Vincent Van Code, a prominent software developer and vocal supporter of blockchain adoption, has sent shockwaves through the XRP community with a bold new claim. In a recent X post, Van Code suggested that financial messaging giant SWIFT may soon announce its intention to use Ripple and XRP as an alternative settlement layer for interbank payments. This move would fundamentally reshape the global financial system. “The big surprise will be when SWIFT announces it will use Ripple/XRP as an alternative settlement for interbank payments,” Van Code wrote, igniting fresh speculation about Ripple’s growing influence in traditional finance. From Rivals to Strategic Alignment? For years, Ripple and SWIFT have been positioned as competitors in the race to modernize cross-border payments. SWIFT, with over 11,000 member institutions, has long been the standard for interbank communication. Ripple, on the other hand, has introduced a real-time, blockchain-based solution through RippleNet and On-Demand Liquidity (ODL), leveraging XRP to provide immediate liquidity without the need for pre-funded accounts. The big surprise will be when SWIFT announces it will use Ripple/XRP as alternative settlement for interbank payments. You don't always have to destroy your opposition. Just scare them enough to make sure they play with you. — Vincent Van Code (@vincent_vancode) July 13, 2025 However, Van Code’s latest remarks hint at a paradigm shift—one in which SWIFT may choose collaboration over competition. The possibility of SWIFT adopting XRP, even as an optional settlement mechanism, is no longer far-fetched given the mounting pressure on traditional institutions to modernize. “You don’t always have to destroy your opposition,” Van Code added. “Just scare them enough to make sure they play with you.” The implication is clear: Ripple’s progress and expanding network of financial institutions may have created enough leverage to bring even the largest legacy players to the negotiation table. XRP’s Role in Real-Time Settlement Ripple’s value proposition lies in its ability to enable real-time, cross-border payments using XRP as a bridge asset. The ODL solution eliminates the need for costly nostro/vostro accounts, making it highly attractive for financial institutions looking to reduce operational friction and improve capital efficiency. A SWIFT-Ripple alignment, particularly one involving XRP, would address many of the inefficiencies that plague the current global payments infrastructure. It would also represent a groundbreaking moment: the first time a legacy financial consortium openly embraces a decentralized digital asset for mainstream settlement use. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 While SWIFT has not confirmed any such move, there have been hints of its openness to blockchain integration. In 2022, SWIFT began testing interoperability between different blockchains using Chainlink. Ripple, too, has previously acknowledged dialogue with SWIFT and its growing number of partnerships, including collaborations with central banks . A Claim That Can’t Be Ignored Though speculative, Van Code’s assertion is grounded in broader trends shaping the future of finance. With Ripple achieving partial legal clarity in the U.S. and the global banking sector actively exploring tokenization and blockchain rails, an eventual partnership between Ripple and SWIFT is no longer out of the question. For the XRP community, such an announcement would be a dream realized—a validation of their belief in XRP’s long-term utility and a catalyst for mass adoption. Whether the surprise Van Code hinted at arrives soon or not, one thing is clear: Ripple’s influence is growing, and the world of traditional finance is beginning to take notice. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Software Dev Says SWIFT Will Shock XRP Army with This Announcement appeared first on Times Tabloid .
The brokerage firm that operates the largest US electronic trading platform by daily average revenue is reportedly leading a funding round for the crypto and stablecoin infrastructure startup Zero Hash. Zero Hash provides the backend infrastructure that enables banks, brokerages and fintech companies offer cryptocurrencies, non-fungible tokens (NFTs) and other digital assets to their customers. Citing sources familiar with the matter, Fortune reports that Zero Hash is poised to raise about $100 million at a nearly $1 billion valuation in a new funding round spearheaded by Interactive Brokers. In 2022, the startup raised $105 million in a Series D round that saw the participation of the private investment firm Bain Capital, American hedge fund Point72 Ventures and fintech venture capital firm Nyca. Citing data from PitchBook, Fortune reports that Zero Hash was valued at $340 million after the Series D capital raise. The latest push to raise additional capital comes amid the growing popularity of stablecoins – cryptocurrencies which are pegged to another asset such as the US dollar or commodities. In 2022, the payment processing company Stripe tapped Zero Hash’s infrastructure to launch an embeddable and customizable fiat-to-crypto on-ramp solution. And in 2024, Zero Hash teamed up with Securitize, a real-world asset tokenization platform, to allow qualified institutions to convert the USDC stablecoin into US dollars. Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Featured Image: Shutterstock/Natalia Siiatovskaia/klyaksun The post Interactive Brokers Leads Funding for $1,000,000,000 Stablecoin Startup Zero Hash: Report appeared first on The Daily Hodl .
On Sunday, July 13, bitcoin vaulted to $119,444 before settling at $118,724 per coin. That jump puts bitcoin in sixth place among the world’s most valuable assets, closing in fast on Amazon’s market cap. Bitcoin Breaks Into Top 6 of World’s Biggest Market Caps With its market value now sitting at $2.361 trillion, bitcoin (BTC)
Vice President JD Vance has accused Federal Reserve Chair Jerome Powell of being asleep at the controls while interest rates stay high and inflation slows. JD said, “The Fed has been totally asleep at the wheel. As President Trump says, they’re TOO LATE, both in fighting inflation during Biden and in lowering rates now.” This comes as the Trump White House keeps making it clear it sees Powell’s refusal to cut rates as a direct threat to the economy. JD’s comment followed the latest inflation report from the Bureau of Labor Statistics, which showed prices barely moved in June. Both the headline and core inflation numbers rose just 0.1%. On a yearly basis, they landed at 2.4% and 2.8%, slightly above the Fed’s 2% goal. Still, JD and President Donald Trump believe there’s no excuse for keeping rates at their current levels, especially now that tariffs have shown no meaningful impact on inflation. JD called the Fed’s current stance “monetary malpractice.” White House eyes Powell’s job and questions $2.5B Fed renovation Inside the White House, talk of removing Powell is gaining steam. Kevin Hassett, Director of the National Economic Council, told This Week that Trump “doesn’t want to fire Powell” , but added that the administration is actively reviewing whether it has the authority to do so. “But certainly, if there’s cause, he does,” Kevin said, hinting that Powell could be pushed out before his term ends next spring. One possible cause? The Federal Reserve’s $2.5 billion renovation project, which has already gone over budget by $700 million. Kevin pointed to the project as another example of Powell’s failed leadership. Though the money isn’t coming from taxpayers—since the Fed funds itself through interest and bank fees—Russell Vought, Director of the Office of Management and Budget, slammed Powell last week for “grossly mismanaging the Fed” and called for an investigation into the renovation. Russell sent Powell a list of questions about the project, demanding detailed answers. Kevin said Sunday that how the administration proceeds next will depend on those responses. “I think that whether the president decides to push down that road or not is going to depend a lot on the answers that Russ Vought sent to the Fed,” he told This Week . In response, the Federal Reserve quietly updated its website with a new FAQ section. The page addressed some of Russell’s questions directly, stating, “No new VIP dining rooms are being constructed as part of the project.” That response was aimed at a specific concern raised about possible waste in the renovation spending. Even though Trump said as recently as Friday that he’s not eager to fire Powell, he also said he already has replacements in mind. Powell’s term ends in May 2026, and the president seems prepared to act if things don’t change. Kevin is reportedly among the top names being considered for the job. Another name in the mix is Kevin Warsh, a former Federal Reserve Governor. Also under consideration is Treasury Secretary Scott Bessent. Trump has not confirmed who he would choose, but has made clear that the Fed’s current leadership isn’t meeting expectations. Meanwhile, JD keeps hammering the same message: lower the rates now, or get out of the way. Your crypto news deserves attention - KEY Difference Wire puts you on 250+ top sites
Ray Dalio warns of potential stagflation reflected by U.S. dollar depreciation. Continue Reading: Ray Dalio Foresees Stagflation as U.S. Dollar Weakens The post Ray Dalio Foresees Stagflation as U.S. Dollar Weakens appeared first on COINTURK NEWS .
Public firms around the globe have been piling into Bitcoin this year. According to Blockware Intelligence, the number of public companies holding Bitcoin jumped by 120% in 2025. That surge brought the total to 141 firms. And by the end of 2025, at least 36 more are expected to add Bitcoin to their balance sheets. That would represent a 25% boost from today’s numbers. Rising Tide Of Corporate Bitcoin Adoption Based on reports from Blockware’s Q3 2025 market update , three dozen new entrants could join the so‑called “Bitcoin Treasury Companies” over the next six months. These firms act as a bridge between traditional markets and the crypto world. In the first half of the year, companies big and small added more than 159,107 BTC to their books, setting a new record for corporate crypto purchases. Big Names Still Lead The Pack The top spot remains with US President Donald Trump’s favorite crypto advocate Michael Saylor’s Strategy , which holds a staggering 597,325 BTC. That figure is roughly 12 times what second‑place MARA Holdings owns, at about 50,000 BTC. Those two alone account for most of the Bitcoin held by public companies. Some Players May Be Taking A Risk Blockware points out that many newcomers are either brand new companies or ones that face tough business challenges. For firms with low growth or shrinking markets, parking cash in Bitcoin at an estimated 40 to 50% compound annual growth rate can look more appealing than running a struggling operation. But that choice comes with its own risks. Corporate Bitcoin Growth Faces Warning Signs Glassnode’s lead analyst James Check sounded an alarm on July 4, warning that the easy upside might already be gone for latecomers. Venture firm Breed outlined a “death spiral” risk for companies trading close to net asset value. Some crypto traders echoed that view, saying these firms will be tested in the next bear market, especially if NAV premiums start to slip. For now, the move toward Bitcoin is very real. Larger, well‑capitalized companies may weather the ups and downs better than smaller players. Investors and analysts will be watching how these treasuries perform when markets cool off. If premiums hold, new entrants could keep the momentum going. If not, some balance sheets may face a rough ride. Featured image from Pexels, chart from TradingView
As Dogecoin continues to drift below the $0.50 mark, a new player, Mutuum Finance (MUTM) , is quietly gaining momentum, and smart investors are already circling. Mutuum Finance has already sold more than 65% of presale stage 5 at $0.03. Investors are rushing in, this being the lowest MUTM will ever be. The project has raised more than $12.1 million and has attracted over 13,100 investors. If you’re still asking what to buy before July ends, this might just be the undiscovered token of the season. Strong Investor Appetite Defines Stage 5 of Mutuum Presale Mutuum Finance (MUTM) is advancing at great speed in achieving progress in Stage 5 of its presale. With more than 13,100 early adopters and more than $12.1 million to date raised, the project is proving itself to be a force to be capped as a nascent pioneer within the DeFi sphere. Such great growth points towards the growing investor confidence as well as the general optimism in the crypto community. A Fully Collateralized USD-Backed Stablecoin on Ethereum As a sign of the commitment to decentralized finance in the long term, Mutuum Finance is, at the moment, in the process of developing a fully collateralized, US dollar-backed stablecoin that would be made on the Ethereum blockchain. Contrary to algorithmic stablecoins that rely on risky leverage and market equilibrating mechanisms, this stablecoin will seek to develop its value in times of extreme market volatility. It has been tasked to provide reliability and credibility in a growing uncertain world. Security Certified: Bug Bounty Program and CertiK Audit As another step towards proving its commitment to creating a safe and secure DeFi infrastructure, Mutuum Finance has today initiated an official Bug Bounty Program with blockchain security leader CertiK. The potential reward pool provided by the program is 50,000 USDT in bugs found in the program of the project by individuals. The official start of the Bug Bounty Program with CertiK starts with Mutuum Finance. This reward is categorized into four levels of severity including critical, major, minor and low to make sure that every kind of issues will be handled by the given level of reward. This project is an addition to the team focus on strong, open, and community-based development. $100,000 Giveaway to Reward Early Supporters As a token of appreciation for its first community, Mutuum Finance has initiated a $100,000 giveaway campaign. Ten winners will be given $10,000 in MUTM tokens each. It is not only a gesture of appreciation but also an incentive to create a solid and active user base right from the start. Dual-Lending Model Benefits Passive and Active DeFi Users At the heart of Mutuum Finance is its hybrid lending protocol to serve the needs of a range of users. The Peer-to-Contract (P2C) model allows users to earn passive returns by lending USDT to automatic smart contract pools that deliver stable and consistent returns. On the other hand, the Peer-to-Peer (P2P) model facilitates direct communication between borrowers and lenders without middlemen. This framework is particularly attractive to users managing volatile or riskier assets because it provides for adjustable, bespoke loan arrangements. A Promising Future for DeFi With a fast-growing community, a safe and transparent development environment, and an innovative decentralized lending strategy, Mutuum Finance is poised as a strong new player in the decentralized finance market. Dogecoin’s sluggish performance below $0.50 is prompting many investors to look elsewhere for higher upside. One standout coin is Mutuum Finance (MUTM), currently priced at just $0.03 and already over 65% sold out in Stage 5. The project has raised more than $12.1 million from 13,100+ investors, signaling serious early demand Take action now and lock in your presale tokens before prices rise. For more information about Mutuum Finance (MUTM) visit the links below Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
Kentucky’s Governor Andy Beshear said on Sunday that President Trump is hitting his own supporters in the gut with international tariffs that weren’t part of the deal voters thought they were getting in 2024. He said working families in Kentucky, who helped Trump win the state by more than 30 percentage points, are now stuck dealing with higher costs because of a White House trade agenda that keeps changing direction. According to NBC’s Meet the Press , Andy said many Kentuckians voted for Trump because they believed he’d help them get by easier, not make it harder. “You know, the people of Kentucky, many of them voted for Donald Trump because they thought he’d make paying the bills a little bit easier at the end of the week,” Andy said. “And he’s just making it harder.” Trump sends 21 tariff threats in one week Last week, the White House dropped a flood of tariff threats in just a few days. On Monday, Trump sent out letters to 14 different countries warning them about new tariffs that would kick in starting August. By Wednesday, that number had jumped to 21, with new warnings sent to places like the Philippines, Sri Lanka, and Moldova. That same day, he went after Brazil with a threat of a 50 percent tariff, all because of an ongoing criminal trial against former Brazilian president Jair Bolsonaro, a longtime Trump ally accused of trying to overturn his country’s 2022 election results. Andy called the whole tariff approach a mess, saying Trump’s strategy had no logic. “This is, what was it, first across the board, then reciprocal, then industry-specific,” Andy said. “I think there was a company-specific tariff proposed. Now, we have tariffs on countries if he doesn’t like who that country is prosecuting. It is chaos. It is increasing costs.” He also warned that Kentucky’s trade relationships are now at risk. Japan and Canada are two of the state’s biggest international partners. Twenty-two percent of Kentucky’s exports go to Canada, and Japan has made major investments in the state. “Japan invests in Kentucky at a level of almost no other state,” Andy said. “You know, the largest Toyota manufacturing facility isn’t in Japan; it’s in Georgetown, Kentucky.” Poll shows Trump voters now unsure about tariffs A poll from Politico and Public First in June shows the trouble doesn’t stop with Democrats. One in four Trump voters said the president’s tariffs are getting in the way of trade negotiations. And when asked about his tariff plan for China, a key piece of his trade policy, less than half of his voters said they’d back it if it meant higher prices at home. Andy, a Democrat who has won three statewide races in Kentucky, made it clear that Trump’s economic actions aren’t lining up with the promises that got him elected. And it’s not just the trade stuff. He also slammed Trump’s July 4 health care law, which forces people on Medicaid to prove they’re working or lose their coverage. While some Americans think the work rules make sense, Andy called the move a “ruse” and said it’s going to be brutal for small-town areas. He pointed to a projection that nearly 5 million people could lose their Medicaid coverage by 2034 just because they didn’t fill out the right paperwork. “What they’re doing is they’re doubling the paperwork on everyone, not just able-bodied adults, but everyone,” Andy said. He said the real aim is to confuse people. “What they’re hoping, sadly, is that parents with a special needs child who are really busy don’t check a box, people who are helping their parents or grandparents with their long-term care needs don’t check a box. And then, they get kicked off their coverage for six months or more. It is wrong. It’s cruel.” KEY Difference Wire helps crypto brands break through and dominate headlines fast
With inflation still high, GDP growth flatlining, and a brain drain in full swing, Bitcoin.com CEO Corbin Fraser believes Canada itself has become the risk. The Bitcoin Exit Plan Bitcoin.com CEO Corbin Fraser recently made a provocative claim: “Canadians are dead broke.” Pointing to a stagnant economy, high inflation, and political dysfunction, he argues that
Ripple’s recent application for a banking license in the U.S. may appear procedural on the surface. However, it could signal a deeper transition that redefines how financial institutions operate at scale. While crypto markets continue to price in short-term movements, some analysts believe this development will accelerate XRP’s transition from speculation to utility. Xaif (@Xaif_Crypto), a crypto analyst and enthusiast, shared a detailed explanation of why the banking license represents more than just regulatory compliance. In his view, it’s the start of a new phase where Ripple’s technology is no longer just an alternative but the preferred standard. He pointed out that if approved, Ripple would be able to hold stablecoins as reserves with the U.S. Treasury. This move effectively brings Ripple and RLUSD into direct alignment with the U.S. government on digital asset infrastructure. RIPPLE MASTER PLAN Banks don't need SWIFT anymore. Ripple is the future. Using ISO 20022 + $XRP = settle MASSIVE transactions FAST & CHEAP. We’re talking Ripple’s utility > any other bank. This is the moment. pic.twitter.com/f0kvJ9TmlL — 𝕏aif | (@Xaif_Crypto) July 11, 2025 Why Utility Shifts the Value Proposition Ripple is currently pursuing a master account with the Federal Reserve through Standard Custody, and the ability to hold RLUSD with the Fed would put Ripple on the same level as major banks like JP Morgan, potentially unlocking massive gains for XRP holders . Xaif also noted that approval would result in increased liquidity, which in turn leads to increased performance for XRP, ultimately creating more demand and potentially driving the asset’s price higher. While he acknowledged possible mid-term price levels around $10 to $12, he emphasized that the real opportunity lies in the utility phase ushered in by Ripple becoming a bank. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 This utility, he argued, is unlocked by Ripple’s ability to settle massive financial transactions without relying on SWIFT. Ripple’s infrastructure operates within ISO 20022 standards , allowing banks and financial entities to use XRP to move funds globally with low cost and near-instant settlement. Xaif explained that while a $1 million transaction might cost $1,000 through legacy systems, it could cost less than $10 with XRP. Competitive Advantage Without the Legacy Constraints Ripple’s ability to process large-scale settlements faster and cheaper offers a real competitive edge. Xaif emphasized that if Ripple maintains profit margins while cutting costs, its model becomes highly attractive to institutions. By removing intermediaries and replacing outdated systems like SWIFT , Ripple becomes both platform and processor, offering an all-in-one solution. This positions XRP for a much larger role in global finance. Xaif called this a turning point, noting that if Ripple’s banking license is approved and integration with government systems succeeds, it could trigger a major shift in how cross-border payments are handled worldwide. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Here’s What Ripple’s Coming Bank Will Bring for XRP appeared first on Times Tabloid .