Cryptocurrency analyst Axel Adler has shared a striking analysis of Bitcoin's long-term investor behavior. According to Adler, a significant decline in long-term investor (LTH) supply began when the Bitcoin price reached $118,000. The analyst noted that a decrease of approximately 52,000 BTC has been seen so far, and interpreted this as a shift by long-term investors toward distribution rather than accumulation. Adler argues that this shift in balance replicates the long-term investor pattern seen when Bitcoin rose from $65,000 to $100,000 in the fall of 2024. According to the analyst, this distribution process will accelerate as the price rises, as it has in previous macro cycles. Related News: Warning on This Altcoin: Founder of Another Altcoin Says They Want to Take Over 51% of the Network Another notable element in Adler's assessment was volatility. Bitcoin's quarterly volatility has fallen to 70%. This rate is very close to the local low of 62% seen at $26,000 in September 2023. Adler stated that this low volatility is an indicator of large capital entering the market, making Bitcoin a “slower” asset. The highest volatility seen this cycle was 143%, while in previous cycles, this rate had reached as high as 236%. *This is not investment advice. Continue Reading: Analyst Reveals Unusual Data on Bitcoin: “The Last Time This Happened Was When the Price of BTC Rose from $65,000 to $100,000”
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A breakthrough in crypto adoption is unfolding in the U.S. after global payments giant PayPal announced a new feature enabling merchants to accept over 100 cryptocurrencies, including XRP, as payment. This development, highlighted by crypto analyst X Finance Bull on X, has sent a wave of excitement through the XRP community. The reason is simple: this isn’t a future promise. Adoption is already here. PayPal Enables Crypto Payments for U.S. Merchants PayPal has officially unveiled its new crypto checkout solution that allows U.S.-based merchants to accept cryptocurrencies such as Bitcoin, Ethereum, XRP, USDT, USDC, Solana, BNB, and many others. BREAKING: PAYMENTS GIANT PAYPAL JUST ENABLED $XRP AND CRYPTO PAYMENTS FOR U.S. MERCHANTS Near-instant settlement. 90% lower fees. 100+ cryptos supported. This isn’t adoption coming, it’s here. How long until the rest of the world follows? pic.twitter.com/Xvc08I5Imw — X Finance Bull (@Xfinancebull) July 28, 2025 These payments are instantly converted into PayPal USD (PYUSD) or fiat dollars at the time of transaction, protecting merchants from crypto price volatility. Consumers can make payments using popular wallets, including MetaMask, Coinbase Wallet, Phantom, Binance, Kraken, and Exodus. The system promises near-instant settlement and dramatically lower fees. PayPal confirmed that crypto transactions will incur a flat 0.99% fee, a reduction of over 90% compared to traditional international card processing costs, which typically exceed 1.75%. The discounted fee structure is in place until July 31, 2026. Why This Matters for XRP The XRP community, often referred to as the XRP Arm, has long advocated for the token’s utility as a fast, cheap medium of exchange. PayPal’s decision to include XRP as one of its supported assets marks a turning point for the asset’s mainstream visibility and functional use. With over 100 million active merchants and 650 million crypto users worldwide, PayPal’s reach could significantly boost XRP’s transactional volume. The network effects from this integration are expected to bring heightened liquidity and real-world use cases, bolstering XRP’s relevance not just as a speculative asset but as a legitimate global payment rail. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 XRP’s strengths, namely, its sub-second transaction speed and ultra-low fee , align perfectly with PayPal’s ambition to improve cross-border commerce. In practical terms, a small business in the U.S. can now receive payment from a customer in Guatemala in near real time, with XRP acting as the underlying bridge currency. A Signal of Wider Adoption to Come PayPal’s announcement follows months of regulatory clarity in the U.S. stemming from the passage of the GENIUS Act , which provides a legal framework for stablecoins like PYUSD. This has given payment companies the confidence to expand crypto features without legal ambiguity. Industry analysts believe that this move sets a precedent that other global financial platforms will follow. PayPal has already hinted at future international expansion pending regulatory reviews in the EU, UK, and Asia. If the U.S. launch proves successful, other jurisdictions may soon enable similar crypto payment systems, potentially making XRP a key player in global commerce. X Finance Bull’s post captures the significance of this development perfectly: “This isn’t adoption coming, it’s here.” For XRP holders and the broader crypto community, this is not just a win for innovation but a validation of crypto’s role in the future of finance. As PayPal brings cryptocurrencies like XRP into everyday payments, the rest of the world may soon have no choice but to follow. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post This PayPal Announcement Excites XRP Army. Here’s Why appeared first on Times Tabloid .
Picture this: an autonomous AI agent launches a memecoin, raises millions, and uses the funds to destabilize a government, says Olga Kharif. Or offers a bounty — paid in crypto — for hacking an S&P 500 company. Or worse: deploys a smart contract to hire a killer.
Market expert Mark Moss has drawn the crypto community’s attention to an indicator that has perfectly nailed Bitcoin cycle tops. Based on this indicator, the expert revealed that the cycle top is unlikely to happen this year, as other analysts may have predicted. Pi Cycle Top Indicator Reveals Next Bitcoin Cycle Top In an X post, Moss stated that the indicator is predicting a Bitcoin cycle top in the first quarter of 2027, not at the end of this year. He made this comment while describing the Pi Cycle Top indicator as the “Holy Grail” of Bitcoin indicators. The expert noted that the indicator nailed the Bitcoin cycle tops in 2013, 2017, and 2021. Related Reading: Analyst Sounds Alarm For 50% Crash If Bitcoin Doesn’t Make A New ATH Soon Moss admitted that this latest cycle top prediction is hard to believe, as everyone is expecting Bitcoin to peak in the fourth quarter of this year. However, the Pi Cycle Top indicator suggests that the Bitcoin cycle top will occur in Q1 2027 and that the BTC price could reach $395,000 by then. Crypto analyst Rekt Capital also recently alluded to the Pi Cycle Top indicator, noting how it was hinting at a possible cycle extension. He also confirmed that the indicator predicts a Bitcoin cycle top will occur in Q1 2027, with the flagship crypto possibly reaching $400,000. The analyst noted that, based on previous cycles, the Bitcoin cycle top is expected to happen in the fourth quarter of this year. However, the recent BTC rallies have caused the Moving Averages (MA) to shift to higher prices. With these MAs shifting with every Bitcoin rally, Rekt Capital stated that it could take at least until mid-early 2026 before a Pi Cycle Top crossover occurs. However, the analyst advised that it is still important to be cautious about Q4 of this year and possibly develop an exit strategy in case the Bitcoin cycle peaks then. The BTC 4-Year Cycle Is Over In a recent podcast, Bloomberg analyst James Seyffart and Bitwise Chief Investment Officer (CIO) Matt Hougan gave their opinions on whether the 4-year Bitcoin cycle is over. Seyffart stated that he expects the amplitude of these cycles to reduce as more institutional investors enter the BTC ecosystem. Related Reading: The Final Bitcoin Act: Here’s What To Expect As BTC Trends Sideways Based on his statement, a Bitcoin cycle top might not happen as many expect, as the analyst predicts there won’t be massive drawdowns again with the flagship crypto maturing. On the other hand, the Bitwise CIO opined that the 4-year cycle for BTC is over. He explained that the factors that drove this four-year cycle are now watered down. Meanwhile, there is a growing inflow into Bitcoin, which would continue to drive demand. In line with this, Hougan declared that 2026 will be an up year for Bitcoin. At the time of writing, the Bitcoin price is trading at around $119,000, down in the last 24 hours, according to data from CoinMarketCap. Featured image from Pixabay, chart from Tradingview.com
WLD rebounds from $1.10 support as bullish sentiment and crowd interest begin to strengthen.
The cryptocurrency market is buzzing, but before you double down on Ethereum, take a closer look at Ruvi AI (RUVI) . This exciting new AI-powered token is quickly becoming the talk of the crypto world, and for good reason. Recently listed on CoinMarketCap , Ruvi AI is blazing through its presale with astonishing speed and showing real potential to deliver 100x returns . Early investors are already seeing signs that Ruvi AI could be the next big opportunity. If you’re looking for a crypto project that combines trust, innovation, and incredible ROI potential, it’s time to consider Ruvi AI. Here’s why this token could be your ticket to life-changing gains. Why Ruvi AI Stands Out Unlike other tokens that focus purely on hype, Ruvi AI offers real-world applications , proven credibility , and cutting-edge technology . Here’s what sets it apart from competitors like Ethereum. CoinMarketCap Listing Brings Instant Credibility One of Ruvi AI’s biggest milestones is its early partnership with CoinMarketCap , a trusted platform for tracking cryptocurrency performance. Being listed on CoinMarketCap during its presale phase is a huge achievement. It gives Ruvi AI immediate exposure to millions of investors looking for the next big project and solidifies its credibility in the crowded crypto market. CyberScope Audit Ensures Transparency and Trust Ruvi AI takes investor confidence seriously. It’s undergone a full audit by CyberScope , a renowned blockchain security firm. The results confirm that its smart contracts are secure and transparent, meaning your investment is protected. With trust being such a critical factor in crypto, this audit gives Ruvi AI a significant edge. Addressing Real-World Challenges Ruvi AI isn’t just another speculative token. Its AI-powered technology provides practical solutions for businesses and content creators alike: For Businesses: Ruvi AI simplifies marketing with tools that improve audience targeting and ensure better ROI on ad campaigns. For Content Creators: By offering instant blockchain payouts and advanced analytics , Ruvi AI helps creators grow their audience and drive revenue more effectively. These tangible applications create sustained demand for Ruvi AI, making it more than just a passing trend. The Numbers Back It Up Ruvi AI’s presale is racing ahead, proving that investors are confident in this project. It has already raised $2.6 million , with 205 million tokens sold , and a community of 2,500 holders eager to see the token succeed. Currently, Ruvi AI is in Phase 2 of its presale, with tokens priced at $0.015 each. However, 70% of Phase 2 tokens have already been sold , and prices will soon rise to $0.020 in Phase 3 , culminating at $0.07 by the end of the presale . Early investors have the unique opportunity to secure nearly 5x returns even before public trading begins. Once the token hits the exchanges, analysts predict that Ruvi AI could climb to $1 per token , delivering an incredible 66x ROI for Phase 2 participants. With possibilities like these, the time to act is now. Unlock Even Higher Returns with VIP Tiers Ruvi AI offers VIP investment tiers that reward early supporters with significant bonuses, maximizing potential returns. Here’s how the tiers break down: VIP Tier 2 ($750 investment): Receive 70,000 tokens, with a 40% bonus. Tokens valued at $0.07 post-presale = $4,900 . At $1 post-listing = $70,000 . VIP Tier 3 ($2,100 investment): Secure 224,000 tokens, with a 60% bonus. Tokens valued at $0.07 post-presale = $15,680 . Growing to $224,000 post-listing . VIP Tier 5 ($7,500 investment): Obtain 1 million tokens, with a 100% bonus. Tokens valued at $0.07 post-presale = $70,000 . Climbing to an impressive $1 million at $1 per token . These bonus structures make Ruvi AI lucrative for investors ready to make meaningful contributions to the project. Accessibility Made Easy With WEEX Exchange Ruvi AI’s strong partnership with WEEX Exchange ensures a seamless buying experience, making it accessible for seasoned traders and newcomers alike. This kind of streamlined accessibility is essential for boosting adoption and further increasing the token’s value. Ethereum vs. Ruvi AI While Ethereum remains a staple in the cryptocurrency portfolio, Ruvi AI is showing that it could offer faster growth and better ROI for early adopters. With its Phase 2 price at $0.015 per token , Ruvi AI is significantly more affordable than Ethereum, making it easier to get in on the ground floor. Additionally, the credibility of its audited token and partnership with CoinMarketCap solidify its position as a serious contender. The Time to Act Is Now Opportunities like Ruvi AI don’t come along every day, and the window to invest at $0.015 per token is closing quickly. With $2.6 million already raised and 70% of Phase 2 tokens sold , the chance to secure your stake in this revolutionary project is slipping away. Early investors stand to gain 5x returns during the presale phase and a jaw-dropping 66x ROI post-listing . Don’t wait until it’s too late, secure your position in Ruvi AI and join a growing community of forward-thinking investors. Invest today and take one step closer to achieving life-changing returns with Ruvi AI. Learn More Buy RUVI: https://presale.ruvi.io Website: https://ruvi.io Whitepaper: https://docs.ruvi.io Telegram: https://t.me/ruviofficial Twitter/X: https://x.com/RuviAI Try RUVI AI: https://web.ruvi.io/register Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Wait Before Buying Ethereum (ETH), This New Audited AI Token Just Landed on CoinMarketCap and Could 100x Soon appeared first on Times Tabloid .
The U.S. Securities and Exchange Commission (SEC) has approved the use of in-kind creation and redemption processes for all spot bitcoin (BTC) and ethereum (ETH) exchange-traded funds (ETFs), marking a significant shift in the regulator’s approach to digital assets under its new leadership. The decision allows authorized participants—large institutional investors who facilitate ETF liquidity—to create and redeem ETF shares directly in BTC or ETH, rather than having to use cash. The mechanism is widely seen as more efficient and secure as it lets authorized participants to closely track investor demand and adjust ETF share supply in real time, without the need to convert assets back and forth into fiat currency. This marks the SEC’s first major crypto-friendly policy move since Paul Atkins was named chair of the agency earlier this year. Atkins, a former SEC commissioner known for his market-friendly views, has long advocated for a more open regulatory approach toward digital assets. "“It’s a new day at the SEC," said Atkins in a press release. "A key priority of my chairmanship is developing a fit-for-purpose regulatory framework for crypto asset markets,” he continued. "I am pleased the Commission approved these orders permitting in-kind creations and redemptions for a host of crypto asset ETPs. Investors will benefit from these approvals, as they will make these products less costly and more efficient." The shift comes after BlackRock filed a request in January to allow in-kind transactions for its iShares Bitcoin Trust (IBIT), and other issuers, including Fidelity and Ark Invest, quickly followed. Until now, all approved spot bitcoin ETFs—first greenlit by the SEC in January 2024 —were only allowed to operate with cash creations and redemptions. That requirement added operational complexity and was widely viewed as a barrier to efficiency for institutional market makers. The SEC also approved an increase in position limits for options trading on IBIT, a move that will allow traders to hold larger options positions tied to the fund. Position limits are regulatory caps that restrict the number of options contracts a trader or institution can control in a single security to prevent market manipulation or excessive risk. By raising these limits, the SEC is signaling greater comfort with the liquidity and maturity of the Bitcoin ETF market, and giving institutional investors more flexibility to hedge or express views on the fund’s performance. The changes could significantly increase institutional participation in both ETF groups by reducing friction for arbitrage and hedging strategies. The SEC’s decision underscores a growing willingness under Atkins’ leadership to treat crypto assets within the same regulatory frameworks applied to traditional markets.
Greg Xethalis, Chief Legal Counsel at Multicoin Capital Management, highlighted the importance of the decision regarding the “in-kind creation and redemption” process for cryptocurrency spot ETFs, which the U.S. Securities and Exchange Commission (SEC) approved minutes ago. Xethalis stated that this decision by the SEC is a significant turning point for the crypto asset markets and explained four main benefits: Standard Compliance: Stating that the decision brings crypto asset ETFs in line with physical commodity ETFs such as gold, Xethalis stated that authorized participants (AP) will be able to deliver and purchase assets in kind through their subsidiaries. Increased Regulatory Oversight: Xethalis stated that in-kind transactions will be conducted on behalf of regulated brokerage firms rather than unregulated funds, and that this will provide greater regulatory oversight in crypto asset buying and selling processes. Tax and Market Efficiency: Xethalis stated that in-kind creation and redemption transactions create a more efficient market environment for fund shareholders, and that most ETFs with a Grantor Trust structure can operate in this way without creating a tax burden. Related News: BREAKING: Historic Moment - SEC Approves In-Kind Redemptions for Bitcoin and Ethereum Spot ETFs Reduced Manipulation Risk: Xethalis also stated that large-scale redemption and creation transactions will be conducted more transparently, not only for cash-based funds but also for in-kind funds. This, he stated, makes it more difficult for theoretical price manipulations to occur around the creation/redemption process of ETF shares. According to Xethalis, this move by the SEC is a significant gain not only in terms of market efficiency but also in terms of investor protection and structural integrity. *This is not investment advice. Continue Reading: Why Are In-Kind Redemptions Important in Bitcoin and Ethereum ETFs That Were Approved by the SEC Minutes Ago? Here’s How They Benefit the Industry
Visa, PayPal, and Marathon Digital each reported their Q2 earnings Tuesday, with all three companies beating analyst expectations on revenue and income. Spotify, however, missed both targets and issued weaker guidance, triggering a sharp drop in share price. Visa reported an adjusted net income of $5.8 billion, or $2.98 per share, for its fiscal third quarter ending June 30, beating the $2.85 average estimate from analysts surveyed by Bloomberg. Revenue rose 14% year-over-year to $10.2 billion, a new company record. The San Francisco-based payments giant also reported a 12% jump in cross-border volumes and a 10% rise in processed transactions. CEO Ryan McInerney said Tuesday, “Consumer spending remains resilient, with continued strength in discretionary and non-discretionary growth in the US.” McInerney also said Visa saw “healthy business driver trends” carry into the current quarter. Despite the strong numbers, Visa stock dipped 0.9% to $348 in after-hours trading. The stock had gained 11% year-to-date through Tuesday, ahead of the S&P 500 Financials Index, which rose 9.1% over the same stretch. The company left its earnings guidance unchanged for the full fiscal year, still expecting low double-digit revenue growth and earnings per share to rise in the low teens percentage range. PayPal revenue rises, but cash flow drops sharply PayPal posted Q2 adjusted earnings per share of $1.40, ahead of the $1.30 analysts had forecast, based on LSEG data. Revenue hit $8.29 billion, beating the $8.08 billion estimate. Sales were up 5% year-over-year from $7.89 billion. But the headline wasn’t enough to hold up the stock—shares dropped over 8% after the company flagged concerns in its profitability metrics. The company’s transaction margin dollars rose 7% to $3.84 billion, marking the sixth straight quarter of growth. But that growth had slowed from the previous quarter, where it was 8% excluding one-time boosts. Branded checkout volumes also decelerated to 5%, down from 6% in Q1 when adjusted for Leap Day. CEO Alex Chriss has been cutting out lower-margin revenue streams, but rising expenses and weaker cash flow have overshadowed topline gains. Operating expenses rose to $6.78 billion, up from $6.26 billion in Q1. Adjusted free cash flow crashed to $656 million, which was less than half the prior quarter’s $1.4 billion and roughly one-third of analyst expectations. Despite the slowdown, PayPal reported total payment volume of $443.6 billion, beating the $433.6 billion expected. Active accounts increased by 2% to 438 million, just above forecasts. The company’s shares are down 8.4% for the year as of Tuesday’s close, while the Nasdaq is up around 10% in 2025. Looking ahead, PayPal guided Q3 earnings to a range of $1.18 to $1.22 per share, with analysts expecting $1.20. Transaction margin dollars are expected to grow 4% to between $3.76 billion and $3.82 billion. Marathon smashes estimates with 505% net income growth Marathon Digital Holdings delivered one of the most aggressive Q2 earnings results this season. The crypto miner reported a 64% jump in revenue to $238 million and a massive 505% rise in net income to $808.2 million compared to the previous year. The company’s Bitcoin holdings rose by 170%, with 18,488 BTC on the books, up from 6,841 BTC a year earlier. That’s an increase of 49,951 BTC mined in a single quarter. The company attributed the spike to better mining efficiency and expanded infrastructure. Marathon said in a shareholder letter that it would hold a webcast at 5:00 p.m. ET to discuss the results. Before the announcement, options traders leaned bullish with five calls for every two puts, and implied volatility pointed to an expected move of about 6.8%, or $1.13 per share, a number consistent with MARA’s average 9.1% swing post-earnings over the past eight quarters. While analyst forecasts had pinned Marathon’s Q2 revenue at $137.6 million with $0.11 EPS, the company blew past both figures. Still, not everything was smooth under the hood. Marathon posted a 12-month revenue decline of 6.4%, and its operating margin sat at -79.37%, with net margin at -46.68%. There were also liquidity concerns. The company’s current ratio is 0.79, which means it may not have enough short-term assets to cover short-term liabilities. However, with a $5.86 billion market cap and investments in immersion cooling and custom firmware, Marathon has leaned heavily into tech upgrades to stay competitive. Shares of MARA were up 4.76% in after-hours, trading at $16.61 at last check. Spotify reports loss, stock sinks more than 11% Spotify posted one of its worst days in a year after the company missed Q2 expectations and issued weak guidance for Q3. Shares fell more than 11% on Tuesday, marking their sharpest single-day drop since July 2023. The streaming platform reported a net loss of 86 million euros, or 42 euro cents per share, versus 1.90 euros per share expected by analysts. Revenue came in at 4.19 billion euros, falling short of the 4.26 billion euro forecast. Still, revenue rose 10% year-over-year, up from 3.81 billion euros. Last year, the company had posted net income of 225 million euros, or 1.10 euros per share, showing a clear reversal. Spotify said the disappointing results were due to higher personnel, marketing, and professional services costs, along with 115 million euros in social charges. The Q3 forecast was also weak. Spotify expects revenue of 4.2 billion euros, missing the 4.47 billion euro estimate. The company blamed foreign exchange headwinds, estimating a 490-basis-point drag on guidance. Want your project in front of crypto’s top minds? Feature it in our next industry report, where data meets impact.