In a milestone that marks the growing fusion of traditional finance and blockchain technology, Bank of America has extended its partnership with Ripple by integrating Ripple's RLUSD stablecoin within its internal payments workflow. The development is not just a milestone for Ripple (XRP) but also a watershed transformation in how major financial institutions are adopting digital assets and stablecoins as legitimate payment instruments. A New Era in Bank & Blockchain Collaboration The partnership between Ripple and Bank of America, initially highlighted for its pioneering blockchain-based cross-border payment networks, has evolved into a broader collaboration to simplify financial workflows internally. The implementation of RLUSD (Ripple's USD-backed stablecoin) at Bank of America is designed to optimize liquidity management, reduce transaction costs, and accelerate settlement times This innovation reflects an enormous step towards mainstream stablecoin acceptance beyond speculative trading—highlighting their use as stable, efficient instruments for corporate finance transactions in the real world. What is RLUSD and Why It Matters The RLUSD stablecoin, pegged 1:1 to the US dollar, is the brainchild of Ripple's vision to bridge traditional finance and decentralized finance (DeFi) networks. Stablecoins, in contrast to volatile cryptocurrencies, possess stable value and are ideal for payments, remittances, and settlements in both fiat and crypto markets. Bank of America can leverage RLUSD to achieve the transparency and immutability of blockchain with currency stability—a fantastic blend of innovation and stability. Benefits to Ripple and Bank of America The collaboration has numerous advantages: Blockchain enables near real-time payment finality, eliminating delays associated with traditional banking hours or intermediaries Reduced reliance on correspondent banks and clearinghouses lowers the transaction cost. Every transaction on Ripple's ledger is traceable, auditable, and immutable, enhancing trust and compliance. RLUSD facilitates the seamless movement of dollar-equivalent capital around the globe, optimizing capital allocation. For Ripple, Bank of America's support is a prominent endorsement for RLUSD and accelerates institutional uptake—which is central to Ripple's long-term growth prospects. Broader Ramifications for the Banking Sector Bank of America's embrace of a stablecoin solution reflects a larger trend: major financial institutions are speeding up the implementation of crypto-native solutions in order to remain competitive and keep up with increasing customer demand for speed and low costs. Stablecoins, once on the fringe of assets, are now being seriously considered as important tools in the global payment arena. This collaboration may push other banks to advance their digital asset agendas, initiating a virtuous cycle of innovation and pressure on regulators to develop more concrete frameworks. Despite the enthusiasm, challenges remain. Regulatory uncertainties around stablecoins and digital asset custody continue to pose risks. Bank of America and Ripple will need to navigate evolving compliance landscapes to ensure RLUSD's adoption remains frictionless and compliant. Public skepticism about data privacy and security on blockchain networks necessitates ongoing transparency and education. Maintaining a robust security posture and proactive regulatory engagement will be paramount as this partnership scales. Conclusion Bank of America's decision to incorporate Ripple's RLUSD stablecoin into its internal payments infrastructure is a breakthrough for both entities and the financial sector in general. It reflects the slow but relentless embrace of blockchain innovation by mainstream institutions. As RLUSD sets a new standard for speed, transparency, and cost-efficiency in payments, Ripple solidifies its role as a key player at the nexus of finance and technology. Both for the crypto space and traditional banking, this partnership offers a glimpse into the future of money movement—fast, seamless, and on the back of the power of blockchain. The weeks and months to come will determine how far this partnership can impact the evolving face of digital finance.
Reddit stock climbed 15% Friday after it revealed its second-quarter results, with revenue up 78% year-over-year to about $500 million and EPS hitting $0.45, far surpassing Wall Street expectations. Most Wall Street analysts were impressed by the company’s ad business, seeing that AI-based advertising and rising user numbers largely drove its revenue growth. The announcement boosted investor confidence in the company’s AI-powered ad tools and strong user engagement. Ads generated $465 million—accounting for 93% of total revenue. Reddit’s daily active user count grows despite Google traffic The company saw an 84% jump in ad revenue and a 21% increase in daily active users to 110.4 million, boosted by international growth and AI-driven search , which now generate 70 million weekly queries. Analysts claim its rising daily active user builds investor confidence in the platform’s “long-term growth narrative”. Analysts at Piper Sandler even noted that while fluctuating Google traffic was a challenge in Q2, Reddit’s US daily active user count grew, showing the platform’s distinctive content holds value for both Google and its users. The firm also reported a 24% annual increase in alternative revenue streams, like its data licensing business, totaling $35 million. The discussion forum has been intensifying its focus on AI-enhanced ads. It uses its community-sourced data to power tools like Reddit Insights and Conversation Summary Add-ons, which are featured in the new Community Intelligence suite and help brands mine discussions for marketing value. The firm’s acquisition of Memorable AI in 2024 also strengthens its positioning as an ad-tech player. The company has projected that its Q3 revenue will range from $535 million to $545 million, topping the average analyst estimate of $473 million, per LSEG figures. Danni Hewson, head of financial analysis at AJ Bell, acknowledged that Reddit’s decoding of user intent through real community interactions could open up more monetization prospects, hinting that the firm could reach its target. He further commented, “Being able to home in on exactly the kind of consumer who might be open to splurging on what a seller offers has made sites like Reddit hugely popular with advertisers.” Reddit plans on expanding its conversational AI tool Though still recent, Reddit’s content licensing deals with Google and OpenAI have already generated a stable revenue stream in the second quarter, hinting at meaningful long-term value. Since launching in December, Reddit Answers—a conversational AI tool—has also experienced strong user growth, increasing from 1 million to 6 million weekly users over the past quarter. According to CEO Steve Huffman’s message to shareholders, Reddit is focused on weaving the tool further into its search framework to position search as a core component of the platform. He added that the company could grow to a search hub, offering a special kind of knowledge and conversation breadth that cannot be found on other platforms. Reddit Answers is already deployed in 12 countries and is eyeing global expansion. The company eventually plans to merge it with core search functionality and make the search bar more visible in the app’s design. So far, the company is valued well above its peers, trading at 74.57 times its estimated earnings for the next year, compared to 19.39 for Pinterest and 27.54 for Snap. Get seen where it counts. Advertise in Cryptopolitan Research and reach crypto’s sharpest investors and builders.
Clients at the brokerage giant Charles Schwab believe the next three months will be bullish for the stock market. In the firm’s Q3 2025 Trader Client Sentiment Report, Charles Schwab reveals that 57% of its clients are bullish in the stock market for this quarter, with only 29% having a bearish bias. The survey also shows that 53% of respondents plan to invest in individual stocks this quarter, as 42% say they intend to add more funds to their portfolio. Only 19% plan to take money out of their investment account. As Charles Schwab traders express their market sentiment over the next few months, 62% say they are most bullish on artificial intelligence (AI) stocks, 56% say growth stocks are their top pick and 55% say they see the most upside potential in domestic stocks. Meanwhile, 55% say they are bullish on the equities market in general. Source: Charles Schwab The survey results come as banking giant Goldman Sachs unveils a trade it says could spark an investor stampede driven by fear of missing out (FOMO). In a new podcast episode, Kunal Shah, the co-CEO of Goldman Sachs International, says that a Fed rate cut will negatively impact the value of the US dollar and trigger rallies in European stocks, fueled by cheap dollars and a rising euro. 4:50 “I think from here. One of the key drivers beyond the long-term capital allocation theme is really just relative monetary policy. We’re at the point now where the ECB (European Central Bank) may be done [cutting rates], at least for now. But there is pressure on the Fed to cut. Now you need to figure out when they are getting a green light from a data perspective, but there is definitely room there for further easing in the front end of the US curve, and that can catalyze another move higher in the euro. And when the euro is rallying, it is the ultimate FOMO trade that I think people now are going to have to re-risk into.” Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: Midjourney The post Charles Schwab Clients Betting Big on Three Asset Groups for Q3 As Goldman Sachs Unveils ‘Ultimate FOMO’ Trade appeared first on The Daily Hodl .
Worldcoin (WLD), already one of the most talked-about coins of 2025, is making headlines again as it continues to launch its global identity project using the latest biometrics and artificial intelligence. With the project breaking new ground as it combines blockchain, AI, and privacy-based identity verification, enthusiasts and investors alike are asking: is a price surge of WLD on the horizon? A New Era: Worldcoin's Vision for Global ID Launched with a vision of creating an inclusive, decentralized identity system for all the people of the world, Worldcoin is not only in the news due to its technical courage but also due to its scale. In a year and a few months, the initiative has more than 3.5 million signups on six continents driven by its biometric ”Orb” scanners that capture the iris of a person to create secure, individual digital identities. Worldcoin's approach is spectacularly different from that of nearly all competitors. Instead of employing traditional, universally exclusionary documents, its platform utilizes biometric and AI technology to enable everyone—nationals and non-nationals, documented and undocumented alike—to prove they are human when online. The innovation addresses everything from voter fraud to spam bots and paves the way to new opportunities in decentralized finance and social interaction. Biometric & AI Innovations Powering Adoption Worldcoin's exponential growth has been driven by high-profile pilot drops. In 2025, the project rolled out mass deployments of its Orb devices in major metropolitan areas and emerging markets, often partnering with government organizations and NGOs to drive inclusion and access to digital. Latest versions now include strong AI-powered privacy protection, storing user data safely encrypted and anonymized—a top priority with regulatory attention to biometrics gaining speed. The AI layer shatters the tech buzzword barrier: Worldcoin's algorithms allow for fraud detection, reduce duplicate sign-ups, and monitor exploitation, without ever sacrificing privacy. Analysts note that this marriage of advanced biometrics and on-chain authentication could be a standard for the next generation of crypto-based identity projects. WLD Token: A Breakout Waiting to Happen At the heart of the Worldcoin ecosystem is the WLD token, distributed as a reward to verified users and used in an increasing number of dApps and community governance mechanisms. Priced attractively under its 2024 highs, WLD has remained resilient in the face of bearish crypto markets. Recent spikes in new registrations and excitement over expansion into new geographies have some predicting a bullish flip, however. Technical signals indicate WLD could be entering into an ”accumulation phase” as long-term investors build on their positions. If milestones of adoption keep coming and the global discussion around identity and AI gets hotter, a price spike follows as retail and institutional investors alike look for a piece of the action. Navigating Privacy, Regulation, and Hype Of course, Worldcoin's rapid expansion is accompanied by controversy. There have been allegations of centralization, abuse of biometric information, and danger from using such technology in unregulated markets. To counter these issues, Worldcoin has put significant effort into open-source security audits, external monitoring, and user consent infrastructure to meet new privacy needs. Most notably, the project's willingness to engage with regulators and open governance seeking marks it out, especially within an increasingly doubting regulatory climate of digital ID issuers. Conclusion Worldcoin is betting everything on a borderless, bureaucracy-free, all-digital future where anyone can prove ownership of a single, unique digital identity. Backed by cutting-edge AI and biometrics, it's spearheading a global revolution. While WLD speculation builds in anticipation of the next rally, all eyes are on user growth and breakthrough technology launches in the weeks ahead. For those watching the confluence of AI, blockchain, and privacy, Worldcoin is something to watch for—both for the vision and for bringing on the next crypto boom.
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Shiba Inu experienced a significant increase in its burn rate alongside market volatility. Token burning could positively impact SHIB's long-term value by reducing supply. Continue Reading: Shiba Inu Celebrates Five Years with a Dramatic Token Burn Surge The post Shiba Inu Celebrates Five Years with a Dramatic Token Burn Surge appeared first on COINTURK NEWS .
After a sizzling hot July rally in which Solana's (SOL) price rose more than 40%, fast-paced blockchain is now attempting to reconcile with a summer of volatility. While August passes, DeFi activity on Solana has dropped off a precipice and SOL price retreated from all-time highs and investors find themselves wondering: will the bounce be imminent, or is Solana running out of magic? Euphoria to Caution: The July Explosion Solana's July speed was impossible to ignore. Investor, developer, and big DeFi protocol enthusiasm propelled the blockchain to new highs above $200, outperforming much of the crypto space. Volumes detonated and projects on Solana experienced record popularity, with many funds and platforms ringing in the ”Solana Summer” as the narrative of the year in 2025. But weeks later, the story has turned. SOL retreated hard to around $180 as a sequence of signs began to show that the rally had cooked. Daily active addresses started to drop, and Solana's DeFi total value locked (TVL) fell, pointing to waning risk appetite in the midst of more general market conservatism. DeFi Activity Solana's hypergrowth has always been followed by its active DeFi ecosystem. Decentralized lending, trading, and staking protocols made Solana a speedy, more affordable substitute for Ethereum. Recent data, however, show users taking a temporary pause: TVL is down, and deposit and borrowing volumes have thinned. Experts attribute this slump to several reasons. First, investors are dumping after gains in July. Second, the overall crypto market—still nervous after months of uncertainty—is pulling funds into more established blockchains and stablecoins. Solana's lightning-fast updates, while a core feature, have at times been accompanied by intermittent network congestion, which has made traders and developers momentarily doubt their investments. Technical Support and the Road Ahead Technically, Solana is currently trading above a major support level of $178. Most observers regard this area as important: if SOL holds firm here, then a bounce may be in the cards. In the meantime, future network upgrades scheduled for later in August promise higher throughput and stability, capabilities that may bring developers and users back to the platform. Institutional demand is a silver lining. Several funds that track blockchain performance have registered net inflows into Solana products even as speculation cooled. And several projects are taking advantage of this quieter time to roll out upgrades, roll out new DeFi protocols, and prepare for the next phase of adoption. One feature setting Solana apart is a large and passionate developer community. While on-chain activity drops, hackathons continue to draw new teams, and Solana NFT projects remain surprisingly resilient. The ecosystem's ability to rally when things are tough is seen by many as proof that Solana possesses longer-term upside beyond recent price action. Bull or Bear in August? So will Solana bounce back? Decision pending. Traders are monitoring $178 as the turning point; a decisive break above there might enable another rebound, while a drop below it could hasten the slide. Ultimately, Solana's fate may rest on both its technical performance in the next few weeks and broader trends across the crypto cosmos. After a few moments of euphoria, Solana receives its first serious test of the summer. As DeFi usage tapers and price momentum fades, peril and possibility loom. With technical advancements on the horizon and an engaged ecosystem that continues to improve, investors have basis for bullish caution. Whether Solana reverts to its torrid path—or continues to consolidate—will be made known as August unfolds.
Bitcoin traders are scrambling to get ahead of what could be a major market crash...
Seasoned market analyst CryptoBull has published a new technical forecast on XRP’s short-term trajectory. In a tweet accompanied by a chart showing the XRP/USD 4-hour time frame on Bitstamp, CryptoBull stated, “XRP will breakout of this bullish falling wedge and climb towards $4 within the next 2 days!” The chart highlights a falling wedge pattern that has been forming since mid-July, bounded by two descending trend lines converging at a point just beyond August 4. This pattern typically implies a potential reversal to the upside, and CryptoBull is projecting a sharp move that could take XRP up to the $4 level. At the time the chart was posted, XRP was trading near $2.99, with the candle formation remaining within the confines of the wedge. The price action has continued to compress as it approaches the apex of the pattern. #XRP will breakout of this bullish falling wedge and climb towards $4 within the next 2 days! pic.twitter.com/rTQwXQD5d1 — CryptoBull (@CryptoBull2020) August 1, 2025 Price and volume have declined, consistent with the formation of a falling wedge. Historical market behavior suggests that such setups often lead to a breakout, especially when met with increased volume near the wedge’s end. The chart’s structure visually reinforces the forecast, with both the lower and upper trend lines containing the price action, while converging toward early August. If the projected breakout occurs as indicated, the move to $4 would represent a roughly 33% increase from the current levels. XRP Community Weighs in with Varying Outlooks Other market participants responded to CryptoBull’s analysis with varying interpretations and expectations regarding timing and volatility. X user Adam Johnson commented , “Timescales are always dangerous, but I like the optimism!! I won’t hold you to it, kudos if you’re right and if not I’m sure it’s coming in the relatively short term.” His message conveyed cautious optimism. It highlights the difficulty in predicting precise breakout timing, while also expressing general agreement with the direction of the forecast. Another commenter, Mary Star, also provided her view, writing , “I think it could be something more like 3-5 days with the possibility of dropping as low as mid to high 2.70s first, but I’m pretty new to this so don’t trust what I say lol.” Her remarks suggested a slightly more conservative outlook, expecting a dip before a sustained upward move. Although she expressed less confidence in her prediction, her assessment still pointed toward eventual bullish momentum aligning with the structure highlighted by CryptoBull. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 XRP Key Price Levels and Chart Dynamics The price levels shown on the chart include horizontal lines marking significant ranges, particularly around the $3.00 zone, which currently serves as a key pivot area. The lower boundary of the wedge appears to provide structural support slightly above $2.80. A brief wick below this level is visible around July 24, but the price quickly rebounded back inside the wedge. On the upside, the declining resistance line has capped recent price attempts to rise, forming a tight range now nearing a breakout point. Volume bars below the candlesticks indicate waning trade activity during consolidation, a common feature before potential high-volatility moves. The 200-day moving average line is also visible but remains beneath the wedge, reinforcing the current consolidation as taking place above longer-term support. XRP Market Context and Near-Term Implications CryptoBull’s forecast comes at a time when XRP has shown resilience in holding above key support areas despite broader market fluctuations. The proposed $4 target , if achieved, would bring XRP closer to levels last observed during bull market cycles. The two-day time frame suggested by CryptoBull introduces a short-term trading hypothesis rather than a long-term investment thesis. While the final direction of the move remains contingent on confirmation from price and volume action, the falling wedge structure shown on the 4-hour chart meets established technical criteria for a bullish continuation pattern. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Analyst: XRP Will Break This Bullish Falling Wedge and Hit $4 In Next 2 Days appeared first on Times Tabloid .
In a rapidly evolving crypto market, discerning the smartest investment choice can be challenging. Cosmos (ATOM) and Celestia (TIA) attract attention with distinct features and growth potentials. This article dives deep into these tokens, examining their strengths and future prospects, to help determine which might offer the most promising returns today. Cosmos Market Review and Trade Levels Amid Price Volatility Cosmos gained 7.05% over the past month but declined nearly 27.88% in the last six months. The price fluctuated between $3.64 and $5.06, highlighting significant volatility in the market. A recent one-week drop of 9.28% added to the mixed outlook. Short-term strength occurred amid long-term challenges, keeping investors cautious. Indicators such as momentum and oscillators revealed uneven sentiment, indicating difficulties in maintaining a stable upward trend despite some positive activity. Cosmos trades near a support level at $3.07 and a resistance level around $5.90, with extended boundaries at $1.66 and $7.31, respectively. Market sentiment is cautious, as seen in the Awesome Oscillator and Momentum indicators showing negative values, while the RSI sits at 38.10. Although bearish pressures remain strong, recent gains suggest some buying interest. Price action lacks a firm trend, allowing for short-term trading opportunities within these levels. Traders may consider entering positions beyond the $5.90 resistance or initiating buys near the $3.07 support, using strict stop-loss strategies. Celestia Price Trends Amid Shifts and Volatility The past month TIA saw a noticeable burst with a 25.64% increase, contrasting with a challenging half-year performance marked by a 56.73% drop. Weekly movement fell by 7.30% during this volatile phase. Price fluctuations reflected underlying uncertainty, with temporary gains failing to sustain long-term momentum. Historical data shows a coin that has experienced rapid rallies followed by steep declines, highlighting the potential for quick recoveries and the risk of swift downturns. Recent swings suggest a market with reactive sentiment and mixed signals from technical indicators. Current prices trade between $1.25 and $2.20, with immediate support at $0.82 and resistance nearby at $2.72, while a secondary resistance appears at $3.66. The Awesome Oscillator at 0.02, along with slightly negative momentum of -0.51 and an RSI close to 42.72, indicate a market under mild selling pressure even as buyers eye potential entry points at lower levels. The price range creates opportunities for traders looking to capitalize on short-term reversals or breakouts. A trade setup could involve careful entries near support and monitoring the resistance level for any convincing bullish breakout, while the mixed technical picture suggests caution until a clear directional trend emerges. Conclusion ATOM offers a strong foundation and a well-established ecosystem. It is supported by a robust team and has a clear development plan. TIA , on the other hand, presents innovative concepts and potential for future growth. However, it is still in its early stages and carries some inherent risks. Both coins have unique strengths. ATOM is a safer bet for those looking for stability and sustained progress. TIA may appeal to those seeking potential high rewards despite initial uncertainties. Making a decision depends on individual investment goals. Both coins offer promising opportunities in their own right. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.