According to official disclosures on June 26th, Monochrome Spot Bitcoin ETF (IBTC) in Australia reported a significant accumulation of digital assets. As of June 25th, the fund’s portfolio comprised 905
World Liberty Financial, the Trump-affiliated crypto firm behind the USD1 stablecoin, is preparing to release its first audit and launch a mobile app aimed at retail users. The update was shared by WLF co-founder Zak Folkman on June 25 in a Blockworks interview during the Permissionless conference in Brooklyn, as reported by Reuters. The audit, which is expected to be completed in a few days, will provide details on the reserves backing USD1, which has grown to a $2.2 billion market cap since launch in March. The stablecoin is backed by U.S. dollar deposits, cash equivalents, and U.S. Treasuries. It runs Ethereum ( ETH ), BNB Chain ( BNB ), and TRON ( TRX ), with BitGo acting as the custodian. Folkman said WLF will begin publishing monthly reserve reports going forward. WLF is also preparing to roll out a mobile app designed to make using crypto simpler for everyday investors. “We’re going to have very transparent auditing from a financial level,” Folkman said. You might also like: Alchemy Pay integrates World Liberty Financial’s USD1 stablecoin He also hinted that WLFI, the platform’s non-tradable governance token, could soon become tradable. “If you pay attention over the next couple of weeks, I think everyone’s going to be very, very happy,” he added. WLFI currently allows holders to vote on protocol changes but is not listed on exchanges. Although WLFI and USD1 have brought in hundreds of millions of dollars for Trump’s family business , they have also come under fire from lawmakers and critics. The timing of Trump’s cryptocurrency ventures has been questioned by ethics watchdogs, particularly as his administration rolls back regulatory oversight in the industry. The Trump family allegedly pocketed over $130 million after reducing their ownership of WLF from 60% to 40% in June, a move that reportedly brought in a total of about $190 million. Despite the criticism, adoption continues. The stablecoin has been gaining traction among institutional users. USD1 was used in a $2 billion investment in Binance by MGX, a UAE-based firm in March. Earlier in June, a $4 million USD1 airdrop reached over 85,000 wallets, boosting awareness and confidence in the stablecoin’s infrastructure. Thanks to new tools, growing demand, and an expanding user base, WLF appears to be establishing USD1 as a major player in the stablecoin market. Read more: USD1 stablecoin launches on TRON amid major governance update
XRP price started a fresh increase from the $2.150 zone. The price is consolidating gains and might aim for a move above the $2.220 zone. XRP price started a fresh increase above the $2.150 zone. The price is now trading above $2.150 and the 100-hourly Simple Moving Average. There is a bullish trend line forming with support at $2.1320 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move up if it closes above the $2.220 resistance zone. XRP Price Eyes Upside Break XRP price remained supported and started a fresh increase above the $2.050 zone, like Bitcoin and Ethereum . The price recovered above the $2.080 and $2.120 resistance levels. The pair even cleared the $2.180 resistance and recently spiked above the $2.220 zone. A high was formed at $2.2294 and the price is now consolidating gains above the 23.6% Fib retracement level of the upward move from the $1.910 swing low to the $2.2294 high. The price is now trading above $2.180 and the 100-hourly Simple Moving Average. Besides, there is a bullish trend line forming with support at $2.1320 on the hourly chart of the XRP/USD pair. On the upside, the price might face resistance near the $2.220 level. The first major resistance is near the $2.250 level. The next resistance is $2.320. A clear move above the $2.320 resistance might send the price toward the $2.40 resistance. Any more gains might send the price toward the $2.480 resistance or even $2.50 in the near term. The next major hurdle for the bulls might be $2.550. Downside Correction? If XRP fails to clear the $2.220 resistance zone, it could start another decline. Initial support on the downside is near the $2.150 level. The next major support is near the $2.1320 level and the trend line. If there is a downside break and a close below the $2.1320 level, the price might continue to decline toward the $2.050 support or the 50% Fib retracement level of the upward move from the $1.910 swing low to the $2.2294 high. The next major support sits near the $2.00 zone. Technical Indicators Hourly MACD – The MACD for XRP/USD is now gaining pace in the bullish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now above the 50 level. Major Support Levels – $2.150 and $2.1320. Major Resistance Levels – $2.220 and $2.250.
According to the latest data from BitcoinTreasuries, Metaplanet has increased its Bitcoin reserves to 12,345 coins, overtaking Tesla’s holdings of 11,509 coins. This strategic accumulation elevates Metaplanet to the 7th
The post What Does FHFA’s New Crypto Mortgage Rule Mean for Homebuyers? appeared first on Coinpedia Fintech News In a big step for cryptocurrency adoption, the U.S. government has made a surprising move in the housing market. The Federal Housing Finance Agency (FHFA) has officially ordered Fannie Mae and Freddie Mac, two of America’s biggest government-backed mortgage companies, to start recognizing cryptocurrency as an asset when people apply for home loans. On social media platform X (formerly Twitter), FHFA Director Bill Pulte announced this decision. He explained that after careful study, and in line with President Trump’s goal to make the U.S. the crypto capital of the world, both Fannie Mae and Freddie Mac must now prepare their businesses to accept cryptocurrency as part of mortgage applications. After significant studying, and in keeping with President Trump’s vision to make the United States the crypto capital of the world, today I ordered the Great Fannie Mae and Freddie Mac to prepare their businesses to count cryptocurrency as an asset for a mortgage. SO ORDERED pic.twitter.com/Tg9ReJQXC3 — Pulte (@pulte) June 25, 2025 In simple terms, this means that if you own crypto like Bitcoin, Ethereum, or XRP, it could be counted as part of your assets when applying for a mortgage backed by Fannie Mae or Freddie Mac. Why This Matters This is important because it marks the first time U.S. government-supported mortgage firms have officially recognized crypto as a financial asset. Until now, crypto was often seen as too risky or too new for traditional financial products like home loans. Now, with this new rule, it could open the door for millions of crypto holders in the U.S. to use their digital assets to qualify for mortgages. It’s another clear sign that crypto is becoming more mainstream and accepted by big institutions. What’s Next? This move will likely push private banks like JPMorgan, Bank of America, and Wells Fargo to follow suit. If government-backed firms are doing it, the private sector won’t want to be left behind. This could lead to new crypto-related financial products, loans, and services in the near future. There’s also talk of banks launching their own stablecoins and expanding crypto services like trading and custody for their customers.
Ethereum Upgrade Resets Market Expectations The recent Pectra upgrade has once again made Ethereum a central focus of technical discussions. By improving validator limits and increasing scalability, Ethereum is setting the foundation for broader ecosystem growth. But instead of reigniting a price rally, this technical shift has left Ethereum consolidating around the $2,500–$2,600 zone — prompting traders to look elsewhere for higher upside. While Ethereum remains essential to the smart contract space, the momentum has shifted toward lower-cap opportunities with cleaner setups. One name leading that pivot is MAGACOIN FINANCE. XRP’s Regulatory Milestone Drives Confidence Meanwhile, XRP is riding a separate wave of transformation. With the long-running SEC case nearing resolution and an XRP ETF approval potentially on the horizon, market sentiment is turning sharply bullish. XRP recently bounced off support in the $2.20 range and is flirting with breakouts toward $2.80–$3.00. On-chain data shows increased institutional accumulation and a dramatic spike in payment volume, which supports Ripple’s ambitions to capture a greater share of global remittances. Still, many XRP holders are hedging or complementing their positions with newer assets — and MAGACOIN FINANCE has caught that attention. MAGACOIN FINANCE Is Becoming the Strategic Choice for 2025 While Ethereum, XRP, and SEI each offer compelling narratives, MAGACOIN FINANCE is quietly becoming the most watched altcoin among early-stage traders. What sets it apart isn’t hype — it’s mechanics. The 170 billion token supply is permanently capped, which immediately sets a boundary for dilution and long-term value. Traders are also seeing disciplined on-chain behavior: wallet growth is strong, transfers are stable, and staking activity shows investors are willing to hold — not just flip. More importantly, MAGACOIN FINANCE has done something few meme-origin projects manage: it’s won trust. With a full audit from HashEx, zero VC interference, and real traction in staking adoption, it’s positioning itself as a rare early-entry token with staying power. Investors who act now can also access a limited-time 100% bonus, increasing token allocation and enhancing early ROI potential. This has led to accelerated accumulation — and analysts say the setup could mirror early cycles of other explosive performers like Shiba Inu and Solana. SEI Gains Momentum as Layer 1 Activity Builds SEI, the performance-focused Layer 1 blockchain, has started to attract retail and developer interest again following a string of upgrades and DeFi partnerships. Its speed and low latency appeal to applications requiring fast execution, and recent price movements suggest early bullish sentiment. SEI is carving out its own niche in the competitive L1 space, but it still faces significant headwinds from better-known chains like Solana and Avalanche. As such, SEI is being seen as a speculative pick — with many traders rotating profits into MAGACOIN FINANCE, where early accumulation signals a more asymmetric bet. Final Thoughts As Ethereum stabilizes after its upgrade, traders are broadening their altcoin exposure. XRP’s regulatory progress and SEI’s technical promise are creating optimism, but the clearest early-stage opportunity may be MAGACOIN FINANCE. With its capped supply, staking momentum, and strategic on-chain growth, it’s becoming the kind of asset that seasoned traders position for before the wave hits. To learn more about MAGACOIN FINANCE, visit: Website: https://magacoinfinance.com Exclusive Access Portal: https://magacoinfinance.com/entry Continue Reading: Why Ethereum’s Upgrade Has Traders Shifting Focus to MAGACOIN FINANCE Alongside XRP and SEI
High-volume optimism meets hesitant momentum as SOL stands at a technical crossroads.
Following a quick drop to nearly $98,000 over the weekend, Bitcoin (BTC) has recovered most of its recent losses and is now trading above $107,000 at the time of writing. Fresh on-chain data suggests that the short-term holder (STH) floor for BTC has been steadily rising toward the $100,000 level. Bitcoin STH Floor Approaching $100,000 According to a recent CryptoQuant Quicktake post by contributor unchained, Bitcoin’s STH Realized Price has been making its slow grind up toward the psychologically important $100,000 level. Notably, the analyst had earlier dubbed this metric as the “fault line” to watch. Related Reading: Bitcoin Binary CDD Hints At Healthy Consolidation, Not A Top For the uninitiated, the STH Realized Price represents the average price at which all Bitcoin held for less than 155 days was acquired. It acts as both a key psychological and technical support level. When the market price stays above it, STH are in profit and more confident, whereas if it falls below, fear and selling pressure often increase. Currently, the STH Realized Price hovers around $98,000. The analyst notes that each $500 rise in the STH Realized Price effectively resets the “new buyers’ comfort floor.” As this metric nears six figures, the mental stop-loss for newer investors also moves upward. The following chart illustrates two recent instances where BTC bounced sharply after touching the blue STH Realized Price line. This price action suggests a bullish structure, where selling pressure diminishes as soon as BTC revisits its average cost basis. Meanwhile, the premium – the difference between BTC’s spot price and STH Realized Price – currently hovers around 7.2%. A shrinking premium, typically under 10%, has historically signalled reduced market froth and often preceded the next leg up once open interest began to rebuild. On the long-term side, the long-term holder (LTH) Realized Price remains largely unchanged at $32,000, roughly one-third of the STH Realized Price. The analyst observes that these long-term coins are likely held in cold storage, indicating “strong hands” with little incentive to sell. They concluded: The blue line is climbing relentlessly; as long as BTC lives above it, the prevailing tide is still higher-lows, higher-highs. Lose it on a daily close, and we get our first real gut-check since April – otherwise the bull engine is merely cooling its cylinders. Experts Predict New High For BTC As BTC’s STH Realized Price continues to surge higher – resulting in a higher floor price for the digital asset – several crypto experts seem to agree that the cryptocurrency may soon reach a new all-time high (ATH) in the coming months. Related Reading: Bitcoin May Surprise Bears: $100K–$110K Range Shows Rising Short Interest For instance, Bitcoin is forming a bullish inverse head and shoulders pattern on the three-day chart, eyeing a potential ATH of as high as $150,000. At press time, BTC trades at $107,711, up 2.1% in the past 24 hours. Featured image from Unsplash, charts from CryptoQuant and TradingView.com
Panama, 26 June 2025 – HTX Research, a research arm of the leading cryptocurrency exchange HTX, published its latest report, “ The Technological Evolution and the Foundation of the Credit System Behind ‘Institutional DeFi Summer ‘” . This report systematically reviews technological advancements in institutional applications and credit mechanisms, delving into the policy-driven surge of institutional DeFi as regulatory tailwinds in the U.S. ease constraints on digital assets. A new DeFi summer is emerging, not for retail investors, but for institutions. Central to this shift, HTX has recently doubled down its focus on the DeFi sector. Following the listing of SPK (Spark), the flagship part of MakerDAO’s Endgame roadmap, HTX continues to offer users access to high-yield DeFi opportunities while connecting institutional capital and on-chain liquidity. HTX Stands at the DeFi’s Forefront HTX is ramping up its DeFi expansion as institutional adoption gains pace. Recent trading data highlights a renewed enthusiasm in the DeFi market. Over the past week, UNI (Uniswap, an Ethereum-based DEX) surged by 31% while RAY (Raydium, a Solana-based DEX) jumped 39%. Lending protocols like AAVE and SNX (Synthetix) gained 13% and oracle leader LINK (Chainlink) added 10%. Notably, real world assets (RWA) token ONDO experienced significant interest, driven by capital inflows from the U.S.. HTX has also made strategic moves into emerging ecosystems. Post-listing, Sui-based tokens like BLUE and CUTES demonstrated strong performance, underscoring HTX’s ability to identify high-potential assets in nascent DeFi ecosystems. Regulatory Relaxation: Paving the Way for Institutional Entry According to HTX Research, two key developments in 2025 catalyzed the institutional wave for DeFi: the repeal of SAB 121 and the advancement of the GENIUS Act. These policies provide a solid foundation for traditional financial institutions to legally issue stablecoins and participate in on-chain finance. Against this backdrop, Wall Street investment bank Cantor Fitzgerald partnered with DeFi lending platform Maple Finance to execute the first on-chain Bitcoin loan transaction. The bank deposited its acquired BTC into Maple and earned an annualized yield of 4–6%. Symbolically, Cantor Fitzgerald’s helmsman is none other than U.S. Commerce Secretary Howard Lutnick, signaling growing confidence in DeFi’s institutional future and a future of “on-chain mainstream finance”. On-Chain Credit Rises Along with Institutional DeFi Institutional-grade applications in DeFi are rapidly taking shape. Maple Finance’s TVL has surpassed $2 billion and continues to grow. Moreover, MakerDAO’s Spark protocol allocated $50 million directly to Maple, building on-chain lending products that generate a stable yield of 10-17%. This establishes a multi-step credit loop that mirrors the complexity and yield sophistication of traditional finance. HTX Research identifies a wave of technical and structural upgrades transforming DeFi into an institutional-grade financial layer: ● Sybil Resistance and On-Chain Trust : Projects like 3Jane form a decentralized credit rating system combining ZK and FICO scores to offer non-collateralized USDC loans to small- and medium-sized institutions. ● Structured Debt Instruments (CLOs) : Currently, several DeFi protocols, such as Maple, are developing on-chain collateralized loan obligations (CLOs), issuing different classes of debt securities—senior and junior—to meet investors’ varied risk preferences and offering greater liquidity and transparency through smart contracts. ● Credit Default Swaps (CDS) : Aave’s Umbrella module and Opium’s CDS products reduce counterparty default risk in DeFi through automatic execution and tradable agreements. ● Delegated Lending and Restaking Insurance : Maple’s “pool delegate + sub-leading” model expands the coverage and layering of lending services. SyrupUSDC boosts capital efficiency through a “restaking + insurance pool” design. The Future of DeFi: High-Dimensional AMMs and Modular Stablecoins With institutions now actively engaging with DeFi, the infrastructure must evolve. Platforms like Uniswap V3 and Curve , though dominant, often face challenges in multi-asset environments. To address this, Paradigm has recently proposed the Orbital AMM , which leverages spherical and toroidal invariants in high-dimensional space to enable single-pool, multi-assets trading, significantly reducing slippage and maximizing capital efficiency. Meanwhile, Spark, now surpassing $5.9 billion TVL, is fast becoming the heart of MakerDAO’s Endgame strategy. It’s building an on-chain yield and stablecoin engine through partnerships with Maple, EigenLayer, and others. As the stage is set for an institutional DeFi summer, HTX remains committed to expanding in DeFi, leveraging its forward-thinking insights and comprehensive product offerings to empower users to seize opportunities in the burgeoning on-chain finance landscape. About HTX Research HTX Research is the dedicated research arm of HTX Group, responsible for conducting in-depth analyses, producing comprehensive reports, and delivering expert evaluations across a broad spectrum of topics, including cryptocurrency, blockchain technology, and emerging market trends. Committed to providing data-driven insights and strategic foresight, HTX Research plays a pivotal role in shaping industry perspectives and supporting informed decision-making within the digital asset space. Through rigorous research methodologies and cutting-edge analytics, HTX Research remains at the forefront of innovation, driving thought leadership and fostering a deeper understanding of evolving market dynamics. Connect with HTX Research Team: research@htx-inc.com The post HTX Leads the Charge: Tech Sets the Stage for the Institutional DeFi Summer first appeared on HTX Square .
The US Treasury will continue using emergency accounting measures to prevent breaching the debt ceiling until July 24, 2025. This will allow lawmakers more time to solve the problem before funds run dry. Treasury Secretary Scott Bessent urged Congress to act before the August recess , warning that court decisions on Trump-era tariffs could accelerate the projected X-date. Treasury extends emergency actions to avoid hitting the debt limit Bessent extended the period when the government can use “special accounting measures” to stay under the legal debt limit. The move allows the Treasury Department to temporarily shift funds between federal accounts and pause investments in certain government programs. Moreover, it enables the delay in issuing new debt as it extends the so-called “debt issuance suspension period” through July 24, 2025. Bessent sent a formal letter addressed to House Speaker Mike Johnson and other key congressional leaders before the previous suspension period’s expiration on June 27. This will help the government continue making payments without exceeding its borrowing authority . Bessent also repeated his warning in May and urged Congress to act quickly to raise or suspend the debt ceiling before lawmakers leave town for their scheduled August recess. He said these special measures do not solve the underlying problem, despite providing temporary relief. He also said the Treasury will shake investor confidence and damage the US government’s credit rating if it eventually exhausts its ability to pay the government’s bills on time. Bessent’s letter now puts more pressure on Republican leaders in both the House and Senate, who have been trying to finalize a massive tax and spending package but have failed due to internal disagreements over funding priorities. The Treasury may soon find itself without the tools to manage government payments. This could push the US closer to a financial crisis if these lawmakers don’t pass the package or delay action on the debt ceiling. The longer lawmakers delay, the higher the risk that markets will react with volatility and the harder it may become to calm public and investor fears. Tariff court battles could change the debt ceiling deadline Bessent told reporters that the outcome of legal battles surrounding tariffs imposed during the Trump administration could affect the “X-date”. This is because these tariffs have become a significant source of short-term federal revenue. They generated an unprecedented $23 billion in customs duties to boost the Treasury’s cash reserves when the federal government operates under strict borrowing limits and relies on temporary accounting measures to stay solvent. However, a recent US Court of International Trade ruling determined that some of Trump’s tariffs exceeded presidential authority and lacked a valid legal basis. The Treasury may be forced to halt the collection of certain tariffs altogether. Thus, the government could also be required to issue refunds for duties it has already collected. These court decisions can affect the government’s cash position and ability to delay a debt limit breach using internal workarounds. The ripple effects could be a loss of incoming revenue and an actual outflow of funds at a time when every dollar counts. A sudden drop in this revenue due to court-ordered changes could bring the X date closer by weeks and leave Congress with far less time to act than current projections suggest. Treasury signals it will scrap revenge tax as global tax talks advance Meanwhile, the US Treasury Department hints that it may soon abolish the controversial “revenge tax,” as the international tax talks led by the OECD finally appear to be making real headway. Michael Faulkender, the deputy Treasury secretary, said that a global agreement could make a US proposal called Section 899 , which is its provision against countries with a digital tax, unnecessary. Section 899 is an addition to the Trump administration and is widely viewed as retaliatory. It would levy tax penalties on companies and investors in countries the US believes discriminate against American technology giants, like Google, Apple, and Amazon, with digital services taxes. Several US allies, such as Canada, France, and the United Kingdom, have adopted some of these taxes. Cryptopolitan Academy: Tired of market swings? Learn how DeFi can help you build steady passive income. Register Now