The post XRP News Today: XRP Rally Accelerates on Ripple’s RLUSD Launch and OCC Filing appeared first on Coinpedia Fintech News XRP has been on a strong run lately , jumping 60% in the past month and beating out big names like Bitcoin, Ethereum, Solana, and Dogecoin. But the rally stirred up some confusion. Popular media figure Dave Portnoy sold his XRP, thinking that Circle, the company behind stablecoin USDC, was competing directly with Ripple. That assumption turned out to be wrong, and costly, as XRP surged another 38% in just two weeks after his sale. However, this came just after Ripple had officially applied for a national banking license with the U.S. Office of the Comptroller of the Currency (OCC), showing it’s serious about stepping into traditional finance, just like Circle is trying to do. Pro-XRP Lawyer Clears the Air It sounds like the guy who gave advice to @stoolpresidente might be a moron. Below, Dave said this guy told him that @circle would be competing with XRP and that’s why Dave should sell his XRP. Dave’s buddy clearly can’t distinguish between @Ripple , the company, and XRP, the… https://t.co/iSZwW4Tlyr — John E Deaton (@JohnEDeaton1) July 18, 2025 Crypto lawyer John Deaton stepped in to clear the air, stating definitively that XRP, the token, is not in direct competition with Circle. He emphasized that Ripple, the company behind XRP, is entering the stablecoin market with its new asset RLUSD, not XRP itself. Deaton reiterated that while Ripple and Circle operate on the same fintech infrastructure layer, XRP is a digital asset designed for liquidity and cross-border payments, not a stablecoin rival. Analyst Take a Deep Insight XRP controversy and rumors… Ripple vs Circle? WATCH for details… * XRP price action * Dave Portnoy * John Deaton * Genius Act * Institutional Update pic.twitter.com/u64AHXK4A7 — Zach Humphries (@Z_Humphries) July 19, 2025 Ripple has introduced RLUSD , its own stablecoin, aimed at carving out a share in the booming tokenized financial assets space. Ripple has already partnered with institutions like Anondo Finance, linked to JPMorgan, BlackRock, and Chase, positioning RLUSD for rapid traction. According to Crypto analyst Zach Humphries , confusing Ripple’s business ventures with XRP’s use case is a common mistake that can lead to misinformed trading decisions. .article-inside-link { margin-left: 0 !important; border: 1px solid #0052CC4D; border-left: 0; border-right: 0; padding: 10px 0; text-align: left; } .entry ul.article-inside-link li { font-size: 14px; line-height: 21px; font-weight: 600; list-style-type: none; margin-bottom: 0; display: inline-block; } .entry ul.article-inside-link li:last-child { display: none; } Also Read : XRP Price Prediction 2025- Analyst Sees $5+ As XRP Dominance Breaks Out , Humphries highlighted XRP’s breakout above the $2.32 resistance, a critical level aligned with the 200-day moving average . A “momentum up” buy signal was triggered by the XTLGO trading software around $2.40, and since then, XRP has gained over 43%. The token recently touched $3.65 before pulling back to $3.45, a healthy correction after its steep run. Conviction Pays Off Humphries shared that despite years of criticism, staying convicted to top-10 assets like XRP has paid off. He recalled XRP’s prolonged stagnation below $2.25 and how he saw the $2 level as the new accumulation zone. 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RLUSD is Ripple’s new stablecoin, designed to enter the tokenized financial assets space and partner with major financial institutions. What is the outlook for XRP’s price in the short term? After hitting $3.65 and correcting to $3.45, analysts are eyeing Monday for a potential continuation of the rally as institutional volume returns, following its 60% monthly surge. Is it worth it to invest in XRP? XRP may be worth investing in for those seeking legal clarity and exposure to institutional crypto adoption.
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U.S. president Donald Trump has predicted a “golden age” will make crypto and the U.S. dollar “stronger and bigger and better than ever before”...
The post Ethereum Hits 6-Month High: ETF Surge, Stablecoin Law Set the Stage appeared first on Coinpedia Fintech News The crypto market cap currently stands at $3.93 trillion, with Bitcoin holding steady above $118,000. Ethereum is trading at $3,557 and XRP at $3.43, both showing minimal movement in the day. In a major move, President Trump signed the GENIUS Act into law on July 18, creating the first clear U.S. framework for stablecoin regulation. This is expected to unlock a wave of institutional capital and accelerate crypto adoption. Ethereum Hits 6-Month High with 50% Rally Ethereum is making headlines and has jumped to a six-month high of $3,677 on July 18, marking a 50% rally since it dipped near $2,400 earlier this month. One big reason for its recent surge is the passage of the GENIUS Act, which finally brings some clear rules for stablecoins and is crucial for Ethereum’s ecosystem. Rising institutional interest and record inflows into spot ETH ETFs and staking activity are also fueling the price run. ETH ETFs Overtake Bitcoin in Daily Inflows For the first time ever, Ethereum ETFs outpaced Bitcoin ETFs in daily inflows. On Thursday, US spot Ether ETFs pulled in $602 million, beating the $522.6 million that went into Bitcoin funds. The surge follows a record-setting $726 million inflow into ETH ETFs the day before. BlackRock’s ETHA led the charge, pulling in $550 million and outperforming its own Bitcoin product. James Seyffart noted the rise in demand for Ethereum ETFs and shared that they’ve pulled in over $5.5 billion since launch, with $3.3 billion of that coming in just since mid-April. Ethereum ETF Flows are booming. As a group the US spot Ether ETFs have taken in over $5.5 billion since launch. Which includes over $3.3 billion since mid April. pic.twitter.com/VFk5CM2rGP — James Seyffart (@JSeyff) July 17, 2025 Analysts See Long-Term Upside for Ethereum Analyst Michaël van de Poppe highlights a strong shift in market sentiment that began back in April. He notes that the CNH/USD and ETH/BTC pairs bottomed, while gold peaked, signaling a move from a risk-off to risk-on environment. Since then, ETH has outperformed BTC by 70%, with more upside likely over the next 12–24 months. The $ETH ETF inflow combined with the approval of the Stablecoin Bill provides a whole new thesis surrounding the #Ethereum ecosystem. The biggest inflows in history on the ETF, outperforming $BTC inflow. This bull market is getting started. pic.twitter.com/12UkXXyAn9 — Michaël van de Poppe (@CryptoMichNL) July 18, 2025 He also notes that the massive ETH ETF inflows outpacing Bitcoin’s and the approval of the Stablecoin Bill have kicked off a new phase for Ethereum, possibly signaling the start of the bull market. Ethereum Treasuries Surge More companies are adopting Ethereum as a treasury asset, mirroring MicroStrategy’s Bitcoin strategy. BitMine has acquired 300,000+ ETH, aiming to stake 5% of the total supply. SharpLink Gaming and Bit Digital are also building large ETH reserves, raising billions to expand holdings. With both hype and real progress behind it, many analysts believe ETH’s rally may have much more room to run.
Bitcoin is currently holding above the $115,000 level after setting a new all-time high of approximately $123,000 last Monday. The price structure remains firmly bullish, with buyers still in control, but growing signs suggest the potential for a short-term correction. Momentum has slowed, and the market is entering a consolidation phase as traders reassess risk. Related Reading: Coinbase Premium Signals Aggressive Ethereum Accumulation: Institutional Demand Accelerates According to new data from CryptoQuant, Bitcoin miner selling has surged sharply. On July 15, the same day Bitcoin reached its latest peak, daily BTC inflows to exchanges jumped from 19,000 BTC to 81,000 BTC — a clear sign that major holders, including miners and whales, took advantage of high prices to offload assets. Notably, miner outflows spiked to 16,000 BTC, the highest daily level since April, and nearly all of it was sent directly to exchanges. These inflows suggest a shift in sentiment among large players, raising the probability of increased supply pressure in the short term. While the broader trend remains intact, and fundamentals like long-term holder activity are still strong, the spike in exchange deposits is a classic signal to watch. Whether this leads to a deeper pullback or simply a healthy reset will likely be decided in the coming days. Miners Take Profits As Bitcoin Hits All-Time High Fresh data from CryptoQuant reveals that Bitcoin miners have resumed aggressive selling behavior as BTC reached a new all-time high of ~$123,000. On July 15, miner outflows spiked to 16,000 BTC — the highest single-day total since April 7. This level of activity represents what analysts at CryptoQuant describe as an “extreme outflow,” indicating that miners seized the opportunity to take profits at elevated prices. The miners sent nearly all the BTC they withdrew from their wallets directly to centralized exchanges. This reinforces the interpretation that the move was not simply a strategic reallocation but an active decision to sell into market strength. Such behavior often signals growing caution among miners, who may expect either near-term price exhaustion or are simply capitalizing on favorable conditions after months of holding. Miner behavior has long been viewed as a leading indicator of potential market shifts. When outflows rise — particularly to exchanges — it tends to precede increased volatility or temporary tops. While the broader Bitcoin trend remains bullish and investor demand stays strong, this wave of miner selling injects a dose of uncertainty. Related Reading: Ethereum Enters Top 30 Global Assets With $416B Market Cap – What’s Next? BTC Consolidates Below ATH After Explosive Rally The daily chart of Bitcoin (BTC/USD) shows price consolidating in a tight range between $115,730 and $123,230 after reaching a new all-time high. This zone is now acting as a short-term channel, with buyers defending the $115K area while facing resistance around $123K. The latest daily candle shows low volatility, suggesting indecision among traders as Bitcoin pauses after its recent breakout. Volume has tapered off following a massive spike that coincided with the all-time high breakout, a potential signal of exhaustion or reduced participation from large buyers. The 50-day simple moving average (SMA) at $108,796 remains well below the current price, confirming the bullish momentum is still intact, but any breakdown below the $115K level could bring the 50-day SMA into focus as a potential support. Related Reading: All 40K Remaining Bitcoin From The 80K Whale Just Moved: $4.75B In One Wallet Now So far, the trend structure remains bullish, but with a growing number of analysts pointing to miner sales and whale activity, traders are closely monitoring price action for signs of a pullback or renewed breakout. If BTC can reclaim $123,230 with volume, the next leg up could follow. Until then, this consolidation may serve as a healthy cooldown before the next major move. Featured image from Dall-E, chart from TradingView
Crypto regulation is on the brink of transformation as U.S. and U.K. leaders push to align on digital asset sandboxes that could reignite blockchain innovation and remove compliance roadblocks. SEC’s Peirce Calls for US-UK Crypto Sandbox Alliance to Unleash Digital Asset Innovation U.S. Securities and Exchange Commission (SEC) Commissioner Hester Peirce stated on July 16
If you’ve ever kicked yourself for missing out on Ripple (XRP) before it exploded in 2017, you might want to keep a close eye on Mutuum Finance (MUTM) . Phase 5 Mutuum Finance presale recently crossed 80% sold out at $0.03. This is as cheap as the token will ever be, with later phases guaranteeing a hike in price. Presale has garnered more than $12.7 million and attracted more than 13700 unique holders. As the crypto market starts heating up again this july, Mutuum Finance is showing early signs of a breakout, and some in the market are starting to draw bold comparisons. Mutuum’s Phase 5 Presale Approaches Sellout as Demand Surges Mutuum Finance is gaining traction in Phase 5 of its presale. The project stands out from other projects in that it has real use cases and does not rely on hype. Investor interest is growing with the project having already passed more than $12.7 million and having over 13700 token holders. Mutuum Finance to Introduce USD‑Collateralized Stablecoin Mutuum Finance is building a fully-collateralized USD-stabilized stablecoin on the Ethereum blockchain. The project was also audited by CertiK, the most secure blockchain security firm. Besides providing reassurance to the investors regarding the code base integrity and transparency, the audit conducted indicates that the project is confident to establish a secure DeFi protocol. For the promise to be made a reality, the project has launched a $50,000 Bug Bounty Program in association with CertiK. The four categories of vulnerabilities are specifically categorized as critical, major, minor and low. Building a Stronger Future Together: Community Growth and Rewards Mutuum Finance (MUTM) is awarding a $100,000 giveaway , as a token of appreciation to early supporters and in remembrance of presale frenzy. Ten winners will receive a $10,000 award in MUTM tokens as a token of appreciation for being among the early adopters of the project. As more and more community are growing at an accelerating rate, the early adopters are rewarded not only with the potential future benefits but also with instant rewards. With its unique leaderboard system the top 50 holders of Mutuum Finance will be rewarded with bonus tokens. Smart Decentralized Lending Mutuum Finance offers a non-custodial liquidity protocol where users own complete control of assets throughout decentralized lending. The project follows a double-model approach that incorporates Peer-to-Contract and Peer-to-Peer lending in an attempt to achieve greater flexibility and efficiency. Peer-to-Contract system utilizes smart contracts to establish automatic lending with no human interference and rather, the smart contracts respond to the market by giving dynamic interest rates. Peer-to-Peer model eliminates middlemen and gives direct access between the borrowers and the lenders. The model is highly preferred by users for volatile assets like meme coins. Over $12.7 million raised and more than 13,700 unique holders prove that investors aren’t just watching Mutuum Finance (MUTM), they’re backing it heavily. Phase 5 is racing toward a complete sellout at just $0.03, offering early adopters a rare chance at 100% gains before launch. As crypto gears up for its next bull run, comparisons to Ripple’s legendary 2017 breakout aren’t far-fetched, they’re starting to feel inevitable. Real utility, audited security, and a fast-growing community are pushing MUTM to the top of investor watchlists. This is your moment, don’t sit on the sidelines. Secure your MUTM tokens before the price moves up. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
A fake hardware wallet bought via TikTok led to a $6.9-million crypto theft; hackers are now targeting devices meant to keep funds safe.
Bitcoin’s price cruised to a historical record high price level of around almost $123K earlier this week. Over the past 30 days, the asset is up by about 13%, at the time of this writing. Meanwhile, the comparable 30-day window posted 4.73% gains for the most popular US stock index. In other words, Bitcoin gained what the S&P 500 Index averages in a typical year in under one week while the stock market stalled. Moreover, for the month’s trades, BTC delivered returns on investment at nearly 3x the pace of stocks. With both Bitcoin and US stocks trading at historic record highs, the 30D BTC Pearson correlation to the S&P 500 climbed from slightly inverse at the start of July to a 72% positive correlation by 7/11. But the cryptocurrency is climbing higher and faster. That’s because its total market capitalization is much lower than the S&P 500’s, so it’s easier for bullish markets to move the needle. It’s also because Bitcoin is still relatively new and not as far along the adoption curve for its total addressable market as US stock favorites like Apple and Google. Here are four signs of a trillion-dollar sea change in Bitcoin valuations. 1. Bitcoin Price Historical All-Time High After hitting its ATH, Bitcoin’s market cap floated at $2.34 trillion. One trillion dollars ago, the last time the BTC economy moved at a $1.34 trillion market cap, it was May 28th, 2024. That was a trillion dollars added by saver-investors and users in just 13-and-a-half months. As the currency gathers pace to the peak of this multi-year bull run, it could pull that trick again in even less time. Wall Street is stoking this rally, diverting billions of dollars a week away from stocks and to Bitcoin and Ethereum ETFs. Leveraged derivatives and futures traders are also pouring on the rocket fuel. On the current come up, BTC’s market cap just eclipsed Google’s and the global market valuation for all above-ground silver. That’s a major milestone for Bitcoin, a powerful and useful engine, and a payments and savings platform like silver markets. But unlike silver, BTC can move around the world nearly as fast as lightning. Unlike Google, it is secured by the blockchain. 2. US Govt Now Accepts BTC For Home Loans The US government now officially accepts Bitcoin and other cryptocurrencies as financial collateral for home loans through Fannie Mae and Freddie Mac. “Previously,” reported USA Today, “mortgage applicants had to convert any Bitcoin holdings into U.S. dollars if they wanted their crypto to count.” But now BTC holders can keep their crypto and list it as an asset on federal mortgage applications. Earlier, on 7/6, Benzinga and Yahoo Finance highlighted a question about Bitcoin’s use case that someone asked on Reddit: “If only 5% of the population owns BTC, what is the use case? So, if 19 million bitcoin are presently ‘minted’ and only 4% of the population are holders… What good is a ‘currency’ that only 5% of the population owns???” The article noted the stakes for Bitcoin’s market valuation, calling the answer to the Redditor’s question “a fundamental tension that’s been brewing in the crypto space for years.” At the end of June, the US Federal Housing Finance Agency has now taken one of the most compelling use cases for Bitcoin in its history and made it real. 3. Corporations, Whales, and VCs Bullish Murano Global, the techie real estate lending platform with a hot new stock on the Nasdaq, just signed an equity funding agreement in July to buy $500 million worth of Bitcoin. So the company is selling its own stock to buy as much as half a billion USD worth of BTC with the proceeds. Under this arrangement, investors give Murano a dollar in return for a dollar’s worth of their company’s stock. Murano turns around and uses that dollar to buy a dollar’s worth of Bitcoin. This supercharges the investor’s stake in the company with the promise of corporate finances hedged by Bitcoin from the risks of inflation and wasteful corporate spending. And that’s just an isolated example – you also have your Strategies, Metaplanets, and all other companies that are running this playbook to perfection during this cycle. 80,000 BTC From 2011 Make A Monster Splash The growing market of long-term corporate Bitcoin buyer-holders may have a willing seller in the mysterious “Sleeping Beauty” BTC addresses that have remained locked since 2011. In the first half of July, these 80,000 BTC moved for the first time in nearly a decade and a half. They may already be sold, or the owner may be getting them ready to scoop long-awaited profits in anticipation of a rally peak that this monster Bitcoin whale just can’t pass up at the moment. It’s not just Internet whales and corporate CFOs who are still outrageously bullish for the class-leading cryptocurrency. VCs are back to funding new blockchain startups in earnest. Bitcoin is back to raising venture capital at levels unseen since the last bull market peak in 2022. The post 4 Signs of a Trillion-Dollar Sea Change in Bitcoin Valuations appeared first on CryptoPotato .