Think BTC Is Too Expensive? This $0.035 Crypto Could Offer Greater Upside for Smaller Portfolios

What can $500 get you in c today? Not much — a fraction of a coin that, while valuable, limits smaller investors from meaningful exposure. That’s where Mutuum Finance (MUTM) steps in, offering a fresh opportunity for retail investors priced out of the massive blue chips like BTC and ETH. At a presale price of just $0.035 per token, $500 buys thousands of MUTM tokens, opening the door to potentially significant returns as the project moves through its roadmap. Mutuum Finance (MUTM) is not just another crypto token; it’s building an innovative dual lending platform that’s designed to appeal to both conservative and risk-tolerant investors alike. Its two-mode lending system offers broad market access—something many traditional lenders shy away from. Mutuum Finance (MUTM) Lending and Earning in a New DeFi Eco Mutuum Finance (MUTM)’s Peer-to-Contract (P2C) lending pools allow users to deposit blue-chip cryptocurrencies like Ethereum (ETH) and Cardano (ADA) to earn passive yields. For instance, a borrower depositing $1,000 in LINK tokens at a 70% Loan-to-Value (LTV) ratio can borrow $700 in USDC, while the lender supplying liquidity to the pool earns an impressive 11.2% APY — which translates to $112 in annual returns. This mechanism creates a mutually beneficial ecosystem where lenders enjoy predictable returns and borrowers access liquidity without selling their assets. On the other side of the platform lies the Peer-to-Peer (P2P) lending system. This mode targets highly volatile assets such as SHIB or TRUMP, offering higher risk-adjusted lending opportunities. By directly negotiating loan terms between lenders and borrowers, P2P lending enables flexible agreements tailored to the specific risk appetites of participants, expanding access to markets often ignored by more traditional platforms. With this diversified lending approach, Mutuum Finance (MUTM) is positioning itself as a versatile solution in decentralized finance, appealing to a wide audience ranging from conservative yield seekers to speculative borrowers. Presale Surge and Real-World Gains Fuel Growing Excitement Currently in Phase 6 of its presale, Mutuum Finance (MUTM) has already raised over $14.25 million, with a community of more than 15,100 token holders. The token price is set at $0.035, and investors are watching closely as the presale price is scheduled to increase by 15% to $0.040 in the next phase. This upcoming price hike creates a sense of urgency among those who want to maximize entry value before the token advances further. The opportunity is exemplified by an investor who reallocated $2,000 from Bitcoin (BTC) into MUTM during Phase 2 when tokens were priced at $0.015. That investment has now grown to over $4,666 at the current $0.035 price. Looking ahead to the expected listing price of $0.06, the holding value will surpass $8,000. As the project progresses through its beta launch, Layer-2 scalability upgrade, and secures listings on major exchanges like Binance or KuCoin, the post-listing price target of $3+ translates into more than 100x gains on the original investment. Such growth trajectories highlight the massive upside still available in Mutuum Finance (MUTM) compared to high-priced cryptocurrencies where smaller investors struggle to accumulate meaningful positions. To ensure trust and safety, Mutuum Finance (MUTM) has undergone a thorough CertiK audit, scoring an impressive 95 with a Skynet rating of 78. Security measures like these will continue as the project launches a $50,000 Bug Bounty program, rewarding developers up to $2,000 for discovering critical vulnerabilities. Alongside this, a $100,000 giveaway campaign is planned to reward early adopters and grow the community further. With over 12,000 followers engaged across social media channels, Mutuum Finance (MUTM) is building momentum and credibility in the crypto space. This combination of accessibility, innovation, security, and community support sets the stage for substantial growth. While many investors remain locked into holding expensive coins like Bitcoin (BTC), Mutuum Finance (MUTM) is building to offer an exciting alternative where smaller portfolios can gain early exposure to a project with genuine utility and scalability. The presale phase is a critical window to secure tokens at a fraction of the expected future value, making MUTM a compelling choice for those seeking outsized returns in the evolving decentralized finance world. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance

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LD Capital Projects Ethereum Could Reach $5,000 Amid Anticipated Market Shifts

LD Capital’s founder James Li predicts Ethereum will reach $5,000, driven by market dynamics and increased institutional interest. LD Capital aims for Ethereum to reach $5,000 amidst market shifts. James

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Arthur Hayes ‘Had to Buy It All Back’ After Selling $8.3M Worth of ETH

Arthur Hayes, co-founder of crypto exchange BitMEX, appears to have reversed course on a major ether (ETH) trade just days after warning of a market downturn. Last week, data from Arkham Intelligence showed that Hayes sold 2,373 ETH worth around $8.32 million, when the second-largest cryptocurrency was trading near $3,500 and moved into stablecoins. This weekend, however, he seems to have a change of heart. Hours ago, data first spotted by Lookonchain showed an address linked to Hayes moved out of $10.5 million in USDC to buy back ether, with the price of the cryptocurrency now hovering around $4,200. The move comes after Hayes liquidated over $13 million in crypto holdings last week, including ethena (ENA) and meme token pepe (PEPE). At the time, he cited U.S. tariffs and weaker-than-expected jobs data as headwinds for crypto, predicting bitcoin could test $100,000 and ether could revisit $3,000. Yet Hayes’ quick buyback suggests he may see renewed upside in ether. Hayes seemingly confirmed the acquisition of ETH in a post on X, saying he “had to buy it all back” while sharing an ether price chart.

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Shiba Inu (SHIB) and Dogecoin (DOGE) Surge Amid Rising Meme Coin Market Trends

Today, meme coins like Shiba Inu (SHIB), Dogecoin (DOGE), and Pepe (PEPE) are experiencing significant gains, with Mog Coin (MOG) also posting impressive double-digit growth. Shiba Inu (SHIB), Dogecoin (DOGE),

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Companies Quietly Adding XRP to Their Balance Sheets, SEC Filings Reveals

A growing number of publicly traded companies are quietly adding XRP to their treasuries, according to recent U.S. Securities and Exchange Commission (SEC) filings and corporate press releases. The trend, highlighted by Australian crypto lawyer Bill Morgan in a recent X post, suggests that XRP, valued for its low-cost, fast settlement capabilities, is starting to gain acceptance as a corporate treasury asset alongside Bitcoin and Ethereum. Quantum BioPharma Expands Its Digital Asset Portfolio Quantum BioPharma Ltd., which holds Bitcoin, Dogecoin, and Solana, disclosed in a Form 6-K filing that it has added both XRP and Ethereum to its portfolio. The filing, paired with an official press release, confirmed that these assets are stored with institutional custodian BitGo to ensure compliance and security. While the company did not publicly reveal the exact XRP amount, independent reporting based on Morgan’s review of the filings indicates an addition of 100,000 XRP. The move marks a clear shift toward diversification beyond the traditional Bitcoin–Ethereum mix that dominates corporate crypto strategies. The most recent SEC filings continue to show companies holding of adding XRP to their balance sheet. 1. Quantum Biopharma Ltd which previously held Bitcoin, Dogecoin and Solana has added XRP and ETH. 2. Worksport Ltd holds Bitcoin and XRP. It recently doubled its Bitcoin… pic.twitter.com/r4nIwfePDH — bill morgan (@Belisarius2020) August 9, 2025 Worksport’s Strategic Bet on XRP Pays Off Worksport Ltd. provides another notable example of this emerging trend. In December 2024, the company announced a new cryptocurrency strategy aimed at hedging against inflation and currency devaluation. Worksport has earlier confirmed the acquisition of both Bitcoin and XRP. Soon after, it doubled its Bitcoin holdings, demonstrating a willingness to scale its crypto exposure. The company’s XRP holdings have increased in value by about 15% since purchase, providing initial support for its diversification strategy. Other Micro-Caps Join the Movement Quantum and Worksport are not alone. Flora Growth Corp., a NASDAQ-listed firm, disclosed XRP holdings in its latest quarterly filing as part of a broader digital diversification plan. Several smaller companies, including Hyperscale Data and other development-stage firms, have also reported XRP positions in recent SEC filings. These allocations are generally modest but underscore a growing openness among micro-cap firms to integrate XRP into their balance sheets. Why Companies Are Turning to XRP Corporate interest in XRP is driven by several advantages: near-instant settlement times, low transaction costs, and increasingly sophisticated institutional custody solutions. These features make it an appealing choice for companies seeking efficient and liquid digital assets. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Regulatory clarity has also played a role. Following U.S. court rulings in 2023 that determined XRP sales on secondary markets are not securities transactions, the token has become a more viable option for risk-managed corporate portfolios. Ripple’s continued push to expand enterprise use cases further supports its adoption. For companies like Worksport, macroeconomic pressures add another layer of motivation. With inflation and currency volatility affecting traditional holdings, XRP offers both a hedge and a potential growth asset. The Filings to Watch Investors tracking this trend should watch for Form 6-K, 8-K, and 10-Q submissions, which often reveal details about cryptocurrency acquisitions, custody arrangements, and board-approved treasury strategies. In many cases, companies focus public statements on custody partnerships, such as Quantum BioPharma’s agreement with BitGo, without disclosing specific token amounts. This is where analysts like Bill Morgan provide value, parsing the filings to uncover the real story. A Gradual but Notable Shift While corporate XRP holdings remain relatively small compared to Bitcoin or Ethereum, the number of disclosures is slowly increasing. If early adopters continue to post positive results, it could encourage larger companies to follow suit. The shift is happening under the radar and is visible only in SEC filings. However, it reveals a significant trend: XRP is transitioning from a speculative asset for individual investors to a strategic addition to corporate treasuries. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Companies Quietly Adding XRP to Their Balance Sheets, SEC Filings Reveals appeared first on Times Tabloid .

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Bitcoin Is Still King Of Capital Inflows, According To Michael Saylor

Michael Saylor, founder of Strategy, suggested this week that a rumored move by the US to impose tariffs on gold imports could push money out of the metal and into Bitcoin. Related Reading: Ripple-SEC Legal Drama Ends; XRP Skyrockets 13% According to a Bloomberg interview, Saylor argued that Bitcoin cannot be taxed at the border because it “lives in cyberspace, where there are no tariffs.” He said the coin’s lack of physical weight and its speed of settlement make it more attractive than gold in a world where import duties on bullion are being discussed. Saylor Frames Bitcoin As Tariff-Proof Asset Reports have disclosed that others in the industry agree. Simon Gerovich, president of Metaplanet, called gold “heavy, slow, and political,” and labeled Bitcoin “light, fast, and free.” Based on reports, Metaplanet — a Japanese company that manages a Bitcoin treasury — bought nearly $54 million in Bitcoin recently, bringing its total holdings to 17,595 BTC, roughly $1.78 billion at current values. Those numbers matter to investors watching whether corporate treasuries will switch allocation from stored metal to digital coins. Market Reaction And Price Moves Markets reacted in different ways. Gold futures hit an all-time high after the tariff news, as traders scrambled to price the possible cost impact of new import rules. Bitcoin, meanwhile, traded roughly sideways in the same period, moving down by less than 1% in the last 24 hours. The split response shows that a policy shock can push some capital into metal while other buyers may sit on the sidelines or look to crypto for a different kind of hedge. This is the purchasing power of the U.S. Dollar This is the ultimate chart pattern for all fiat currencies Some think Gold is a great store of value (preserving its purchasing power) – and it is But the ultimate store of value will prove to be Bitcoin $BTC pic.twitter.com/4rdar3TRtT — Peter Brandt (@PeterLBrandt) August 8, 2025 Brandt Highlights Dollar Decline Over Decades Veteran trader Peter Brandt added fuel to the debate by posting a long-run chart that traces the US dollar’s purchasing power from $1.00 in 1971 to about $0.031 in 2025, based on M2 money growth. Related Reading: Crypto Is Here To Stay—Even The SEC Can’t Do Anything About It, Analyst Says Brandt pointed to a roughly 95% decline in that period and said this trend shows fiat currency can lose value over decades. He argued that while gold has held value for many years, Bitcoin is now positioned to serve as a store of value going forward. According to market watchers, the tariff talk has changed the short-term mood but not resolved which asset is the better long-term refuge. Institutional buyers like Strategy and Metaplanet are making public bets on Bitcoin, and that shapes expectations. At the same time, gold’s record high reminds investors that demand for tangible stores of value can spike on policy risk. Featured image from Unsplash, chart from TradingView

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Ether Price Targets $20,000 as Traders Anticipate Potential Breakout Amid Challenges Against Bitcoin

Ether (ETH) is projected to reach $20,000 as bullish predictions gain traction, driven by significant market momentum, although it faces challenges against Bitcoin. Ether is on track to reach $20,000

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Bitcoin’s Price Surge: Institutional Interest Grows Amid Supply Constraints and Japan’s ETF Delays

Bitcoin’s recent rally is primarily due to a supply squeeze on exchanges, coupled with institutional investments like Harvard’s $116 million in Bitcoin ETFs. Supply constraints are pushing Bitcoin prices higher,

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OurCryptoMiner Users Use XRP to Launch BTC and DOGE Mining Contracts

XRP, a cryptocurrency launched by Ripple Labs, aims to provide a fast, low-cost solution for cross-border payments and interbank settlements. Based on a unique consensus ledger protocol, it can process thousands of transactions per second, with confirmation times of just seconds and extremely low transaction fees. Unlike blockchains like Bitcoin, which rely on miners, XRP’s ledger is maintained by a group of validating nodes, making it more scalable. Although previously affected by Ripple’s legal dispute with the U.S. Securities and Exchange Commission (SEC), regulatory uncertainty has been significantly reduced with the conclusion of all appeals by both parties in 2025. With the launch of spot ETFs and the increasing adoption of Ripple’s payment network by more financial institutions, XRP’s liquidity and utility value are further enhanced. This article details how strategic partnerships drive innovation and how to use Ripple (XRP) to launch Bitcoin (BTC) and Dogecoin (DOGE) mining contracts through OurCryptoMiner, earning $5,735 or more per day. Strategic Partnerships Drive Innovation OurCryptoMiner’s CEO stated, “To build a more efficient and interconnected cryptocurrency future, driving updates is crucial. OurCryptoMiner has achieved excellent results in phased updates, providing a better user experience, improving liquidity flows, and moving towards true chain abstraction. This means that users no longer have to wait 10-30 minutes for inter-chain XRP settlements; now they receive it in 30-60 seconds.” Advantages of the OurCryptoMiner Platform: Signup Bonus: Upon creating an account, you’ll receive a $12 bonus, and $0.60 for daily check-ins. Fund Security: At OurCryptoMiner , user funds are securely stored in a tier-one bank, and all user personal information is protected by SSL encryption. The platform provides insurance underwritten by AIG for every investment. Flexibility: You can increase or decrease rented computing power at any time to adjust your mining strategy as needed. High-Quality Equipment: OurCryptoMiner uses the latest mining equipment, such as the Bitcoin Miner S19k Pro, Canaan Avalon Miner 1466, Canaan Avalon A15XP, and Bitmain Antminer S23 Immersion. Easy Management: Users don’t have to worry about maintaining and managing their mining equipment; simply purchase contracts and earn profits. Affiliate Program: Invite friends to join and earn up to 3% in direct referral bonuses and 2% indirect referral bonuses (secondary level). Professional Support: OurCryptoMiner offers 24/7 online customer service to help you with any questions. How an investor used XRP to start a Bitcoin (BTC) mining rig and earned $5,735. ①: Register an account: Visit the OurCryptoMiner website and register with a valid email address. New users receive a $12 bonus. ②: Purchase a cloud mining contract: OurCryptoMiner offers a variety of efficient and high-yield contracts. Each cloud mining contract has a different hashrate and contract period. For example: ⦁ [New User Experience Contract]: Investment Amount: $100, Investment Period: 2 Days, Total Net Profit: $100 + $8. ⦁ [Canaan Avalon Miner 1466]: Investment Amount: $1,200, Investment Period: 12 Days, Total Net Profit: $1,200 + $190.08. ⦁ [Canaan Avalon A15XP]: Investment Amount: $3,500, Investment Period: 25 Days, Total Net Profit: $3,500 + $1,216.25. ⦁ [Bitmain Antminer S23 Immersion]: Investment Amount: $7,900, Investment Period: 32 Days, Total Net Profit: $7,900 + $3,665.6. ⦁ [Bitmain Antminer S23 XP+ Hyd]: Investment amount: $10,000, investment period: 37 days, total net profit: $10,000 + $5,735. ⦁ [Avalon Air Cooling Mining Box-40ft]: Investment amount: $27,000, investment period: 45 days, total net profit: $27,000 + $21,748.5. For example: Invest $10,000 to purchase a $10,000 [Bitmain Antminer S23 XP+ Hyd] contract with a 37-day term and a daily yield of 1.55%. After successfully purchasing, you will receive a daily passive income of: $10,000 x 1.55% = $155. After 37 days, your principal and income will be: $10,000 + $155 x 37 days = $10,000 + $5,735 = $15,735. ③: Earn Daily Income: After purchasing a contract, you will receive passive income the next day. Daily income will be automatically deposited into your OurCryptoMiner account. Withdrawals are fast and convenient, with no hidden fees. Users can choose their preferred cryptocurrency. (The platform offers deposits and withdrawals in a variety of cryptocurrencies: USDT-ERC20, BTC, ETH, LTC, BCH, USDT-TRC20, and other mainstream cryptocurrencies. For more contracts, please visit the official website: http://ourcryptominer.com.) About OurCryptoMiner OurCryptoMiner, a cloud mining service provider established in the UK in 2019, is a leader in clean energy and sustainable cloud mining. The platform is committed to building a secure, legal, compliant, and transparent blockchain infrastructure, providing stable, intelligent cloud computing and one-click cloud mining services to users worldwide. OurCryptoMiner’s future intelligent cloud mining solution OurCryptoMiner is committed to providing users with a safe, efficient, and sustainable cryptocurrency mining experience through innovations in artificial intelligence and green energy technologies. Whether you’re just starting out in crypto or a professional investor seeking long-term returns, we will tailor the most suitable investment path for you and help you steadily grow your wealth. Join OurCryptoMiner today and achieve financial freedom! For more information, please visit our official website at https://ourcryptominer.com Official email: info@ourcryptominer.com Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post OurCryptoMiner Users Use XRP to Launch BTC and DOGE Mining Contracts appeared first on Times Tabloid .

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4 Early-Stage Crypto Picks You’ll Be Hearing More About: Cold Wallet, Little Pepe, and More

Presales often come with bold promises, but only a few manage to back them up with working tools and real user activity. Right now, people are paying close attention to the best presale crypto tokens that mix early access with actual product utility. From cashback wallets and fast Bitcoin versions to meme tokens and Web3 music, each one offers a unique angle. If you’re after user rewards, crypto tools, or culture-driven models, these four choices are worth a closer look. Early access could make all the difference before the spotlight hits. Cold Wallet (CWT): A Wallet That Pays You to Use It Cold Wallet is changing how people interact with crypto wallets. Instead of paying fees for gas, swaps, or bridges and getting nothing back, users earn $CWT for every transaction. The idea is simple: the more you use it, the more rewards you get. Everything works automatically and clearly. What makes this presale stand out from other best presale crypto tokens is its size. Cold Wallet bought Plus Wallet for $270 million and took in more than 2 million users from that deal, giving it a major head start. Its reward system is based on how many CWT tokens you hold. You can earn up to 100% back on gas, 50% on swaps, and 50% on fiat on-ramp or off-ramp fees. There’s no staking or waiting involved. Just hold the token and keep using the wallet to earn. Cold Wallet is now in stage 17 of a 150-stage best presale crypto tokens round. It has already raised over $5.8 million, and the token is priced at $0.00998. The final listing price will be $0.3517, which is over 38 times higher. For those looking to get in before it scales further, Cold Wallet is hard to ignore. Bitcoin Hyper: A Speed-Focused Spin on Classic BTC Ideas Bitcoin Hyper isn’t here to copy Bitcoin’s security layer. Instead, it offers something quicker and more flexible for users who want added function beyond just holding. It brings deflationary burn rules and DeFi utility into play, aiming to be a faster version built on Bitcoin’s core ideas. The token setup includes automatic burns with every transaction and earning features designed for those who get in early. As more people start using it, the burn rate climbs, slowly reducing supply. The team is also working on cross-chain support, letting Hyper move across blockchains without needing wrapped formats. Its presale is live, and prices remain low, placing Bitcoin Hyper among the best presale crypto tokens for people looking for BTC-inspired utility with added speed. With less attention going to memes now, coins with function like this may gain more ground. Little Pepe: A Meme Project That Rewards Its Fans Little Pepe mixes meme culture with a more organized community system. It’s not just another meme coin, it’s built around action. Telegram-based airdrops, NFT activities, and on-chain engagement all reward users directly with $PEPE tokens. It has stayed small on purpose, building a strong group of fans while remaining under the radar. The current presale tier values it at under $10 million, keeping it on the list of best presale crypto tokens for those seeking viral reach and early pricing. Like all meme projects, it comes with risk, but it’s not without structure. Audited contracts, smart design, and gamified rewards give it more depth than usual. It’s fast-moving, packed with energy, and ready to take off with its crowd behind it. AurealOne: Bringing Web3 Tools to the Music Industry AurealOne is one of the few presales looking at real-world solutions. Its main goal is to help artists manage audio rights through smart contracts. These tools let creators license, track, and earn from their work directly on-chain. The presale has been quiet so far, but the team has already signed on some early users and plans to launch NFT tie-ins for music files and sound-based IP. The token plays a key role in the system, from staking to govern protocol changes and accessing premium features. Still priced low, and with working models already in testing, AurealOne earns its place as one of the best presale crypto tokens for those focused on long-term use cases. If it hits its target on copyright and revenue features, the current price could look cheap later on. Closing Thoughts The most promising presales aren’t always the loudest ones. They often focus on fixing problems, building real tools, and giving early backers a reason to stay in. Cold Wallet stands out here with user rewards, a large base, and a presale price that still holds value. Whether it’s stacking up cashback from CWT, exploring a new take on Bitcoin, or joining meme-fueled campaigns, these are some of the best presale crypto tokens with real breakout chances. Waiting for launch could mean missing the low-entry window. By then, the price shift may already be done. Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post 4 Early-Stage Crypto Picks You’ll Be Hearing More About: Cold Wallet, Little Pepe, and More appeared first on Times Tabloid .

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