Researchers have unveiled the hidden pattern behind the collapse of a crypto project worth about $3.5 billion. Researchers at the Queen Mary University of London have revealed the behind-the-scenes details behind one of the biggest collapses in the crypto world, the fall of TerraUSD and its associate currency, LUNA. The Terra ecosystem suffered a big collapse in May 2022, with its LUNA native token dropping from $87 to $0.0005. As if that was not bad news enough, the platform’s stablecoin, UST also depegged, falling from its 1:1 peg with the dollar to about 0.03:1, causing panic which led to the 2022 bear run, triggering the sale of several digital assets including Bitcoin and Ethereum. According to reports , the researchers deployed advanced mathematical techniques and cutting-edge software and identified suspicious trading patterns. The patterns pointed to a coordinated attack on the ecosystem, leading to a big loss of $3.5 billion in value overnight. The study was led by Dr Richard Clegg and his team of researchers employed temporal graph analysis, a sophisticated method for examining complex, interconnected systems over time. Queen Mary University researchers reveal details behind the Terra ecosystem collapse According to the researchers, the approach allowed them to map the relationship between the different tokens that were traded on the Ethereum blockchain. It also revealed how the TerraUSD stablecoin was destabilized by a series of deliberate, large-scale trades. According to Dr Clegg, stablecoins like TerraUSD are typically designed to maintain their steady value by being pegged to a fiat, which is usually the US dollar. The collapse in May 2022, was catastrophic, with the crash affecting TerraUSD and its sister token, LUNA. In his research, Dr Clegg sheds light on how this happened, mentioning that they were a group of traders who carried out a coordinated attack, betting against the system in a practice known as “shorting.” He mentioned that what his team of researchers discovered was unbelievable. “On the days leading up to the collapse, we observed highly unnatural trading patterns. Instead of the usual spread of transactions across hundreds of traders, we saw a handful of individuals controlling almost the entire market. These patterns are the smoking gun evidence of a deliberate attempt to destabilize the system,” he said. According to the team’s analysis, on specific dates, only about five or six traders accounted for nearly all the trading activities. The analysis highlighted that each of those traders controlled the exact share of the market on those days. This level of coordination is nearly impossible on a normal trading day or environment. It shows that the individuals involved in the trades were working together to trigger the collapse. Research unveils new tool to analyze patterns in the crypto market The research not only provides insights into the TerraUSD collapse but also introduces a powerful tool to analyze the crypto market via graph network analysis to visualize and interpret complex data. It could be very useful for regulators, researchers, investors, and anybody willing to understand trading data and mitigate risks in the volatile world of cryptocurrency. “Cryptocurrencies are often seen as the Wild West of finance, with little oversight and even less accountability,” Dr Clegg said. He added that the research shows that by applying complex mathematical techniques, anybody can uncover the hidden patterns and behaviors that drive the activities in the crypto market. Dr Clegg also mentioned that the tool is not just to provide insight into what went wrong in the past, it is also to provide a safer and more transparent financial system for the future. Also, the implications of this research extend way beyond the world of cryptocurrencies, as other sectors could use this tool. The method designed by Dr Clegg and his team of researchers can be deployed in several fields, including financial markets, social networks, and the like. For regulators, this provides a new way to monitor and safeguard against systemic risks, protecting individual traders and the wider economy. Cryptopolitan Academy: Want to grow your money in 2025? Learn how to do it with DeFi in our upcoming webclass. Save Your Spot
Is the crypto market still gripped by fear? The latest readings from the Crypto Fear & Greed Index suggest a slight easing of negative sentiment, but we’re not out of the woods yet. As of April 5th, the index sits at 30, a modest two-point increase from the previous day. While any upward movement might seem encouraging, it’s crucial to note that we remain firmly entrenched in the ‘Fear’ zone. What does this mean for your crypto investments, and how should you interpret these signals? Let’s dive into the details. Decoding Crypto Sentiment: Understanding the Fear & Greed Index The Crypto Fear and Greed Index is a valuable tool designed to gauge the overall market sentiment in the cryptocurrency space. It’s provided by Alternative , a software development platform, and it operates on a scale from 0 to 100. Think of it as a thermometer for the crypto market’s emotional temperature. A score of 0 indicates ‘Extreme Fear’, suggesting investors are overly worried and potentially leading to a market bottom. Conversely, a score of 100 signifies ‘Extreme Greed’, implying excessive optimism which could signal a market top or bubble. Currently, with a reading of 30, we are still in the ‘Fear’ zone, suggesting prevailing crypto sentiment is cautious and potentially pessimistic. What Factors Influence the Bitcoin Fear and Greed Index? The Bitcoin Fear and Greed Index , and its broader crypto counterpart, isn’t based on guesswork. It’s calculated using a weighted average of several key market indicators. Understanding these factors is crucial to interpreting the index effectively. Here’s a breakdown: Volatility (25%): Measures the current volatility and maximum drawdowns of Bitcoin compared to its 30-day and 90-day averages. Unusually high volatility often signals fear in the market. Market Momentum/Volume (25%): Examines Bitcoin’s market momentum and trading volume relative to its 30-day and 90-day averages. High buying volume and positive momentum can suggest growing greed. Social Media (15%): Analyzes sentiment on social media platforms, primarily Twitter, for crypto-related hashtags and keywords. A high volume of negative posts typically reflects fear. Surveys (15%): Conducts weekly crypto polls to gauge investor sentiment directly. While currently paused, these surveys previously provided direct insights into fear and greed levels. Bitcoin Dominance (10%): Tracks Bitcoin’s dominance in the overall crypto market. Increased Bitcoin dominance can sometimes indicate a ‘flight to safety’ during fearful times, as investors move away from riskier altcoins. Google Trends (10%): Analyzes Google Trends data for Bitcoin-related search queries. A spike in searches like “Bitcoin crash” or “Bitcoin price prediction” might indicate heightened fear. By combining these diverse data points, the index provides a comprehensive snapshot of the prevailing market sentiment . Navigating the ‘Fear’ Zone: What Does a Reading of 30 Imply? Being in the ‘Fear’ zone, as indicated by the current index reading of 30, suggests that investors are currently apprehensive about the crypto market. This fear can stem from various factors, including: Market Uncertainty: Economic headwinds, regulatory uncertainties, and geopolitical events can all contribute to market fear. Price Corrections: Significant price drops in Bitcoin and other cryptocurrencies naturally induce fear among investors. Negative News Cycles: Bearish news headlines, exchange hacks, or project failures can amplify negative sentiment. However, it’s crucial to remember that ‘Fear’ can also present opportunities. Historically, periods of high fear have often preceded market rebounds. Savvy investors often view ‘Fear’ as a potential buying opportunity, adhering to the principle of “buy when there’s blood in the streets.” Conversely, periods of ‘Extreme Greed’ can be warning signs of an overheated market, potentially signaling a time to take profits. Actionable Insights: Leveraging Crypto Sentiment for Informed Decisions So, how can you use the Crypto Fear and Greed Index to make more informed decisions in the volatile crypto market? Use it as a Contrarian Indicator: Consider using the index as a contrarian tool. High ‘Fear’ readings might suggest potential buying opportunities, while ‘Extreme Greed’ could indicate a time to be cautious. Combine it with Other Analysis: Don’t rely solely on the Fear & Greed Index. Integrate it with other forms of analysis, such as technical analysis, fundamental analysis, and on-chain metrics, for a holistic view. Understand the Trend: Pay attention to the trend of the index over time. Is fear increasing or decreasing? A sustained upward trend from ‘Extreme Fear’ can be a positive sign, even if the index is still in the ‘Fear’ zone. Manage Risk: The index can help you gauge overall market risk appetite. During periods of high fear, consider reducing your risk exposure or diversifying your portfolio. Stay Informed: Keep track of the daily Fear & Greed Index readings and understand the factors driving sentiment. This will help you contextualize market movements and make more rational decisions. Conclusion: Navigating Crypto Market Cycles with Sentiment Analysis The Crypto Fear and Greed Index is a valuable compass for navigating the often turbulent waters of the cryptocurrency market. While the recent slight uptick to 30 offers a glimmer of hope, the continued presence in the ‘Fear’ zone serves as a reminder of the prevailing caution. By understanding how this index works, what factors influence it, and how to interpret its readings, you can gain a significant edge in making informed investment decisions. Remember, market sentiment is a powerful force, and tools like the Fear & Greed Index can help you decode its signals and potentially capitalize on market cycles. Always conduct thorough research and consider your own risk tolerance when making investment choices in the dynamic world of crypto. To learn more about the latest crypto market trends, explore our article on key developments shaping Bitcoin price action.
Solana (SOL) has surged past the $150 mark, reigniting bullish sentiment across altcoins. But while SOL grabs headlines, other projects like MAGACOINFINANCE and XRP are quietly gaining traction. Both are seeing rising interest from retail and institutional investors looking to position ahead of the market wave. Projects like XLM and HBAR are also showing consistent strength, pushing innovation in digital payments and enterprise solutions. CLICK HERE TO JOIN THE BILLION DOLLAR PROJECT MAGACOINFINANCE – EARLY INVESTORS ALREADY CASHING IN MAGACOINFINANCE has now raised more than $4.8 million, and it”s entering the final stages of its exclusive offering. With a current price of $0.0002757 and a firm listing price of $0.007, traders are moving in quickly to lock in the spread before the public rollout begins. What sets MAGACOINFINANCE apart is its rock-solid structure. There’s a 100 billion token cap, no private sale manipulation, and a public-first model that rewards transparency. Built for sustainability and long-term growth, the project is becoming a magnet for early movers seeking real potential in 2025. Social channels are exploding with activity, wallet numbers are up, and its reputation as a fair launch is drawing serious attention across the market. LIMITED TIME OFFER-GET 50% EXTRA BONUS WITH CODE MAGA50X USE CODE MAGA50X FOR A 50% BONUS BEFORE ALLOCATION RUNS OUT Buyers who enter now can still claim a 50% token bonus by using the code MAGA50X. This extra volume boosts investor exposure before listing and is available only for a limited time as final supply continues to shrink. XRP, SOL, XLM, and HBAR: Driving Ecosystem Strength XRP continues building on its legacy as a cross-border solution with expanding global partnerships. Solana (SOL) is currently trading at $116.20, remaining a favorite for scalable smart contract deployment. Stellar (XLM) maintains a strong position in real-time payments and tokenized asset transfer. Hedera (HBAR) focuses on enterprise-grade efficiency through its hashgraph-powered network. JOIN A BILLION DOLLAR PROJECT — THIS IS YOUR EARLY ENTRY BEFORE EXCHANGE LAUNCH Conclusion The momentum around SOL, XRP, XLM, and HBAR shows that the altcoin space remains vibrant in 2025. But it’s MAGACOINFINANCE that’s attracting the boldest attention right now. With its fair tokenomics, active sale window, and rising community, this could be the one early-stage project worth watching most closely as the market continues to heat up. For more information on MAGACOINFINANCE and to participate in the pre-sale, visit: Website: magacoinfinance.com Twitter/X: https://x.com/magacoinfinance Continue Reading: Solana at $150—Why MAGACOINFINANCE and XRP Are Catching Up
The price of Bitcoin made a strong start to the month of April, reaching as high as $87,000 on Wednesday, April 2. The flagship cryptocurrency couldn’t sustain this blistering momentum, dropping below $84,000 in the late hours of Friday, April 4. However, the BTC price has been relatively stable compared to the altcoin market and the US equities market following the announcement of new trade tariffs by United States President Donald Trump. This show of resilience has reinforced the idea that the bull cycle might not be over just yet. Why Bitcoin Price Must Remain Above $69,000 In a Quicktake post on the CryptoQuant platform, crypto analyst Burak Kesmeci analyzed the Bitcoin market relative to the downturn affecting the broader financial markets. The analyst offered insight on the most critical support level should the premier cryptocurrency witness a similar decline. Related Reading: PEPE Price Breaks Ascending Triangle To Target Another 20% Crash Kesmeci pinpointed the “Bitcoin Spot ETF Realized Price” as a crucial metric to watch if the price of BTC succumbs to bearish pressure. As its name suggests, the Bitcoin Spot ETF Realized Price indicator measures the average price at which each Bitcoin exchange-traded fund was acquired. According to Kesmeci, the average purchase price of the BTC ETFs has acted as a formidable support area since the exchange-traded funds launched in early 2024. As observed in the chart below, the flagship cryptocurrency has tested the Bitcoin ETF’s realized price multiple times in the past 15 months. Kesmeci highlighted that the ETF realized price and Bitcoin’s most critical support level currently stand at around $69,000. The community analyst noted that the premier cryptocurrency is less likely to witness any severe correction so long as it does not slip beneath this price level. When Will BTC Resume Bull Run? While the Bitcoin ETF’s realized price is a crucial support level that could prevent a deep correction, the short-term holder (STH) realized price could prove pivotal to the resumption of the bull run. Ali Martinez said in a post on X that the first signal that BTC is ready to resume its bull run is reclaiming the short-term holder realized price at $90,570. As seen in the chart above, the STH realized price is acting as a major resistance to the premier cryptocurrency. The Bitcoin price has tested the on-chain indicator twice since falling beneath it in late February. As of this writing, the market leader is valued at around $83,900, reflecting an over 1% price leap in the past 24 hours. According to data from CoinGecko, the price of BTC is down by nearly 1% in the last seven days. Related Reading: Chainlink Whales Dump Over 170 Million LINK In Three Weeks – Selling Pressure Ahead? Featured image from iStock, chart from TradingView
The cryptocurrency world is no stranger to regulatory scrutiny, and the latest salvo comes from within the U.S. Securities and Exchange Commission (SEC) itself. Commissioner Caroline A. Crenshaw has ignited a debate by publicly criticizing her own agency’s analysis of stablecoins. Are stablecoins really as ‘stable’ and safe as they seem? Crenshaw’s recent statement suggests otherwise, pointing to potentially overlooked vulnerabilities within the seemingly steady world of USD-pegged digital currencies. Let’s dive into why she believes the SEC’s current approach to stablecoin risks is dangerously inadequate. The Core of the Controversy: SEC Regulation and Stablecoin Risks Commissioner Crenshaw’s critique centers on the SEC’s Division of Corporation Finance and their approach to classifying certain stablecoins. She argues that their analysis contains significant flaws – both legally and factually – that ultimately misrepresent the true nature of the U.S. dollar-pegged stablecoin market. At the heart of her argument is the assertion that the SEC is substantially downplaying the inherent stablecoin risks present in this rapidly growing sector. Crenshaw doesn’t mince words. She believes the Division’s analysis fails to properly acknowledge the risks associated with how most USD stablecoins are distributed and redeemed. This isn’t just about the issuers themselves, but about the web of intermediaries that play a crucial role in the stablecoin ecosystem. Why Intermediaries are Key to Understanding Stablecoin Vulnerabilities According to Commissioner Crenshaw, the reliance on intermediaries is where a significant portion of the stablecoin risks lies. Consider these points to understand her concern: Dominant Role of Intermediaries: A staggering over 90% of USD stablecoins rely on intermediaries for their distribution and redemption. This means that instead of directly interacting with the stablecoin issuer, most users go through third parties. Unregistered Entities: Many of these crucial intermediaries operate without being registered with regulatory bodies. This lack of oversight raises red flags, as it means they are not necessarily subject to the same compliance standards and scrutiny as registered financial institutions. Undermining Issuer Safeguards: Stablecoin issuers often implement measures to mitigate risks. However, Crenshaw argues that the reliance on unregistered intermediaries can effectively nullify these efforts. If these intermediaries falter, the issuer’s risk management strategies become less impactful. Holder Recourse at Risk: Perhaps the most concerning point is the potential lack of recourse for stablecoin holders. If an intermediary fails to redeem the coins as promised, holders may find themselves without a clear path to recover their funds. This directly contradicts the very premise of a ‘stable’ coin pegged to a fiat currency like the US dollar. In essence, Crenshaw is highlighting a critical point: the strength of a stablecoin system is only as good as its weakest link. If the intermediaries – the gatekeepers to accessing and redeeming these digital dollars – are not properly regulated and pose operational or financial risks, the entire cryptocurrency regulation framework around stablecoins becomes shaky. The SEC’s Stance and the Path Forward for Cryptocurrency Regulation Commissioner Crenshaw’s public disagreement with her own agency’s division underscores the ongoing debate within regulatory bodies about how to effectively oversee the rapidly evolving cryptocurrency landscape. Her statement can be interpreted as a call for a more rigorous and comprehensive approach to cryptocurrency regulation , particularly concerning stablecoins. Here’s a breakdown of the potential implications and questions raised by Crenshaw’s critique: Aspect Implication of Crenshaw’s Argument Questions Raised SEC’s Analysis Re-evaluation May prompt the SEC to revisit and revise its analysis of stablecoin risks, potentially leading to a more cautious and stringent regulatory stance. Will the SEC take Crenshaw’s concerns seriously and conduct a more thorough review of stablecoin intermediaries? Increased Regulatory Scrutiny Could lead to increased scrutiny of stablecoin intermediaries, potentially resulting in new regulations or enforcement actions targeting unregistered entities. What specific regulatory measures might be implemented to address the risks posed by stablecoin intermediaries? Will these measures stifle innovation or effectively protect consumers? Market Confidence Impact While intended to highlight risks and protect investors, such public disagreements within the SEC could temporarily impact market confidence in stablecoins. How will the market react to this internal debate within the SEC? Will it lead to greater demand for regulated stablecoins or increased skepticism towards the entire asset class? Broader Regulatory Framework May contribute to the ongoing development of a more comprehensive and robust regulatory framework for the entire cryptocurrency industry. Will this incident accelerate the development of clearer and more effective regulations for the cryptocurrency sector as a whole? Caroline Crenshaw’s Perspective: A Voice for Investor Protection It’s important to note that Caroline Crenshaw has consistently advocated for strong investor protection within the SEC. Her background as counsel to SEC Commissioners and her focus on enforcement actions reflect a commitment to safeguarding investors in complex financial markets. Her criticism of the stablecoin analysis aligns with this broader perspective. Her argument isn’t necessarily against stablecoins themselves, but rather against a potentially inadequate assessment of their risks. By highlighting the crucial role and potential vulnerabilities of stablecoin intermediaries , she is pushing for a more realistic and comprehensive understanding of the stablecoin ecosystem within the SEC and among market participants. Actionable Insights for Crypto Users and Stakeholders So, what does this mean for you, whether you’re a crypto investor, a stablecoin user, or involved in the industry? Increased Awareness is Key: Be aware of the risks associated with stablecoins, particularly those related to intermediaries. Don’t assume that ‘stable’ automatically means ‘risk-free.’ Due Diligence Matters: When using stablecoins, understand the entities involved in their distribution and redemption. Are they regulated? What are their risk management practices? Regulatory Developments are Crucial: Pay close attention to regulatory developments in the stablecoin space. Increased scrutiny and potential regulations could significantly impact the market. Advocate for Transparency: Support initiatives that promote transparency and accountability within the stablecoin ecosystem, including clearer regulatory frameworks for intermediaries. Conclusion: A Wake-Up Call for the Stablecoin Market? Commissioner Crenshaw’s outspoken critique serves as a potent wake-up call. It underscores that even within seemingly ‘stable’ corners of the cryptocurrency market, significant risks can lurk beneath the surface. Her focus on the often-overlooked role of intermediaries is particularly insightful and demands attention from regulators, industry players, and users alike. As the debate around stablecoin risks and regulation intensifies, one thing is clear: the path forward for stablecoins will be heavily influenced by how effectively these hidden vulnerabilities are addressed and mitigated. To learn more about the latest crypto regulation trends, explore our article on key developments shaping cryptocurrency regulatory landscape.
The latest crypto market metrics have set off a tidal wave of optimism by signaling that investors are shifting focus from stock to risk assets like BTC and Ether. While Bitcoin is decoupling from the S&P 500, stablecoin inflows are on the rise. As a result, market experts like John E. Deaton remain bullish over future prospects despite the ongoing turmoil. Investors Flock To Crypto Market: Here’s What Data Says An X post shared by analyst Ali Martinez on April 5 revealed that capital inflows across the crypto market have surged 350% in just two weeks. As per the data, inflows rose from $1.82 billion to $8.20 billion, which pointed to renewed market interest in risk assets. Source: Ali Charts, X Despite the broader market turmoil caused by Donald Trump’s announcement of reciprocal tariffs , investors anticipate a bullish future for Bitcoin, Ether, and other crypto. The data also signals that investors are securing funds by investing in stablecoins rather than stocks as global markets are facing pressure amid trade war tensions. Bitcoin Decouples From S&P 500 On the other hand, an X post by DataDash revealed that Bitcoin is decoupling from the S&P 500. BTC and S&P 500 have shown correlated action, and following the Elliott Wave Theory, the assets reached their wave 5 highs earlier this month. However, a recent shift in the market sentiment since April 2 has ignited a massive tide of speculations. The S&P 500 witnessed a steep decline of over 10%, breaking key support at 5500 and yet to show signs of a clear reversal to date. Meanwhile, BTC price is down slightly over 5% from its high and is still holding above support levels. This dynamic further underlines signs of capital rotation wherein funds flow out of equities and move to the crypto market. Source: DataDash, X Additionally, this metric also indicates that a paradigm shift in market sentiment could occur shortly ahead despite the ongoing turbulence. The robust stablecoin inflows have only added to the chances of a bull market ahead. Now, market participants are eagerly awaiting risk assets to digest trade war tensions. BTC Price Stays Strong, Crypto Market To Follow? Meanwhile, despite the bloodbath on Wall Street, BTC price maintained trading above $85K and prevented any major losses. The flagship crypto consolidated within the $81K to $84K range over the past day. Bitcoin’s resilient action in comparison to equities has left investors scratching their heads. Many experts even believe that the alt sector could mimic such a movement. A recent X post by attorney John E Deaton further shows intriguing data that underlines investors’ shift of interest towards risk assets. The post indicated that while $3.25 trillion was erased from the U.S. stock market in just a day, $5.4 billion was added to the cryptocurrency sector. The post Crypto Market Thrives As Investors Pull Out of Stocks: Know Why appeared first on CoinGape .
Crypto analyst and trader Ali Martinez is leaning bearish on one large-cap altcoin as he offers his outlook for Bitcoin ( BTC ) and the native token of the blockchain oracle Chainlink ( LINK ). Martinez tells his 134,800 followers on the social media platform X that payments altcoin XRP ( XRP ) could plummet by around 37% from the current level after forming a head-and-shoulders pattern on the daily time frame. A head-and-shoulders is a bearish pattern suggesting that an asset is losing bullish momentum after failing to print new highs with its right shoulder. Source: Ali Martinez/X XRP, the fourth-largest crypto asset by market cap, is trading at $2.05 at time of writing. Next up is Bitcoin. The analyst and trader says Bitcoin could flip bullish if the crypto king manages to retest a key price level as support. Specifically, Martinez says he’s keeping a close watch on BTC’s short-term holder (STH) realized price, a metric that tracks the average price at which all STHs acquired their coins. STHs are defined as wallets that have held their coins for 155 days or less. “The first signal that Bitcoin is ready to resume its bull run is reclaiming the short-term holder realized price at $90,570!” Source: Ali Martinez/X Bitcoin is trading at $83,300 at time of writing. The crypto analyst and trader also says that there are “signs of profit-taking” in the Bitcoin market as older coins return to crypto exchanges. Citing data from the blockchain analytics platform CryptoQuant, Martinez says that more than 1,058 BTC, worth slightly over $88 million at the current price, were moved by long-term holders in just one day. Long-term holders are entities that have kept their coins inactive for more than 155 days. Source: Ali Martinez/X Looking at Chailink, Martinez warns that LINK could turn bearish as it tests an ascending trendline on the weekly chart that has kept the altcoin bullish since July 2023. Source: Ali Martinez/X Chainlink is trading at $12.63 at time of writing. Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: DALLE3 The post Analyst Says Top-10 Altcoin Setting the Stage for a Big Crash, Outlines Path Forward for Bitcoin and Chainlink appeared first on The Daily Hodl .
The post This Token Priced at Just $0.025 Might Change Your Crypto Portfolio Forever appeared first on Coinpedia Fintech News In the world of crypto, life-changing moves often come from catching high-potential tokens before they hit the mainstream. The big names like Ethereum and Bitcoin have already made their mark—but the next wave of growth is coming from smaller, utility-driven tokens still in their early stages. One of the most talked-about among these is MUTM, the native token of Mutuum Finance, which is currently priced at just $0.025. For those paying attention, this might not just be another addition to the portfolio—it could be the one that redefines it entirely. Mutuum Finance (MUTM) Mutuum Finance is building a decentralized ecosystem around lending and borrowing—offering users full control over their assets through smart contracts. It provides an alternative to traditional lending protocols by giving users access to liquidity without having to exit their positions, and also rewarding those who supply assets to the protocol with yield that adjusts based on demand. This structure enables both active and passive users to benefit, whether they’re looking to earn consistent income or deploy capital for flexible borrowing. But what’s capturing attention right now isn’t just the platform’s design—it’s the price of MUTM and the upside it presents. Sitting at $0.025 during its presale, MUTM is entering the market at a valuation that leaves significant room for growth. The launch price is set at $0.06, which already positions early buyers for more than double returns. But analysts and investors tracking the project are looking well beyond that. Based on projected adoption, platform expansion, and token utility, there are growing expectations that MUTM could reach up to $7 by the end of 2025. That’s a staggering 28,000% increase from the current presale price—a surge that, while ambitious, is not unheard of in the DeFi space when a project combines timing, traction, and strong tokenomics. As crypto re-enters a growth phase, capital is increasingly flowing into early-stage projects that offer real functionality and long-term potential. Mutuum Finance stands out in this trend. With over $6.1 million raised and more than 7,750 holders already involved during the presale, the numbers reflect more than just initial excitement—they show strategic interest from investors who know how to spot value early. What makes this even more compelling is the way the token model is designed to benefit its users. A portion of the protocol’s revenue is allocated to buying MUTM from the market, which helps reduce circulating supply. Those purchased tokens are then redistributed to participants who contribute to the ecosystem, encouraging both long-term holding and ongoing engagement. Beyond its smart tokenomics, Mutuum is solving a practical challenge in decentralized finance: giving users access to liquidity and yield without requiring them to give up control of their assets. As more individuals and institutions look for alternatives to traditional financial systems, tools that allow transparent borrowing and sustainable passive income are seeing greater demand—and Mutuum is building directly for that use case. The upcoming CertiK audit adds another layer of credibility. As one of the most recognized names in blockchain security, CertiK’s involvement signals that the protocol is preparing for broader visibility and larger-scale participation. This is often a turning point for newer projects—when institutional players start paying attention. For investors looking to add a new token to their portfolio, the numbers speak for themselves. A $1,000 investment at $0.025 would give you 40,000 MUTM tokens. When the token reaches $7, that investment turns into $280,000—all based on a structured system with real yield and a growing user base. Opportunities like this don’t stay quiet for long. MUTM is still early, still affordable, and still under the radar—but the momentum is building fast. With its strong foundation, planned token mechanisms, and massive upside potential, this $0.025 token will be the one that transforms your portfolio for good. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance
Brazil’s Superior Court of Justice has ruled that judges can now authorize the seizure of cryptocurrency assets from individuals who have defaulted on their financial obligations. The decision reflects the country’s growing acceptance of digital assets as legitimate financial instruments. The unanimous ruling, delivered by the court’s Third Panel , allows judges to notify cryptocurrency exchanges of their intent to confiscate a debtor’s holdings in order to repay outstanding debts. Brazil Court Grants Crypto Same Legal Status as Bank Accounts in Debt Cases The move brings crypto assets under the same legal treatment as traditional bank accounts, which courts in Brazil can already freeze or seize without prior notice to the account holder. “Although they are not legal tender, crypto assets can be used as a form of payment and as a store of value,” stated a translated excerpt from the court’s official memo. The ruling emerged from a specific case presented by a creditor, and was supported by all five judges on the panel. Minister Ricardo Villas Bôas Cueva, one of the panel members, acknowledged that while Brazil still lacks comprehensive regulations governing cryptocurrencies, several legislative proposals have already defined crypto as a “digital representation of value.” Crypto usage has been rising steadily in Brazil. According to an October report by Chainalysis, Brazil ranks second in Latin America for total crypto value received—a key indicator of adoption. O STJ decidiu que, se o devedor não paga a dívida reconhecida na sentença judicial, o juiz pode enviar ofício às corretoras de criptomoedas com a finalidade de achar e penhorar ativos digitais em seu nome. Conheça o caso: https://t.co/YGPFQpy1gl pic.twitter.com/ny5iT2hx1i — STJ (@STJnoticias) April 3, 2025 Earlier this year, Binance secured approval to operate in Brazil after acquiring a São Paulo-based investment firm, a move signaling greater institutional interest in the market. Despite progress, regulatory developments remain mixed. In December, Brazil’s central bank proposed restrictions on stablecoin usage in self-custodial wallets, sparking concerns among users who rely on dollar-pegged tokens to protect against the devaluation of the Brazilian real. Brazil Warming Towards Digital Assets Brazil has been moving toward digital assets and innovative technologies like blockchain. In 2023, the country announced it is set to issue digital identification documents for its more than 214 million citizens using blockchain technology. The decision to leverage blockchain technology for digital identity stems from its inherent properties of immutability and decentralization. In addition to the digital identity project, Brazil is also making strides in the development of a central bank digital currency (CBDC). In August, the government provided more details about the project, which has been rebranded as Drex. The CBDC aims to expand business access to capital through a tokenization system associated with the Drex. More recently, the central bank of Brazil vowed to tighten rules and strengthen its oversight of crypto platforms amid growing crypto adoption in the country. The post Brazil Authorizes Judges to Seize Crypto from Debtors in Landmark Ruling appeared first on Cryptonews .
According to data available on DeFiLlama’s fees page, which tracks fees across various DeFi protocols, there was a huge spike in fees on the Polymarket platform. The surge in fee generation could be attributed to a rise in user activity or transaction volume on the platform. Historically, the Polymarket prediction market platform records increased engagement during high-profile events, such as elections, major sports outcomes, or significant global developments, as punters scramble to place bets or speculate on outcomes. Polymarket was the second-highest fee-generating protocol on DeFiLlama’s fees & revenue dashboard. Source: DeFiLlama Polymarket goes off in April On a monthly scale, the DefiLlama data shows that April has been Polymarket’s most profitable month in terms of fees. This is just the fifth day in the month, but the platform appears to have already amassed more than half of its all-time fees. It sounds ridiculous, but it’s true. The data appears even more interesting on the weekly and daily fee charts. The weekly data shows that there was only average activity on the platform between January and March, but that changed in April, which is still in its first week at the time of this publication. The daily fee data revealed even more. It showed that Polymarket fees did not really spike until April 3, when it recorded $7.33M. It has since maintained a value above $7M on a daily basis, reinforcing the platform’s recent spike. Polymaket may be one of the rare winners of the “Liberation Day” tariff announcements by Donald Trump on April 2, 2025. The announcement saw him unveil a sweeping tariff plan targeting goods from nearly all countries, and it sent shockwaves through the traditional financial markets. The Dow reflected this, reportedly dropping 3,700 points between April 2 and 3, while Polymarket’s recession odds jumped from 51% to 60% by April 4. This reflects a frenzy of activity from punters who scrambled to wager on the economic outcomes directly tied to the tariff news. Public sentiments on X from April 3 align with this, showing Polymarket’s recession odds rose from 33% to 47% and inflation bets above 4% jumped from 17% to 48% within 48 hours, alongside a $2 trillion wipeout in US stock market value. The spike in activity and fees aligns with Polymarket’s historical pattern of fee spikes during high-stakes events—like the 2024 US presidential election, which saw election bets push fees to notable heights. The tariff announcement is expected to drive economic chaos with traders flooding markets like “US recession in 2025?” or “Will the NYSE hit a circuit-breaker?”—both of which saw sharp probability shifts on Polymarket. US recession odds shot up during the week on Polymarket. Source: Polymarket An increased amount of trades equates to more USDC flowing into the platform, pumping the fee totals tracked by DeFiLlama, even if Polymarket has stated that it doesn’t pocket them directly. Another rationale for the spike is a change in Polymarket’s operations—for example, a change in its fee structure. However, the platform claims it has not changed its fee structure in a significant way that introduces trading, deposit, or withdrawal fees as a primary revenue model. Polymarket has always operated with a no-fee model. Its official documentation and statements from CEO Shayne Coplan highlight the platform’s focus on growth over monetization, so while it may charge fees in the future, there is no timeline of when they may be implemented yet. The platform has, in the past, generated revenue indirectly through spreads on trading and liquidity provision rather than directly imposing fees on users. Why does Tether lead Circle so much in profit margin? Even though Polymarket saw a huge spike in income, according to DefiLlama, it still falls behind Tether with its cumulative revenue. Tether’s rival, Circle took the final top-three spot in terms of cumulative fees and revenue. Tether (USDT) and Circle (USDC) are stablecoin issuers whose incomes are linked mainly to the interest earned on the reserves backing their stablecoins, even though some additional revenue comes from redemption or issuance fees. Both companies operate identical business models, and their primary revenue comes from investing their reserves in interest-bearing instruments, such as US Treasury bills, which have yielded 3.5%-5% annually in recent years thanks to elevated interest rates. Nevertheless, data shows that Tether makes more profit than Circle, with recent estimates suggesting the USDT issuer earned over $18 million in revenue in the last 24 hours, while Circle reported $6.35 million. This is even though USDT’s circulating supply is only about 2.3 times greater than USDC’s. In fact, on a per-unit basis, Tether reportedly generates roughly 20 times more profit per stablecoin than Circle. Tether is a perennial leader in the revenue generation chart. Source: DefiLlama Another reason for this huge difference could be Tether’s affinity for taking on riskier or higher-yield investments. Meanwhile, Circle, regulated as it is, has said its reserves are held in safe assets like Treasuries and cash, which yield a predictable but modest return. Tether is less transparent about its reserves only listing “secured loans” and other non-transparent assets which suggests it could be chasing higher returns not minding the added risk. There is also the fact that Circle is at a structural disadvantage because of its inability to keep more of its revenue in-house. This is because of its deal with Coinbase, which gives it a cut of USDC’s economics, diluting Circle’s per-unit profit. Tether has no such major partner and retains full control over its issuance and redemption process, which allows it to keep more of its revenue in-house. It also charges a 0.1% redemption fee for converting USDT back to fiat, providing a small but steady revenue stream, especially with high-volume users. Circle, on the other hand, offers users fee-free redemptions, leading to what has been tagged “vampire attacks,” an arbitrage process where users swap USDT for USDC to cash out cheaper. Overall, Tether has more market dominance than Circle, which allows its reserves to grow faster, thereby compounding interest earnings. Cryptopolitan Academy: Want to grow your money in 2025? Learn how to do it with DeFi in our upcoming webclass. Save Your Spot