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In the ongoing debate about XRP’s market performance and long-term value, one issue that consistently resurfaces is Ripple’s use of escrow. While many market participants focus on price movements and trading volume, Bill Morgan, a well-respected attorney, has pointed to a deeper concern that has fueled confusion within the crypto space for years. Morgan recently addressed what he called a persistent campaign of misinformation surrounding XRP escrow releases. In a post on X, the attorney stated that the escrow system “has been the epicentre of lies and FUD about XRP and XRP price action for years.” His comment highlights a concern shared by many in the XRP community that inaccurate narratives about Ripple’s escrow practices are contributing to unwarranted fear and skepticism. The escrow has been the epicentre of lies and FUD about XRP and XRP price action for years. Even some in the XRP community fall for the lies. https://t.co/KLhjq14poU — bill morgan (@Belisarius2020) August 4, 2025 Ripple’s Escrow and the Misinformation Problem Ripple’s escrow mechanism , designed to release XRP monthly, has long been a subject of public scrutiny. While the system was implemented to provide transparency and predictability, critics have frequently claimed that the releases flood the market and suppress price growth. Morgan, however, argues that such claims are not based on accurate data. He emphasized that falsehoods about the number of XRP released each month have misled not only outsiders but also some within the XRP community. His remarks were made in response to a post by a community member who highlighted the increasing volume of incorrect information regarding the specifics of XRP escrow activity. Morgan recently mocked critics of the escrow mechanism , as XRP has outperformed other assets apart from Bitcoin and Ethereum. Experts have explained that Ripple’s escrow system aids XRP’s growth . However, the misinformation remains persistent. It even confuses XRP supporters. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Community Reaction Highlights Broader Frustration One community member commented on the perceived double standard in how the crypto community treats Ripple’s XRP holdings compared to Bitcoin’s corporate treasuries. The comparison suggests that XRP’s escrow is unfairly criticized, while similar practices by Bitcoin advocates, such as Michael Saylor , are often celebrated or ignored. He warned that Saylor is trying to play Ripple’s role in Bitcoin’s ecosystem, but the Bitcoin maximalists accept Saylor’s actions while criticizing Ripple and spreading false narratives about XRP. A Continuing Challenge for XRP Holders Morgan’s statement reinforces the ongoing challenge for XRP holders seeking clarity in a market often clouded by rumor and speculation. While many detractors constantly attempt to spread false narratives, the XRP community has many experts ready to intervene, ensuring Ripple and XRP don’t drown in misinformation. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Legal Expert: Ripple Escrow Has Been the Epicenter of Lies and FUD about XRP appeared first on Times Tabloid .
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Bitcoin has entered a technical correction phase after reaching an all-time high of $123,400 on July 14. The crypto asset is down by almost 7% as it currently trades near $114,000. The drop is attributed to macroeconomic pressures such as inflation and tariffs, bearish technical signals, and liquidation events. Data suggests that Q4 historically benefits Bitcoin, and after a strong July, bulls are hopeful for another breakout. Bitcoin’s Technical Dip CryptoQuant views the decline as primarily technical and said that the market is still in a broader price discovery cycle. This cycle, which reflects market attempts to determine Bitcoin’s fair value through supply and demand, could push the price toward the $200,000 level by the end of Q4 2025. BTC has traditionally seen strong performance in Q4, and current market conditions could help continue that seasonal pattern. Binance’s on-chain data reveals large stablecoin reserves. This points to a considerable amount of sidelined capital that could soon flow back into the market, potentially boosting Bitcoin and prominent altcoins like BNB. This, in turn, may set the stage for a potential altseason. The current reflexive relationship between Bitcoin and emerging treasury investors could aid its price discovery in Q4. But whether altcoins will follow suit remains uncertain amid growing market crowding. Nonetheless, institutional interest may further boost Bitcoin’s upward trajectory in the coming months. Adding to this narrative, Glassnode noted that Bitcoin’s $109K-$116K range is steadily filling during price dips, which reflects continued investor interest. The consistent staircase-like pattern suggests steady accumulation. Additionally, minimal selling between $118K-$120K means that investors in this range are largely holding, which indicates confidence in long-term price appreciation. Big Bets On Year-End Rally Several market watchers remain optimistic about a strong year-end comeback despite the current pullback. TeraHash, for one, recently predicted a price range of $130K-$150K by December, citing ETF inflows, potential Fed rate cuts, and upcoming regulatory clarity from the SEC and MiCA framework. Important catalysts include continued ETF inflows, Fed policy easing in September, and full implementation of Europe’s MiCA framework. Meanwhile, on-chain data shows surging mining difficulty and geographic expansion, while Hashrate-as-a-Service models attract institutions seeking exposure with less risk. Bullish projections also came from Fundstrat’s Tom Lee and American venture capital investor Tim Draper, who forecast $250K by year-end. Even more aggressive predictions from Charles Schwab and Mike Novogratz place Bitcoin at $1 million by the end of 2025. The post $200K Bitcoin (BTC) This Year? On-Chain Metrics Make a Strong Case appeared first on CryptoPotato .
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A recent research report from Morgan Stanley revealed a significant decline in cryptocurrency ownership in Europe. Research into EU interns has found that Bitcoin (BTC) and Ethereum (ETH) investments fall sharply in 2025. According to the research, the cryptocurrency preferences of young EU investors have changed dramatically. Bitcoin and Ethereum, once dominant forces among young investors, have lost their appeal, while XRP has emerged as the new dominant force. According to the research, only 12% of EU trainees currently own Bitcoin, a sharp decline from 63% in 2022. 82% of respondents said they do not own any cryptocurrencies, up from 69% in 2024. Ethereum investment has seen a similar decline, with investment in Ethereum falling from 60% in 2022 to just 7% in 2025. While Bitcoin and Ethereum experienced sharp declines, XRP reversed the trend. According to the research, XRP was the only cryptocurrency to gain momentum, with ownership rising from 0% to 5%. This growth is likely due to XRP gaining greater regulatory clarity, as well as the massive surge that made headlines in the fourth quarter of 2024. *This is not investment advice. Continue Reading: Morgan Stanley Research: Bitcoin and Ethereum Lost Their Former Power, Investors Turning to This Altcoin!
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Nearly five years after the Securities and Exchange Commission charged Ripple Labs with conducting an unregistered securities offering, the XRP lawsuit is quiet once again. The hush has prompted a fresh round of conjecture on X, but interviews and public statements by two veteran securities lawyers—Australian solicitor Bill Morgan and former SEC San Francisco Regional Director Marc Fagel—offer a straightforward procedural explanation: the Commission has not yet completed the internal vote required to abandon its own appeal. When Will The Quiet End In The XRP Lawsuit? Ripple scored a partial victory in July 2023 when US District Judge Analisa Torres found that programmatic sales of XRP on exchanges did not constitute securities transactions, while institutional sales did. Both sides noticed appeals in October 2024. Ripple withdrew its cross-appeal in June 2025 and has already placed the agreed-upon $125 million civil penalty in escrow, but the SEC’s appeal remains technically alive, leaving the judgment non-final and the injunction in place. The agency’s posture toward crypto changed sharply after President Donald Trump elevated former commissioner Paul Atkins to the chair earlier this year. “We will make sure the next chapter of financial innovation is written right here in America,” Atkins declared in an August 4 X post unveiling “Project Crypto,” a commission-wide rulemaking agenda to replace the prior regulation-by-enforcement strategy. His broader regulatory détente has fueled hopes that the Commission will simply drop the XRP lawsuit and cement Judge Torres’s retail-market ruling as binding precedent. Against that backdrop, pro-XRP lawyer Bill Morgan asked his followers whether Atkins “can actually get the SEC commissioners to vote to dismiss the Appeal … and his SEC attorneys to file papers dismissing the Appeal.” Morgan noted, “No, conspiracy. But let’s just have them get it done.” He points to August 15 as “a procedural checkpoint” when both sides must file a joint status report with the Second Circuit. “I hope we will have an update soon on or before 08/15,” he writes. Marc Fagel, who spent two decades inside the agency and now lectures at Stanford Law School, responded that the case is stalled on a single mechanical step: “There was a (very small) chance the original approval vote encompassed dismissal even without the modification of the injunctive order. Given the delay, seems pretty clear that was not the case, so we’re presumably still waiting on another vote.” Fagel further explained on X that the prior Commission, during failed settlement talks this spring, did authorize dismissal in principle, but only contingent on modifications to the proposed injunctive order. “They already voted to do this (in the context of the failed settlement) before Atkins even arrived. So it seems pretty obvious where this is going. They just have to get through the standard internal approval process,” Fagel noted. Because Judge Torres rejected the negotiated injunction, a second formal vote appears to be necessary. Contrary to social-media speculation, the Senate’s August recess and the still-pending CLARITY Act have no bearing on that purely administrative process. As Fagel put it, “They will file to dismiss as soon as the commissioners vote to do so.” What Happens On—Or After—15 August The upcoming status report is not a hard deadline to abandon the appeal; it merely obliges each party to declare whether further briefing is necessary. If the SEC remains divided—or if staff review drags—the agency can seek another sixty-day extension. Yet insiders see little appetite for prolonging a fight that the new chair has publicly framed as regulatory overreach. Should the Commission vote in the coming days, dismissal notices would be filed almost immediately. That would lift the injunction, release the $125 million penalty to the US Treasury, and end the one remaining appeal that prevents XRP’s legal status from crystallizing. At press time, XRP traded at $3.02.