XRP của Ripple không thể thay thế SWIFT? Một chuyên gia nói rằng đồng tiền mã hóa này mới là lựa chọn phù hợp hơn

Ripple từ lâu đã bày tỏ tham vọng thách thức và cuối cùng thay thế SWIFT như nền tảng cốt lõi của các khoản thanh toán xuyên biên giới toàn cầu. CEO Brad Garlinghouse của Ripple đã công khai chỉ trích sự kém hiệu quả của SWIFT và nhấn mạnh rằng công ty đặt mục tiêu chiếm tới 14% thị phần trong thị trường thanh toán hàng nghìn tỷ đô la trong vòng 5 năm tới. Tuy nhiên, mặc dù tính ứng dụng của XRP trong việc hỗ trợ các giao dịch gần như tức thì đã giúp duy trì câu chuyện “XRP thay thế SWIFT” suốt nhiều năm, một chuyên gia lại cho rằng thực tế có thể đang chỉ ra một hướng đi khác. XRP không thể thay thế SWIFT Mục tiêu của Ripple là cạnh tranh với SWIFT và giành lấy một phần lớn trong số 5 nghìn tỷ USD giao dịch mà mạng lưới này xử lý mỗi ngày. Tuy nhiên, theo Zach Rynes – người giữ vai trò liên lạc cộng đồng tại Chainlink – ý tưởng về việc XRP thay thế SWIFT không phản ánh đúng những gì thực sự đang diễn ra phía sau hậu trường. Trong một bài đăng trên nền tảng mạng xã hội X, Rynes nhấn mạnh rằng SWIFT hiện đã bắt đầu tích hợp công nghệ blockchain thông qua quan hệ hợp tác với Chainlink. Các báo cáo cho thấy SWIFT hiện đang sử dụng cơ sở hạ tầng của Chainlink để kết nối hơn 11.500 ngân hàng thành viên SWIFT với cả blockchain công khai lẫn riêng tư. Mức độ tích hợp này không chỉ hiện đại hóa mạng lưới sẵn có của SWIFT mà còn cho phép họ tương tác với tài sản được mã hóa và các nền tảng hợp đồng thông minh mà không cần từ bỏ các mối quan hệ ngân hàng toàn cầu đã được thiết lập. Những người ủng hộ như Zack Rynes cũng lập luận rằng điều này đặt SWIFT ngang hàng với những tiến bộ blockchain của Ripple, đồng thời xóa bỏ mọi lợi thế mà Ripple có được trước đây. Do đó, cuộc cạnh tranh giành ưu thế trong lĩnh vực thanh toán toàn cầu có thể không phải là kịch bản Ripple thay thế hoàn toàn SWIFT, mà nếu SWIFT có thể bắt kịp thông qua các đối tác như Chainlink – và thậm chí khiến đồng tiền tiện ích LINK trở thành một loại tiền mã hóa thể chế tốt hơn. Quan hệ hợp tác giữa SWIFT và Chainlink Mối quan hệ giữa SWIFT và Chainlink bắt đầu từ năm 2016, khi Chainlink (lúc đó được gọi là SmartContract.com) tham gia và giành chiến thắng trong cuộc thi khởi nghiệp do SWIFT tổ chức. Tuy nhiên, quan hệ hợp tác này chỉ thực sự tăng tốc trong vài năm gần đây. Vào tháng 9/2022, SWIFT và Chainlink đã công bố bằng chứng ban đầu về khả năng hoạt động (proof-of-concept) sử dụng Giao thức Tương tác Chuỗi chéo (CCIP) của Chainlink tại sự kiện SmartCon 2022. Đến tháng 8/2023, SWIFT đã tiến hành thử nghiệm proof-of-concept thành công (với sự tham gia của các tổ chức như ANZ, BNP Paribas, BNY Mellon và Citi) dựa trên CCIP của Chainlink. Thử nghiệm này đã phát triển thành những trường hợp sử dụng thực tế, với hàng nghìn ngân hàng thành viên SWIFT trên toàn cầu. Đáng chú ý, những bước tiến gần đây cùng Chainlink cũng chứng kiến sự quan tâm mạnh mẽ từ các nhà đầu tư lớn đối với LINK, kèm theo việc các “cá voi” tích lũy mạnh mẽ. Tại thời điểm viết bài, LINK đang được giao dịch ở mức 21,40 USD, lần đầu tiên vượt trên 20 USD kể từ tháng 2. Trong khi đó, Ripple cũng đang mở rộng hợp tác trong nỗ lực cạnh tranh với SWIFT. Sự hợp tác này bao gồm cả Ngân hàng Trung ương châu Âu (ECB) và Ngân hàng Nhật Bản, những tổ chức hiện đang xem xét cơ sở hạ tầng của Ripple song song với SWIFT. Một lựa chọn tiềm năng khác: Bitcoin Hyper Trong khi SWIFT, Ripple và Chainlink đang cạnh tranh để hiện đại hóa hệ sinh thái thanh toán toàn cầu, một dự án mới nổi mang tên Bitcoin Hyper ($HYPER) đang thu hút sự chú ý mạnh mẽ. Đây là giải pháp Layer-2 được xây dựng trên mạng Bitcoin, nhằm mang lại khả năng mở rộng, tốc độ giao dịch gần như tức thì và hỗ trợ hợp đồng thông minh, đồng thời vẫn duy trì tính bảo mật của Bitcoin. Bitcoin Hyper đã nhanh chóng tạo dấu ấn khi huy động thành công gần 10 triệu đô la trong giai đoạn presale , cho thấy sự quan tâm lớn từ cộng đồng và nhà đầu tư. Với việc áp dụng Solana Virtual Machine và triển khai devnet cho phép thử nghiệm các ứng dụng phi tập trung, dự án mở ra cơ hội mới để biến Bitcoin trở thành nền tảng có tính ứng dụng cao hơn trong tương lai. Dù còn ở giai đoạn đầu, Bitcoin Hyper mang đến một hướng đi tiềm năng, kết hợp sức mạnh bảo mật của Bitcoin với sự linh hoạt của các giải pháp blockchain hiện đại, hứa hẹn sẽ là nhân tố đáng theo dõi trong cuộc đua toàn cầu về thanh toán kỹ thuật số.

Read more

Best Meme Coins to Watch as NFTs Make a Comeback

No, you’re not dreaming — NFTs have indeed made a comeback over the past several weeks, primarily driven by Ethereum’s recent surge. While a far cry from the heyday back in 2021, this recent surge should grab the attention of investors looking for assets available at a steep discount. This should shift attention back to the best meme coins. Top new entrants like Best Wallet Token ($BEST) and Snorter Token ($SNORT) are currently on presale, letting you snap them up cheaply before they’re listed on exchanges. NFTs: Back on the Menu? According to CoinMarketCap , the NFT market saw a 62.72% increase in its market capitalization over the last 30 days, peaking at $28.4B on August 15. This growth has mainly been driven by Ethereum’s rise in the last few weeks, with its price breaking past the $4K level for the first time since late 2024. As many NFTs are on the Ethereum blockchain, $ETH’s rise has also caused the values of these digital assets to increase. In fact, the top 10 NFTs based on market capitalization are all on the Ethereum blockchain, led by CryptoPunks with a $2.1B market cap, based on NFT Price Floor data . From Bitcoin to $ETH: Why Institutions Are Rotating to Ethereum A rebound of the value of NFTs could attract investors looking for alternative investments to the tried-and-tested Bitcoin. We already see this in the rise of Ethereum treasuries among businesses racing to be the top holder of the #1 altcoin. Ethereum is outperforming Bitcoin, up nearly 20% over the past 30 days compared to Bitcoin’s down 3%. This divergence suggests the beginning of “altcoin season,” where investors seek higher returns in non-BTC assets AInvest reported that institutional investors and corporate treasuries now hold about 8% of the total $ETH supply, up from just 3% in April. This shows the speed at which these institutions are stockpiling this asset, a trend that we can expect to continue. Meme Coins Jump the Bandwagon But it’s not just NFTs that are turning heads these days. Meme coins continue to gain momentum too, as they offer investors the chance to snap up low-cap digital assets with high growth potential. With a market cap of $68.1B, the right meme coins have proven to be a gold mine for degens and more adventurous investors. Those on presale are even cheaper with potentially even higher upside, such as: 1. Snorter Token ($SNORT) – The Secret to Finding Hot Tokens It’s notoriously difficult to find the next big thing in the crypto market. There are simply too many launches to keep track of and so little time to research them. This situation increases your risk of landing duds and even downright scams if you’re not careful. Enter Snorter Token ($SNORT) . This token presale aims to raise funds for the development of Snorter Bot, a crypto trading bot for Telegram. Once launched, this promises to speed up how you find and snap up promising tokens. You can do practically all your trading within the bot, including sniping, managing your portfolio, and copying trades. Most importantly, it has a rugpull and honeypot detection feature, which helps protect your funds from hackers and scammers. As one of this year’s best new crypto , Snorter Token has already raised over $2.7M. You can still join and get $SNORT for only $0.1015, but there’s a price increase coming in a few hours, so act quickly. If you prefer to stake your tokens, you can currently enjoy rewards at 138% APY. A reward rate this high makes supporting the network extra enticing. Take note, though, that this can still change as more people lock in their tokens. You can HODL $SNORT too and use it to get unlimited snipes and other perks. According to our Snorter Token price prediction , it also has some real upside, as its value could reach as much as $3.25 in 2030. Get your Snorter Token today. 2. Best Wallet Token ($BEST) – More Than Just a Way to Store Your Crypto As your crypto portfolio grows, so does the need to store your assets somewhere secure like Best Wallet . As a non-custodial crypto wallet, Best Wallet gives you total control over your private keys. This means only you can access your keys to sign your transactions and prove ownership of your crypto. Best Wallet lets you trade, swap, and sell over 1000 different cryptos and even find the best new presales in its Token Launchpad. It’s available for both iOS and Android devices, making it easy to install and convenient to use on the go. Powering the wallet is its native Best Wallet Token ($BEST) , which gives you additional perks, like low transaction fees, governance rights, and early-bird access to the newest token presales. To date, the presale has raised over $14.9M and shows no signs of slowing down. To get your $BEST tokens, simply go to the Best Wallet presale page and get them for only $0.025495 each. Our Best Wallet Token buying guide has all the details to get you started. Join the Best Wallet Token presale. 3. Bitcoin Penguins ($BPENGU) – Stand to Win 1 $BTC Weekly Not all of us have the patience to HODL and wait for our tokens to appreciate, and that’s perfectly fine. This is why the Bitcoin Penguins ($BPENGU) presale exists. It’s a token presale from July 28 to August 27, letting you get in and out quickly. There are also 15 price increases, with a 5% increase in price with each stage. That means if you went in at Stage 1, your tokens will appreciate by 98% by Stage 15. The project also gives you the chance to earn Bitcoins with its weekly $BTC giveaway. With only a little over a week before the presale closes, this could be your last chance to get $BPENGU cheaply. It’s currently being sold for $0.00171 each and offers staking for as much as 100% APY. Learn more about the $BPENGU presale. Time to Buy the Dip? Despite the resurgence of NFTs, they’re still going for a steal compared to their peak around 2021. That means now’s a great time to buy before they potentially soar again. Alternatively, check out the best meme coins like Snorter Token ($SNORT) and Best Wallet Token ($BEST) . They’re currently on presale, which means, like NFTs, they’re available for cheap and offer high growth potential before they’re listed on exchanges. Disclaimer: Do your own research before you invest. This is not investment advice.

Read more

Moonshot MAGAX: Why Long-Term Investors Are Paying Attention in 2025

A Market Shaped by Patient Investors The crypto market in 2025 is no longer just about chasing the next hype-driven surge. With the global market cap stabilizing above $3.9 trillion, investors are becoming more selective, focusing on projects that can survive beyond a single bull cycle. This shift toward sustainability has created space for projects like Moonshot MAGAX, a presale token blending meme culture with practical blockchain utility. Long-term investors, in particular, are paying attention. Instead of speculating on short-term pumps, they’re looking for tokens that can build ecosystems, attract communities, and offer real rewards. MAGAX is aligning with that mindset. Bitcoin and Ethereum: Anchors of Stability Bitcoin remains the market’s “digital gold,” while Ethereum powers much of the decentralized infrastructure. These tier-one assets are indispensable to the crypto ecosystem and continue to attract institutional adoption. But their very maturity limits upside. While Bitcoin and Ethereum will likely deliver steady returns, they won’t offer the exponential gains that smaller, innovative projects can provide. This is where presales like Moonshot MAGAX stand out. MAGAX: The Meme-to-Earn Innovation At its core, Moonshot MAGAX is not just a meme coin—it’s a Meme-to-Earn ecosystem powered by Loomint AI. This model allows users to earn rewards for creating, sharing, and amplifying viral content. By tying cultural influence directly to blockchain economics, MAGAX creates a decentralized content economy where value flows to those who shape online culture. This is a fundamental shift from the typical meme coin narrative. Instead of relying solely on speculative hype, MAGAX builds a system where community activity drives real token utility. For investors who want to bet on both meme culture and blockchain mechanics, this dual appeal is a rare find. Why Long-Term Investors Are Interested Several factors explain why MAGAX is drawing serious attention: Low Entry Point: The presale offers a chance to buy in before MAGAX lists on exchanges, providing the kind of asymmetrical upside early investors look for. Practical Utility: Unlike most meme coins, MAGAX integrates AI-powered rewards and governance, giving it a roadmap beyond hype. Community-First Model: Through DAO governance, users shape the project’s future, reinforcing its long-term resilience. For long-term investors, these features signal a project built to last rather than fade. Rewarding Early Community Growth The team behind Moonshot MAGAX is focused on building a committed community from the ground up, not just attracting passive holders. They've introduced exclusive reward programs and incentives designed to thank early participants for their trust and commitment. This approach builds a foundation of loyalty and ensures that the project’s success is a shared victory. These early-stage initiatives are crucial for cultivating the kind of engaged user base that can drive long-term value. A More Realistic Approach Unlike speculative meme tokens that promise overnight riches, Moonshot MAGAX positions itself with a more realistic vision. Its value proposition isn’t built on false guarantees but on measurable engagement and transparent growth. This honesty appeals to the kind of investors who have seen cycles come and go. They know sustainable projects must combine strong communities, innovative models, and transparency—and MAGAX checks all three boxes. Why MAGAX Could Be a Project to Watch Meme coins will continue to play a role in the market, but MAGAX represents an evolution: a meme coin with structure, governance, and long-term potential. Investors tired of quick hype cycles may find MAGAX’s steady approach refreshing—and rewarding. Its Meme-to-Earn economy could be the bridge between internet culture and blockchain adoption, bringing creators, sharers, and investors together under one tokenized system. A Real Project With Real Verification The crypto space is full of presales that make bold claims but lack substance. Moonshot MAGAX is different. By merging meme culture with AI-driven economics and DAO governance, it offers a tangible vision for the future of content economies. To add to its credibility, Moonshot MAGAX has also secured a Certik Audit Certificate , a critical milestone that reassures investors this isn’t just another speculative presale—it’s a project built on transparency and security. With its Limited-Time Drop (+5% bonus tokens using MAGAX_EARLY ) and a strong long-term vision, Moonshot MAGAX is already separating itself from the noise. For patient investors looking for the next breakout project, this may be the one to watch in 2025. Be part of the Moonshot Magax Presale Community: Website | Whitepaper | Telegram | X (Twitter) Disclaimer: This is a sponsored article and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.

Read more

Whale Withdraws 79.34 WBTC and 1860 ETH Amid Downtrend: A $17 Million Bottom Fishing Strategy

On August 18th, COINOTAG reported significant movements in the cryptocurrency market, driven by an anonymous whale. In the latest activity, the whale has withdrawn 79.34 WBTC and 1860 ETH from

Read more

Top crypto researcher says ‘Bitcoin will collapse’ in 7 to 11 Years

Justin Bons, founder of Cyber Capital, a cryptocurrency investment firm, has warned that the chances of Bitcoin ( BTC ) collapsing in the coming years remain high. Bons pointed to diminishing block rewards, which are set to fall to 0.39 Bitcoin by 2036 under the current halving schedule. At today’s prices, this would translate to an annual security budget of roughly $2.3 billion, an amount he deems insufficient to protect a network with a potential market cap in the trillions, he said in an X post on August 17. This decline, he argued, could make it economically feasible for attackers to launch 51% attacks, enabling them to manipulate transactions and undermine trust in the system. The cryptocurrency researcher also highlighted the limitations of Bitcoin’s current governance structure. He contends that the Bitcoin Core development team, which controls key updates, has resisted increasing block sizes or allowing inflation beyond the 21 million coin cap. This rigidity, dating back to the 2015–2017 block size debates, could trigger a chain split or inflation, destabilizing the network. Bons also warned that advances in quantum computing may crack Bitcoin’s cryptographic protections, particularly in older wallets. Therefore, this combination of internal economic weaknesses and external technological risks forms the basis of his 7 to 11-year collapse timeline. BTC will collapse between 7 to 11 years from now! First, the mining industry will fall, as the security budget shrinks Then the network will be attacked (censorship & 51% attacks) Core will then have to increase inflation beyond 21M, splitting the chain & that will be the end! — Justin Bons (@Justin_Bons) August 17, 2025 Quantum computing threat It is worth noting that while Bons warns of Bitcoin’s collapse, citing several factors, much of the general debate centers on the potential impact of quantum computers, with experts divided on the timeline. As reported by Finbold, most agree that quantum computing will inevitably threaten Bitcoin, but differ on when. For example, Google’s Craig Gidney sees a risk window between 2030 and 2035, while Blockstream’s Adam Back believes it’s at least two decades away. Others, such as Naoris Protocol’s David Carvalho and investor Chamath Palihapitiya, caution it could happen within five years, putting as much as 30% of all coins at risk. Featured image via Shutterstock The post Top crypto researcher says ‘Bitcoin will collapse’ in 7 to 11 Years appeared first on Finbold .

Read more

Crypto Investment Products: Astonishing $3.75B Surge Drives Record AUM

BitcoinWorld Crypto Investment Products: Astonishing $3.75B Surge Drives Record AUM The world of digital assets is buzzing with incredible news! In a remarkable display of investor confidence, crypto investment products have just shattered records, witnessing an astounding $3.75 billion in weekly inflows. This massive influx isn’t just a fleeting moment; it has propelled the total assets under management (AUM) for these products to an unprecedented $244 billion, an all-time high. This surge highlights a growing appetite for exposure to the cryptocurrency market through regulated and accessible vehicles. What’s Driving the Surge in Crypto Investment Products? Last week marked the fourth-largest inflow on record and the second consecutive week of substantial gains for crypto investment products . According to a recent Medium post by CoinShares, a leading digital asset investment firm, this surge is broad-based, indicating robust interest across various digital assets. The data provides a clear picture of where investor capital is flowing: Ethereum (ETH) products led the pack, attracting a staggering $2.87 billion in inflows. This dominance suggests strong conviction in Ethereum’s ecosystem and its future potential. Bitcoin (BTC) products also saw significant interest, drawing $552 million. Despite Ethereum’s larger share this week, Bitcoin remains a foundational asset for institutional and retail investors seeking exposure to digital gold. Solana (SOL) products continued their impressive run, recording $176.5 million in inflows. Solana’s high performance and growing dApp ecosystem are clearly appealing to investors. XRP products also secured a notable $125.9 million, reflecting renewed interest in this long-standing altcoin. This diverse inflow demonstrates a maturing market where investors are looking beyond just Bitcoin, exploring a wider range of legitimate structured digital asset offerings. Understanding the Record AUM for Digital Assets Reaching an all-time high of $244 billion in AUM for crypto investment products is a significant milestone. It signifies not just new money entering the market, but also the appreciation of existing assets held within these structures. This milestone reflects several key trends: Growing Institutional Adoption: Many institutions prefer to invest in cryptocurrencies through regulated products rather than direct ownership. These products offer familiarity, security, and compliance. Increased Accessibility: Products like spot Bitcoin ETFs have made it easier for traditional investors to gain exposure to digital assets through their existing brokerage accounts, removing many barriers to entry. Positive Market Sentiment: A general bullish outlook on the crypto market, driven by factors like potential interest rate cuts and upcoming halving events, encourages further investment. The consistent demand for these structured products underscores a long-term shift in how traditional finance interacts with the digital asset space. Investors are clearly confident in the future of these investment vehicles. Navigating the Landscape of Crypto Investment Products While the inflows are exciting, it is crucial for investors to understand the landscape of crypto investment products . These vehicles offer distinct advantages, such as ease of access and often enhanced security compared to self-custody. However, they are still subject to the inherent volatility of the underlying digital assets. Furthermore, regulatory environments continue to evolve, which can impact product offerings and market dynamics. For those considering engagement, it is vital to: Conduct Thorough Due Diligence: Research the specific product, its underlying assets, fees, and management. Understand Risk Tolerance: Digital asset markets can experience rapid price swings. Only invest what you can afford to lose. Stay Informed: Keep abreast of market news, regulatory changes, and technological developments in the crypto space. These are not just numbers; they represent a significant vote of confidence in the future of digital finance. In conclusion, the recent monumental inflows into crypto investment products , pushing total AUM to a record $244 billion, signal a pivotal moment for the digital asset industry. This trend, led by strong interest in Ethereum, Bitcoin, Solana, and XRP, underscores the increasing institutional and retail comfort with regulated avenues for crypto exposure. As the market continues to mature, these investment vehicles will undoubtedly play an even more crucial role in bridging traditional finance with the innovative world of cryptocurrencies. The future looks bright for these structured products as they continue to attract significant capital. Frequently Asked Questions (FAQs) Q1: What are crypto investment products? A1: Crypto investment products are financial instruments that allow investors to gain exposure to cryptocurrencies without directly owning the digital assets. These can include exchange-traded funds (ETFs), trusts, or notes that track the price of underlying cryptocurrencies. Q2: Which cryptocurrencies saw the most inflows last week? A2: Ethereum (ETH) products led with $2.87 billion in inflows, followed by Bitcoin (BTC) products with $552 million. Solana (SOL) and XRP products also saw significant inflows. Q3: What does ‘AUM’ mean in the context of crypto investment products? A3: AUM stands for ‘Assets Under Management.’ In this context, it refers to the total market value of all digital assets managed by investment firms on behalf of their clients through various crypto investment products. Q4: Why are investors choosing these products over direct crypto ownership? A4: Many investors, especially institutions, prefer crypto investment products due to their familiarity, regulatory compliance, enhanced security, and ease of integration into traditional investment portfolios. Q5: Is investing in crypto investment products risky? A5: While these products offer benefits, they are still subject to the inherent volatility of the underlying cryptocurrencies. Investors should always conduct thorough due diligence and understand their risk tolerance before investing. Did you find this article insightful? Share it with your friends and fellow crypto enthusiasts on social media to spread the word about the exciting growth in crypto investment products! To learn more about the latest crypto market trends, explore our article on key developments shaping digital asset institutional adoption. This post Crypto Investment Products: Astonishing $3.75B Surge Drives Record AUM first appeared on BitcoinWorld and is written by Editorial Team

Read more

XRPI Can Be Used To Track XRP But May Underperform The Cryptocurrency

Summary XRP ETF offers 1x exposure to XRP via CME futures but does not directly hold XRP, introducing tracking error and underperformance risk. XRP benefits from strong institutional support and recent legal clarity. XRPI's 94bps fee is in line with peers, but liquidity and spread risks impact returns for active traders. Given indirect exposure and alternative investment outlay for cryptocurrencies, I rate XRPI as a Hold for most investors. The Volatility Shares XRP ETF ( XRPI ) is a single-asset investment strategy designed to provide investors with 1x exposure to Ripple ( XRP-USD ) through the investment in CME XRP Futures. Those that are seeking to amplify XRP exposure can consider the Volatility Shares 2x XRP ETF ( XRPT ); however, I recommend reviewing the risks prior to making an investment decision. XRP Background XRP is one of the most heavily traded cryptocurrencies, with recent volumes being in the $11b per day range. XRP Ledger was launched in 2012 as an open-source, permissionless, and decentralized technology designed to enhance transaction speed. XRP has historically received substantial support across financial institutions, aiming to enhance efficiency, reduce transaction time, and offer an alternative for international payment services. XRP recently had a major win against a 2020 legal case by the SEC. At the time, the SEC accused Ripple of selling XRP as an unregistered security. In 2023, a federal judge ruled that XRP sold on public exchanges did not meet the definition of a security. On August 7, 2025, the lawsuit was abandoned with a $125mm fine to the SEC. In general, XRP can be viewed as one of the more viable cryptocurrencies on the market, as the token holds a direct purpose in relation to international banking. With the growing support across the banking and commerce sectors, XRP could potentially realize continued positive price returns going forward. In general, XRP's use across the banking and commerce sectors could create some price support for the cryptocurrency as XRP is utilized for interbank and international money transfers. That being said, the commercial use could potentially flatten growth for the cryptocurrency, as dependable pricing may be necessary for interbank utilization. Background of XRPI XRPI was launched by Volatility Shares on May 22, 2025, as a managed futures strategy designed to track the performance of XRP. Unlike many popular bitcoin ETFs like the iShares Bitcoin Trust ETF ( IBIT ), XRP does not directly hold XRP and solely transacts XRP futures positions. Because the strategy isn't designed to accelerate returns over XRP, XRPI shares may underperform the underlying asset when considering fees and other caveats on futures positions. This can be observed when comparing XRPI to XRP performance since the inception of XRPI. Since the strategy was launched, XRPI has underperformed XRP by roughly 7%. TradingView XRPI pays out a monthly distribution annualized at $0.15/share, yielding 0.7% on a forward basis. In general, XRPI should be used for price returns rather than income. Despite XRPI being a futures strategy, investors can consider the ETF for a longer-term approach to investing in XRP within a standard brokerage account. Seeking Alpha Comparing XRPI to other cryptocurrency ETFs, XRPI is relatively on par in terms of assets under management, liquidity, and fees. XRPI charges a 94bps management fee, in line with peer strategies. In terms of liquidity, XRPI has $165mm in assets under management with an average of 510k shares changing hands on a daily basis. Accordingly, XRPI exhibits some spread risk with the bid/ask spread sitting at 0.16%, effecting a trader's cost-in/cost-out. Risks to Consider for XRPI XRPI is a managed futures strategy and does not directly invest in XRP. This may add certain risks to portfolio liquidity and tracking error when comparing performance to the underlying asset. XRPI may also lose value over time as a result of transaction fees associated with managing futures exposure. Futures positions are settled on a daily basis, meaning that profits and losses determine margin requirements at the end of each trading day. Because of the daily reset, performance may vary when comparing XRPI to the underlying XRP. XRPI is not a diversified investment vehicle and solely invests in XRP futures with cash collateral making up the portfolio. This can create certain exposure risks and should be used by those seeking to actively manage portfolio risk. Though not 1:1, XRP is directionally correlated with bitcoin, offering some diversification in the asset class but not completely disassociated. This can raise certain risks during periods of market stress. TradingView Final Thoughts XRPI can provide indirect exposure to XRP as a managed futures strategy. In general, XRPI may underperform the underlying assets over time as a result of the revolving futures position and the lack of direct exposure to XRP. Given the general correlation to bitcoin, I believe investors must consider whether investing in XRP is appropriate for their alternative asset strategy, or if solely investing in bitcoin for cryptocurrency provides adequate exposure, particularly when considering the lower-cost spot bitcoin ETFs on the market. Given these factors, I am recommending XRPI with a Hold rating.

Read more

Whale Crypto Purchase: Strategic $84M Buy Signals Confidence in Market Dip

BitcoinWorld Whale Crypto Purchase: Strategic $84M Buy Signals Confidence in Market Dip The cryptocurrency market recently witnessed a remarkable event: a significant whale crypto purchase that has captured the attention of investors worldwide. During a period of market turbulence, a single, savvy investor executed a massive acquisition, injecting confidence into the digital asset space. This strategic move highlights the long-term conviction some major players hold, even when prices dip. Unpacking This Strategic Whale Crypto Purchase During a notable market downturn, a specific crypto address, identified as 0xd8d0, made headlines. This entity orchestrated an impressive whale crypto purchase , deploying a staggering $83.96 million in USDC. The funds were strategically allocated to acquire substantial amounts of both Ethereum (ETH) and Bitcoin (BTC). Ethereum Acquisition: The whale purchased 10,000 ETH, valued at approximately $43.43 million at the time of the transaction. Bitcoin Acquisition: Simultaneously, 350 BTC were acquired, representing about $40.53 million. These significant transactions were not executed on public exchanges but through over-the-counter (OTC) trades, as reported by blockchain analytics firm Lookonchain on X. OTC trades allow large-volume transactions to occur without directly impacting exchange order books, which helps prevent immediate price fluctuations. Why Do Whales Make Such Massive Buys During Dips? A “whale” in the crypto world refers to an individual or entity holding a very large amount of cryptocurrency, capable of influencing market movements. When the market experiences a “dip” – a significant price decline – it often presents an opportune moment for these large holders to accumulate more assets at lower prices. This particular whale crypto purchase exemplifies a classic “buy the dip” strategy. There are several compelling reasons behind such strategic accumulations: Long-Term Conviction: Whales often have a strong belief in the long-term value proposition of leading cryptocurrencies like Bitcoin and Ethereum. They view dips as temporary setbacks, not fundamental flaws. Accumulation Strategy: For many whales, market corrections are ideal times to increase their holdings without causing significant price volatility that would occur on open exchanges. OTC deals are perfect for this. Averaging Down: Buying during a dip can help reduce the average purchase price of their overall portfolio, enhancing potential future returns. This substantial whale crypto purchase suggests a deep understanding of market cycles and a patient, long-term investment horizon. What Does This Whale Crypto Purchase Signal for the Market? When a major player like address 0xd8d0 makes such a bold move, it sends a powerful signal across the entire crypto ecosystem. Firstly, it indicates a strong vote of confidence in the underlying assets, Bitcoin and Ethereum, despite recent price declines. This action can potentially alleviate some market fear and uncertainty. Moreover, large purchases during dips can sometimes act as a leading indicator, suggesting that the market might be approaching a bottom or that a significant reversal could be on the horizon. While one transaction does not guarantee a market turnaround, it often inspires smaller investors who look to whales for cues. However, it is crucial to remember that even whales can be wrong, and market dynamics are complex. The sheer scale of this whale crypto purchase also underscores the increasing institutional and high-net-worth individual participation in the crypto space, highlighting its growing maturity. Key Takeaways from This Significant Crypto Event This recent whale crypto purchase offers valuable lessons for all market participants. It reinforces the idea that volatility is inherent in cryptocurrency markets, but it also presents opportunities for those with a strategic outlook. While retail investors may not have $84 million to deploy, the principle of patient accumulation during downturns remains relevant. Consider these actionable insights: Long-Term Vision: Focus on the long-term potential of robust projects rather than short-term price swings. Risk Management: Only invest what you can afford to lose. Do Your Own Research (DYOR): Always understand the assets you are investing in. Avoid FOMO/FUD: Do not let Fear Of Missing Out (FOMO) or Fear, Uncertainty, and Doubt (FUD) dictate your investment decisions. Ultimately, this significant acquisition by a crypto whale serves as a reminder that conviction and a well-thought-out strategy can be key differentiators in navigating the dynamic world of digital assets. This recent whale crypto purchase of $84 million in ETH and BTC during a market dip by address 0xd8d0 truly underscores the strategic confidence of major players in the long-term value of leading cryptocurrencies. It offers a fascinating glimpse into how significant capital moves in the digital asset space, potentially influencing market sentiment and providing valuable insights for all investors. Frequently Asked Questions (FAQs) Q1: What is a crypto whale? A crypto whale is an individual or entity that holds a very large amount of a particular cryptocurrency. Their significant holdings mean their transactions, like buying or selling, can potentially influence market prices. Q2: Why did the whale use Over-the-Counter (OTC) trades? Whales often use OTC trades for large transactions to avoid significant price slippage on public exchanges. OTC deals allow them to buy or sell large volumes without directly impacting the order book, ensuring they get a better, more stable price and maintain discretion. Q3: What does “buying the dip” mean in cryptocurrency? “Buying the dip” refers to the strategy of purchasing an asset after its price has dropped significantly. The idea is that the dip is temporary, and the asset’s value will recover, leading to profits. This strategy is often employed by investors with a long-term outlook. Q4: Does a whale’s large purchase guarantee a market recovery? While a large whale crypto purchase can signal confidence and potentially influence market sentiment positively, it does not guarantee a market recovery. Cryptocurrency markets are complex and influenced by numerous factors, including macroeconomic conditions, regulatory news, and broader investor sentiment. Always conduct your own research. Q5: How can I track crypto whale movements? Several blockchain analytics platforms and services, such as Lookonchain (mentioned in this article), Whale Alert, and others, track and report large cryptocurrency transactions from known whale addresses. These platforms provide insights into significant movements, though not all addresses are publicly identified. If you found this analysis of the recent whale crypto purchase insightful, consider sharing it with your network! Help us spread awareness about significant market events and foster informed discussions within the crypto community. Your shares make a difference! To learn more about the latest crypto market trends, explore our article on key developments shaping Ethereum and Bitcoin price action . This post Whale Crypto Purchase: Strategic $84M Buy Signals Confidence in Market Dip first appeared on BitcoinWorld and is written by Editorial Team

Read more

Norwegian Fund Signals Shift in Institutional Risk Appetite with 83% Increase in Bitcoin Holdings Through MicroStrategy

Norway’s Government Pension Fund Global increased its Bitcoin-related holdings by 83% in Q2 2025, primarily through MicroStrategy and Metaplanet equities, indicating a shift in institutional investor risk appetite. Significant 83%

Read more

Unlocking the Potential of Mobile Cloud Mining with LET Mining

Mobile technology has reached a point where almost anything can be managed from the palm of our hands, and LET Mining is taking this convenience into the world of cryptocurrency. They have developed a groundbreaking mobile cloud mining service, allowing users to engage in crypto mining activities directly from their smartphones. With no need for complicated setups or expensive hardware, LET Mining offers a straightforward path to cryptocurrency earning by simplifying the process to just a few taps on your phone. This approach not only democratizes the mining process but also integrates eco-friendly practices by using global green energy sources. How LET Mining Works Users can start with LET Mining by first registering on their mobile-friendly website. After signing up, they can select from various mining contracts tailored to different budget levels and earning expectations. Here's a brief overview of the journey: 1. Signing Up: Register easily on your mobile device through LET Mining's registration page and earn a welcome bonus. 2. Selecting a Contract: Choose a plan that suits your financial goals. Contracts range from short term for beginners to more extensive plans offering higher returns. 3. Earning Profits: Activate your chosen contract, and the system manages the mining operations, ensuring daily profits are directly transferred to your account. Explore detailed contract options here and start your investment. Why Opt for LET Mining? LET Mining is not just about easy access and user-friendliness. It is also about maximizing returns with minimal input: Multi-currency Support: From Bitcoin to Ethereum, choose to mine various cryptocurrencies. Daily Settlements: Enjoy the convenience of daily income withdrawals or reinvestments. No Technical Skills Needed: The platform's user interface is designed for all, regardless of their tech background. Global Reach: With 83 data centers worldwide, reliability is a given. Technological Edge of LET Mining LET Mining excels not only in user experience but also in technological advancements: Innovative mobile mining algorithms Patented power efficiency enhancements An intelligent system for maximizing profitability In addition, security is top-notch with enterprise-grade encryption, robust asset protection, and constant monitoring. Visit LET Mining's official website for more information or address any inquiries to their dedicated support at info@letmining.com. Disclaimer: This is a sponsored press release and is for informational purposes only. It does not reflect the views of Bitzo, nor is it intended to be used as legal, tax, investment, or financial advice.

Read more