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The post Polkadot Mirroring Ethereum’s 2017 Rally – Why Buying DOT Now is like Buying ETH at $100 appeared first on Coinpedia Fintech News Polkadot is showing renewed strength. Over the last 30 days, the DOT price has surged by 21.8%, and in the past 24 hours alone, it climbed 3.3% to hit $4.09. According to popular crypto trader Friedrich , Polkadot is on track for a major transformation in 2025, one that could potentially mirror Ethereum’s early growth. Let’s break down the latest trends and what’s driving this momentum. Why DOT Could Be Major Growth in 2025? 1. Polkadot 2.0 and the JAM Upgrade One of the most anticipated updates, Polkadot 2.0 introduces the JAM (Join-Accumulate Machine) protocol. Friedrich highlights this upgrade as a game-changer, offering: Up to 1 million transactions per second 857 MB/s data throughput These improvements make Polkadot more scalable and capable of handling advanced dApps. The JAM Tour also includes a massive 10M DOT / 100K KSM prize pool to attract developers. 2. Native Smart Contracts Support Polkadot is integrating smart contracts natively, simplifying dApp creation. This development makes the network more accessible to developers, much like Fantom’s recent upgrades. 3. Agile Coretime and vDOT Incentives Polkadot’s Agile Coretime enhances data availability with 233 MB/s speed, boosting the efficiency of Layer 2 solutions like vDOT. Friedrich notes the 795K DOT reward pool for vDOT as a major incentive, suggesting strong utility and user engagement ahead. 4. Community-Driven Governance Programs like Decentralised Voices Cohort 5 are giving more power to the community. Around 3,438 DOT have already been burned from Coretime sales — reducing circulating supply, which could positively impact the DOT price over time. .article-inside-link { margin-left: 0 !important; border: 1px solid #0052CC4D; border-left: 0; border-right: 0; padding: 10px 0; text-align: left; } .entry ul.article-inside-link li { font-size: 14px; line-height: 21px; font-weight: 600; list-style-type: none; margin-bottom: 0; display: inline-block; } .entry ul.article-inside-link li:last-child { display: none; } Also Read : Altcoins Set for Double-Digit Returns with Ethereum Price Heading to $4K , 5. Real-World Use Cases Gaining Traction Polkadot is expanding into real-world sectors. Key partnerships include: Beatport for music MLS-Messi deal in sports Mythical Games for Web3 gaming Mubert for AI music Energy Web and AgroToken for tokenising real-world assets in energy and agriculture. These integrations show Polkadot’s increasing relevance beyond just the crypto world. What’s Ahead for Polkadot? Friedrich believes Polkadot is aligned with high-growth themes: AI integration for smarter decentralized apps Privacy with zero-knowledge proofs, backed by a 10M DOT commitment Machine economy support via the peaq network These focus areas position Polkadot as a strong contender for leading the next phase of Web3 innovation. Final Thoughts The DOT price may still be far from its all-time high, but with ongoing development, real-world adoption, and strong community governance, Polkadot is building a solid foundation for long-term growth. 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Polkadot 2.0’s JAM upgrade boosts scalability with 1M TPS and 857 MB/s throughput, enabling high-performance dApps. Will Polkadot support native smart contracts? Yes, Polkadot is adding native smart contract support to simplify and expand dApp development on its network. What is Agile Coretime in Polkadot? Agile Coretime improves data speed to 233 MB/s and supports Layer 2 tools like vDOT with strong incentive pools. Is Polkadot a good investment for 2025? With tech upgrades, growing utility, and Web3 focus, Polkadot is positioned for strong growth potential by 2025.
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Google has shut down phone spyware operator Catwatchful, which was hosted on its servers. According to reports, the surveillance operator’s account was using the tech company’s servers to host and operate the monitoring software. The move to shut down the operation comes after several alerts to the firm. A report by TechCrunch mentioned that the platform alerted the technology firm about the spyware operation. It was being hosted on Firebase, one of Google’s developer platforms. Catwatchful was using Firebase to host and store huge amounts of data stolen from thousands of phones compromised by the spyware. “We’ve investigated these reported Firebase operations and suspended them for violating our terms of service,” Google spokesperson Ed Fernandez said. Google says it has shut down Catwatchful According to reports, Google did not explicitly state why it took about a month to investigate and suspend the Firebase account of the operation. In the company’s terms of use , Google prohibits its customers from hosting malicious software or spyware on its platforms. Since the company is for-profit, it has a commercial interest, retaining users who are interested in paying for its services. Catwatchful was an Android-specific child monitoring application, but was built to also act as spyware to the user. Like other spyware applications, users need to physically install it on their phones by entering their passcode. These devices are also called stalkerware, as they can be used for non-consensual surveillance on romantic partners and spouses, which is illegal. After the application is installed, it is designed to stay hidden from the home screen of the victim. In the background, it uploads several private files of the victims, including private messages, photos, location data, and other details to a web dashboard that can be viewed by the person who planted the application. As of yesterday, Catwatchful is no longer functioning, and it does not appear to transmit or receive data, according to the spyware analysis carried out by TechCrunch. Spyware operations involved in leaked data on the rise Catwatchful first came into the limelight in the middle of June after security researcher Eric Daigle identified a security bug that exposed the spyware operations’ back-end database. The bug allows unauthenticated access to the database, meaning that users who want to access it do not need passwords or credentials. The database also contained more than 62,000 Catwatchful user email addresses, plaintext passwords, and records on about 26,000 victim devices compromised by the spyware. The data also revealed the administrator behind the operation, showing that a Uruguay-based developer called Omar Soca Charcov is running the show. There is no clear indication that Charcov is aware of the security lapse or his plans for notifying affected individuals in the breach. However, a copy of the Catwatchful database has been provided to the data breach notification service Have I Been Pwned. Catwatchful is the latest in a long list of surveillance platforms that have suffered breaches in the last few years. Most of these operations and platforms suffer from these breaches due to coding or poor cybersecurity practices. According to reports, Catwatchful is the fifth spyware operation, since the beginning of the year, to have spilled user data and the most recent in about 24 known spyware operations since 2017. Users who feel they may run the risk of being exposed as a result of using the Catwatchful spyware app need to do something about it. Android users can also identify if the spyware app is installed on any of their devices, even if the app is hidden, by dialing 543210 into their Android phone and pressing the call button. Users are also advised to have a safety plan in place before removing spyware from their phones. Cryptopolitan Academy: Want to grow your money in 2025? Learn how to do it with DeFi in our upcoming webclass. Save Your Spot
Ripple CTO David Schwartz reacts to recent XRP Ledger speculation
There’s a growing divergence between institutional investors’ expectations for US stocks and the dollar, according to a new survey conducted by the financial giant Goldman Sachs. Goldman’s survey indicates investors are expressing increased bullishness on US stocks, particularly on Tesla, Meta, Alphabet, Amazon, Apple, Microsoft and Nvidia, the large tech firms that make up the “Magnificent Seven.” Conversely, the same institutional investors are demonstrating a surge in bearishness on the dollar amid US fiscal issues. Oscar Östlund, a managing director at Goldman, notes that dollar bears now outnumber bulls by a ratio of more than 7:1. “One of the most important paradigm shifts over the last couple of months has been the decoupling of the dollar and US equities.” Source: Goldman Sachs Goldman’s investor survey has only clocked bearish dollar sentiment next to a bullish view on US stocks three times in the past 9.5 years. In terms of stocks, 51% of Goldman’s respondents were bullish on the S&P 500, while 32% were bearish. Östlund says that equity bullishness could suggest market vulnerability to a reversal. “A very one-sided position is a sign of a stretched market. In itself, a very strong consensus is not a reason for the market to turn, but it makes for a market that’s susceptible to relatively sudden changes based on even minor catalysts.” Follow us on X , Facebook and Telegram Don't Miss a Beat – Subscribe to get email alerts delivered directly to your inbox Check Price Action Surf The Daily Hodl Mix Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing. Generated Image: Midjourney The post Institutional Investors Express Rising Confidence in Stocks Amid Increased Bearishness on the US Dollar: Goldman Sachs Survey appeared first on The Daily Hodl .
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The post Ripple News: Nasdaq Firm Files $50M Plan to Integrate XRP into Core Operations appeared first on Coinpedia Fintech News XRP is gaining fresh momentum in the real-world utility race, and this time, it’s coming straight from an official SEC filing. In a surprise move, Wellgistics Health , a Nasdaq-listed healthcare firm, has revealed its plans to deeply integrate XRP and the XRP Ledger (XRPL) into its core business operations. This could become one of the most bullish developments for Ripple in 2025. Healthcare Meets Crypto: SEC Filing Reveals XRP Plans Wellgistics Health filed a detailed S-1 form with the SEC outlining its vision to use XRP not just for payments but also as a strategic financial asset. The company aims to use XRP for B2B transactions, treasury reserves, collateral, and even capital-raising activities. The filing also highlights a $50 million fund from LDA Capital that will support the development of XRP infrastructure within the firm. XRP’s Utility in Doubt? Analysts Share Mixed Opinion While Ripple continues to battle regulatory challenges with the SEC , this move strengthens XRP’s image in the market. It provides real-world proof that XRP isn’t just a speculative token; it’s being positioned as a financial tool by a legitimate company. Analysts believe this undermines the old narrative that XRP lacks utility. What I have gathered from reading the S-1 form filed with the SEC today by Wellgistics Health is incredibly revealing. It is more than just a company using XRP in its treasury reserve. This is a summary of what the filing revealed: 1. WH is not only planning to hold XRP as a… — bill morgan (@Belisarius2020) July 25, 2025 Crypto experts like Bill Morgan explained that Wellgistics Health isn’t just holding XRP like savings, it plans to actively use it in its business. The company aims to send fast, low-cost payments using the XRP Ledger, raise funds by selling shares to buy more XRP, use XRP as backup for loans, and even earn income from it. This shows XRP being used in real-world ways, not just sitting idle, proving it has real utility. However, on the flip side, Former SEC official Marc Fagel cast doubt on Wellgistics Health’s credibility, highlighting its poor financials, minimal assets, and a “going concern” auditor warning. He compared the move to crypto pump-and-dump tactics and questioned the legitimacy of a healthcare startup needing a crypto stockpile. Fagel suggested that the XRP strategy might simply be a ploy to raise capital by riding the crypto and AI wave. .article-inside-link { margin-left: 0 !important; border: 1px solid #0052CC4D; border-left: 0; border-right: 0; padding: 10px 0; text-align: left; } .entry ul.article-inside-link li { font-size: 14px; line-height: 21px; font-weight: 600; list-style-type: none; margin-bottom: 0; display: inline-block; } .entry ul.article-inside-link li:last-child { display: none; } Also Read : Fact Check: Has Ripple Really Hired Hollywood Star Sydney Sweeney to Promote XRP? , Still, Morgan responded that using crypto for treasury and payments is becoming a broader trend, and Wellgistics’ filing does suggest genuine plans to integrate XRPL into real business use. Utility Over Hype? XRP Price Reacts The market took note, with XRP climbing over 12.6% recently, outpacing other altcoins. Some investors like Xaif have pointed to the price action as utility-driven rather than hype-based. The rally follows broader optimism around Ripple’s positioning in the fintech space, especially as new products like RLUSD emerge. The Wellgistics filing could mark a new chapter for XRP. Instead of being seen as a speculative asset, the token is now entering boardrooms and corporate strategy. 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Wellgistics aims to use XRP for payments, treasury, collateral, and fundraising per its SEC S-1 filing. Is XRP being used in real businesses now? Yes, Wellgistics plans to integrate XRP into real operations, showing its shift from speculation to utility. Is Wellgistics Health’s XRP move legit? Opinions vary; critics question its finances, but filings show real intent to use XRP in operations. Can XRP be used for business payments? Yes, XRP enables fast, low-cost B2B payments, as Wellgistics plans to leverage the XRP Ledger (XRPL) for this.
Jeff Bezos just dumped $5.7 billion worth of Amazon shares, cashing out hard right before the company’s earnings report hits next week. The stock sales started around his wedding in Venice at the end of June and ended on Thursday, with a final unload of 4.2 million shares for $954 million. All of it was done under a 10b5-1 plan he filed earlier this year. According to Bloomberg, the full plan allowed him to sell up to 25 million shares, and he sold every single one. Amazon’s stock has surged 38% since its April low, giving Jeff the perfect window to execute his plan. The $5.7 billion windfall adds to his long history of selling Amazon shares, bringing his total cashouts since 2002 to more than $50 billion. None of this is new for Jeff. Last year, he sold 75 million shares and took home $13.6 billion. The only time he ever bought stock on record was two years ago—one share at $114.77. Earnings loom as AI spending ramps up Amazon reports earnings on July 31. Analysts expect $1.32 per share on $162 billion in revenue, up 4% and 9% respectively from last year’s Q2. That’s still behind the average for the so-called Magnificent Seven, which is clocking in at 15% growth on earnings and 12% on revenue. Meta, Microsoft, and Nvidia are leading the S&P 500 for 2025, while Apple’s falling behind, mostly over doubts around its AI strategy. The pressure is heavy on Amazon to prove that its AI spending spree is worth it. Brian Recht, a portfolio manager at Janus Henderson, said, “The stock isn’t getting much credit for AI. Investors want to see whether Amazon can actually deliver on using it for improved profitability, but we think evidence of AI benefits will become more clear by the quarter.” Amazon plans to drop $104 billion on capital expenditures this year, the most in the S&P 500. That money covers everything from new data centers to warehouses. Just last month, Amazon committed $30 billion to data center builds in Pennsylvania and North Carolina. The company also announced layoffs in its cloud computing division, blaming the need to “optimize resources.” CEO Andy Jassy says more cuts are likely over the next few years as AI takes on more work. Retail, robotics, and more inside the AI play Most of the AI buzz centers on Amazon Web Services, which is expected to benefit from surging demand. But Jeff’s company isn’t just looking at AI in the cloud. It’s also trying to use it to boost the retail and logistics side. Amazon’s e-commerce business still brings in the most cash, but it’s getting squeezed by rising tariffs. AI is being used to personalize ads, recommend products, and speed up warehouse and delivery work. Amazon has even been pushing its new Rufus chatbot, which helps customers sift through products and reviews. On the warehouse floor, the company is training humanoid robots to handle logistics using an indoor obstacle course, as reported by The Information. The plan is to eventually automate large parts of the delivery process. If it works, it could be big. Bank of America thinks this could save more than $7 billion a year by 2032. Morgan Stanley analysts say Amazon’s retail unit could become “the most under-appreciated GenAI beneficiary in the tech space.” Irene Tunkel, chief U.S. equities strategist at BCA Research, added, “Retail margins are narrow, so Amazon needs all the productivity boosts it can get, and there are huge use cases for AI and robotics within warehouses. This is something that will play out over five or 10 years, but Amazon is at the forefront of it, and that definitely gives them an edge.” Jeff still owns about 884 million Amazon shares, more than 8% of the company. That stake makes up most of his $252.3 billion net worth and keeps him ranked third-richest in the world. He also gave away about $190 million in stock to nonprofits this year. Cryptopolitan Academy: Tired of market swings? Learn how DeFi can help you build steady passive income. Register Now
In a recent post on X, Coin Bureau spotlighted a significant development for the XRP community. The Federal Reserve Bank of Atlanta, in a newly published research paper, described XRP as an “international payment medium or wholesale settlement coin.” This acknowledgment signals growing institutional awareness of XRP’s potential role in global finance, particularly in the evolving landscape of Web3. A Landmark Reference in Central Bank Research The reference to XRP appears in a May 2023 publication from the Atlanta Fed’s Policy Hub, titled “An Introduction to Web3 with Implications for Financial Services.” Authored by Christine A. Parlour, a professor at UC Berkeley’s Haas School of Business, the report explores how blockchain technologies, particularly those driving Web3, could transform financial infrastructure. XRP MENTIONED BY ATLANTA FED! The Atlanta Fed’s new report on Web3 calls $XRP an “international payment medium or wholesale settlement coin.” pic.twitter.com/ZXT1jycr6P — Coin Bureau (@coinbureau) July 25, 2025 Within this context, XRP is listed alongside Stellar as a token envisioned for use in cross-border transactions and institutional settlements. While the Fed does not endorse any specific asset, the report notes that XRP was “roughly envisioned as an international payment medium or wholesale settlement coin.” This places XRP within a shortlist of tokens being studied seriously for high-level financial use cases. Exploring Web3 and Global Settlement Frameworks The report explores how Web3 can enhance traditional financial systems by facilitating faster and more cost-efficient clearing and settlement. A key example is Project Mariana, a joint initiative by the Bank for International Settlements (BIS) , the Bank of France, and other central banks. The project investigated using public blockchains and DeFi tools, such as automated market makers (AMMs), to streamline CBDC transactions. In this experimental environment, blockchains like the XRP Ledger and Stellar were examined for their technical suitability in facilitating global liquidity and settlement. These findings suggest that XRP’s design is well-aligned with future models for cross-border monetary flows. Why XRP Stands Out Technically XRP is designed for speed, scalability, and cost efficiency. Transactions settle in 3–5 seconds, with fees as low as $0.0002, and the network can handle up to 1,500 transactions per second. These features make XRP attractive for large-scale payment systems and enterprise-grade settlement use. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Although the Atlanta Fed report stops short of recommending or adopting XRP, the fact that it was mentioned at all, especially in a research paper focused on financial innovation, marks a notable milestone for the digital asset. Community Reaction and Future Outlook Coin Bureau’s post quickly drew attention from the crypto community, with many praising the mention as a sign of XRP’s growing institutional relevance. While some emphasized that the Fed’s statement was academic rather than operational, others viewed it as a strong signal that XRP is firmly on the radar of policymakers and financial researchers. It’s important to note that the Fed has not announced any intention to integrate XRP into its systems, nor does the mention imply endorsement. Still, XRP’s inclusion in such a serious policy discussion affirms its strategic positioning in the broader conversation about the future of digital payments. With increasing institutional focus on Web3 technologies, XRP appears well-positioned to play a central role in shaping the next generation of global finance. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP Gets Special Mention from Atlanta Fed appeared first on Times Tabloid .