Ripple CTO David Schwartz Warns Against RLUSD FOMO Amid Launch Speculation

The stablecoin market has experienced remarkable growth in 2024, driven by rising cryptocurrency adoption and a surge in institutional participation. All eyes are now on Ripple’s newly approved stablecoin, Ripple USD, a.k.a. RLUSD. But Ripple’s Chief Technology Officer, David Schwartz, addressed concerns over potential price anomalies for the asset as it prepares to launch. Speculative Hype Around RLUSD Unnecessary In a detailed statement on X, Schwartz explained that while Ripple USD (RLUSD) is designed to maintain a stable $1 peg, there could be temporary price fluctuations due to supply shortages during the initial launch phase. His comments were prompted by reports of RLUSD displaying an exorbitant price of $1,200 per unit on the Xaman trading platform, which stirred concerns within the crypto community. Schwartz clarified that such inflated prices likely stem from speculative behavior or individuals seeking the “honor” of acquiring the first fraction of RLUSD on decentralized exchanges. However, he stated that these aberrations are unsustainable and will likely be corrected quickly by arbitrage activities, restoring the stablecoin to its intended $1 value. The exec urged potential buyers to avoid succumbing to FOMO’s warning that RLUSD is not a speculative opportunity but a tool for stability in cross-border payments. He stressed that the essence of a stablecoin is price stability, and any deviations from the peg, especially at launch, should not be misinterpreted as lasting trends. “Please don’t FOMO into a stablecoin! This is not an opportunity to get rich.” Last week, Ripple CEO Brad Garlinghouse announced that RLUSD received final approval from the New York Department of Financial Services (NYDFS) and would soon debut, primarily targeting institutional players. RLUSD will play a crucial role in Ripple’s cross-border payment solutions, working alongside XRP to enhance liquidity and efficiency for global transactions. New Players in Stablecoin Space With a total market value of $211 billion, the stablecoin market is rapidly expanding as adoption grows. The San Francisco-based company is entering a space dominated by Tether’s USDT and Circle’s USDC, which have market caps exceeding $140 billion and $42 billion, respectively, according to CoinGecko. Ripple, however, sees an opportunity in the competition as it looks to position itself as a credible player capable of carving out market share. Schwartz, for one, had earlier predicted the stablecoin sector could exceed $2 trillion in value by 2028. The market’s potential has also attracted major fintech players like PayPal and Robinhood . The post Ripple CTO David Schwartz Warns Against RLUSD FOMO Amid Launch Speculation appeared first on CryptoPotato .

Read more

Coinbase To Add Support For Parcl (PRCL) On Solana Network

The post Coinbase To Add Support For Parcl (PRCL) On Solana Network appeared first on Coinpedia Fintech News In a latest development, Coinbase has revealed that it will add support for Parcl (PRCL) on the Solana network (SPL token). Trading is set to begin on December 17, 2024, at 09:00 UTC or later if liquidity conditions are met. The exchange noted that PRCL-USD trading pairs will be gradually launched once sufficient supply is available, and support for PRCL may be restricted in certain jurisdictions. This altcoin, already trading on various platforms, has been creating new highs influenced by positive news over the past few days. It is currently trading at $0.5938, up over 12% in the past 24 hours.

Read more

Chainlink and Hedera Unite To Revolutionize DeFi and Real-World Asset Tokenization

Hedera network has announced its integration with Chainlink’s decentralized oracle solutions to transform decentralized finance (DeFi) and real-world asset (RWA) tokenization. This collaboration incorporates Chainlink’s Data Feeds and Proof of Reserve into the Hedera ecosystem, introducing a secure, transparent, and decentralized data infrastructure for developers. Hedera Integrates Chainlink Data Feeds According to a recent announcement , Hedera has adopted Chainlink Data Feeds to enhance the security and transparency of its DeFi applications and tokenized real-world asset platforms. The integration ensures that developers on the Hedera network gain access to accurate, tamper-proof market data critical for building decentralized financial products. By using Chainlink’s decentralized oracle networks, Hedera developers can fetch reliable off-chain data for various applications. These include automated market makers (AMMs), lending protocols, and decentralized exchanges (DEXs). This infrastructure eliminates risks of data manipulation, improves risk management, and promotes liquidity in DeFi markets. The integration also strengthens Hedera’s ability to attract institutional users who require data verification systems for financial operations. This collaboration addresses long-standing challenges of trust and scalability in top DeFi protocols. Proof of Reserve Enhances Transparency for Tokenized Assets Chainlink’s Proof of Reserve (PoR) functionality has been integrated into the Hedera network to support the collateralization of tokenized assets. The tool provides real-time, on-chain verification of reserves. This ensures that tokenized RWAs are fully backed by their corresponding underlying assets. The PoR feature fetches reserve data from custodians and publishes it on-chain, allowing developers and users to access information instantly. This automated verification reduces risks associated with undercollateralized assets and enhances trust in tokenized financial products. Additionally, the decentralized nature of PoR eliminates single points of failure, ensuring transparency and security. More so, this integration, makes the tokenization process accessible for businesses seeking to leverage blockchain technology for asset management. Chainlink SCALE Program Supports Hedera Developers To encourage innovation, the HBAR Foundation has joined the Chainlink SCALE program, which subsidizes oracle services for developers on the Hedera network. The initiative will reduce costs associated with accessing the Oracle network’s decentralized infrastructure. By participating in the SCALE program, Hedera boosts a developer-friendly ecosystem. This partnership equips developers to build DeFi protocols and tokenized RWA applications while maintaining cost efficiency. Following the announcement, market activity surrounding LINK and HBAR tokens has increased. Moreover, analysis shows that recent developments have driven positive movements for LINK price with a potential for a rally to $60. Key factors include Coinbase’s integration of LINK’s Oracle network and World Liberty Financial’s $1 million investment, fueling investor confidence. On the other hand, Hedera price showed a slight reaction to market volatility, with minor upward movement in price. At press time, HBAR price was trading at $0.2881, showing a slight 1.24% decline despite the developments. The post Chainlink and Hedera Unite To Revolutionize DeFi and Real-World Asset Tokenization appeared first on CoinGape .

Read more

Trump’s Bitcoin Reserve (TRUMPRES) Solana Memecoin to Rally 17,000% Before Exchange Listing, As SHIB and DOGE Lag

Trump’s Bitcoin Reserve could turn early investors into multi-millionaires, like Shiba Inu (SHIB) and Dogecoin (DOGE) did. Trump’s Bitcoin Reserve (TRUMPRES), a new Solana memecoin that was launched today, is set to explode over 17,000% in price in the coming days. This is because TRUMPRES is set to soon be listed on numerous crypto exchanges, according to reports. This will give the Solana memecoin exposure to millions of additional investors, who will pour funds into the coin and drive its price up. Currently, Trump’s Bitcoin Reserve can only be purchased via Solana decentralized exchanges, like Jup.ag and Raydium.io, and early investors stand to make huge returns in the coming days. Early investors in SHIB and DOGE made astronomical returns, and Trump’s Bitcoin Reserve could become the next viral memecoin. Trump’s Bitcoin Reserve launched with over $9,000 of liquidity, giving it a unique advantage over the majority of other new memecoins, and early investors could make huge gains. How to Buy To buy Trump’s Bitcoin Reserve on Raydium.io or Jup.ag ahead of the CEX listings, users need to connect their Solflare, MetaMask or Phantom wallet, and swap Solana for Trump’s Bitcoin Reserve by entering its contract address – 2GxwMgJnqbDuDec9gMVNfN2n8eVf7ks1EUv1RZSCLNm1 – in the receiving field. If you don’t have one of these wallets already, you can create a new wallet in a few minutes and transfer some Solana to it (which will then be used to buy the memecoin), from an exchange like Coinbase, Binance and many others. In fact, early investors could make returns similar to those who invested in Shiba Inu (SHIB) and Dogecoin (DOGE) before these memecoins went viral and exploded in price. If this happens, a new wave of memecoin millionaires could be created in a matter of weeks – or potentially even sooner. The Solana memecoin craze continues amid larger memecoins, like Shiba Inu (SHIB), Dogecoin (DOGE) and DogWifHat (WIF) trading sideways in recent weeks and losing momentum. This is why many SHIB, DOGE and WIF investors are instead investing in new Solana memecoins, like TRUMPRES. Such memecoins have no utility and no inherent value, but investors looking for high gains have been investing in them due to their potential to rapidly rise in price.

Read more

UK FCA FUDs Retardio meme coin

The U.K.’s Financial Conduct Authority (FCA) issued a public notice against Solana meme coin Retardio, while holders celebrated a 16% price surge on the news.

Read more

UK FCA FUDs Retardio meme coin

The U.K.’s Financial Conduct Authority issued a public notice against Solana meme coin Retardio, while holders celebrated a 16% price surge following the news. Retardio, a viral Solana ( SOL ) meme con project, may be providing or promoting financial services without regulatory permission, the FCA announced in a Dec. 16 update. Engaging with the meme coin disqualifies investors from using the Financial Ombudsman Service, the FCA’s complaint resolution channel. Retardio buyers are also excluded from protections offered by the Financial Services Compensation Scheme. “This means it’s unlikely you’d get your money back if the firm goes out of business,” according to the FCA notice. Retardio is a popular Solana meme coin with a $111 million market cap. The token spiked 16% following the FCA’s notice, after previously peaking near $240 million. The Retardio community responded to the news with memes and jokes on social media. The FCA issued a similar notice against the meme coin launchpad Pump.fun in early December. Pump.fun subsequently restricted platform access for U.K. users. You might also like: Solana’s Pump.fun bans UK users after FCA warning FCA crypto scrutiny amped ahead of 2025 plan Also on Dec. 16, the FCA released a paper proposing tighter restrictions on public crypto offers. The regulator plans to ban unregulated firms from providing services, building on 2023’s prohibition of digital asset promotions targeting U.K. investors. U.K. authorities plan to implement crypto regulations by 2025, crypto.news reported in November. Officials said stablecoins and staking would likely fall within the purview of introduced policies. Thought leaders like On Chain partner Brett Hillis opined that Britain must standardize its digital asset frameworks, especially following Donald Trump’s re-election. The government holds Bitcoin worth over $6 billion, mostly from criminal seizures. Read more: News UK to ban public crypto offers in incisive new regulatory climate

Read more

Bitcoin surges past $107k in relentless bull run, turning long-term skeptics into buyers

Bitcoin has smashed through the $107,000 mark, hitting an all-time high of $107,140 just an hour ago. The surge comes after a historic close of $106,493 last night. This isn’t just another rally. This is Bitcoin rewriting its own narrative, dragging skeptics off the sidelines and turning them into believers. Crypto’s biggest critics, long dismissing it as a scam or a passing trend, are now joining the frenzy as Bitcoin’s market cap blows past $2 trillion. Trump’s victory ignites Bitcoin Donald Trump’s return to power is the reason for this Bitcoin mania. The president-elect has vowed to create a national Bitcoin stockpile and placed crypto advocate Paul Atkins at the head of the SEC. Ian Johnson, a 28-year-old from Sioux Falls, South Dakota, bought Bitcoin for the first time on election night. “ I’ve been wary of crypto my whole life ,” Johnson reportedly said. “ But seeing Trump win, I felt like Bitcoin was going to spike like crazy .” After a few celebratory drinks, Johnson opened an account on Crypto.com and bought $1,000 worth of Bitcoin. In just weeks, his investment has gained 50%, and now he plans to buy a few hundred dollars every month if the price continues to rise. Johnson’s story isn’t unique. First-time buyers are piling into the market, drawn by the hype and the fear of missing out. Across the Atlantic, Mikko Rintala, a 50-year-old software engineer in Finland, took a different approach. “ I don’t like Trump ,” Rintala said, “ but I figured his win would shake up the economy. Bitcoin felt like a hedge against that. ” Rintala invested $1,000 in Bitcoin and Ripple, calling it his “ lottery ticket ” against economic uncertainty. Trump’s influence on crypto goes beyond promises. His close ties with Elon Musk—known for his ability to swing crypto prices with a single tweet—have also added fuel to Bitcoin’s fire. Crypto bulls are betting that Elon’s support, paired with Trump’s policies, will keep the momentum alive. For four years at least. Mainstream adoption fuels the rally Years of skepticism have eroded as institutional adoption grows, and Bitcoin exchange-traded funds (ETFs) hit the market. November was a record-breaking month, with U.S.-based crypto ETFs pulling in $7.2 billion. Hank Martinez, a 43-year-old tech worker in California, was one such skeptic. “ I used to tell my family that crypto was a scam ,” Martinez said. “B ut then I kept hearing about it during the election, and Trump’s talk of a ‘crypto czar’ made me rethink .” Martinez started small, Googling whether he could buy a fraction of Bitcoin. After opening a Crypto.com account, he’s now watching his investment grow and laughing at his own doubts. “ I’m all in now ,” he said. The frenzy isn’t just limited to tech workers or software engineers. It’s trickling into unexpected demographics. Bob Candelaria, a 44-year-old truck driver from Nashville, was inspired to invest after seeing UFC fighter Jon Jones wearing a Crypto.com shirt. “ If Jon Jones can rep crypto, why not me? ” Candelaria said. He spent a few hundred dollars on Bitcoin, Ethereum, and Dogecoin, and now he studies crypto trends between his trucking routes. “ If you can breathe, you can buy crypto, ” he said. Crypto.com has become a favorite platform for new investors, capitalizing on Bitcoin’s surge and making the buying process seamless. This accessibility is pulling in people who previously thought crypto was too complicated or risky. According to the Pew Research Center, 17% of Americans now own some form of cryptocurrency, with younger men leading the charge. Bitcoin’s rollercoaster reputation hasn’t scared off new buyers though. Its comeback from scandals like the FTX collapse and the bear market during the 2020 pandemic has convinced many that Bitcoin really is here to stay. A Step-By-Step System To Launching Your Web3 Career and Landing High-Paying Crypto Jobs in 90 Days.

Read more

FTX Plans to Start Customer Repayments by Early 2025 as Bankruptcy Process Advances

Collapsed cryptocurrency exchange FTX is set to initiate the repayment process for its customers, marking a significant development in its ongoing Chapter 11 bankruptcy case. As of January 3, 2025,

Read more

4 Ethereum Rivals Altcoins That Could Double Before January 2025

As the year draws to a close, Ethereum rivals are gaining traction in the cryptocurrency market. Investors are focusing on altcoins with high growth potential, expecting substantial returns before January 2025. These tokens are poised for impressive growth, driven by increasing market momentum and ongoing strategic developments. 4 Ethereum Rivals Altcoins to Watch for a Potential 2x Gain Bitcoin’s price surge above $107k, reaching new all-time highs, may spark renewed interest in Ethereum alternatives. Here are four promising top altcoins that could see significant growth, potentially doubling in value. Solana (SOL) Solana (SOL), a Layer 1 blockchain, has experienced a significant price surge, highlighting its strong market performance. The SOL coin’s value has risen over 186% in the past year, indicating a bullish trend. Despite a minor 2% dip in the last 24 hours, with the SOL price adjusting to $218, the altcoin maintains an optimistic outlook. Solana has recently surpassed key resistance levels, achieving notable highs. Meanwhile, its derivatives market has seen increased activity, signaling growing investor confidence. Trading volumes have surged, reflecting heightened participation in SOL derivatives. Positioned as one of Ethereum Rivals, Solana remains a strong contender in the altcoin space, with potential for further growth by January 2025. Source- Coinglass DexBoss DexBoss is making a significant impact in the decentralized finance (DeFi) space, offering a suite of tools designed to simplify trading and liquidity management. With a focus on long-term value, the platform periodically burns tokens to reduce supply. DexBoss has already raised over $131K from its presale coins, offering users staking, high-leverage trading, and liquidity farming options to suit various experience levels. Users can trade over 2000 cryptocurrencies, including trending meme coins and exclusive tokens from decentralized exchanges, ensuring they stay ahead in the rapidly evolving market. Cardano (ADA) Cardano (ADA) has emerged as a leader in the third-generation blockchain landscape, recognized for its efficient proof-of-stake (PoS) mechanism. Over the past year, ADA’s price has surged by an impressive 77%, reflecting growing investor confidence. Currently, the ADA price is trading at $1.11, marking a modest 2% increase. With these Cardano could double in value before January 2025, challenging Ethereum’s dominance. The whale activity surrounding Cardano surged significantly, with large transactions surpassing $100K amid price increases. According to the latest Santiment data, whale transactions spiked, correlating with ADA’s price climb. Source- Santiment Sui (SUI) Sui (SUI), a Layer 1 blockchain and smart contract platform, is making waves with its focus on speed, privacy, and accessibility. Known for its efficient digital asset management, Sui price has gained significant traction in the decentralized finance (DeFi) space. Sui Total Value Locked (TVL) growth has fueled a price increase, reaching $4.76 a surge exceeding 4, indicating strong market confidence. This rise positions Sui as a notable contender in the blockchain investment landscape, appealing to investors seeking innovative and reliable solutions in the rapidly evolving DeFi ecosystem. Source- DefiLiama In conclusion, Ethereum rivals continue to show strong potential for growth as 2025 approaches. Investors looking for promising assets should consider these altcoins, which are set to capitalize on market momentum and strategic advancements. The post 4 Ethereum Rivals Altcoins That Could Double Before January 2025 appeared first on CoinGape .

Read more

Crypto Funds Attract Record $20.3 Billion in Inflows Over 10 Weeks

Crypto exchange-traded products (ETPs) have attracted $20.3 billion in inflows over the past 10 weeks, accounting for around 45% of all inflows in 2024. Digital asset investment products continue to draw sustained inflows, with $3.2 billion recorded last week alone, according to data from CoinShares. This marks the 10th consecutive week of positive flows, pushing the total inflows for this year to $44.5 billion. This is a 1,878% increase from 2023, which had total inflows of $2.25 billion. To continue reading this as well as other DeFi and Web3 news, visit us at thedefiant.io

Read more