The post Fact or Fiction: Is Ripple Becoming a Bank? appeared first on Coinpedia Fintech News The crypto community is fired up again – this time, over rumors that Ripple could be planning to get a U.S. banking license. The chatter started after a clip from XRP Las Vegas 2025 made the rounds online, sparking wild speculation that the payments giant might be gearing up to enter traditional banking. But is any of it true? Let’s unpack what’s fact, what’s fiction, and what’s worth watching. The Viral Clip That Set Off the Rumors It all started with a tweet quoting journalist Eleanor Terrett during a panel at XRP Las Vegas. In the clip, the discussion turns to the idea of Ripple becoming a bank. The tweet read: “Ripple could get a banking license. Because the cost of price in payments is almost zero on the XRPLedger…Banking is just basically like breathing the air.” Ripple could get a banking license. Because the cost of price in payments is almost zero on the XRPLedger. There is no reason that payments shouldn`t be universally accessible and the price charge should be zero. It`s like a public good. Banking is just basically like… pic.twitter.com/hZNSfpzpkd — Digital Perspectives (@DigPerspectives) June 12, 2025 That was enough to send speculation into overdrive. Crypto Twitter quickly picked up the idea, with some users claiming it was already in motion. But there’s a problem – Ripple hasn’t said anything. There’s no official statement, no filings, and no confirmation that a banking license is even being considered. Greg Kidd’s Role in the Conversation Adding to the speculation was Greg Kidd, an early Ripple investor and former U.S. congressional candidate. At the same event, he spoke about a new kind of bank charter – one aimed at digital-first companies. Kidd explained that this charter wouldn’t require companies to have physical branches or offer lending services. Instead, it would focus on deposits and payments only. While it’s an interesting idea, Kidd made it clear: he’s not speaking on behalf of Ripple, and the charter is still in development. That hasn’t stopped the XRP community from connecting the dots. Ripple’s Real Banking Moves Even if Ripple isn’t applying for a license just yet, it’s definitely been making moves in the banking world. Last year, Ripple became a Platinum Member of the American Bankers Association – a move that gives the company more access to financial decision-makers and regulators. CEO Brad Garlinghouse has also made Ripple’s position clear: they’re not trying to replace banks, they’re trying to work with them. At the Las Vegas event, he again stressed Ripple’s mission to fix cross-border payments – making them cheaper, faster, and more efficient by cutting out unnecessary middlemen. Legal Hurdles Might Be About to Clear Ripple’s long-running legal battle with the SEC could also be nearing a turning point, even though they have clearly won the largest points of contention. Attorney John Deaton recently said there’s a 70% chance that Judge Analisa Torres will approve a settlement deal and relief request. If that happens, Ripple would be in a stronger position to expand its reach – potentially even under the kind of charter Kidd is working on. Bottom Line Right now, the idea of Ripple becoming a bank is just that – an idea. There’s no confirmation. No paperwork. No public plans. But the interest isn’t coming out of nowhere. Between Ripple’s ties to traditional finance and Greg Kidd’s new charter, there’s clearly movement happening around the edges of the banking world. Whether Ripple takes that step or not remains to be seen. For now, it’s all eyes on what Ripple says, or doesn’t say, next. We’ll be watching and filling you in!
The post Top Companies Buying Bitcoin in 2025 – MicroStrategy No Longer Alone appeared first on Coinpedia Fintech News A new report from ‘MicroStrategist|BitcoinPower.Law ’ uncovers an accelerating global trend: corporations are aggressively accumulating Bitcoin for their treasuries. While MicroStrategy holds a significant lead, smaller, agile firms are rapidly increasing their Bitcoin holdings, signaling a dynamic shift in the corporate crypto landscape. MicroStrategy’s Dominance: A Double-Edged Sword MicroStrategy remains the undisputed leader in corporate Bitcoin holdings, boasting a massive 582,000 BTC tokens. This translates to an impressive 2.771% of Bitcoin’s total supply, dwarfing the second-largest holder, Marathon Digital Holdings, which possesses 49,179 BTC (0.234% of total supply). However, MicroStrategy’s substantial lead comes with heightened expectations. The report suggests that the company’s ability to further expand its Bitcoin reserves hinges on continued access to bond funding. Bitcoin’s Market Trajectory: What the Numbers Say Bitcoin is currently trading above its long-term power law trendline, indicating strong upward momentum. Based on the power law model, projected median Bitcoin prices are: $336,000 by 2030 $998,000 by 2035 In the past year, Bitcoin’s price has surged by over 61.3%, and in the last 30 days, it has climbed 3.4% to reach $107,036. Despite a pause in the global M2 money supply, the report highlights that Bitcoin typically lags liquidity by 12 weeks, suggesting potential for further growth in the coming months. The Rise of Agile Accumulators: Smaller Firms Making Big Moves The report emphasizes that smaller companies are exhibiting the fastest Bitcoin accumulation per share, often seeing their share prices rise in tandem with their increasing “stacking speed.” Here’s a look at some notable smaller players: Semler Scientific: Holds 3,808 BTC tokens and has acquired over 1,424 BTC in 2025 alone. The company’s valuation could see a boost if ongoing legal issues related to its QuantaFlo device (which led to a $29.75 million settlement in principle) are fully resolved. ALTBG: Possesses approximately 620 BTC, valued at $66,098,274. The company appears to be fairly valued and is reportedly preparing for substantial Bitcoin acquisitions. MetaPlanet: Owns 8,888 BTC, with a value of around $947,550,746. Investors are advised to exercise caution as its price appears overvalued. Smarter Web (SWC): Holds around 10.6 BTC, valued at $1,130,067. SWC stands out with a high daily BTC yield of 9.6%, though the report cautions about potential reversals if momentum fades. Navigating the Risks: High Valuations and Hype Cycles The analysis warns that companies with high market Net Asset Value (mNAV) and high days to close (DTC) may be overhyped. A slowdown in Bitcoin stacking by these firms could lead to sharp declines in their share prices. Identifying Smart Bitcoin Stacking Opportunities The report advises investors to look for companies that balance rapid Bitcoin accumulation with sustainable growth. Key tools for guiding investment decisions include mNAV, DTC, and fair value charts. Crucially, investors are cautioned to avoid companies at their price peaks during hype cycles.
MemeStrategy buys Solana, marking a pioneering step among similar companies. Company shares rise significantly on the Hong Kong Stock Exchange following the purchase. Continue Reading: Discover MemeStrategy’s Strategic Move with Solana Investment The post Discover MemeStrategy’s Strategic Move with Solana Investment appeared first on COINTURK NEWS .
XRP investors have endured one of the most prolonged and challenging stretches in the digital asset market, marked by legal obstacles, poor market performance, and regulatory uncertainty. Despite this, many have demonstrated a level of persistence that crypto commentator John Squire believes stands out. According to Squire, “If patience were a token, XRP holders would be billionaires already.” His comment comes at a time when XRP appears to be finally regaining some momentum after years of setbacks. If patience was a token, $XRP holders would be billionaires already. — John Squire (@TheCryptoSquire) June 8, 2025 Years of Market Pressure Define XRP Journey Following a historic surge of more than 65,000% between March 2017 and January 2018, XRP’s price performance deteriorated substantially. After peaking at $3.80 in early 2018, the asset went on a consistent downtrend, reaching a low of $0.1140 by March 2020. This represented a 97% drop from its record high. Despite a brief 177% price spike in November 2020, XRP faced renewed downward pressure the following month when the U.S. Securities and Exchange Commission (SEC) filed a lawsuit against Ripple. This development triggered an over 65% drop in December 2020 alone, marking the asset’s steepest monthly decline on record. The SEC lawsuit not only impacted price performance but also created liquidity constraints for U.S.-based investors. Several major exchanges in the United States and Canada suspended XRP trading in the aftermath of the suit. While most leading assets capitalized on the 2021 bull run, XRP failed to reach its prior highs and was effectively sidelined. It rose to just $1.96 in April 2021, remaining far below its 2018 peak and falling short of joining the ranks of top-performing coins during that market cycle. Investor Retention Despite Market Downturn What stood out during this period was the remarkable consistency in investor interest. Data from Santiment reveals that there were approximately 986,000 XRP holders in January 2018. Instead of declining as market conditions worsened, the number of holders continued to rise. The total figure surpassed one million within a short span and kept growing, even amid the uncertainty introduced by the SEC litigation. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Between January 2018 and December 2022, XRP added over 3.53 million new holders. A notable portion of that growth occurred just after the lawsuit was filed, particularly in November and December 2020. While the market slowed following the Terra collapse in May 2022, the prior increase in holders signaled strong support for the asset even as price action remained weak. A Potential Turning Point Following a Multi-Year Decline Between November 2024 and January 2025, XRP gained nearly 600%, making it the top performer among major cryptocurrencies during a rally CNBC described as a Trump-led market-wide rally. For some, this surge was overdue. While it drew attention, longtime holders viewed it as just the beginning of a much broader upward move. Among those anticipating more gains is crypto analyst BarriC. In a recent post, he emphasized that he has no interest in selling at modest price levels, stating , “I didn’t buy $XRP at $0.10 to be completely shaken out at $2,” highlighting a $100 target as his long-term focus. This outlook is shared by others who argue that XRP’s current trajectory mirrors patterns seen in the 2017 bull cycle. Recognition of Endurance John Squire’s remark about the patience of XRP holders highlights a defining aspect of the community’s experience over the last seven years. Despite unfavorable conditions, many stayed invested. The recent rally may mark the beginning of a new phase. But for those who have waited through regulatory battles and repeated price collapses, the belief is that the payoff has yet to materialize. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Pundit Says XRP Holders Deserve Billionaire Status. Here’s why appeared first on Times Tabloid .
Top US crypto exchange Coinbase says that 2025 is developing into a “breakout year” for a sector that has been stealing the industry’s spotlight. In a new research report, Coinbase says that stablecoins are at the front and center of “the future of money.” According to research done for Coinbase by The Block Pro Research, 81% of crypto-aware small and medium businesses (SMBs) are interested in using stablecoins, while the number of Fortune 500 companies that say their firm plans to use or are interested in stablecoins has gone up over 200% from 2024. “With over 161 million stablecoin holders globally, plus a 54% growth in global stablecoin supply year-over-year, 2025 is shaping up to be the breakout year for stablecoins.” Coinbase says stablecoins are currently the dominant force powering on-chain utility and real-time global payments. “According to new research… organic stablecoin transfer volume has reached unprecedented levels with the two highest monthly volume transfers in history happening in the last 12 months. December 2024 set a monthly volume record of $719 billion, followed closely by April 2025’s $717.1 billion. Consumers, institutions, and small and medium businesses (SMBs) alike have identified stablecoins as a key solution to addressing their biggest financial pain points. Use cases include remittances with near-instant and low-cost cross-border transactions, lower payment processing fees, increased payroll efficiencies, inflation protection, and bridging payments gaps for the under and unbanked.” At time of writing, the entire stablecoin sector has a market cap of $260 billion, according to data from CoinGecko . Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Featured Image: Shutterstock/fran_kie The post 2025 Shaping Up To Be ‘Breakout Year’ for This Crypto Sector As Organic Volume Reaches Unprecedented Levels: Coinbase appeared first on The Daily Hodl .
Binance is set to list SPK on June 17, 2025, commencing at 09:00 UTC, expanding its portfolio with multiple trading pairs including USDT, USDC, BNB, FDUSD, and TRY. The token
Bitget has committed to a three-year partnership with UNICEF Luxembourg to advance digital skills and blockchain literacy among young people through the Game Changers Coalition programme. In a press release sent to crypto.news, Bitget pledges to support the women-focused program with the aim of reaching up to 300,000 participants in 2025. These participants include adolescent girls, parents, mentors and teachers with blockchain skills from eight regions; Armenia, Brazil , Cambodia, India , Kazakhstan, Malaysia , Morocco, and South Africa. Bitget’s educational arm, Bitget Academy, will aid the humanitarian body to establish its first interactive blockchain training module that will be held in-person and virtually. The module will focus on developing video game creation skills for teachers and the younger generation. According to data from UNICEF, young women in low and middle-income countries miss out on $15 billion in economic opportunities due to a gap in internet access and digital skills compared to their male counterparts. As 90% of today’s job vacancies require digital skills, the Game Changers Coalition aims to close the gender skill gap. Bitget and UNICEF Luxembourg announce partnership to deliver digital and tech skills for girls | Source: Bitget You might also like: Exclusive: New ETH Foundation President Aya Miyaguchi on crypto’s desire to change the world Additionally, Bitget ( BGB ) is also planning to introduce major blockchain protocols and developers from across the web3 landscape to support the educational initiative led by UNICEF Luxembourg. These figures may be able to serve as mentors and partners in the programme. Executive Director of UNICEF Luxembourg, Sandra Visscher believes that both the UN body and Bitget are in agreement that digital skills can become a powerful driver of opportunity and inclusion, especially in elevating young people. “By collaborating with Bitget, we want to empower adolescent young people with the tools, knowledge, and confidence to shape their own futures,” said Visscher in her statement. With the help of Bitget Academy, including support from the $10 million initiative Blockchain4Her, Bitget plans to enhance digital literacy and financial independence among women from an early age. Bitget’s Blockchain4Her initiative has previously supported women through mentorship programs, funding opportunities, and educational resources. Another Bitget-led initiative, Blockchain4Youth also previously pledged $10 million in support of scholarships, workshops, and hackathons over five years. Last April, Bitget teamed up with Avalanche to boost digital asset adoption and blockchain technology across various grassroot regions in India. Read more: Bitget and Avalanche join forces to bolster web3 growth in India
21Shares has cross-listed five new exchange-traded products on Nasdaq Stockholm, bringing its total offering on the Swedish exchange to 10 ETPs. Crypto ETP issuer 21Shares has expanded its presence on Nasdaq Stockholm by cross-listing five new exchange-traded products (ETPs): Uniswap ETP (AUNI), Avalanche ETP (AVAX), Bitcoin Gold ETP (BOLD), Solana Core Staking ETP (CSOL), and 21Shares Ethereum Core ETP (ETHC). These join an existing lineup of five 21Shares products already available on Nasdaq Stockholm, including Bitcoin (ABTC), Ethereum (AETH), Solana (ASOL), XRP (AXRP), and Bitcoin Core ETP (CBTC), bringing the total to 10 offerings on the Swedish exchange. “We’re committed to broadening access to crypto through transparent and cost-effective ETPs. By offering a broader selection of single-asset and thematic crypto ETPs, we’re empowering investors to build more customised and resilient portfolios through a familiar exchange environment,” said Mandy Chiu, Head of Financial Product Development at 21Shares. You might also like: Analysts project high approval odds for pending crypto ETFs as SEC delays mount 21Shares is the most extensive and diversified provider of crypto ETPs in Europe, with listings on major exchanges including Euronext Paris, Euronext Amsterdam, the London Stock Exchange, and the SIX Swiss Exchange. All 21Shares products are fully collateralized, regulated, and structured to allow investors to gain exposure to crypto without managing custody or private keys. Fees range between 0.21% and 2.50%. Prior to the aforementioned additions to Stockholm Nasdaq, 21Shares launched the Hedera ( HBAR ) ETP in Europe, listing it on Euronext Amsterdam and Euronext Paris. Earlier, in May, the company also introduced the Cronos ( CRO ) ETP on Euronext Paris and Amsterdam. In parallel to its European expansion, 21Shares is currently awaiting regulatory approval to list several crypto exchange-traded funds in the U.S., including Solana ( SOL ), Ripple ( XRP ), Dogecoin ( DOGE ), Polkadot ( DOT ), and Sui ( SUI ). You might also like: SUI eyes breakout as Nasdaq files to list 21Shares SUI ETF
BitcoinWorld Ethereum: Early Investor Deposits $5.2M ETH to Binance After Staggering 8367x Gain The world of cryptocurrency is often characterized by incredible stories of early adoption leading to life-changing wealth. A recent event has once again put the spotlight on these pioneers: an Early Ethereum Investor has moved a significant amount of Ether (ETH), specifically 2,000 ETH valued at approximately $5.2 million at the time of the transfer, onto the Binance exchange. This move, tracked by on-chain analytics platforms, highlights not only the immense gains possible in the crypto space but also the actions of large holders, often referred to as Crypto Whales . Who is This Early Ethereum Investor? While the exact identity remains anonymous, on-chain data provides crucial clues. According to reports citing data from Nansen and shared by Onchain Lens on X, this particular address participated in the original Ethereum Initial Coin Offering (ICO). The ICO took place in the summer of 2014, long before Ethereum launched its mainnet in 2015. Participants at that time acquired ETH at a minuscule price compared to today’s valuation. Holding onto tokens purchased during the ICO phase requires significant conviction and patience, navigating through volatile market cycles, including brutal bear markets. This investor’s wallet reportedly held these 2,000 ETH tokens untouched since that very early period, making them a true long-term holder. The Staggering Returns on ETH Investment The most striking aspect of this transfer is the reported return on investment. Acquiring ETH during the ICO cost roughly $0.31 per token. Holding onto 2,000 ETH purchased at this price means an initial investment of approximately $620. Fast forward to today, with ETH trading around $2,600, those same 2,000 tokens are worth $5.2 million. This represents a gain of roughly 8,367 times the initial investment. Let’s break down this incredible return: Initial Investment (2014 ICO): ~ $620 Current Value (approx.): $5,200,000 Profit: ~ $5,199,380 Return Multiple: ~ 8,367x This kind of return is virtually unheard of in traditional financial markets and serves as a powerful, albeit rare, example of the potential rewards for early participation and long-term holding in revolutionary technologies like Ethereum . Why Move $5.2M in ETH to Binance? When a large holder, or Crypto Whale , moves a substantial amount of cryptocurrency from a private wallet to an exchange like Binance , it often signals an intent to interact with the market. Common reasons include: Selling: The most probable reason is to sell some or all of the transferred ETH to realize profits, diversify into other assets, or simply cash out. Trading: The investor might intend to actively trade the ETH , potentially using it as collateral for margin trading or swapping it for other cryptocurrencies. Lending/Borrowing: Exchanges or associated platforms offer lending and borrowing services where large holders can earn yield on their assets. Liquidity Provision: While less common for direct exchange deposits from deep cold storage, they might be preparing funds for decentralized finance (DeFi) activities requiring exchange interaction first. Given the massive profit involved, selling is likely the primary motivation. A $5.2 million deposit is substantial and could potentially add selling pressure if executed as a market order, though large holders often use over-the-counter (OTC) desks or limit orders to minimize market impact. What Can We Learn from This Crypto Whale’s Move? The actions of large holders like this Early Ethereum Investor are closely watched by the market because their large trades can influence price movements. While this single deposit doesn’t guarantee a price crash, it adds to the potential supply on exchanges, which traders monitor as a possible indicator of selling intent. Beyond the immediate market implications, this story offers several insights: The Power of Early Adoption: It underscores the incredible upside potential of getting into groundbreaking projects at their nascent stage. The Value of Long-Term Holding (HODLing): An 8,367x return requires holding through numerous market cycles, demonstrating extreme patience and conviction. Whale Watching: Tracking significant movements by large wallets can provide potential insights into market sentiment and upcoming supply/demand dynamics, although it’s not foolproof. Profit Taking is Natural: After holding for nearly a decade and achieving such monumental gains, it is entirely rational for an investor to take profits. This event serves as a vivid reminder of the historical performance of Ethereum and the life-changing wealth it has generated for its earliest supporters. While past performance is not indicative of future results, these stories fuel interest and belief in the potential of the crypto asset class. Concluding Thoughts The transfer of 2,000 ETH by an Early Ethereum Investor to Binance is more than just a transaction; it’s a historical bookmark. It connects the dots between the visionary project launched in 2014 and the multi-billion dollar ecosystem Ethereum is today. The 8,367x return is a testament to the power of patience and early conviction in revolutionary technology. As the market digests this whale movement, it serves as a fascinating case study in crypto investing, highlighting both the extraordinary potential rewards and the strategic decisions large holders make regarding their vast fortunes. To learn more about the latest Ethereum trends, explore our article on key developments shaping ETH price action. This post Ethereum: Early Investor Deposits $5.2M ETH to Binance After Staggering 8367x Gain first appeared on BitcoinWorld and is written by Editorial Team
Bitcoin demonstrates remarkable resilience amid ongoing geopolitical tensions and recent inflation data, with investors eyeing a potential surge to $110,000. Long-term holders have ceased selling activities, indicating renewed confidence and