Strategy Executive Chairman Michael Saylor has offered to share his Bitcoin (BTC) Credit Model with Trump’s Housing Director. This aims to support Bill Pulte’s BTC-backed mortgage lending initiative. The BTC Credit Framework The offer came shortly after Pulte publicly expressed interest in evaluating how digital assets like Bitcoin might be used in mortgage underwriting. “We will study the usage of cryptocurrency holdings as it relates to qualifying for mortgages,” said the U.S. Director of the Federal Housing Finance Agency (FHFA). Saylor responded by proposing Strategy’s BTC Credit model to support the FHFA’s efforts. The model is a Bitcoin-based system created by the company to assess the creditworthiness of its debt and preferred stock using its crypto holdings. Instead of relying on traditional financial ratios, the framework looks at how many times the firm’s Bitcoin reserves cover its liabilities (BTC Rating), the credit risk based on volatility (BTC Risk), and a possible credit spread (BTC Credit). Meanwhile, the business intelligence firm continues to grow its Bitcoin holdings. It recently revealed that it had bought an additional 245 BTC for $26 million, taking its position to 592,345 BTC, worth over $62 billion. This translates to more than $20 billion in unrealized profits, with the flagship cryptocurrency currently trading above $105,000. FHFA Considers Crypto as Mortgage Collateral The FHFA regulates the United States housing finance system and is considering whether crypto can count as assets during mortgage reviews. This could lead to a major change in the country’s housing policy. Until now, digital assets have mostly been excluded from mortgage applications because of their price volatility, regulatory uncertainty, and the lack of a standard way to value them. The idea has gained attention across the crypto industry, with Tristan Yver, co-founder of the BackPack crypto exchange, calling it very bullish. He explained that many crypto holders usually need to convert their assets to fiat and move the money to a traditional bank before lenders accept it. In the past, mortgage underwriters have typically only dealt with assets like cash savings, retirement accounts, and publicly traded stocks. Including crypto could benefit borrowers who hold large digital asset portfolios but prefer not to liquidate their stash to meet loan application requirements. However, some critics pointed to the existing Digital Asset Market Clarity Act of 2025 (H.R. 3633), which already classifies crypto as legitimate collateral under federal lending standards. One X user argued that adding more layers of risk assessment would be redundant and potentially stop innovation. “The market’s adapting faster than regulators—let’s streamline, not suffocate progress with more studies,” said the poster. The post Michael Saylor Proposes Strategy’s Credit Model for US Bitcoin-Backed Mortgage Plan appeared first on CryptoPotato .
Ether (ETH) is gaining bullish momentum as technical indicators, rising ETF inflows, and a potential capital rotation from Bitcoin suggest a breakout above $2,500 may be imminent. Recent data reveals
Palau’s Office of the Public Auditor (OPA) has released the long-awaited performance audit of the government’s XRP-Ledger-based stablecoin pilot, confirming that Ripple Services Inc. funded the 25-month experiment with a single $25,000 payment and that just over half of that grant has been spent. The 12-page report closes the accounting on the Palau Stablecoin (PSC) project , which ran from 26 October 2021 to 27 November 2023. Ripple’s $25K Grant Confirmed In Palau Stablecoin Audit The audit documents show Ripple wired $25,000 into the National Treasury on 10 March 2023. Of that amount the Ministry of Finance (MOF) disbursed $14,035, mainly to reimburse three participating merchants—Surangel & Sons, Penthouse Hotel and King’s Minute Mart—for redeeming PSC tokens spent by 154 volunteer government employees, each of whom received an allocation of 100 PSC (one-to-one with the US dollar). The unspent balance of $10,965 remains in the Treasury pending a political decision on a potential second phase. Ripple’s contribution was properly booked under the FY 2023 budget law (RPPL 11-24) and, in OPA’s words, “was properly accounted for and deposited into the National Treasury,” a finding that dispels earlier speculation that the grant bypassed normal budget channels. OPA opened the probe at the request of Senator Mark Rudimch, whose Resources, Commerce, Trade & Development Committee raised questions in July 2023 about the programme’s constitutionality and financial controls. The audit therefore set two narrow objectives: whether the MOF had legal authority to partner with a private company and whether it followed Palauan law in doing so. On substance, the auditors concluded the MOF “acted within its broad authority and did not violate its mandate,” but they flagged two procedural breaches. First, neither the original October 2021 memorandum of understanding nor the December 2022 Ripple Master Hosted Stablecoin Services Agreement was certified “for form and legality” by the Attorney General, as required by 40 PNC § 612. Second, the National Director of Program, Budget & Management did not certify fund availability when the services agreement was signed, a step mandated by 40 PNC § 401(b). “The Republic of Palau cannot ascertain the form and legality of the agreements as intended by law,” OPA wrote, urging the MOF in a formal recommendation “to ensure that every government contract…is certified by the Attorney General before execution.” The Ministry accepted the admonition, but in its written reply stressed that “agreements that do not bind the Republic are often acceptable without AG review,” adding that it had “consistently relied upon legal advice provided by the Office of the President’s legal staff.” On the budget-certification lapse, officials noted that certification did occur at the time of each disbursement and argued the grant was already covered under annual outside-assistance provisions. “Thank you for the findings, which are accepted as presented,” the MOF told auditors. XRP Ledger Pilot Ended: What’s Next? Beyond the procedural fixes, OPA offered a nuanced verdict on the policy experiment itself. It praised the pilot’s design for exploring “technological solutions enabling the Ministry of Finance to manage the minting, distribution, redemption and destruction of PSC…recorded on the public XRP Ledger,” and it highlighted potential benefits for financial inclusion and lower transaction costs. Yet the report also cautioned that rolling out a circulating national stablecoin would require explicit legislation by the Olbiil Era Kelulau (Palau’s Congress); without such an act, any expansion “would be unlawful.” For Ripple, the audit caps a three-year engagement whose cash outlay—$25,000—was modest compared with typical central-bank-digital-currency pilots. While the report makes no judgement on technical performance, it confirms that the XRP Ledger handled mint-and-burn cycles and retailer redemptions. For Palau’s policymakers, the next decision is whether to draft the legislation that would turn PSC from a proof-of-concept into legal tender —or to leave the remaining grant dollars unspent and the project on the shelf. At press time, XRP traded at $2.1696.
A crypto analyst has reaffirmed a bullish outlook for XRP, suggesting that the cryptocurrency’s price action is unfolding exactly as anticipated. The analyst points out that XRP is now approaching the critical support level at $1.90, which could signal a potential bullish reversal if the price manages to hold above it. XRP Eyes $1.90 As Key Reversal Zone Crypto market expert CasiTrades believes that the XRP price behavior is moving exactly as predicted following its recent price drop below $2. According to the chart and analysis published on X (formerly Twitter), XRP’s retracement toward the $1.90 region is not a sign of weakness but a textbook setup for a potential reversal. Related Reading: Daily Timeframe Says XRP Price Is On The Verge Of Breakout The $1.90 level represents a major Fibonacci Retracement zone, specifically the 0.5 retracement from the macro correction, which the analyst has been closely watching for a possible price reaction. According to CasiTrades, this zone is more than just a random support level—it aligns with a pattern that the analyst described in earlier updates. In these previous reports, CasiTrades was watching out for distinct price movements during XRP’s decline, including a bounce off a key Fibonacci level, a short-term fakeout upward to trap late buyers, and a final drop back into the support zone, where Bullish Divergence can develop. This distinct price pattern now appears to be playing out exactly as expected on the XRP price chart. If XRP holds above the $1.90 level while forming a Bullish Divergence on the Relative Strength Index (RSI), it could confirm a textbook bottom setup and potentially signal the start of a new impulsive rally. XRP And Bitcoin Display Synchronized Patterns CasiTrades’ price chart shows XRP forming a Descending Triangle, with its latest move dipping just into a high-demand zone marked by previous price reactions. In line with the Elliott Wave Theory, this pattern suggests the upcoming completion of Wave 2 with a massive breakout in Wave 3 potentially taking shape if the $1.90 support level holds. Additional support from key Fibonacci levels, such as the 0.618 and 2.136 extensions at $2.0 and $2.1, respectively, reinforces strength in XRP’s potential for a rebound. Related Reading: XRP Price Enters Perfect Setup After Buy Retest – Next Stop $3.7 Interestingly, the analyst points to the Bitcoin price action mirroring this exact behavior—bouncing from just under its own 0.236 retracement near $97,000, and potentially setting up for a final dip into support. This synchronized structure across both XRP and BTC adds heavy confluence. CasiTrades notes that this current downturn is not a breakdown, but rather a final calculated shakeout before a broader rally. If both Bitcoin and XRP reach as expected while positioned at $0.19 and $97,000 respectively, the analyst believes it could trigger a new bullish leg in the crypto cycle. Featured image from Getty Images, chart from Tradingview.com
While Visa shares lost value after the GENIUS Act passed by the US Senate, CEO Ryan McInerney stated that they welcomed the process. Speaking on CNBC's Squawk on the Street, McInerney said Visa has been developing infrastructure for stablecoins for years and this new regulation will bring clarity to the industry. Visa CEO stated that the passage of the GENIUS Act will provide regulatory clarity for stablecoins. “We have been embracing stablecoins for a long time. We have built stablecoin-based solutions on Visa infrastructure and are working to develop new use cases on a global scale,” he said. McInerney countered concerns that the prospect of large companies issuing their own stablecoins would displace traditional payment systems. “Visa offers trust, ease of use and scale. When there are 5 billion Visa cards, 14 billion tokens and 150 million businesses choosing Visa today around the world, that’s where we stand out,” he said. Related News: After the Recent Surge, What Percentage of Users Are Profitable in Each Altcoin? Bitcoin Has Reached Its Peak, Here's the Latest on Altcoins According to McInerney, the real potential of stablecoins lies in countries outside the U.S. He said they would allow users in countries with currency shortages to spend through the Visa network using stablecoins. Recalling that Visa has been collaborating with stablecoin issuer Circle for a long time, McInerney stated that these collaborations will continue to increase. Is it a threat to Visa if giants like Amazon or Walmart issue their own stablecoins? McInerney is clear on this issue: “Even today, you can make payments with digital dollars on these platforms. Different payment methods are already in the system. The real opportunity is in geographies where these opportunities have not yet reached.” *This is not investment advice. Continue Reading: Visa CEO Speaks About the Industry Following Recent Cryptocurrency Developments in the US
As global tensions rise, seasoned investors spot opportunities. In times of market anxiety, strategic players make bold moves. Dive into which cryptocurrencies, including Bitcoin , Ethereum , and XRP , are catching their attention and hint at promising potential. Discover why the savvy eye these digital assets amidst the economic uncertainty surrounding Iran's situation. Bitcoin Price Dynamics and Strategies Bitcoin experienced a minor decline over the past month with a 2.56% drop, while showing a modest gain of 5.72% over the past six months. Price action in the last week also slipped by 1.59%, reflecting a period of mixed performance that saw the coin test its short-term limits without drastic swings. Bitcoin currently trades within a defined price range between $94,832 and $113,326.8, with key levels guiding trading focus. A near-term resistance is observed at roughly $121,869.42 while support holds at around $84,880.08. A second resistance emerges at about $140,364.09, and a lower support layer is near $66,385.41, which could serve as a pivotal point for further price action. Short-term indicators suggest a slightly bearish sentiment, with the momentum indicator at -394.88 and the Awesome Oscillator at -2,787. The Relative Strength Index of 50.72 indicates a neutral stance, suggesting cautious trading opportunities around these levels. Ethereum Update: Observing Recent Dips and Key Price Milestones Ethereum recorded a 5.33% drop over the past month, along with a significant 31.55% decline over the last six months. Price movements indicated a period of consistent downward pressure and volatility. The gradual decrease in value during these time frames reflects a market struggling to regain its footing, hinting at cautious sentiment among traders and investors. Ethereum trades between approximately $1,923 and $2,962. Immediate resistance is at around $3,395, with support near $1,319. A higher resistance level exists at roughly $4,434, while deeper support is at around $280. Several technical indicators point to a bearish outlook, with the Awesome Oscillator and Momentum Indicator in the negative, and an RSI close to 45 suggesting near-neutral conditions. Price action hasn't confirmed a clear uptrend, allowing for potential further declines. Trading strategies may include watching for breaks above $3,395 or considering entries near $1,319 if prices dip. XRP Faces Challenges: Recent Trends and Current Trading Dynamics XRP showed a weakening price action with a 1 week decline of -4.63% and a 1 month drop of -8.33%. Over the past six months, the coin experienced an overall decline of -7.08%, indicating market uncertainty. Price movements reflect XRP being squeezed between falling support levels and diminishing momentum while trading near its average range. Recent behavior highlights a balance between short-term corrections and longer-term adjustments in sentiment, with technical indicators leaning towards downside pressure. The challenges faced by XRP in maintaining upward momentum illustrate a cautious market environment despite its underlying potential. XRP is trading within a range of $1.95 to $2.53, with resistance near $2.88 and secondary resistance at $3.45. Support levels are identified at $1.73 and $1.15. Technical signals show mixed cues, suggesting bearish sentiment without a clear downward trend. If bulls push XRP decisively above the $2.88 level, momentum could accelerate towards higher resistance. Conversely, failure at the $1.73 support may lead to lower targets. Traders might consider dip buying near the lower range with tight stops while being cautious of reversals. Monitoring momentum shifts and volume changes is crucial, as rising volumes may confirm possible breakouts. A disciplined approach with defined risk limits remains essential. Conclusion Amid market panic, experienced investors are focusing on Bitcoin (BTC) , Ethereum (ETH) , and XRP . Bitcoin continues to show resilience and has a strong track record. Ethereum's ecosystem is expanding, providing more use cases. XRP remains active in financial sector developments. These coins attract attention from those who see long-term potential. Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.
Ether gains bullish momentum as technical indicators, rising ETF inflows, and a potential capital rotation from Bitcoin signal a possible breakout above $2,500.
The post Anthony Pompliano’s ProCap BTC Acquires 3,724 Bitcoin Following a Strategic Merger With Columbus Circle appeared first on Coinpedia Fintech News Anthony Pompliano’s ProCap BTC has acquired 3,724 Bitcoin for about $387 million to strengthen its balance sheet. The Bitcoin purchase for its balance sheet followed Monday’s announcement of a proposed $1 billion quest to accumulate more BTCs via a strategic merger with Columbus Circle Capital Corp. (NASDAQ: CCCM). The company has already managed to raise $750 million, after selling $516.5 million in equity and $235 million in convertible notes. As a result, the ProCap BTC investors have a direct exposure to the flagship coin and in a regulated manner. “If you can’t beat it, you buy it,” the announcement highlighted . Rising Institutional Adoption of Bitcoin According to market data from BitcoinTreasuries , 245 entities now hold more than 3.45 million BTCs for their respective treasury management. The palpable success of Strategy and Metaplanet Metaplanet has convinced other companies globally to follow in the same path. The pro-crypto legislations in the United States have helped attract more institutional investors into the Bitcoin market. Furthermore, the Federal Reserve has identified BTC as a digital gold, thus heavily influencing states that have implemented strategic Bitcoin reserves bills . The undeniable success of the U.S. spot BTC ETFs is a clear indication of the high demand of the flagship coin by institutional investors. What Next for BTC Price? Bitcoin price has been hovering around a crucial crossroads that could either result in a parabolic rally or further midterm correction. Despite the notable high demand for Bitcoin by institutional investors, the flagship coin faces intense selling pressure from over $12 billion in short leveraged positions entered around $112k. Consequently, if the BTC price does not consistently closes above $110k in the coming weeks, a retrace below $100k will be inevitable in the next three months.
At BTC Prague 2025, Strategy Executive Chair Michael Saylor told a large crowd of bitcoin supporters he expects the leading cryptocurrency to climb to $21 million per coin within 21 years, growing roughly 21% annually as adoption spreads from Capitol Hill to Wall Street. Strategy Founder Calls Bitcoin the Best Asset of the Century Saylor
MAGACOIN FINANCE has rapidly emerged as one of 2025’s most talked-about early-stage crypto projects, with a growing chorus of Uniswap traders and analysts suggesting its growth could outpace even established giants like Ethereum and Bitcoin. This optimism is driven by several factors unique to MAGACOIN FINANCE , as well as a shifting market appetite for high-upside, early-phase assets. MAGACOIN FINANCE: The Newcomer With Breakout Potential MAGACOIN FINANCE is being positioned as the standout presale of 2025, attracting both retail and institutional interest. Its appeal lies in a scarcity-driven economic model, a fully decentralized structure, and a strong community push. The project’s presale stages have consistently sold out, signaling robust demand and investor confidence. Analysts forecast that MAGACOIN FINANCE could deliver returns of 30x to 100x for early entrants, drawing comparisons to the explosive early growth of coins like SOL, XRP, and DOGE. Key features include a 170 billion supply cap (locked and immutable), no VC or insider control, and a HashEx-audited codebase, which together provide a sense of security and legitimacy. The project’s branding and meme-driven momentum have also fueled a viral community presence, with presale FOMO intensifying across social channels. This combination of structural soundness and narrative hype has led many Uniswap traders—who are always on the hunt for the next high-upside play—to accumulate MAGACOIN FINANCE ahead of its wider exchange listings Ethereum: The DeFi Powerhouse With Institutional Backing Ethereum remains the backbone of the decentralized finance (DeFi) and smart contract ecosystem. Its 2025 outlook is bullish, with forecasts suggesting ETH could surpass $5,000, driven by technological upgrades (Ethereum 2.0, Layer 2 solutions, and the Pectra upgrade) and the approval of spot Ethereum ETFs in the US. These developments have opened the door for greater institutional investment, improved scalability, and reduced transaction costs. However, Ethereum’s path is not without risks. The network faces increasing competition from newer Layer-1 blockchains and must execute a complex roadmap to retain its dominant position. While its deflationary mechanics and staking rewards add to its appeal, the complexity of its ecosystem introduces execution risk that Bitcoin largely avoids. Bitcoin: The Digital Gold Standard Bitcoin continues to serve as the crypto market’s anchor and is widely regarded as a store of value and a hedge against macroeconomic uncertainty. 2025 price predictions range widely, with the average forecast around $125,000 and bullish scenarios exceeding $180,000. Institutional adoption, especially through spot Bitcoin ETFs, is expected to drive further capital inflows and price appreciation. Why Uniswap Traders Are Betting on MAGACOIN FINANCE Uniswap traders, known for their appetite for early-stage opportunities, are increasingly drawn to MAGACOIN FINANCE for its asymmetric reward potential and strong tokenomics. Unlike Bitcoin and Ethereum, which are now seen as relatively stable, mature assets, MAGACOIN FINANCE offers the kind of high-risk, high-reward profile that can deliver outsized returns in a short period—especially for those who secure early positions. As the crypto market matures, many traders and investors are diversifying away from legacy coins to capture the next big breakout. MAGACOIN FINANCE’s rapid presale growth, community-driven hype, and scarcity mechanics have positioned it as a top contender for 2025 , with some believing it could mirror or even surpass the early trajectories of previous cycle winners. To learn more about MAGACOIN FINANCE, visit: Website: https://magacoinfinance.com Exclusive Access Portal: https://magacoinfinance.com/entry Continue Reading: Could MAGACOIN FINANCE’s Growth Outpace Ethereum and Bitcoin? Uniswap Traders Say Yes