Jim Millstein, the Guggenheim Securities co-chair, is calling on the United States government to get its financial house in order, warning of a “fiscal disaster.” In a new interview with Bloomberg, Millstein says that government spending is by far outpacing revenues, creating an unsustainable financial situation. “We’re running a 7% of GDP deficit this year, which means that debt is increasing by 7% a year, whereas the economy has only been growing at 2% to 3% a year. So we are basically becoming more indebted over time, because the growth of the economy is not outpacing the growth of the debt. So there’s a massive need for what we call in the trade fiscal consolidation. We need to get our house in order and create revenues closer to spending.” In a separate Bloomberg interview, Millstein says that the US’s fiscal situation is concerning investors, which is why long-term Treasury yields have been rising lately. Millstein says the ten-year Treasury yields are increasing “because of the imbalance in the federal government’s finances and the huge amount of deficits they have to finance.” He also says there’s going to be “a huge supply of Treasuries coming to the market.” According to Millstein, the rising ten-year yields are the US’s largest financial challenge at the moment, as they increase the interest costs of existing and future debt. Millstein says the US may be facing a similar situation that occurred in the 1990s when bond yields rose enough to convince politicians to take action to lower the deficit. Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: Midjourney The post $345,000,000,000 Asset Manager Urges US To Get House in Order, Warns Debt Now Increasing Faster Than Economic Growth appeared first on The Daily Hodl .
The once-booming NFT lending sector is struggling to stay afloat, with volumes plunging by 97% from their peak in January 2024, according to a new report from blockchain analytics firm DappRadar. The report reveals that the market, which once saw nearly $1 billion in monthly activity, has now shrunk to just $50 million as of May 2025. NFT lending allows holders to take out loans using their tokens as collateral. But despite the underlying infrastructure remaining active, both borrower and lender activity has significantly dwindled. DappRadar analyst Sara Gherghelas says the industry is now in “survival mode,” awaiting fresh catalysts to restore momentum. “For now, the sector seems to be in a holding pattern, waiting either for market recovery or a new use case to reignite interest,” Gherghelas said in the May 27 report. RWA Could Spark NFT Lending Recovery Gherghelas believes one of the most promising revival strategies lies in linking NFTs with RWAs such as tokenized real estate or yield-generating products. These asset types could provide more stable, trusted forms of collateral—unlike the speculative digital collectibles currently dominating the space. She also suggested that infrastructure improvements are essential, including tools that simplify the borrowing process, the development of undercollateralized loan options, and the use of AI to match risk profiles more effectively. Since January 2024, borrower activity in NFT lending has dropped 90%, and lender participation has fallen by 78%. The average loan size has also declined sharply—from $22,000 in 2022 to just $4,000 in May 2025, a 71% decrease. Meanwhile, the average loan duration has shrunk to 31 days, down from 40 days in 2023. Gherghelas suggests this trend points to more short-term liquidity strategies rather than long-term leverage. NFT Market Slowdown Adds Pressure The broader NFT market downturn has only made things worse. Trading volumes in the NFT space have plunged 61% year-over-year in the first quarter of 2025, dropping from $4.1 billion to $1.5 billion. This has had a direct impact on lending, as collateral values have collapsed alongside market sentiment. Only eight NFT lending protocols currently maintain any meaningful market share, showing how much the landscape has narrowed. “The flip-for-liquidity model that worked during bull markets isn’t built for a quieter, more risk-averse environment,” Gherghelas noted. Still, she remains cautiously optimistic: “If the next wave builds on utility, culture, and better design, NFT lending might just find its second wind — one built to last.” The post NFT Lending Faces Major Decline, But RWA May Offer a Lifeline appeared first on TheCoinrise.com .
Bitcoin’s price ascent was stopped ahead of $111,000 yesterday, and the asset has retreated and calmed at around $109,000. There’s an evident lack of volatility from most altcoins as well, aside from SUI, which has surged by 6%, and XMR, which has dumped hard. BTC Calms at $109K Bitcoin reminded of its bull season last week when it finally broke above $109,000 (the January 2025 all-time high) and set a fresh peak of almost $110,000. That was last Wednesday, but it was not the only record set that week. After a violent but brief retracement, BTC went on the run once again and flew to almost $112,000 on Thursday – the Bitcoin Pizza Day – which became its latest peak . It stood close to that level on Friday before US President Trump recommended a new set of tariffs against the EU. This has a dramatic and immediate impact on BTC’s price, which tumbled by over three grand in minutes. Nevertheless, the bulls intervened and didn’t allow another nosedive. Just the opposite, bitcoin started to climb after the quiet weekend and jumped to $110,500 on Monday. It dropped back down to $107,500 before it aimed at $111,000 yesterday. It didn’t see any success there and is back to $109,000 as of now. Its market cap has declined slightly to $2.165 trillion on CG, and its dominance over the alts is just shy of 61%. BTCUSD. Source: TradingView XMR Slumps The most volatile cryptocurrencies from the top 100 largest ones today are XMR and QNT. They stand on the opposite sides, though, as Monero has slumped by almost 12% to trade below $350. In contrast, QNT has gained 11% and sits close to $120. SUI is another notable gainer after some promising news on the Cetus hack front. The asset is up by 6% and trades above $3.7. In contrast, most other larger-cap alts, such as SOL, DOGE, ADA, XRP, TRX, HYPE, SHIB, and others, are slightly in the red. ETH and BNB have marked insignificant gains. The total crypto market cap has remained at almost the same level as yesterday, of around $3.560 trillion on CG. Cryptocurrency Market Overview. Source: QuantifyCrypto The post Monero (XMR) Dumps by Double Digits, Bitcoin (BTC) Calms at $109K (Market Watch) appeared first on CryptoPotato .
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At the Bitcoin 2025 conference in Las Vegas, BlackRock’s Head of Digital Assets, Robert Mitchnick, reaffirmed the asset management giant’s recommendation that wealth managers allocate 1–2% of client portfolios to Bitcoin , a guidance that originated from BlackRock’s internal model portfolios published in December 2024. For context, BlackRock isn’t a niche crypto fund. It’s the largest asset manager in the world, with more than $11 trillion in assets under management. So when it nudges financial advisers toward even a modest BTC allocation, the signal is hard to ignore. Mitchnick explained the rationale behind the allocation, noting it’s the product of years of research, not a reaction to short-term price action. “That was not a sudden reaction to any one thing. That was the result of multiple years of analysis and research by that team, who runs those portfolios,” he said . The original December report highlighted Bitcoin’s potential to serve as a global monetary alternative and a macro hedge, particularly in regimes marked by currency debasement, geopolitical friction, or unconventional monetary policy. BlackRock sees Bitcoin as an alternative Speaking on the adoption of that guidance three months later, Mitchnick emphasized how BlackRock’s model portfolios function as infrastructure for financial advisers looking to build diversified, risk-aware portfolios for retail and high-net-worth clients. “Model portfolios have become very powerful tools to help FAs do that,” he noted. “At BlackRock, we have a very big asset base in the model portfolios that we build and equip our wealth adviser clients with. One of those portfolios, as you note in February this year, added Bitcoin as an allocation in the 1–2% range—a model portfolio that includes alternatives in it.” The key phrase is alternatives . Bitcoin, in this context, is not being viewed as a high-beta tech bet or a speculative punt. It’s being positioned alongside other non-correlated assets that can improve risk-adjusted returns over time. “The investment thesis behind that is the view of Bitcoin as a global monetary alternative that is attractive in a lot of states of the world,” he added. BlackRock’s framing suggests Bitcoin is beginning to mature into the same institutional toolkit as commodities, private equity, or infrastructure. The post $11 trillion BlackRock recommends this much Bitcoin in your portfolio appeared first on Finbold .
BitcoinWorld BlackRock Bitcoin: Unlock Potential with a 2% Portfolio Allocation Recommendation In the ever-evolving landscape of finance, few endorsements carry as much weight as those from global giants like BlackRock. So, when a key executive from the world’s largest asset manager speaks about cryptocurrency, the investment community listens intently. This is precisely what happened when Robert Mitchnick, Head of Digital Assets at BlackRock, recently shared his insights regarding Bitcoin allocation at the Bitcoin 2025 conference. According to a report by Crypto Rover on X, Mitchnick put forward a compelling recommendation: consider allocating a modest yet significant 2% of your investment portfolio allocation to BlackRock Bitcoin products or direct exposure. This isn’t just a casual remark; it stems from a considered view, particularly highlighting Bitcoin’s potential role as a safe haven asset in uncertain economic times. But what does this recommendation truly mean for investors, both seasoned and new to the world of digital assets? Let’s dive deep into the implications, benefits, challenges, and actionable steps related to this potentially transformative crypto investment strategy. Why a BlackRock Recommendation Matters for Your Portfolio Allocation BlackRock manages trillions of dollars in assets for institutions and individuals worldwide. Their move into the Bitcoin space, particularly with the launch of their spot Bitcoin ETF (IBIT), signaled a major shift in institutional acceptance of cryptocurrency. Robert Mitchnick’s role at the helm of their digital assets division places him at the forefront of this institutional charge into crypto. Therefore, his recommendation for a specific percentage portfolio allocation to Bitcoin isn’t just an opinion; it’s a view informed by extensive market analysis, risk assessment, and a deep understanding of institutional investment strategies. Historically, traditional finance institutions were wary, if not outright dismissive, of Bitcoin. BlackRock’s active participation, coupled with a specific allocation recommendation from a senior executive, legitimizes Bitcoin as a serious asset class worthy of consideration within a diversified portfolio. It moves Bitcoin from the fringes of speculative trading into the realm of strategic asset management, aligning it with traditional assets like stocks, bonds, and commodities. This shift in perception, driven by major players like BlackRock, is crucial for broader adoption and investor confidence. Understanding the 2% Bitcoin Allocation Strategy A 2% allocation might sound small in the context of a large portfolio, but it’s a percentage often used by financial advisors for alternative or high-growth potential assets. It represents a balance: large enough to potentially impact overall portfolio returns if Bitcoin performs well, but small enough that a significant downturn in Bitcoin wouldn’t catastrophically damage the entire portfolio. This risk management aspect is key to understanding the rationale behind such a recommendation, especially when considering the volatility inherent in crypto investment . Think of portfolio allocation like building a sturdy house. You need a strong foundation (stable assets), solid walls (growth assets), and perhaps some unique architectural features (alternative assets like Bitcoin) that can add value and character, but aren’t so dominant that their failure brings down the whole structure. A 2% Bitcoin allocation fits into this ‘alternative feature’ category, offering exposure to a potentially high-reward asset without overexposing the portfolio to its unique risks. This specific percentage isn’t arbitrary. It likely comes from sophisticated modeling that considers factors like historical Bitcoin volatility, correlation with traditional assets, and potential upside scenarios. For many investors, particularly those new to crypto, starting with a small, defined allocation like 2% provides a manageable entry point to gain exposure and become comfortable with the asset class without betting the farm. Is Bitcoin Truly a Safe Haven Asset? Exploring the Argument Mitchnick’s mention of Bitcoin as a safe haven asset is perhaps the most intriguing part of his recommendation. Traditionally, assets considered ‘safe havens’ are those expected to retain or increase in value during times of market turbulence, economic uncertainty, or geopolitical stress. Gold has long been the classic example, often referred to as a store of value that holds up when fiat currencies or stock markets falter. The argument for Bitcoin as a safe haven rests on several pillars: Decentralization: Bitcoin operates outside the control of any single government or central bank. This makes it potentially resilient to the inflationary policies or economic instability of any one nation. Scarcity: The total supply of Bitcoin is capped at 21 million coins, making it a deflationary asset by design, unlike fiat currencies which can be printed infinitely. This scarcity can make it attractive during periods of high inflation. Portability and Divisibility: Bitcoin can be easily stored, transferred, and divided, offering advantages over physical assets like gold. Global Accessibility: It can be accessed and used anywhere in the world with internet access, providing an alternative store of value for people in countries experiencing currency crises or political instability. However, the concept of Bitcoin as a safe haven is still debated. Critics point to its high volatility, which makes it seem counterintuitive to label it as ‘safe’. Its price can fluctuate wildly based on market sentiment, regulatory news, and macroeconomic factors, sometimes behaving more like a risk-on growth asset than a traditional safe haven . Its relatively short history compared to gold also means it hasn’t been tested across multiple full economic cycles as a store of value. Perhaps a more nuanced view is that Bitcoin is an *emerging* or *digital* safe haven, offering different properties than traditional ones. Its lack of correlation with traditional assets (though this correlation can change over time) could make it a valuable diversifier, providing protection against risks specific to traditional financial systems. Mitchnick’s perspective, coming from BlackRock, suggests that large institutions are increasingly considering this potential, even if the traditional definition of a safe haven doesn’t perfectly fit Bitcoin’s current market behavior. Beyond the Safe Haven: Other Reasons for Bitcoin Allocation While the safe haven narrative is compelling, it’s not the only reason investors might consider a Bitcoin allocation . Other factors contributing to its appeal include: Growth Potential: Despite its volatility, Bitcoin has shown tremendous long-term growth potential since its inception. Proponents believe that increasing adoption, network effects, and its fixed supply could drive significant future price appreciation. Diversification: As mentioned, Bitcoin’s correlation with traditional assets can be low, offering diversification benefits that can potentially reduce overall portfolio risk and improve risk-adjusted returns. Inflation Hedge: Its fixed supply makes it an attractive hedge against inflation, particularly relevant in an era of significant government spending and monetary expansion. Technological Innovation: Investing in Bitcoin is also, in part, an investment in the underlying blockchain technology, which has potential applications far beyond currency. Institutional Adoption: The increasing interest and investment from major financial institutions like BlackRock, Fidelity, and others is seen as a validation of the asset class and a potential catalyst for future price increases. Considering these factors alongside the potential safe haven properties paints a fuller picture of why a Bitcoin allocation is gaining traction among serious investors and institutions. Challenges and Risks of Crypto Investment It’s crucial to approach any crypto investment with eyes wide open to the inherent challenges and risks. While a 2% Bitcoin allocation is designed to be manageable, it doesn’t eliminate risk entirely. Key considerations include: Volatility: Bitcoin’s price can experience rapid and significant swings, both up and down. Investors must be prepared for this volatility and avoid investing funds they cannot afford to lose. Regulatory Uncertainty: The regulatory landscape for cryptocurrencies is still developing globally. New regulations could impact Bitcoin’s price, usability, and legality. Security Risks: Holding Bitcoin requires careful attention to security. Private keys must be protected from theft or loss. While ETFs like BlackRock’s IBIT mitigate some of these risks by handling custody, direct ownership carries significant personal responsibility. Market Manipulation: The crypto market is still relatively smaller and less regulated than traditional markets, potentially making it more susceptible to manipulation. Technological Risks: While the Bitcoin protocol has proven robust, potential risks like quantum computing threats (long-term), software bugs, or network congestion exist, albeit considered low probability by many experts. Understanding and accepting these risks is paramount before making any crypto investment , including a Bitcoin allocation suggested by institutions like BlackRock. How to Approach a 2% Bitcoin Allocation: Actionable Insights If you’re considering incorporating a 2% Bitcoin allocation into your portfolio, here are some actionable steps and considerations: Assess Your Risk Tolerance: Even a small allocation to a volatile asset requires comfort with potential losses on that portion of your portfolio. Determine Your Investment Vehicle: You can gain exposure through various means: Spot Bitcoin ETFs (like BlackRock’s IBIT): Offers easy access through traditional brokerage accounts, professional management, and regulated custody. This is likely what Mitchnick’s recommendation points towards for many investors. Bitcoin Futures ETFs: Track futures contracts, which can behave differently than the spot price. Direct Ownership: Buying Bitcoin on an exchange and storing it yourself (in a hardware or software wallet). This gives you direct control but requires significant technical and security responsibility. Stocks of Crypto-Related Companies: Investing in companies that hold significant Bitcoin (like MicroStrategy) or are involved in the crypto industry (like exchanges or mining companies). This provides indirect exposure. Calculate 2% of Your Portfolio: Determine the exact dollar amount this represents based on your total investable assets. Dollar-Cost Averaging (DCA): Instead of investing the entire 2% lump sum at once, consider investing smaller amounts regularly over time. This can help mitigate the risk of buying at a market peak due to Bitcoin’s volatility. Rebalance Periodically: If your Bitcoin allocation grows significantly due to price appreciation, it might exceed the initial 2%. Consider rebalancing by selling some Bitcoin to bring it back to your target allocation, or conversely, buying more if its value drops significantly. Stay Informed: The crypto market moves fast. Keep up with news, regulatory developments, and technological advancements. Consult a Financial Advisor: A qualified financial advisor can help you determine if a Bitcoin allocation is suitable for your specific financial situation, goals, and risk profile, integrating it within your broader portfolio allocation strategy. Remember that a recommendation from an executive, even from BlackRock, is not financial advice tailored to your personal circumstances. It’s a high-level strategic view from the perspective of large-scale asset management. The Broader Impact of Institutional Interest on Crypto Investment The fact that a senior BlackRock executive is publicly discussing specific Bitcoin allocation percentages underscores the profound shift happening in the financial world. Institutional acceptance brings several potential benefits to the crypto investment space: Increased Liquidity: Larger players bring more capital, increasing market depth and potentially reducing volatility over the long term (though short-term volatility remains). Enhanced Legitimacy: Institutional participation validates Bitcoin as a serious asset class, potentially attracting more retail and institutional investors. Improved Infrastructure: As institutions enter the space, they demand and help build more robust, secure, and regulated infrastructure for trading, custody, and management of digital assets. Greater Accessibility: Products like spot Bitcoin ETFs make it easier for traditional investors to gain exposure without navigating the complexities of crypto exchanges and private key management. While the path won’t be without bumps, the trend of increasing institutional engagement, highlighted by recommendations like the 2% Bitcoin allocation from BlackRock, suggests a future where digital assets play a more integrated role in global financial portfolios. Conclusion: Navigating Your Crypto Investment Journey Robert Mitchnick’s recommendation of a 2% portfolio allocation to BlackRock Bitcoin products or direct exposure is a significant data point for anyone considering crypto investment . It signals that even within the world’s largest financial institutions, Bitcoin is increasingly viewed not just as a speculative gamble, but as a legitimate asset class with potential roles as a growth driver, a diversifier, and even a digital safe haven . While the 2% figure provides a concrete starting point suggested by a major player, the decision to invest in Bitcoin, and how much to allocate, remains a personal one. It requires careful consideration of your own financial goals, risk tolerance, and understanding of the asset’s unique characteristics and risks. The increasing ease of access through products like ETFs, championed by firms like BlackRock, lowers the barrier to entry, but the fundamental principles of sound investing still apply: do your research, understand what you’re investing in, and only invest what you can afford to lose. The conversation around BlackRock Bitcoin and optimal Bitcoin allocation is just beginning, marking an exciting time for the intersection of traditional finance and the burgeoning world of digital assets. To learn more about the latest explore our article on key developments shaping Bitcoin institutional adoption. This post BlackRock Bitcoin: Unlock Potential with a 2% Portfolio Allocation Recommendation first appeared on BitcoinWorld and is written by Editorial Team
Key takeaways: Alchemy Pay’s price can reach a maximum of $0.0359 and an average trading value of $0.0317 in 2025. The ACH could reach a maximum of $0.01187 and an average of $0.1021 by the end of 2028. Alchemy Pay price prediction for 2031 projects a maximum price of $0.3445. Alchemy Pay (ACH) is a cross-functional payment solution making significant strides in bridging the gap between fiat and cryptocurrency payment ecosystems. The platform’s robust framework enables global consumers to connect with merchants, developers, and institutions worldwide, facilitating transactions across multiple fiat currencies and cryptocurrencies. This functionality enhances Alchemy Pay’s adaptability and positions it as a pivotal player in the financial technology sector. Alchemy Pay’s inclusion in the decentralized platforms of popular projects like Augur, Cryptokitties, and OpenSea, along with its support for the infrastructure of Kyber and Radar Relay, adds layers of credibility and utility, enhancing its investment appeal. Can Alchemy Pay (ACH) get to $0.1? Will Alchemy Pay hit $1? Let’s find out in this ACH price prediction for 2025-2031. Overview Cryptocurrency Alchemy Pay Token ACH Price $0.02400 Market Cap $217.83 Million Trading Volume (24-hour) $20.35M Circulating Supply 10 Billion ACH All-time High $0.1975 Aug 06, 2021 All-time Low $0.001338 Jul 20, 2021 24-h High $0.02446 24-h Low $0.02383 Alchemy Pay price prediction: Technical analysis Price Prediction $ 0.172086 (616.59%) Price Volatility 6.55% 50-Day SMA $ 0.026065 14-Day RSI 41.81 Sentiment Bearish Fear & Greed Index 74 (Greed) Green Days 14/30 (47%) 200-Day SMA $0.024775 Alchemy Pay price analysis TL;DR Breakdown: ACH is currently consolidating near its lower Bollinger Band, indicating weak bullish momentum MACD is flat, and Balance of Power favors sellers, suggesting limited upside in the short term Price movement is likely to remain sideways or slightly bearish unless strong buying volume appears ACH/USD 1-day chart ACH/USD 1-day chart Based on the 1-day chart for Alchemy Pay (ACH) on May 28, the asset exhibits a consolidative pattern with subdued volatility. The RSI reading of 43.51 signals weakening momentum, indicating a lack of strong buying interest. The price hovers near the lower region of the Bollinger Bands, suggesting bearish pressure with potential for further downside if no significant buying occurs. The middle band at $0.026 acts as immediate resistance, while the support rests at the lower band near $0.021. Unless volume and momentum increase meaningfully, ACH will remain range-bound, with any breakout dependent on broader market sentiment and catalyst events. Alchemy Pay 4-hour price chart ACH/USD 4-hour chart Based on the 4-hour Alchemy Pay (ACH) chart on May 28, the asset is experiencing low momentum with limited directional strength. The MACD lines hover near zero, indicating a lack of dominant trend, while the Balance of Power at -0.47 suggests sellers currently hold a slight advantage. ACH is trading close to the lower Bollinger Band at $0.0231, implying bearish pressure, though not in deeply oversold territory. The narrow bandwidth of the Bollinger Bands reinforces the notion of a consolidative phase. Without a clear breakout catalyst, ACH will continue sideways or see minor dips unless buying volume returns decisively. Alchemy Pay technical indicators: Levels and action Daily simple moving average (SMA) Period Value Action SMA 3 $ 0.022593 BUY SMA 5 $ 0.024291 SELL SMA 10 $ 0.024799 SELL SMA 21 $ 0.026306 SELL SMA 50 $ 0.025518 SELL SMA 100 $ 0.026065 SELL SMA 200 $ 0.024775 SELL Daily exponential moving average (EMA) Period Value Action EMA 3 $ 0.02555 SELL EMA 5 $ 0.025018 SELL EMA 10 $ 0.023976 BUY EMA 21 $ 0.02366 BUY EMA 50 $ 0.024854 SELL EMA 100 $ 0.02578 SELL EMA 200 $ 0.025626 SELL Alchemy Pay price analysis conclusion Based on the 4-hour and 1-day charts for ACH (Alchemy Pay), the token exhibits consolidation with a slight bearish leaning. On the 1-day chart, ACH is trading below the middle Bollinger Band, and the RSI at 44.33 signals weakening bullish momentum. The price remains within a tight band, reflecting low volatility. On the 4-hour chart, Bollinger Bands are narrowing, and the MACD is flat, confirming indecision and a lack of strong directional drive. Buyers appear cautious, with the Balance of Power showing neutrality. If ACH holds above $0.0240, a recovery attempt is possible; below that, further downside risk emerges. Is Alchemy Pay a good investment? Alchemy Pay (ACH) shows mixed signals as an investment. While the current bearish trend and volatility indicate short-term challenges, the solid market capitalization and consistent support levels suggest long-term potential. However, risk-averse investors may prefer to wait for clearer bullish signs or reduced volatility before considering investing in ACH. Will ACH recover? ACH may recover if bulls regain control and maintain support above critical levels. While the current outlook remains bearish, a breakout above short-term resistance levels and consistent buying activity could reverse the negative momentum and lead to a potential recovery in the market. Will ACH reach $0.05? ACH is expected to trade above the $0.05 range throughout 2027, suggesting potential for significant price appreciation compared to earlier years. Will ACH reach $0.1? The price forecasts indicate that ACH could reach a maximum of $0.1205 by 2029. Given the bullish scenario and the projected positive market sentiment and growth trend. Will ACH reach $1? The predictions for 2034 show an ACH maximum price of $1. While this indicates significant growth potential, ACH is likely to reach $1 soon. Does ACH have a good long-term future? Alchemy Pay (ACH) shows a generally positive long-term outlook, with projected steady price growth over the years. By 2030, ACH’s market cap is expected to increase substantially, indicating a good long-term future with moderate to strong growth potential. Recent news/opinion on Alchemy Pay Alchemy Confirms Full Readiness for Ethereum’s Pectra Hard Fork Alchemy has confirmed readiness for Ethereum’s Pectra hard fork, set for May 7 at 10:05:11 UTC. The company announced all nodes are upgraded, with full team support ensuring a smooth transition. No downtime is expected, and users need not take any action. Alchemy reaffirmed its commitment to supporting Ethereum’s ecosystem. Alchemy and Clutch.Market have partnered to cover 100% of gas fees for all users on Arbitrum. Traders can sign in via email or social accounts and trade completely gas-free. Alchemy praised Clutch.Market for launching smart wallets through its program with Arbitrum in under two months, highlighting rapid blockchain innovation. Thrilled to see @ClutchMarkets leveraging our program with @arbitrum to ship with smart wallets! 🫳🎤 They shipped this in under 2 months. That's the type of accelerated building we love to see. https://t.co/rCQSrmI2Dm — Alchemy (@Alchemy) March 6, 2025 Alchemy Pay price prediction May 2025 In May 2025, Alchemy Pay (ACH) is expected to exhibit a range of price movements. The potential low is $0.0236, while the average price might be around $0.0260. On the higher end, ACH could reach up to $0.0268. Month Minimum price Average price Maximum price Alchemy Pay price prediction May 2025 $0.0207 $0.0317 $0.0359 Alchemy Pay price prediction 2025 For 2025, Alchemy Pay (ACH) is anticipated to see varied price movements and levels. The potential low is projected at $0.0307, while the average price could be around $0.0317. On the higher end, ACH might reach up to $0.0359. Year Minimum price Average price Maximum price Alchemy Pay price prediction 2025 $0.0307 $0.0317 $0.0359 Alchemy Pay price predictions 2026-2031 Year Minimum price Average price Maximum price 2026 $0.0459 $0.0474 $0.0537 2027 $0.0672 $0.0696 $0.0809 2028 $0.0987 $0.1021 $0.1187 2029 $0.1376 $0.1427 $0.1717 2030 $0.1977 $0.2034 $0.2415 2031 $0.2854 $0.2956 $0.3445 Alchemy Pay price prediction 2026 According to Alchemy Pay price forecast for 2026, the coin is expected to trade at a floor price of $0.0459. An overall positive sentiment in the crypto market could push ACH to a maximum price of $0.0537 and an average price of $0.0474. Alchemy Pay price prediction 2027 Analysts expect ACH to reach a maximum price of $0.0809 by 2027. The projected average market price for the year is $0.0696. In the event of a bearish wave, the expected floor price is $0.0672. Alchemy crypto price prediction 2028 In 2028, the price of Alchemy Pay coin is expected to range from a minimum of $0.0987 to a maximum of $0.1187, with an average trading price of $0.1021. Alchemy Pay price prediction 2029 The Alchemy Pay forecast for 2029 suggests a minimum price of $0.0956 and a maximum price of $0.1205. On average, traders can anticipate a trading price of around $0.0992. Alchemy Pay prediction 2030 In 2030, Alchemy Pay (ACH) is anticipated to achieve a minimum price of $0.1434. The coin could reach a maximum value of $0.1714, with an average price of around $0.1484. ACH crypto price prediction 2031 Analysts expect ACH to reach a maximum price of $0.2501 by 2031. The projected average market price for the year is $0.2156. In the event of a bearish wave, the expected floor price is $0.2081. ACH crypto price prediction 2025 – 2031 Alchemy Pay market price prediction: Analysts’ ACH price forecast Firm Name 2025 2026 DigitalCoinPrice $0.0404 $0.0476 Coincodex $ 0.0264 $ 0.027909 Cryptopolitan’s ACH price prediction According to Cryptopolitan’s predictions, Alchemy Pay (ACH) is expected to grow significantly from 2025 to 2031. In 2025, ACH tokens could reach a maximum price of $0.0324. By 2029, ACH could range from $0.1128 to $0.1588, and by 2031, from $0.3052 to $0.3872, indicating strong long-term growth potential. Alchemy Pay historic price sentiment ACH price history ⏐ Source: CoinMarketCap Alchemy Pay (ACH) launched in September 2020 at around $0.02 but dropped to $0.01 by October. In August 2021, it surged after a Binance collaboration, reaching a high of $0.1975 but falling to $0.0981 by month-end and $0.0628 by September. A brief surge in November pushed it above $0.10, but it closed at $0.0919 due to market concerns. In 2022, ACH stayed around $0.06 in January but dropped to $0.0133 in May due to geopolitical tensions. It recovered to $0.0222 in July but declined again to $0.0153 by August. In 2023, ACH rose, peaking at $0.049 between January and April and hitting $0.0303 in June. In 2024, ACH saw a downward trend from May to July, hitting $0.0145. A brief rebound in August brought it to $0.0216. It traded between $0.01947–$0.02101 in September, peaked at $0.02232 in October, and ranged from $0.02798–$0.02938 in November. By December, ACH maintained a trading range of $0.02053–$0.03971. In January 2025, the ACH traded between $0.02084 – $0.0402. However, the closing price for ACH in January was $0.03. In February 2025, ACH made a bullish surge toward $0.037. However, ACH value decreased in March as it dipped to the $0.020 range. In April, ACH traded between $0.016 and $0.0.18. ACH ended April at $0.027. At the start of May, ACH price is trading between $0.023 and $0.024
XRP's price performance might explode sooner than anticipated thanks to strong cross on market
Artificial intelligence could drastically reshape how businesses are built and run, according to Robinhood CEO Vlad Tenev. He believes the shift is already underway, and that the future will belong to tokenized, single-person companies. Speaking at the Bitcoin Conference 2025 in Las Vegas on Tuesday, Tenev said the next generation of entrepreneurs will rely on AI to create value with minimal human involvement. Tenev drew parallels to Satoshi Nakamoto, the elusive creator of Bitcoin , who famously introduced the digital currency in 2008 and then vanished, leaving behind a decentralized project now worth over $1 trillion. “That’s Bitcoin, in a sense, right? It’s the personal brand of Satoshi Nakamoto, backed by technology,” he said. Walking the floor at @TheBitcoinConf with @jolingkent Stop by the @RobinhoodApp center! pic.twitter.com/5MrGwAJsAt — Vlad Tenev (@vladtenev) May 27, 2025 Robinhood Chief Bets on AI to Cut Teams, Costs and Barriers to Building He argued that, just as Nakamoto launched a global financial network alone, future innovators could leverage AI to build and tokenize their projects. “I think you’ll have more single-person companies… they’ll trade on blockchains just like other assets,” he told the audience. “You’ll be able to invest in a person or the economic activities of a project that is run by a single person.” Since its anonymous release, Bitcoin has sparked the creation of thousands of digital currencies. Many go far beyond simple peer-to-peer payments. Over time, blockchain technology has found broader use. For example, Walmart now uses it to track its food supply chain. Additionally, it powers digital art, gaming assets and more. Major banks have also started experimenting with tokenized financial products. AI, meanwhile, has been widely discussed as both a threat to jobs and a productivity booster. Tenev chose the optimistic view, emphasizing how automation is lowering the cost of creation and increasing access to new markets. “One of the things that AI is making possible is more and more value being created with fewer and fewer resources,” he said. Robinhood Pushes SEC to Recognize Digital Tokens as Traditional Assets Robinhood has aggressively expanded into crypto in recent years. As a result, it now offers a wide range of tokens, including popular meme coins. In the first quarter of this year, the platform’s revenue jumped 50% . This surge was largely fueled by increased cryptocurrency trading. Moreover, profits more than doubled, surpassing analyst expectations. Looking ahead, the company has submitted a detailed proposal to the US SEC, calling for a national framework for tokenized real-world assets . Robinhood argues that digital tokens representing assets like stocks or bonds should be treated as legal equivalents to their traditional forms. The plan aims to unify regulatory oversight and simplify compliance for innovators in the space. The post Robinhood’s Vlad Tenev Compares Future AI Companies to Bitcoin’s One-Man Start appeared first on Cryptonews .
BitcoinWorld Revolutionary Starknet Asset Runes Bring USDC to Bitcoin A significant development is unfolding at the intersection of two major blockchain ecosystems: Ethereum and Bitcoin. Starknet, a leading Ethereum Layer-2 network utilizing ZK-Rollup technology, has just unveiled a groundbreaking initiative aimed at bridging the gap and enhancing utility across chains. This announcement centers around the introduction of Starknet Asset Runes , a novel mechanism designed to bring the liquidity and utility of real-world tokens, starting with USDC, directly onto the Bitcoin network. What Exactly Are Starknet Asset Runes? Via an official announcement on their X account, Starknet introduced Starknet Asset Runes as a new class of assets specifically native to the Bitcoin network. The core concept is to represent non-Bitcoin assets on the Bitcoin blockchain in a 1:1 ratio. Think of them as Bitcoin-native tokens that mirror the value and quantity of assets held on the Starknet network. This isn’t just about creating new tokens; it’s about establishing a direct, verifiable link between assets on Starknet and their representation as Runes on Bitcoin. The initial focus is on bringing USDC on Bitcoin , a stablecoin widely used across the crypto ecosystem for its stability and liquidity. How Do USDC on Bitcoin Runes Work? The mechanics behind the initial launch with USDC are designed for simplicity and trust minimization: 1:1 Minting: Users can mint USDC Runes at a direct 1:1 ratio with their existing USDC holdings on Starknet. For every USDC locked on Starknet, one USDC Rune can be created on the Bitcoin network. Full Backing: These newly minted USDC Runes are fully backed by the corresponding USDC reserves held securely on Starknet. This ensures that each Rune genuinely represents an equivalent value on the Ethereum-linked network. Redemption Mechanism: The process isn’t one-way. USDC Runes minted on Bitcoin can be redeemed back for the underlying USDC on Starknet. This is facilitated via Starknet’s trust-minimized Starknet Bitcoin Bridge . This bridge is crucial as it handles the locking and unlocking of assets on both sides, ensuring the 1:1 peg is maintained without relying on a single point of trust. This system leverages the recently introduced Runes protocol on Bitcoin, which allows for the creation of fungible tokens directly on the Bitcoin blockchain, building upon its native structure. Why is Bringing USDC on Bitcoin Significant? The launch of Starknet Asset Runes and the initial focus on USDC has several profound implications: Expanding USDC Utility: USDC is a cornerstone of decentralized finance (DeFi) and trading on Ethereum and other networks. Bringing it to Bitcoin opens up possibilities for its use within the nascent Bitcoin ecosystem, potentially enabling trading pairs or other financial activities directly on Bitcoin. Accessing Non-Bitcoin Assets: For Bitcoin holders, this creates a pathway to interact with non-Bitcoin assets like stablecoins without necessarily needing to move their primary holdings off the Bitcoin network entirely or engage with complex cross-chain swaps. Enhancing Bitcoin’s Ecosystem: While Bitcoin is primarily known as a store of value, initiatives like Runes and efforts to bring external assets via bridges can potentially enrich its ecosystem, fostering new types of applications and interactions directly on Layer 1 or complementary Layer 2 solutions built on Bitcoin. Scalability and Efficiency: Leveraging Starknet’s Layer-2 technology for the backing and bridging mechanism potentially offers more efficient and cost-effective ways to manage the underlying assets compared to solely relying on Bitcoin’s Layer 1. This move is a clear indicator of the growing desire to interconnect different blockchain ecosystems and leverage the strengths of each. Exploring the Potential of Real-world Assets Bitcoin Integration While USDC is the starting point, the concept of Starknet Asset Runes is designed to facilitate 1:1 exposure to other Real-world assets Bitcoin integrations in the future. This could theoretically include tokenized commodities, stablecoins pegged to other fiat currencies, or even tokenized securities, represented as Runes on the Bitcoin network. This vision aligns with the broader trend of bringing real-world assets onto blockchains to unlock liquidity and create new financial primitives. Representing these assets as Bitcoin Runes could potentially tap into Bitcoin’s vast market capitalization and security guarantees, albeit through a bridged mechanism. The success and adoption of this initiative will heavily rely on the reliability and trust-minimization properties of the Starknet Bitcoin Bridge , as it is the critical link enabling the flow and redemption of assets between the two networks. What Challenges Might Starknet Asset Runes Face? Despite the exciting potential, the path forward isn’t without its hurdles: Adoption: Will Bitcoin users embrace this new way of holding and using non-Bitcoin assets? Education and ease of use will be key. Bridge Security: While described as trust-minimizing, any bridge introduces potential points of failure or complexity. The security and robustness of the Starknet Bitcoin Bridge will be under scrutiny. Ecosystem Development: The utility of USDC Runes on Bitcoin will depend on the development of applications and infrastructure within the Bitcoin ecosystem that can interact with these Runes. Regulatory Clarity: As with any novel crypto asset class, regulatory considerations surrounding real-world asset representation on a blockchain like Bitcoin could emerge. These are factors that the market will watch closely as Starknet Asset Runes roll out beyond the initial phase. Actionable Insights for the Community For those interested in this development, here are some takeaways: Monitor the Rollout: Keep an eye on Starknet’s official channels for detailed instructions on how to mint and redeem USDC Runes via the Starknet Bitcoin Bridge . Understand the Mechanics: Familiarize yourself with how the 1:1 backing and redemption process works to understand the risks and benefits. Observe Ecosystem Reaction: Watch how the Bitcoin and Starknet communities react and whether new applications emerge that leverage USDC Runes. Research Runes Protocol: Gaining a basic understanding of the underlying Bitcoin Runes protocol can provide context for how these assets function natively on Bitcoin. This development is a tangible step towards a more interconnected blockchain future. Conclusion: A Bold Step Towards Interoperability Starknet’s launch of Starknet Asset Runes , beginning with the introduction of USDC on Bitcoin , marks a significant and potentially transformative step in cross-chain interoperability. By leveraging the Bitcoin Runes protocol and their own trust-minimizing Starknet Bitcoin Bridge , they are creating a pathway for the utility and liquidity of assets like USDC and potentially other Real-world assets Bitcoin representations to exist directly on the Bitcoin network. While challenges remain, this initiative highlights the ongoing innovation in the blockchain space, pushing the boundaries of what’s possible for asset representation and utility across different ecosystems. It’s a development worth watching closely as it could influence the future landscape of both the Bitcoin and broader crypto markets. To learn more about the latest Bitcoin and Ethereum trends , explore our article on key developments shaping cross-chain interoperability and asset representation . This post Revolutionary Starknet Asset Runes Bring USDC to Bitcoin first appeared on BitcoinWorld and is written by Editorial Team