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There’s a growing divergence between institutional investors’ expectations for US stocks and the dollar, according to a new survey conducted by the financial giant Goldman Sachs. Goldman’s survey indicates investors are expressing increased bullishness on US stocks, particularly on Tesla, Meta, Alphabet, Amazon, Apple, Microsoft and Nvidia, the large tech firms that make up the “Magnificent Seven.” Conversely, the same institutional investors are demonstrating a surge in bearishness on the dollar amid US fiscal issues. Oscar Östlund, a managing director at Goldman, notes that dollar bears now outnumber bulls by a ratio of more than 7:1. “One of the most important paradigm shifts over the last couple of months has been the decoupling of the dollar and US equities.” Source: Goldman Sachs Goldman’s investor survey has only clocked bearish dollar sentiment next to a bullish view on US stocks three times in the past 9.5 years. In terms of stocks, 51% of Goldman’s respondents were bullish on the S&P 500, while 32% were bearish. Östlund says that equity bullishness could suggest market vulnerability to a reversal. “A very one-sided position is a sign of a stretched market. In itself, a very strong consensus is not a reason for the market to turn, but it makes for a market that’s susceptible to relatively sudden changes based on even minor catalysts.” Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: Midjourney The post Institutional Investors Express Rising Confidence in Stocks Amid Increased Bearishness on the US Dollar: Goldman Sachs Survey appeared first on The Daily Hodl .
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The post Ripple News: Nasdaq Firm Files $50M Plan to Integrate XRP into Core Operations appeared first on Coinpedia Fintech News XRP is gaining fresh momentum in the real-world utility race, and this time, it’s coming straight from an official SEC filing. In a surprise move, Wellgistics Health , a Nasdaq-listed healthcare firm, has revealed its plans to deeply integrate XRP and the XRP Ledger (XRPL) into its core business operations. This could become one of the most bullish developments for Ripple in 2025. Healthcare Meets Crypto: SEC Filing Reveals XRP Plans Wellgistics Health filed a detailed S-1 form with the SEC outlining its vision to use XRP not just for payments but also as a strategic financial asset. The company aims to use XRP for B2B transactions, treasury reserves, collateral, and even capital-raising activities. The filing also highlights a $50 million fund from LDA Capital that will support the development of XRP infrastructure within the firm. XRP’s Utility in Doubt? Analysts Share Mixed Opinion While Ripple continues to battle regulatory challenges with the SEC , this move strengthens XRP’s image in the market. It provides real-world proof that XRP isn’t just a speculative token; it’s being positioned as a financial tool by a legitimate company. Analysts believe this undermines the old narrative that XRP lacks utility. What I have gathered from reading the S-1 form filed with the SEC today by Wellgistics Health is incredibly revealing. It is more than just a company using XRP in its treasury reserve. This is a summary of what the filing revealed: 1. WH is not only planning to hold XRP as a… — bill morgan (@Belisarius2020) July 25, 2025 Crypto experts like Bill Morgan explained that Wellgistics Health isn’t just holding XRP like savings, it plans to actively use it in its business. The company aims to send fast, low-cost payments using the XRP Ledger, raise funds by selling shares to buy more XRP, use XRP as backup for loans, and even earn income from it. This shows XRP being used in real-world ways, not just sitting idle, proving it has real utility. However, on the flip side, Former SEC official Marc Fagel cast doubt on Wellgistics Health’s credibility, highlighting its poor financials, minimal assets, and a “going concern” auditor warning. He compared the move to crypto pump-and-dump tactics and questioned the legitimacy of a healthcare startup needing a crypto stockpile. Fagel suggested that the XRP strategy might simply be a ploy to raise capital by riding the crypto and AI wave. .article-inside-link { margin-left: 0 !important; border: 1px solid #0052CC4D; border-left: 0; border-right: 0; padding: 10px 0; text-align: left; } .entry ul.article-inside-link li { font-size: 14px; line-height: 21px; font-weight: 600; list-style-type: none; margin-bottom: 0; display: inline-block; } .entry ul.article-inside-link li:last-child { display: none; } Also Read : Fact Check: Has Ripple Really Hired Hollywood Star Sydney Sweeney to Promote XRP? , Still, Morgan responded that using crypto for treasury and payments is becoming a broader trend, and Wellgistics’ filing does suggest genuine plans to integrate XRPL into real business use. Utility Over Hype? XRP Price Reacts The market took note, with XRP climbing over 12.6% recently, outpacing other altcoins. Some investors like Xaif have pointed to the price action as utility-driven rather than hype-based. The rally follows broader optimism around Ripple’s positioning in the fintech space, especially as new products like RLUSD emerge. The Wellgistics filing could mark a new chapter for XRP. Instead of being seen as a speculative asset, the token is now entering boardrooms and corporate strategy. 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Wellgistics aims to use XRP for payments, treasury, collateral, and fundraising per its SEC S-1 filing. Is XRP being used in real businesses now? Yes, Wellgistics plans to integrate XRP into real operations, showing its shift from speculation to utility. Is Wellgistics Health’s XRP move legit? Opinions vary; critics question its finances, but filings show real intent to use XRP in operations. Can XRP be used for business payments? Yes, XRP enables fast, low-cost B2B payments, as Wellgistics plans to leverage the XRP Ledger (XRPL) for this.
Jeff Bezos just dumped $5.7 billion worth of Amazon shares, cashing out hard right before the company’s earnings report hits next week. The stock sales started around his wedding in Venice at the end of June and ended on Thursday, with a final unload of 4.2 million shares for $954 million. All of it was done under a 10b5-1 plan he filed earlier this year. According to Bloomberg, the full plan allowed him to sell up to 25 million shares, and he sold every single one. Amazon’s stock has surged 38% since its April low, giving Jeff the perfect window to execute his plan. The $5.7 billion windfall adds to his long history of selling Amazon shares, bringing his total cashouts since 2002 to more than $50 billion. None of this is new for Jeff. Last year, he sold 75 million shares and took home $13.6 billion. The only time he ever bought stock on record was two years ago—one share at $114.77. Earnings loom as AI spending ramps up Amazon reports earnings on July 31. Analysts expect $1.32 per share on $162 billion in revenue, up 4% and 9% respectively from last year’s Q2. That’s still behind the average for the so-called Magnificent Seven, which is clocking in at 15% growth on earnings and 12% on revenue. Meta, Microsoft, and Nvidia are leading the S&P 500 for 2025, while Apple’s falling behind, mostly over doubts around its AI strategy. The pressure is heavy on Amazon to prove that its AI spending spree is worth it. Brian Recht, a portfolio manager at Janus Henderson, said, “The stock isn’t getting much credit for AI. Investors want to see whether Amazon can actually deliver on using it for improved profitability, but we think evidence of AI benefits will become more clear by the quarter.” Amazon plans to drop $104 billion on capital expenditures this year, the most in the S&P 500. That money covers everything from new data centers to warehouses. Just last month, Amazon committed $30 billion to data center builds in Pennsylvania and North Carolina. The company also announced layoffs in its cloud computing division, blaming the need to “optimize resources.” CEO Andy Jassy says more cuts are likely over the next few years as AI takes on more work. Retail, robotics, and more inside the AI play Most of the AI buzz centers on Amazon Web Services, which is expected to benefit from surging demand. But Jeff’s company isn’t just looking at AI in the cloud. It’s also trying to use it to boost the retail and logistics side. Amazon’s e-commerce business still brings in the most cash, but it’s getting squeezed by rising tariffs. AI is being used to personalize ads, recommend products, and speed up warehouse and delivery work. Amazon has even been pushing its new Rufus chatbot, which helps customers sift through products and reviews. On the warehouse floor, the company is training humanoid robots to handle logistics using an indoor obstacle course, as reported by The Information. The plan is to eventually automate large parts of the delivery process. If it works, it could be big. Bank of America thinks this could save more than $7 billion a year by 2032. Morgan Stanley analysts say Amazon’s retail unit could become “the most under-appreciated GenAI beneficiary in the tech space.” Irene Tunkel, chief U.S. equities strategist at BCA Research, added, “Retail margins are narrow, so Amazon needs all the productivity boosts it can get, and there are huge use cases for AI and robotics within warehouses. This is something that will play out over five or 10 years, but Amazon is at the forefront of it, and that definitely gives them an edge.” Jeff still owns about 884 million Amazon shares, more than 8% of the company. That stake makes up most of his $252.3 billion net worth and keeps him ranked third-richest in the world. He also gave away about $190 million in stock to nonprofits this year. KEY Difference Wire : the secret tool crypto projects use to get guaranteed media coverage
In a recent post on X, Coin Bureau spotlighted a significant development for the XRP community. The Federal Reserve Bank of Atlanta, in a newly published research paper, described XRP as an “international payment medium or wholesale settlement coin.” This acknowledgment signals growing institutional awareness of XRP’s potential role in global finance, particularly in the evolving landscape of Web3. A Landmark Reference in Central Bank Research The reference to XRP appears in a May 2023 publication from the Atlanta Fed’s Policy Hub, titled “An Introduction to Web3 with Implications for Financial Services.” Authored by Christine A. Parlour, a professor at UC Berkeley’s Haas School of Business, the report explores how blockchain technologies, particularly those driving Web3, could transform financial infrastructure. XRP MENTIONED BY ATLANTA FED! The Atlanta Fed’s new report on Web3 calls $XRP an “international payment medium or wholesale settlement coin.” pic.twitter.com/ZXT1jycr6P — Coin Bureau (@coinbureau) July 25, 2025 Within this context, XRP is listed alongside Stellar as a token envisioned for use in cross-border transactions and institutional settlements. While the Fed does not endorse any specific asset, the report notes that XRP was “roughly envisioned as an international payment medium or wholesale settlement coin.” This places XRP within a shortlist of tokens being studied seriously for high-level financial use cases. Exploring Web3 and Global Settlement Frameworks The report explores how Web3 can enhance traditional financial systems by facilitating faster and more cost-efficient clearing and settlement. A key example is Project Mariana, a joint initiative by the Bank for International Settlements (BIS) , the Bank of France, and other central banks. The project investigated using public blockchains and DeFi tools, such as automated market makers (AMMs), to streamline CBDC transactions. In this experimental environment, blockchains like the XRP Ledger and Stellar were examined for their technical suitability in facilitating global liquidity and settlement. These findings suggest that XRP’s design is well-aligned with future models for cross-border monetary flows. Why XRP Stands Out Technically XRP is designed for speed, scalability, and cost efficiency. Transactions settle in 3–5 seconds, with fees as low as $0.0002, and the network can handle up to 1,500 transactions per second. These features make XRP attractive for large-scale payment systems and enterprise-grade settlement use. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Although the Atlanta Fed report stops short of recommending or adopting XRP, the fact that it was mentioned at all, especially in a research paper focused on financial innovation, marks a notable milestone for the digital asset. Community Reaction and Future Outlook Coin Bureau’s post quickly drew attention from the crypto community, with many praising the mention as a sign of XRP’s growing institutional relevance. While some emphasized that the Fed’s statement was academic rather than operational, others viewed it as a strong signal that XRP is firmly on the radar of policymakers and financial researchers. It’s important to note that the Fed has not announced any intention to integrate XRP into its systems, nor does the mention imply endorsement. Still, XRP’s inclusion in such a serious policy discussion affirms its strategic positioning in the broader conversation about the future of digital payments. With increasing institutional focus on Web3 technologies, XRP appears well-positioned to play a central role in shaping the next generation of global finance. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP Gets Special Mention from Atlanta Fed appeared first on Times Tabloid .
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Neuralink, Elon Musk’s brain chip company, has partnered with researchers in Spain and California on a new clinical trial for what’s being called a “Smart Bionic Eye.” The trial quietly appeared on ClinicalTrials.gov in late July, with sponsorship listed under the University of California at Santa Barbara, according to Bloomberg. The study is meant to explore how brain-computer interfaces can help blind patients see again using artificial intelligence. The trial hasn’t started using Neuralink patients yet. The listing says the research will involve Neuralink participants “once available,” and enrollment is currently by invitation only. The experimental tech is being designed to help users recognize faces, walk outdoors, and read; all through a digital system wired into the brain. There are no human test subjects confirmed yet, but the plan is to eventually implant the device into real people once it’s ready for that stage. Neuralink targets 2030 for launch of Blindsight vision chip The clinical study is part of a bigger roadmap that includes Blindsight, the name of Neuralink’s chip designed specifically to restore vision. Blindsight has only been tested in monkeys so far. Musk’s company is aiming to get the chip into patients by 2030, with expectations to reach $1 billion in yearly revenue by 2031, alongside other implant projects. There are two other devices in the company’s pipeline. One is called Telepathy, a brain chip that lets users control external devices with their mind. The second, named Deep, is being built to treat tremors and Parkinson’s disease. The company presented these plans to investors recently, with projections showing five large clinics opening in the coming years to support 20,000 surgeries annually by 2031. The numbers are based on a $50,000 reimbursement estimate per surgery. Musk is banking on regulatory approval for Telepathy in the U.S. by 2029, which would let the company perform around 2,000 surgeries a year and pull in $100 million annually from that single product. By the following year, once Blindsight is live, those figures jump to 10,000 surgeries per year and an expected $500 million in revenue. Less than 10 human patients have Neuralink implants so far Despite all the projections, fewer than ten people have received Neuralink implants to date. And none of them are using the device to treat blindness or Parkinson’s. The only confirmed use cases have been with paralyzed patients who’ve used the chip to browse the internet, play games, and edit videos using only their minds. These are part of earlier clinical trials, and the patients haven’t been tied to the new bionic eye study. The project is one of several steps Neuralink is taking to push brain-chip tech forward. The company has already pulled in $1.3 billion from investors and now holds a $9 billion valuation, based on data from PitchBook. But even with the money and hype, none of these devices (from Neuralink or any of its competitors ) have been approved by the U.S. Food and Drug Administration for permanent use in humans. Other brain-implant companies are also in the race, trying to prove their devices can safely stimulate or record brain signals. But as of now, no brain-computer interface has been cleared for permanent, everyday human use. The FDA is still reviewing safety and effectiveness data for most of these technologies. Musk has a long history of pushing deadlines. He said in 2015 that Tesla would have fully self-driving cars within three years. That didn’t happen. He delayed the launch multiple times. It was only last month that Tesla’s Robotaxi finally started road testing, nearly a decade later. The trial involving California and Spain doesn’t have a public timeline yet for results or next phases. What’s clear is that Neuralink is now directly involved in the bionic eye project and that it’s connected to the eventual deployment of Blindsight. As of now, there’s no word from Elon Musk or his team on when exactly human patients will start receiving these implants. Cryptopolitan Academy: Tired of market swings? Learn how DeFi can help you build steady passive income. Register Now
As July ticks away and traders scramble for the top summer tokens to watch, one name is quietly igniting whispers across crypto circles, Mutuum Finance (MUTM). Mutuum Finance presale phase 5 has already sold out faster than expected. More than 14,300 investors have invested in presale. MUTM has already raised over $13.4 million. The project…
The post Next Crypto to Hit $1? This Token Entered Phase 6 and Might Overtake DOGE in ROI appeared first on Coinpedia Fintech News As Ethereum (ETH) and Solana (SOL) continue their steady climbs, Mutuum Finance (MUTM) stands out in the crypto crowd with a unique blend of innovation and growth potential. Now entering Phase 6 of its presale at $0.035, Mutuum Finance (MUTM) is positioning itself as the next moonshot candidate, with the ambition to outpace DOGE’s historical returns on investment. The limited availability in this phase combined with a thoughtfully engineered ecosystem is creating a perfect storm for a breakout run. Investors ready to seize this opportunity will find MUTM’s structure and roadmap hard to ignore. Stablecoin Depth and mtToken Staking: The Heart of Mutuum Finance (MUTM)’s Design Mutuum Finance (MUTM)’s decentralized stablecoin system will be built on a strict, controlled mint-and-burn model. Only authorized issuers will be able to mint stablecoins against blue-chip collateral such as ETH, and these stablecoins will be burned when borrowers repay their loans, ensuring the peg to $1 remains robust. Governance protocols will actively manage interest rates to maintain equilibrium, while automatic liquidations will protect the system from undercollateralization risks. This setup will foster a stable, reliable environment for both lenders and borrowers. What will truly set Mutuum Finance (MUTM) apart is its innovative mtToken mechanism. When users deposit assets like USDC or ETH into Mutuum Finance (MUTM)’s smart contracts, they will receive corresponding mtTokens 1:1. These mtTokens will grow in value over time as interest accumulates. Moreover, staking mtTokens will unlock an additional layer of rewards: stakers will earn MUTM tokens purchased through open market buybacks funded by protocol revenue. This design will effectively tie token utility to the platform’s success, creating a continuous incentive for participation while boosting MUTM’s demand and value. Presale Snapshot and a Roadmap Set for Growth Phase 6’s launch at $0.035 has already generated $13.60 million, though only 5% of tokens have been claimed so far. Phase 7 is expected to mint 170 million tokens at $0.040, marking a 15% price increase that adds urgency for investors eyeing early entry. The total supply is capped at 4 billion tokens, now held by over 14,400 wallets, reflecting a strong and growing community. Mutuum Finance (MUTM)’s security credentials are impressive. The project earned a CertiK audit with a Token Scan score of 95.00 and a Skynet score of 78.00, confirming a solid technical foundation. A $50,000 USDT bug bounty program actively invites ethical hackers to safeguard the platform, while a $100,000 giveaway across ten backers creates additional community excitement. The project roadmap is equally compelling. Mutuum Finance (MUTM)’s Phase 6 Beta will launch concurrently with the token listing, unveiling the mint/burn stablecoin system alongside an automated rate engine that adjusts borrowing costs dynamically. Further phases promise cross-chain support, facilitating asset transfers beyond Ethereum’s network. Crucially, Layer 2 integration will slash transaction costs to near zero and speed execution to under a second, making Mutuum Finance (MUTM)’s platform both efficient and scalable. Lending Mechanics that Appeal to Both Cautious and Risk-Tolerant Investors Mutuum Finance (MUTM) will expertly balance low-risk and higher-risk lending through its dual models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). The P2C model will invite depositors to lend blue-chip tokens at competitive rates. For example, lending 2 BTC at a 9% APY will mint 240,000mtBTC tokens that will grow by 0.18 BTC annually. These mtBTC will be stakeable to collect additional MUTM rewards generated from protocol buybacks. Borrowers using P2C will be able to leverage their BTC collateral to draw 70% loan-to-value in stablecoins like USDT, allowing liquidity without selling assets. In contrast, the P2P model will cater to higher-risk appetite by facilitating direct loan agreements involving memecoins such as SHIB. Investors will be able to negotiate loans—say, a 45-day SHIB loan at 32% APR—isolating these volatile assets from core pools and rewarding lenders with premium interest. Investor Case and Growing FOMO: The Clock Is Ticking History tends to repeat itself in crypto, and a seasoned investor who famously predicted DOGE’s 2020 rally is placing his bets on Mutuum Finance (MUTM). He swapped $5,000 worth of ETH into MUTM at just $0.015, acquiring 333,333 tokens valued at $11,666 today. This amount will jump to $20,000 at the listing price of $0.06. More thrilling is the forecasted surge to $1 per token, a staggering 100× gain, pushing his holdings to a remarkable $333,333. This optimistic price prediction is driven by the increasing MUTM demand driven by upcoming beta launch and real testing of platform usage. Mutuum Finance (MUTM)’s thoughtful integration of stablecoin mechanisms, innovative mtToken staking rewards, and Layer 2 scalability coupled with a robust security framework and a clear growth roadmap positions it uniquely in today’s market. Investors seeking the next breakout token that blends safety, utility, and explosive upside will find MUTM’s Phase 6 offering impossible to overlook. The market is waiting for a new leader — this $0.035 token is ready to answer the call For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance .