingly, Santiment noted that SHIB’s top 10 whales control almost 62% of the supply. “Here are the amounts held by the top 10 wallets in some altcoins: “Shiba Inu (SHIB): 61.94% Uniswap (UNI): 51.94% Ethereum (ETH): 49.16% Pepecoin (PEPE): 39.12% Tether (USDT): 38.08% Multi Collateral Dai (DAI): 33.45% Chainlink (LINK): 31.82% USD Coin (USDC): 27.41%” Noting that SHIB is the most centralized altcoin, Santiment said that as a retail trader, it is generally safer to hold altcoins that have a smaller supply held by the largest whales, as there is less risk of sudden drops or price manipulation if the largest whales decide to exit their positions in altcoins where a small portion of the relevant supply is held. In contrast, altcoins where a larger portion of the supply is held by whales are at greater risk of sudden declines or price manipulation if whales start selling. Here are the percentages of supply held by various large cap assets' top 10 whales. USD Coin has just 27% of its supply held by its top 10 wallets, and Chainlink's is relatively low at 32%. Shiba Inu notably has the most centralized, with 62% of its supply held by its 10… pic.twitter.com/jdFUcmT6uC — Santiment (@santimentfeed) July 3, 2025 *Not investment advice Continue Reading: Which Altcoins Are the Biggest Whales Holding? Santiment Explained, Warned! "Be Careful When Investing!"
Disclosure: The views and opinions expressed here belong solely to the author and do not represent the views and opinions of crypto.news’ editorial. As we progress through 2025, Türkiye’s crypto ecosystem finds itself at a pivotal moment, one shaped by heightened awareness, evolving regulations, and a maturing market consciousness. These are not isolated developments; they are the signs of a larger transformation. Over the past few years, we’ve watched crypto evolve in Türkiye, from curiosity to conversation, from investment to infrastructure. Today, it is no longer an isolated innovation, but part of our financial reality. You might also like: The multichain future of global finance is inevitable | Opinion We stand at the crossroads of innovation and responsibility. As the founder of Paribu, I believe it’s essential not only to participate in this evolution but also to help define its trajectory. Widespread awareness and societal integration In recent years, cryptocurrency has transitioned from a subject of specialised interest to one of broad societal relevance in Türkiye. The findings of Paribu’s annual Crypto Awareness and Perception Survey confirm this shift with remarkable clarity: in both 2023 and 2024, public awareness of cryptocurrency was at 99% in Türkiye. This figure is not merely impressive; it is a reflection of crypto’s integration into the national consciousness. The concept of digital assets is no longer confined to early adopters or niche communities. It is now part of mainstream discourse, influencing how individuals perceive value, technology, and financial participation. Yet, awareness alone is not enough. What truly matters is how people understand crypto, what they associate it with, whether they view it with trust or hesitation, and whether they see it as a gateway to opportunity. These nuances define the path forward, and they are central to how we design products, shape regulation, and communicate as an industry. Beyond speculation: Changing behaviors and new motivations The latest research also reveals a clear behavioural shift. In 2024, 27% of respondents reported engaging in cryptocurrency trading, up from 25.1% the previous year. The upward trend is steady, and more importantly, it’s qualitatively different. Previously, engagement was largely driven by short-term trading strategies. Today, we’re seeing growing interest in crypto as a long-term investment tool and as a gateway to greater financial inclusion. I interpret this as a call to action: to build for longevity, to educate beyond basics, and to empower users with tools that reflect both financial ambition and ethical responsibility. A new regulatory horizon: Clarity and credibility In 2025, Türkiye introduced long-anticipated regulatory frameworks for the crypto sector, marking a significant leap forward in the institutionalization of the industry. New regulations include mandatory licensing for crypto asset service providers under the supervision of the Capital Markets Board (SPK), establishing operational standards comparable to those in traditional finance. While some may interpret regulation as a constraint, I see it as a vital enabler. Regulation brings clarity. Clarity brings trust. Trust brings growth. And growth, when rooted in integrity, benefits everyone, from individual investors to the national economy. Looking ahead: Research as a compass I believe that data-driven insights are not just useful, they are foundational. That’s why I am proud to announce that our Crypto Awareness and Perception Survey will continue in 2025, with updated findings to be released later this year. This annual tradition is more than a report; it is a mirror held up to the nation’s evolving crypto narrative. By listening to the public, across age groups, geographies, and socioeconomic backgrounds, we can be better equipped to shape a future that is inclusive, forward-thinking, and grounded in the realities of our users. I see the mission of our company is not simply to be a trading platform; it is to be an architect of the digital financial future. We are investing in technology, compliance, education, and sustainability. We are building bridges between the decentralized world and the needs of people. We are creating tools that not only work, but work for humanity. And we are doing it in collaboration with regulators, developers, institutions, and users because no single actor can shape a financial revolution alone. From ecosystem to economy What we’re witnessing in Türkiye is not just a growing ecosystem—it’s the formation of a new economic paradigm. One that values transparency, decentralization, and global participation. One that requires bold ideas and steady leadership. One that must serve both the individual and the collective. Türkiye is not following global crypto trends; it is contributing to them, defining them, and challenging them. We are proud to play our role in this transformation, and we remain committed to shaping a future where everyone has a seat at the financial table. The journey continues. Read more: Crypto’s killer app is the first 60 seconds: Fix onboarding or forget adoption | Opinion Author: Yasin Oral Yasin Oral is the founder and CEO of Paribu, Turkey’s leading cryptocurrency platform, launched in 2017. A graduate of Gazi University’s Faculty of Economics and Administrative Sciences, Yasin has a strong background in entrepreneurship, having co-founded Matbuu.com, Turkey’s first online printing house, and Biletgo, an online ticketing platform. With his expertise in technology and business, he has become a prominent figure in Turkey’s blockchain and cryptocurrency ecosystem.
Bitcoin exchange-traded funds (ETFs) surged with $601.8 million in inflows on Thursday, marking the strongest single-day performance in over a month amid shifting market dynamics and renewed investor optimism. BlackRock’s
Bitcoin is poised for significant gains as the US prepares to enact a major debt-boosting bill, echoing historical trends of sharp price rallies following similar fiscal policies. The projected surge
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As Tron (TRX) trades sideways and its utility narrative grows stale, a rising DeFi contender— Mutuum Finance (MUTM) —is turning heads with a presale performance that’s attracting both seasoned crypto whales and new DeFi entrants. Currently priced at $0.03 in Phase 5, with 60% of tokens already sold, Mutuum Finance (MUTM) stands out as a protocol built for future-ready lending, practical yield generation, and a token utility structure that keeps users engaged well beyond speculative trading. Dual Lending System Sets New Standards for Passive Yield Mutuum Finance (MUTM) is launching with a lending architecture designed to serve both conservative and aggressive capital allocators. The protocol will offer two distinct models: P2C (peer-to-contract) and P2P (peer-to-peer), allowing users to match their risk preferences while maximizing returns. The P2C system will allow users to supply known assets like USDT, ETH, or DAI to smart contracts and earn interest through dynamic rate adjustments based on pool utilization. The more the assets are borrowed, the higher the yields for suppliers—creating a supply-demand feedback loop that naturally boosts passive income. Depositors will receive mtTokens—on-chain receipts that track principal plus interest. These tokens will not only grow in value automatically but will also be usable as collateral. Suppose a user deposits $15,000 in DAI and earns an average 20% APY over the year: that’s $3,000 in passive yield, all without active management. The beauty of mtTokens is that they streamline everything into one asset—no manual claiming, no need for compounding, and full visibility into real-time performance. Meanwhile, borrowers will access overcollateralized loans and choose either fixed or variable rates depending on market behavior. Those with volatile or meme-based assets like PEPE or DOGE will be able to use the P2P system, where they can negotiate direct lending terms without depending on a shared liquidity pool. That system isolates risk while creating higher reward scenarios for lenders who are willing to engage in these custom agreements. From Utility to Upside: Why Investors Are Holding for Listing Unlike many short-term presale projects, Mutuum Finance (MUTM) is building for sustained token utility. The MUTM token won’t just be a placeholder—it will play an active role in staking, protocol revenue distribution, and expansion of liquidity across the system. Protocol-generated revenue will be used to purchase MUTM on the open market and distribute it to users who stake their mtTokens in designated contracts. This approach not only reinforces user loyalty but also injects consistent buy pressure on the token—aligning protocol usage directly with long-term price growth. Another key differentiator is Mutuum Finance (MUTM)’s upcoming decentralized stablecoin. It will be minted only against overcollateralized assets and kept pegged to $1 through interest rate adjustments and arbitrage. Governance will manage the borrowing rate to maintain the peg, ensuring market behavior keeps the price anchored. This layer of stability deepens the protocol’s DeFi ecosystem while introducing more lending and borrowing avenues for users. All these innovations are being built on a Layer-2 infrastructure, which improves user experience by offering lower gas fees and faster transaction times—two major pain points that limit user activity on legacy DeFi protocols. CertiK has audited the platform’s code, assigning a Token Scan Score of 95 and a Skynet Score of 77. This adds a layer of trust that’s increasingly rare in presale-stage projects. To further bolster security, a $50,000 bug bounty has been launched in partnership with CertiK, rewarding white-hat developers across four tiers of issue severity. At the current price of $0.03, a $5,000 investment will become $150,000 once MUTM reaches its projected 30x upside. And with the price increasing to $0.035 in the next phase, latecomers risk missing out on both the listing rally and the highest reward window. Investors waiting for listing are also counting on post-launch momentum fueled by utility adoption and buyback mechanisms—positioning them for strong 3x to 5x gains by Q4. In addition, the ongoing $100,000 giveaway is bringing fresh retail energy to the ecosystem. Ten participants will be selected to win $10,000 worth of MUTM tokens each—an incentive that continues to drive wallet growth and long-term holding behavior. While TRX searches for its next growth catalyst, Mutuum Finance (MUTM) is executing a roadmap that combines practical DeFi tools, reward mechanisms, and tokenomics designed for sustainability. With the price increase locked for the next presale phase and whales showing conviction, now is the last window to catch this DeFi rocket before it lifts off. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Top Low-Cap Crypto Ready to Explode, Tron (TRX) Sees Competition in a $0.03 DeFi Challenger appeared first on Times Tabloid .